Hero Glamour Bike Insurance starting at ₹19/month*

Up to 80% Discounts on Premiums*
Quick Cashless Claim Transactions
No Inspection Online Bike Policy Renewals*

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Hero Glamour Insurance

Give your Hero Glamour the protection it deserves with Reliance General Insurance. Whether you're navigating daily traffic or heading out for weekend adventures, our customized two-wheeler insurance plans are built to keep your ride safe. From full coverage to third-party liability options, we offer flexible plans that match your needs and budget.

Enjoy a smooth renewal experience, transparent pricing, and fast claim processing—so you can focus on the road ahead. Whether it’s Hero Glamour Plus or standard coverage, our insurance solutions are designed to deliver confidence and convenience.

Ride worry-free knowing your Hero Glamour is backed by reliable protection from Reliance General Insurance. Get started today and let us handle the risks while you enjoy the journey.

Why US

Why IndusInd Bike Insurance?

IndusInd General Insurance (formerly Reliance General Insurance) provides comprehensive protection for your Hero Glamour along with reliable 24/7 customer assistance and an extensive cashless garage network, ensuring your daily rides stay smooth, safe and stress-free.

Model - Scooter

Up to 5 Years Coverage*

Buy once and get covered for 5 years

Get 10 Add-On Covers*

Extend your scooter's coverage

Video Claims Feature*

File claims on your mobile via our app

Instantly Renew via Mobile*

Just tap, pay and renew!

Why Do You Need Hero Glamour Bike Insurance?

Legal Mandate for All Owners

Every two-wheeler owner in India must have at least third-party bike insurance as per law. If you’re caught riding your Hero Glamour without valid insurance, you could face fines ranging from ₹2,000 to ₹4,000, and in severe cases, even imprisonment. Avoid legal hassles by insuring your bike immediately after purchase.

Covers Repair Costs

The Hero Glamour is designed for smooth city rides, but potholes and uneven roads can still cause damage to suspension or forks. Repairs for such issues can be expensive without insurance coverage. Comprehensive insurance ensures you’re protected from these unexpected costs.

Covers Bike Theft

Urban areas like Delhi, Mumbai, and Bangalore report high rates of bike theft. With prices starting at ₹87,000*, the Hero Glamour is a popular target. Insurance safeguards you from financial loss by covering your bike’s Insured Declared Value (IDV) if it gets stolen.

Covers Natural Disasters like Floods

The Hero Glamour weighs around 122 kg*, making it vulnerable to being swept away or damaged during floods. Water exposure can lead to engine damage and rust formation. With bike insurance, you’re covered against losses caused by natural calamities.

Covers Damage from Fires

Parking constraints in cities often force bikes into open spaces, increasing fire risk. If a fire breaks out, it can cause irreparable damage to your Hero Glamour. Insurance ensures you’re covered for fire-related losses, saving you from major financial setbacks.

Network Garages & Genuine Spare Parts

Did you know nearly 20% of road accidents involve counterfeit parts? Hero Glamour owners benefit from wide service networks, but genuine repairs can be costly. With the right insurance plan, you get access to authorized garages and genuine spare parts for high-quality repairs.

Types of Hero Glamour Bike Insurance Plans

Comprehensive Bike Insurance

This is a full-coverage plan that protects your scooter from damage and covers damage caused to others. E.g., Let’s say you’re on your way home, and you accidentally hit another person’s bike, damaging your bike and their bike. This policy can help cover your scooter’s repair costs and the compensation amount you would need to pay to the other person for damaging their bike.

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Third-Party Bike Insurance

This plan covers damage to another person’s vehicle or property, or injury caused to another person in an accident. It’s the most affordable type of plan and is mandatory under Indian motor laws. But this plan will not cover your bike if it’s damaged. So if you do want a plan that will cover your scooter’s repair costs, you can get a comprehensive plan or pair this plan with an own damage bike cover.

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Short Term Own Damage Bike Insurance

This plan offers an affordable way to cover your Hero Glamour if you already have a third-party policy and need to cover your scooter against accidents, natural disasters and theft. This is a short-term plan that offers coverage starting from 1 month*. It's ideal for bike riders who only require coverage for a short period, and it's also more cost-effective than purchasing a 1-year plan.

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Long Term Own Damage Bike Insurance

This policy covers your bike in case of damage from accidents, natural disasters, or theft. And since this is a long-term plan, you get 1-year coverage that can be renewed every year. E.g., if you hit another vehicle and the rear bumper is completely damaged, this plan can help cover your repair costs. Now, if you only had a third-party plan without this cover, you would have needed to pay for your repairs.

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Key Features of IndusInd Glamour Insurance

IndusInd Hero Glamour insurance combines comprehensive protection with modern digital features to keep your scooter safe on busy Indian roads.

Key Features	Descriptions
Starting Premiums	From ₹19 per month*
Coverage Offered	Own Damage + Third-Party (Available separately or bundled together)
Discounts	Up to 80%* + Up to 50% No Claim Bonus*
Cashless Claims	Zero upfront payment* (Does not include mandatory deductibles and co-payments)
Network Garages	11,000+ authorised cashless garages*
Smartphone-Enabled Claims Process	Quick claims via the Self-i app + 24-hour claim survey* for in-person inspections
Instant Buying/Renewal	Available via the Self-i app and our website
Add-Ons Available	10 Add-On Covers Available*
Personal Accident Cover	₹15 lakh PA cover* (Available as an additional cover)
24/7 Customer Support	Through phone, WhatsApp and email

Reliance’s Heading Second Table

Reliance’s online set up helps ease the process of purchasing a health plan.

Features	Features
Premium starting at	Premium starting at

Disclaimer: Please refer to the official policy documents for detailed information.

Inclusions & Exclusions

Inclusions and Exclusions of Hero Glamour

Model - Scooter

What's Covered

Accident Damage - Covers your two wheeler's repair costs for damage caused by road accidents, crashes and collisions.

Third-Party Liability - Injury or property damage caused to others.

Natural Disasters - Covers damage due to earthquake, flood, cyclone, lightning and heavy rain.

Theft Protection - Full reimbursement for a stolen vehicle or its parts.

Fire and Explosion - Protection against fire due to electrical faults, fuel leaks or external sources.

Transit Coverage - Protection during vehicle transport by road, rail, air or lift.

Model - Scooter

What's Not Covered

Wear & Tear and Depreciation: We cover all repair costs, except those arising from wear and tear and the natural degradation of parts that occur with regular use.

Accessories: You're fully covered for factory-fitted accessories under the base plan. However, any electrical and non-electrical accessories fitted to your bike after purchase require add-on coverage.

Law Violations and Outside Coverage Zone: You're fully covered for accident-related claims except for ones arising out of law violations or damage occurring to your bike outside of India's borders.

Disclaimer: Please check the official policy documents for detailed information about inclusions and exclusions under your plan.

Need Help Choosing a Bike Insurance Plan?

Talk to Our Expert Advisors

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Hero Glamour Bike Insurance Add-Ons

At IndusInd General Insurance, we offer comprehensive add-on covers for your Hero Glamour, designed to enhance your basic Hero Glamour bike insurance cover with premium protection options:

Consumables Coverage

Extra Bike Protection

Our Hero Glamour insurance add-ons cover essential consumables like engine oil, brake fluid, chain lubricants, coolants, and more after accidents. Enjoy full reimbursement through our authorised service network—ensuring your ride stays smooth and worry-free.

Enhanced Third-Party Property Protection

Extra Bike Protection

Extend your Hero Glamour insurance with Reliance’s superior third-party cover. Get higher limits, protection from costly claims, and peace of mind with comprehensive third-party coverage that goes beyond the basics.

Extra Personal Accident Coverage

Extra Bike Protection

IndusInd’s Hero Glamour insurance add-ons offer enhanced personal protection with extra PA cover, higher disability compensation, extended family benefits, and 24x7 accident support ensuring you and your loved ones are always safeguarded.

Emergency Medical Expenses

Money Saver

Our Hero Glamour bike insurance offers comprehensive medical protection, covering immediate hospitalisation, ambulance charges, and both rider and pillion. Plus, enjoy the freedom to choose any hospital for your treatment.

Return-to-Invoice Protection

Money Saver

Trust IndusInd’s Hero Glamour insurance add-ons for full value protection get invoice value reimbursement, theft and total loss cover, zero depreciation impact, and hassle-free claims. Ride worry-free knowing your bike’s true worth is always protected.

Depreciation Allowance

Money Saver

Get full value for replaced parts with IndusInd’s Hero Glamour nil-dep cover no depreciation cuts, complete repair coverage, and a smooth claim process. Choose our specialised add-ons for unmatched protection and truly worry-free rides.

How to Buy and Renew

How to Buy and Renew Hero Glamour

Model - Scooter

Buy Online

Scroll up to the top of this page and enter your details. To get an instant quote, use the calculator below.

If your two wheeler is brand new, click on "Bought a New Bike".

Select your two wheeler make/model and enter your registration and policy details.

Select any add-ons you require, then review the policy details and final price.

Pay online and complete the CKYC with your PAN details to receive your policy.

Model - Scooter

Renew Online

Go to the top of this page and click "Renewal". If you're adding add-ons, you can use the calculator below to check the price.

Enter your mobile number or policy number and click Renew.

Review and modify (if needed) your existing two wheeler policy details.

Make the payment online depending on the price stated

The Hero Glamour policy renewal will be complete

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Factors Affecting Two-Wheeler Insurance Premium

Several factors influence your Hero Glamour insurance premium, from the type of coverage you select to the bike’s specifications and added safety features. Understanding these elements can help you choose the right plan and manage costs effectively.

Type of Coverage

Third-party insurance offers basic protection at a lower cost, while comprehensive plans provide wider coverage, including own-damage protection. Although comprehensive policies may seem expensive, they safeguard you against repair costs and accidental damages—ideal for Hero Glamour owners who value peace of mind.

Add-On Covers

Optional add-ons like zero depreciation, engine protection, and roadside assistance can increase your premium. Choose add-ons based on your riding habits. For instance, if you frequently commute in urban traffic, zero depreciation cover can be highly beneficial for your Hero Glamour.

Make and Model

Premium rates vary by brand, model, and market value. The Hero Glamour, with its 125cc engine and stylish design, falls under the mid-range premium bracket. Its advanced features and higher IDV compared to entry-level bikes slightly increase insurance costs.

Anti-Theft Devices

Installing certified anti-theft systems can reduce your premium through safety discounts. Insurers often offer up to 2.5% discount for bikes equipped with advanced security features, making it a smart investment for Hero Glamour owners.

Vehicle Modifications

Any changes to your Hero Glamour’s original specifications—such as performance upgrades or cosmetic modifications—can increase your premium. Modified bikes pose higher risks and may require additional coverage for non-standard parts.

No Claim Bonus (NCB)

Claim-free years earn you NCB discounts of up to 50% on renewal premiums. This reward system encourages safe riding and helps reduce long-term insurance costs significantly.

How to Claim

How to Claim Hero Glamour ?

How to Claim

Cashless Claim

Step 1

Notify us about the incident to initiate the cashless claim process. You can register your claim using +91 22 4890 3009 or log into your Self-i account.

Step 2

Visit a network garage for vehicle inspection, damage assessment and repairs evaluation. Find your nearest network garage by using the garage locator below.

Step 3

You could also use the Self-i app's video claims feature to conduct a self-inspection. Just tap "Self Inspection" to begin.

Step 4

Submit documents like the claim form, ID proof, insurance and vehicle-related documents (driver's licence, RC book, PUC certificate, etc.).

Step 5

Get repairs done at the network garage and have the expenses covered by us.

Reimbursement Claims

Step 1

Notify us immediately after the incident to begin the Honda Activa claim process. You can do this via phone 022-48903009 (Paid) or online on our website.

Step 2

Choose any garage for vehicle repair and retain the original invoice and receipts.

Step 3

Pay for the repair upfront and collect all payment receipts for submission to the insurer.

Step 4

Submit the claim form along with invoices, receipts and necessary supporting documents.

Step 5

Receive reimbursement for the repair costs after claim approval from us.

Please Note: To find the complete list of claims documents you can visit our motor claims page.

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Our Network

Our trusted network for comprehensive coverage

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Insure the Best Parts of Your Hero Glamour

With its sleek design and modern features, the Hero Glamour appeals to riders of all ages. Its balanced ergonomics and comfortable seating make it a perfect choice for daily commutes. If you’re new to riding and accidentally scratch or dent your bike, insurance saves you from paying hefty repair bills.

The Hero Glamour is built for long-lasting performance, even on challenging roads. However, India’s monsoon season and humid climate can cause rust or water damage to metal parts and fuel tanks. Comprehensive insurance ensures you’re covered for repair costs if your bike suffers damage during harsh weather.

The Hero Glamour offers smooth handling for city traffic and highways, thanks to its advanced suspension and refined engine. But riding in stop-and-go traffic or slippery roads can lead to accidents. Insurance coverage helps you manage repair expenses for damages caused during such conditions.

The Hero Glamour enjoys strong resale demand due to its reliability and fuel efficiency. Maintaining this value requires genuine parts and quality repairs, which can be costly without insurance. Partnering with a trusted insurer ensures your bike gets authentic replacements and high-standard servicing.

Hero Bike Price for Different Models

Bike Name	Engine	Delhi Ex-Showroom Price
Hero Glamour	124.7cc	₹77,544
Hero Splendor Plus	97.2cc	₹72,076
Hero HF Deluxe	97.2cc	₹59,998
Hero Xtreme 160R	163cc	₹1,18,188
Hero Xpulse 200	199.6cc	₹1,37,296
Hero Passion Pro	113.2cc	₹74,118
Hero Super Splendor	124.7cc	₹80,848

Reliance’s Heading Second Table

Reliance’s online set up helps ease the process of purchasing a health plan.

Features	Features	Features
Premium starting at	Premium starting at	Premium starting at

Disclaimer: The prices mentioned are subject to change based on your city of residence, bike model, variant, year of purchase and the dealership you are buying your scooter from.

Key Takeaways

Getting insurance for your Hero Glamour isn’t just a smart move it’s a legal must. As per the Motor Vehicles Act of 1988, every two-wheeler owner must have at least basic insurance coverage. Riding without it can lead to penalties of up to ₹4,000 or even 3 months in jail.

Your Hero Glamour is a stylish and reliable commuter bike, but repairs and parts can be costly. That’s where IndusInd Bike Insurance (formerly Reliance General Insurance) steps in offering protection against accidents, theft, and natural calamities. Choose from basic third-party plans to full coverage with add-ons like engine protection and zero depreciation.

Buying a policy is quick and easy get insured online in minutes, starting at just ₹19/day*. Enjoy cashless repairs at 11,000+ garages across India, fast claim surveys within 24 hours*, and up to 50% NCB discounts on claim-free renewals.

Ride smart, ride safe choose IndusInd General Insurance for dependable coverage every time you hit the road.

Model - Scooter

Reliance General Insurance

Aapke Protection ka All-rounder

Reliance General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

Bike insurance starting at just ₹19 per month*!

Secure Your Hero Glamour in Minutes!

With us, you can expect near-instant online processes, so you're never left hanging in the event of an emergency. We also have a 24/7 dedicated customer support team that ensures we follow through on this promise!

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Frequently Added Questions (FAQs)

Will claim reimbursement be made in foreign currency?

No, all reimbursements are processed in Indian Rupees, based on the exchange rate applicable on the date of the incident or billing.

What should I do in case of lost passport or baggage?

File a police complaint at the local station and obtain a report. Also, inform the airline (for baggage loss) and file a PIR. These reports are needed for claim processing.

How do I track the status of my claim?

Claim status can be tracked via the Reliance customer portal or by contacting the claims assistance helpline with your reference number.

How long does it take to settle a claim?

If all documents are in order, most claims are settled within 10 to 15 working days. Complex cases may take slightly longer.

What is the time limit to report a claim?

Claims should be reported within 24–48 hours of the incident. Delay in notification may impact claim approval unless a valid reason is provided.

What documents are needed for a reimbursement claim?

You must submit the filled claim form, original hospital bills, medical reports, passport copy with visa stamps, boarding pass, and any other relevant documents.

What is Senior Citizen Travel Insurance?

Senior Citizen Travel Insurance is a specially designed policy that provides financial protection to individuals above 61 years of age when travelling abroad. It offers coverage for medical emergencies, hospitalisation, baggage loss, trip delays, and more, ensuring peace of mind during international travel.

Who is eligible for this policy?

Any Indian citizen aged 61 years and above can purchase this policy. It is suitable for both solo senior travellers and those travelling with family members.

Why is travel insurance important for senior citizens?

With advancing age, the risk of medical complications increases. This policy ensures that senior travellers are protected from high medical costs abroad, and provides additional coverage for travel-related contingencies like missed flights or lost baggage.

Is any medical test required before policy issuance?

A medical test may be required for applicants above a certain age or with disclosed health conditions. In most cases, a tele-underwriting process is followed to assess eligibility.

Can a family member buy the policy on behalf of a senior citizen?

Yes, a family member can assist with the purchase as long as accurate information is provided. The policy must still be issued in the name of the senior traveller.

Can the policy be purchased at the last minute?

Yes, the policy can be bought even on the day of travel, provided the trip hasn’t started. However, it is advisable to purchase the policy in advance to avoid last-minute technical issues.

Disclaimers:
*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.

Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.

Premium: The premium mentioned is excluding taxes for the private two-wheeler model TVS Jupiter with cubic capacity of less than 110 cc for a 1 year Own Damage Insurance policy for an IDV of 34,766. Premium used is 233/year as on 1 March 2023 and then converted into a per month basis, which gives us Rs.19/month (233/12).

Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, and age of the vehicle.

Two-wheeler UIN: Details mentioned are for the product- Reliance Two Wheeler Package Policy, UIN-IRDAN103RP0011V02100001.

Third-Party UIN: Details mentioned here are for the product- "A" Policy for Act Liability Insurance (Two Wheeler). UIN- IRDAN103RP0003V01200102.

Own Damage: Details mentioned here are for the product- Reliance Two Wheeler Policy- Stand-alone Own Damage (UIN- IRDAN103RP0002V01201920).