Car Insurance in Tamil Nadu

This add-on ensures you receive the full claim amount without deductions for depreciation on replaced parts. It’s especially beneficial for new or high-end vehicles, where part replacement costs can be significant.

Designed for those who drive less, this add-on calculates your premium based on actual kilometers driven. If you rely on public transport like the Chennai Metro and only use your car occasionally, this can help you save on insurance costs.

In case of total loss or theft, RTI helps you recover the full invoice value of your car, including road tax and registration charges. It’s a smart choice for new car owners who want complete financial protection.

This add-on protects your engine from damage caused by water ingression or oil leakage—common issues during Tamil Nadu’s monsoon season. It’s ideal for those living in flood-prone areas or frequently driving through waterlogged roads.

Tyres are prone to damage, especially on uneven or poorly maintained roads. This cover takes care of repair or replacement costs, making it a must-have for drivers in hilly regions or rural parts of Tamil Nadu.

If your car keys are lost or stolen, this add-on covers the cost of replacing both the keys and the locks. It’s a practical safeguard against theft or accidental loss.

During repairs, small items like engine oil, nuts, bolts, and brake fluid can add up in cost. This add-on ensures you’re not paying out of pocket for these consumables, making your claim more comprehensive.

Wheel rims can be expensive to repair or replace, especially if you drive a premium car. This add-on covers damage to rims caused by potholes, curbs, or road debris.

Whether you’re stuck on the highway or facing a breakdown in the city, this add-on provides towing, fuel delivery, battery jumpstart, and more—anytime, anywhere across Tamil Nadu.

If your personal items inside the car are lost or damaged due to theft, accident, or natural calamities, this cover compensates you. It’s ideal for those who carry valuables or electronics while commuting.

When your car is in the garage for repairs after a claim, this add-on provides a daily cash allowance. It helps cover your travel expenses while your vehicle is unavailable.

If your car is under repair for more than 30 days due to an accident or theft, this add-on pays your car loan EMI. It’s a financial cushion that keeps your budget on track during long repair periods.

Normally, making a claim affects your No Claim Bonus. With this add-on, you can retain your NCB even after a claim, helping you save on future premiums.

This add-on insures electrical accessories like music systems, reverse cameras, and GPS units fitted in your car. It’s perfect for tech-savvy drivers who’ve upgraded their vehicle.

If you’ve added custom seat covers, alloy wheels, or other non-electrical enhancements, this cover protects those investments. It ensures your car’s style and comfort features are insured.

By choosing to pay a fixed amount during claims, you get a discount on your premium. This add-on suits confident drivers who rarely make claims and want to lower their insurance cost.

If you own an EV and have a charger installed at home, this add-on protects it against damage or theft. It’s essential for maintaining your charging setup without unexpected expenses.

This add-on covers the electric motor in your EV, safeguarding it from damage and ensuring smooth performance. It’s a must-have for electric vehicle owners in Tamil Nadu.

Planning to drive beyond India’s borders? This add-on extends your car insurance coverage outside the country, making it ideal for international travel or relocation.