Senior citizen travel insurance starting at just ₹582*
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Up to $500,000 Coverage*
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Baggage & Passport Cover*
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Trip Cancellations Covered*
Senior Citizen Travel Insurance
A senior citizen travel insurance policy offers financial protection for travellers over the age of 60 until they are 91. It covers various risks like emergency hospitalisations, baggage losses, flight cancellations, loss of passport and trip delays.
With common health issues like diabetes, neck and back pain and heart issues, senior citizens may need multiple doctor visits, increasing the need to secure their trip with IndusInd senior citizen travel insurance (formerly known as Reliance senior citizen travel insurance).
Whether you’re an NRI looking to bring your parents over for a long-awaited reunion or a retiree eager to put that retirement fund to good use, our senior citizen travel insurance plan is designed to support your journey every step of the way. You can easily buy our plan online – no medical check-ups required.
With premiums starting at just ₹582/month*, we make all-around coverage more accessible so your adventures have no age limit.
IndusInd Senior Citizen Travel Insurance Benefits
Senior Citizen Travel Insights
As per the latest data, almost 30% of all outbound international travellers are more than 45 years of age, out of which 15% are more than 55 years.
In addition, over 38 countries have now mandated travel insurance for all visitors. This highlights the growing need for senior citizens to secure their international trips with a valid senior citizen travel plan to be eligible.
Why Senior Citizens Prefer Our Travel Insurance?
Whether you are looking to visit the country of your dreams or your children are settled in the UK, US, or Australia, with customised plans under IndusInd Senior Citizen Travel Insurance, keep yourself safeguarded against any unforeseen events.
Cashless Medical Claims*
Go cashless at any hospital overseas!
24x7 Global Assistance*
Emergency support everywhere
AI-Powered Self-i App*
Quick processes and 24/7 support
Flight & Baggage Loss Covered*
We cover delays, loss & cancellations
IndusInd Senior Citizen Travel Insurance Coverage
This table lists down key benefits and coverages of our Senior Citizen Travel Insurance plans. This plan offers specialised travel and medical protection that caters to their unique travel needs, such as medical emergencies, unexpected hospitalisations, loss of personal belongings, etc.
Key Features | Basic Coverage (in USD) | Maximum Coverage (in USD) |
|---|---|---|
Medical Expenses | $100,000 | $500,000 |
Personal liability | $100,000 | $250,000 |
Personal accident | $20,000 | $30,000 |
Total loss of baggage | $1000 | $1500 |
Loss of Passport | $1000 | $1500 |
Delayed checked-in baggage | $100 | $100 |
Trip delays | $25/day (Max of 6 Days) | 60/day (Max of 6 Days) |
Dental treatment | $500 | $100 |
Home burglary insurance | $100,000 | $100,000 |
Compassionate visit | Return fare for a family member/doctor | Return fare for a family member/doctor |
Disclaimer: Get to know the complete details of these plans by going through the policy wording linked here
IndusInd Senior Citizen Travel Insurance: Inclusions and Exclusions
What is Covered?
Medical Emergency: Medical and dental treatment arising out of accidents, along with life-threatening complications from pre-existing diseases.
Personal Liability: Any accidental injury or damage to another person or their property is covered. This includes your legal costs.
Trip and Baggage Delay: Trip delayed due to medical emergencies, bad weather, or security issues. Baggage delays that exceed 12 hours are also covered.
Passport and Baggage Loss: If your passport is lost or stolen during your trip, the policy will help cover the costs of getting a replacement. Baggage loss is also covered.
Emergency Assist: Emergency cash in case you lose money due to theft or any accident during the trip
What is Not Covered?
Medical Tourism, Undisclosed Pre-Existing Diseases & Maternity: We cover all medical emergency costs while you're overseas except for maternity costs, undeclared PEDs and planned medical treatments.
Negligence & Travelling Against Medical Advice: Your trip emergencies are always covered; however, we do not cover trips taken against a doctor's advice, or claims due to personal delays or negligence.
Legal Action: Liability-related costs are fully covered except for ones arising out of any legal violations while overseas.
Disclaimer: For the complete list of Inclusions and Exclusions, please refer to the policy wording here
Easy plans, expert help, zero worry
One Call is all it takes it get complete senior travel safety
How to Buy IndusInd Senior Citizen Insurance?
Pick Travel Type
Enter your trip details and contact information > Click on “Get Quote”.
Choose Coverage
Select the required sum insured (SI) > Click on “Buy Now”.
Make Payment
Enter your KYC details > Make the payment > Get your policy in minutes.
Senior citizen travel insurance starting at just ₹582*!
Because age shouldn't limit adventure
Experience knows no borders, nor should your protection. Get IndusInd Senior Citizen Travel Insurance so you can secure your journey wherever you go.
How to Claim Senior Citizen Travel Insurance?
Filing a claim under your IndusInd travel insurance policy is easy! For medical claims, all you need to do is submit your policy details at the hospital reception to get cashless medical coverage. And for non-medical claims like flight delays, trip cancellations, lost checked-in luggage, etc., open your Self-i app and tap “InstaClaim”.
Here are the details and documents you will need to provide when filing a claim. These will need to be scanned and emailed to us at indusind@europ-assistance.in –
General Documents
Travel Documents & Claim Form: Your original ticket, boarding pass or a copy of your passport indicating the travel dates. Duly filled and signed claims form.
For Medical Claims: Medical bills, test reports, discharge summary, etc. They need to show your name and treatment date, the type of illness and details of the items used for medical treatment.
For Theft & Emergency Cash: A Police Report obtained within 24 hours of the incident. For theft, the report needs to be obtained within 24 hours of you knowing when the item has gone missing.
Passport Loss: Original bills/receipts of costs for a new/fresh passport.
Additional Documents
Total Loss of Checked-In Baggage: A Property Irregularity Report or other report issued by the airline. You also need to submit proof of ownership of lost items worth more than US$100.
Delay of Checked-In Baggage: Original bills of emergency items purchased, and the Property Irregularity Report from the airline stating the date and time of arrival of the delayed baggage.
Flight Delays & Missed Connections:
Confirmation from the airline, with the scheduled arrival time and the actual arrival time. Reason for the flight delay needs to be mentioned and all original bills for costs.
For Third Party Liability: A police report and proof of judicial decision.
Disclaimer: For the complete list of documents, please refer to your policy documents. For further assistance, you can contact customer support. It takes around 30 working days* to settle your claim from the date of submitting the final claim document.
How is IndusInd Senior Citizen Travel Insurance Better?
How is this product better than any other plan?
Features | IndusInd Senior Travel Plan | Insurer A | Insurer B |
|---|---|---|---|
Medical Expenses | $500,000 | $500,000 | $500,000 |
Personal Liability | $250,000 | $100,000 | $100,000 |
Baggage Loss | $1,500 | $500 | $750 |
Loss of Passport | $300 | $250 | $250 |
Trip Cancellation | $600 | $500 | $500 |
Personal Accident | $30,000 | $15,000 | Not Available |
Key Takeaways
IndusInd General Insurance (formerly known as Reliance General Insurance) offers a specialised travel plan for senior citizens, available with high sum insured options up to $500,00*, starting at just ₹582*. We ensure that your international trip is packed with adventure and fun activities while we take care of any pre-existing or sudden medical needs and travel issues.
Among the senior citizens who enjoy travel, approximately 42% relate it to joy, 38% want to explore more and 6% believe it is a way to maintain purpose in their lives. All this together makes buying a senior travel plan an investment in financial and mental well-being.
With IndusInd Senior Travel Insurance (formerly known as Reliance Senior Travel Insurance), you get trip and medical coverage, daily hospital cash allowance, round-trip tickets for a family member in case of emergencies and 24/7 support via our Self-i app. So, don’t let age hold you back, grab your passport and start planning today!
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