Renault Kwid Car Insurance

The Renault Kwid is a stylish hatchback with SUV-inspired design elements, making it a standout choice for city drivers and first-time car owners. Whether you're cruising through urban streets or heading out for a weekend drive, the Kwid delivers a confident and comfortable experience. But even the most reliable cars need protection — and that’s where IndusInd car insurance comes in.

For instance, unexpected events like minor collisions or water damage during monsoons can lead to costly repairs. With our comprehensive car insurance plan, you can opt for add-ons like Engine Protect to cover such damages, ensuring peace of mind every time you drive.

Car insurance is also a legal requirement for all vehicles in India. So your Renault Kwid must be insured with at least a third-party car insurance policy.
Choose IndusInd General Insurance (formerly Reliance General Insurance) to safeguard your Kwid. Buy your policy online and store it digitally using the IndusInd Self-i app — so your insurance documents are always just a tap away!

Why Us?

Why 5 Crore+ Policyholders Trust Us?

IndusInd General Insurance (previously known as Reliance General Insurance) offers access to a wide range of add-ons, a simple claim process, 24x7 customer support and a strong cashless garage network, all designed to keep your Renault Kwid protected.

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10+ Add-On Covers*

Customise your Renault Kwid Car Insurance insurance

Up to 3 Years Coverage*

Get long and short term coverage

Video Claims Feature*

File claims via the IndusInd Self-i app

24/7 Customer Assistance*

Get support from anywhere in India

Why do you need Renault Kwid insurance?

Creating assets takes years of hard work, but one theft can leave you crippled financially. The Reliance Burglary and Housebreaking Insurance Policy keeps your property safe and gives you the peace of mind that you deserve.

Legal Mandate

All car owners in India must have at least third-party car insurance. So if you're driving your Renault Kwid on public roads, insurance isn’t optional — it’s mandatory. Failing to comply can lead to fines between ₹2,000–₹4,000 or even imprisonment for up to 3 months, depending on the offence.

Covers Car Repairs

The Kwid’s sleek design and city-friendly build make it ideal for daily commutes. But potholes, minor collisions, or sudden breakdowns can still happen. Without insurance, repair costs can burn a hole in your pocket. With Renault Kwid car insurance, you’re covered for accidental damage and repair expenses.

Covers Car Theft

Modern Kwid variants come with advanced features and stylish upgrades — making them attractive to thieves. If your Kwid is stolen, your insurance can reimburse the Insured Declared Value (IDV). Opt for the Return to Invoice add-on to get the full invoice value back in case of total loss.

Covers Natural Disasters

Monsoons and urban flooding can be tough on hatchbacks. If your Kwid suffers damage due to floods, storms, or other natural calamities, comprehensive car insurance ensures you’re not left paying for repairs out of pocket. Add-ons like Engine Protect can be a lifesaver during such events.

Covers Personal Accidents

Accidents can happen anytime, and personal safety matters most. Renault Kwid insurance includes personal accident cover for the owner-driver, helping with medical expenses in case of injury. It’s a crucial financial cushion during emergencies.

Digital Convenience

Buy your Renault Kwid insurance online with IndusInd General Insurance (formerly Reliance General Insurance). Store your policy digitally using the IndusInd Self-i app — so your documents are always handy, wherever you go.

Types of Renault Kwid Car Insurance Plans

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Comprehensive Car Insurance

A complete protection plan for your Renault Kwid that covers both third-party liabilities and own damage. Whether it’s a collision, fire, theft or natural disaster, this policy ensures your Kwid is financially protected. You also get access to 10+ add-ons for enhanced coverage.

Pay As You Drive Car Insurance

Drive less, pay less! This smart usage-based insurance plan lets you choose coverage based on your driving habits — from 2,500 km to 10,500 km annually, with a 125 km grace buffer. Unused kilometres can be carried forward or topped up anytime.

Third Party Car Insurance

The most budget-friendly option for Renault Kwid owners. It covers damages to third-party vehicles, property, or injuries caused during an accident. Stay legally compliant and drive worry-free with coverage options of up to 5 years.

Own Damage Car Insurance

Protect your Kwid from unexpected events like accidents, theft, fire, floods, and landslides. This standalone policy is ideal for those who already have third-party coverage. Choose between short-term (1 month) or long-term (up to 3 years) plans.

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Key Features

Key Features of IndusInd Renault Kwid Car Insurance Insurance

Individual Travel Plan

IndusInd Thailand Travel Insurance provides all-around protection for your trip against a range of disruptions. Our individual travel plan offers comprehensive protection for one traveller, so it's a great addition to any solo trip to Thailand. Here are the key features and coverage limits of this plan that make it a standout choice.

Key Features

Key Features	Descriptions
Starting Premiums	₹238/month*
IDV Customisation	Available
Coverage Offered	Own Damage & Third-Party Liability
Discounts	Up to 90%*
NCB Discount	Up to 50%*
Quick Claims Process	Cashless + Survey is initiated within just 24 hours of claim initiation
Smartphone-Enabled Claims	Video claim feature on the IndusInd Self-i App
Network Garages	11,000+* network garages nationwide
Instant Buying/Renewal	Quick policy purchase and instant renewal
Add-Ons	10+ add-on covers available*
Personal Accident (PA) Cover	Additional PA cover of up to ₹15 lakhs* is available
24/7 Customer Support	Available through WhatsApp and Calls

Family Travel Plan

Why buy 4 separate plans when you can buy one plan to cover your family of 4! Our family travel insurance plan offers coverage up to $250,000*, and this coverage is shared among all family members. This makes policy handling and claims processing a lot easier since you'll just be using one plan to cover your entire family during your trip.

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Inclusions & Exclusions

Renault Kwid Car Insurance Car Insurance: Inclusions & Exclusions

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What is Covered?

Accidents and Collisions: This covers the repair costs for damage to your car caused by a road accident.

Third-party Damages: This covers the cost of repairing damage to someone else’s vehicle or property.

Natural/Man-Made Disasters: Covers repair costs by floods, earthquakes, burglary, strikes, etc.

Fire or Explosion: Repair costs for damage due to fire, explosion, self-ignition and lightning will be covered

Theft: Offers compensation for damage or lost car parts due to theft. The coverage is based on the IDV.

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What is not Covered?

Depreciation: Depreciation of your car's parts typically isn't covered, but we do cover it under the nil dep add-on.

Law Violations: We cover all accidental damage to your Renault Kwid Car Insurance except for ones that arise due to law violations.

Accessory Coverage: We automatically cover factory-fitted accessories. But if you add more accessories after purchase, you'll need to opt for add-on coverage.

Outside Coverage Zone: We offer pan-India coverage, but if you require coverage outside India you can get our Geo-extension add-on.

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Renault Kwid Insurance Add-On Covers

Nil Depreciation Cover

Extra Car Protection

Get full claim settlement without deductions for depreciation on parts like plastic, rubber, and metal.

Pay As You Drive

Money Saver

Pay premiums based on your annual driving distance. Ideal for low-mileage Kwid owners.

Return to Invoice Cover

Money Saver

In case of theft or total loss, get the full invoice value of your Renault Kwid reimbursed.

Engine & Gearbox Protection Cover

Extra Car Protection

Covers costly repairs due to water ingression or mechanical breakdown of engine and gearbox.

Tyre Protection Add-On Cover

Road Safety Boost

Covers repair or replacement of damaged tyres due to cuts, bursts, or accidents.

Key & Lock Replacement

Convenience Cover

Covers cost of replacing lost or stolen keys and locks of your Renault Kwid.

Consumable Expenses Add-On Cover

Repair Support

Reimburses costs of consumables like engine oil, nuts, bolts, and brake fluid after an accident.

RIM Protection Add-On Cover

Wheel Care

Covers repair or replacement of damaged wheel rims due to potholes or road impact.

24/7 Roadside Assistance

Best Seller

Get round-the-clock help for breakdowns, towing, flat tyres, battery jump-starts, and more.

Loss of Personal Belongings

Valuables Protection

Covers theft or loss of personal items kept inside your Renault Kwid.

Daily Allowance Benefit

Mobility Support

Receive daily travel allowance while your Kwid is in the garage for repairs.

EMI Protection Cover

Financial Relief

Covers your car loan EMIs during extended repair periods due to major damage

No Claim Bonus (NCB) Retention Cover

Discount Saver

Retain your NCB discount even after making a claim, keeping your premiums low.

Electrical Accessories

Upgrade Protection

Covers damage or theft of custom-installed electrical accessories like music systems or sensors.

Non-Electrical Accessories

Customisation Cover

Protects non-electrical upgrades like seat covers, spoilers, or alloy wheels from damage or theft.

Geo Extension Cover

Cross-Border Safety

Extends your Renault Kwid’s insurance coverage to select neighbouring countries.

How to Buy

How to Buy/Renew Renault Kwid Car Insurance Car Insurance?

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Model - Car

Buy Car Insurance

On top of this page, enter car registration and mobile number. Use our calculator below to estimate SI and premium.

Select your car make/model and enter your registration and previous policy details.

Enter your mobile number and the OTP. Next select your policy type and car's IDV.

Select any add-ons you require, then review the policy details and final price.

Pay online and complete the CKYC with your PAN details to receive your policy.

Model - Car

Car Insurance Renewal

Navigate to the form on top of this page choose ‘Renewal’ to start your car insurance renewal process.

Fill in your mobile number or policy number > Submit.

Add your car’s details, such as registration number.

Update/modify your own damage plan as per your needs.

Confirm the premium and make the insurance renewal payment.

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Factors Affecting Renault Kwid Car Insurance Premium

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Kwid’s IDV

IDV is your Kwid’s current market value. A higher IDV means a higher premium but ensures better claim payouts. You can select your IDV while buying or renewing your policy.

Type of Coverage

Choosing between third-party and comprehensive plans impacts your premium. Adding extra covers increases the cost but enhances protection.

Add-On Covers

Add-ons like tyre, rim, engine, and key protection improve coverage but also raise your premium. More add-ons mean more benefits—and more cost.

Car’s Make and Model

Your Kwid’s variant, fuel type, and engine capacity influence the premium. Higher-end models or commercial use may lead to increased costs.

Claim History

No claims in the past year can earn you a No Claim Bonus, reducing your premium. Frequent claims may result in higher renewal costs.

Installing Anti-Theft Devices

Using IRDAI-approved anti-theft devices shows your Kwid is secure, helping lower your premium by reducing theft-related risks.

Family & Loved Ones

Why is this policy important for your family

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Covers & Features

How to File?

How to File a Car Insurance Claim?

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How to File

Cashless Claims

Step 1: Inform Us

You must inform us within 24 hours and and quickly register your claim through the Self-i app or a seamless, hassle-free process claim.

Step 2: Claim Verification

Take your car to a network garage, where we will send a surveyor to check the damage and verify the claim. Now easily find any network garage near you using our widget below.

Step 3: Self Inspection

You can also opt for a self-inspection via the Self-i app by submitting photos or via a live video survey.

Step 4: Claim Approval

Our team will approve your claim once you submit all your claim documents, which can take 7 days after submission.

Step 5: Bill Settlement

After we approve, we pay the bill directly to the garage and drop off your car at your address.

Reimbursement Claims

Step 1: Initiate the Claim

To initiate a claim for total loss, damage or theft, you’ll need to inform us within 24 hours.

Step 2: Visit Garage

Visit any garage of your choice for repairs. Pay the repair bills and keep all bills and receipts.

Step 3: Register Claim

Step 4: Upload Documents

As part of the document verification, upload RC, policy, DL, FIR (if needed), and repair estimate

Step 5: Money Transfer

Upon approval, we will transfer the claim amount directly to your bank account.

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Renault Kwid - Models and Prices

Renault Kwid is available in multiple variants, each known for its reliability, fuel efficiency and elegant design. the Renault Kwid continues to be a favourite among car buyers.

Renault Kwid Models	Price (as of August 2025)#
KWID 1.0 RXE Petrol, Manual	₹4,70,000
KWID 1.0 RXL Opt Petrol, Manual	₹5,00,000
KWID 1.0 RXL Opt AMT Petrol, Manual	₹5,45,000
KWID 1.0 RXT Petrol, Manual	₹5,50,000
KWID CLIMBER Petrol, Manual	₹5,88,000
KWID 1.0 RXT AMT Petrol, Automatic	₹5,95,000
KWID CLIMBER DT Petrol, Manual	₹6,00,000
KWID CLIMBER AMT Petrol, Automatic	₹6,33,000
KWID CLIMBER DT AMT Petrol, Automatic	₹6,45,000

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Reliance’s online set up helps ease the process of purchasing a health plan.

Features	Features
Premium starting at	Premium starting at

Disclaimer: The prices mentioned are subject to change based on your city of residence, car model, variant, year of purchase and the dealership you are buying your car from. The prices mentioned above have been taken from this source.

Key Takeaways

If you use your Renault Kwid to zip through city traffic, commute to work, or take your family on weekend outings, you already know the value of this compact and efficient hatchback. And while the Kwid is built to handle most urban challenges with ease, it’s not completely immune to the unexpected. Road accidents, tyre blowouts, or even water damage during monsoons can lead to costly repairs and part replacements.

That’s why it’s important to protect your Kwid with a car insurance plan. With IndusInd Renault Kwid Insurance (previously known as Reliance Renault Kwid Insurance), you get coverage starting at just ₹238/month*, along with 24/7 support and a digital-first experience.

We cover accidents, fires, and damage from natural disasters like floods and earthquakes. You also get legal protection through our third-party liability cover.
Plus, if you get your Kwid repaired at any of our 11,000+ network garages*, you won’t need to pay upfront—we’ll handle the bill for you! You can also file claims easily through your phone using the IndusInd Self-i app with our video claims feature.
Don’t wait to get your Renault Kwid insured—call us today to get a personalised car insurance plan!

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Yes, a family member can assist with the purchase as long as accurate information is provided. The policy must still be issued in the name of the senior traveller.

Can the policy be purchased at the last minute?

Yes, the policy can be bought even on the day of travel, provided the trip hasn’t started. However, it is advisable to purchase the policy in advance to avoid last-minute technical issues.