Comprehensive Car Insurance

Popularly known as Bumper to Bumper, this add-on ensures that at the time of a claim, any repair or replacement will be covered in full without any deductions impacted by depreciation. It typically covers up to two claims a year.

A usage-based cover that allows you to pay premiums based on the kilometres you drive. Ideal for people who stay close to their workplace or have a secondary vehicle that is used less frequently. You can choose between 2,500 – 10,500 kms* with an option to top-up.

Imagine receiving the full price of your car in the event of complete irreparable damage or theft! With our Return to Invoice cover, you get the full invoice amount you paid when buying the car, including taxes and registration fees borne by you during purchase.

Car engines are expensive to repair and replace after an accident. Hence, this add-on covers damages due to engine malfunction, oil leakage, water entering the engine causing hydrostatic lock, etc., which otherwise cannot be claimed under your standard policy.

Whether your car has tube or tubeless tyres, we cover the cost for repairs or replacement for bursts, bulges or cuts due to impact from potholes or accidents. Given how expensive tyre replacement can get, it is recommended that you opt for this add-on.

With smart keys or remote locking systems becoming the new norm for modern vehicles, it is essential to ensure protection against loss, damage, and theft. You're covered for the cost of replacing lost keys, repairing the lockset, or even reprogramming smart keys.

The smaller parts of your car make a big difference during claims! This cover pays for the repair or replacement of items like engine oil, brake fluid, and nuts and bolts, etc., that are prone to regular wear and tear and are often not covered under a standard policy.

We pay for the repair and replacement of up to 4 rims if they are damaged due to accidents or poor road conditions. We cover factory-fitted rims, rims that have been installed via a third party and rims that have been upgraded post-purchase.

If your car breaks down, we help get it running again so you can quickly get it to the nearest garage for repairs. You're covered for towing, fuel delivery, flat tyre replacement, battery jumpstarts and on-site repairs. All you need to do is get in touch via the Self-i App.

If your personal items, like your laptop, phone, or bags that cost more than ₹5000*, are stolen from your insured car, damaged during an accident or damaged during a theft attempt, you're covered for the value* of these lost items.

If your car is in the garage for repairs for more than 3 days, this cover gives you a daily cash allowance* to manage transport costs (cabs, train tickets, etc.) until your car is back. The allowance is determined based on your policy SI and value of your vehicle.

If your car is under repair at a garage for more than 21, 42 or 63 days, we help pay your car loan EMIs​ based on the tenure you opt for under your plan. It is ideal for individuals who have taken car loans and are paying monthly EMIs.

This cover protects your EV’s battery against damage caused by water, moisture, power surge, mechanical shocks or explosions and accidents. Since EV batteries are expensive to repair and replace, this cover is recommended for all EV owners.

Repairing damage done to your EV's motor can be expensive. This add-on covers the cost of repairs if your EV’s motor is damaged due to short circuits, coolant leakage, water entering the motor, overheating or other electrical failures.

This cover helps pay for the repair or replacement of your electric vehicle’s home charging unit (fixed unit and adaptor), whether it is damaged by rat bites, during accidents, theft, natural disasters, fires your charger will be protected at all cost.

You get to still file up to 2 claims per year* without losing your NCB discount. E.g., if you have a 50% NCB discount, any claims you make without this cover can result in you losing that discount. It's perfect for car owners who don't want to lose their high NCB discount but still want to have the option to file claims for any car damage.

Modern four-wheelers already come equipped with audio systems, rear-view cameras, AC and GPS units, which are typically included in your base car insurance policy. However, any electrical upgrades made to your car after purchase can only be safeguarded with this additional coverage.

If you have installed CNG kits or designer seat covers in your new car, you're covered for any damage or loss caused to those upgrades by an accident or theft. Models that already include these features on purchase are protected under the standard policy, but any upgrades after purchase need this add-on to ensure coverage.

Planning a road trip to Nepal, Bhutan or Srilanka? This add-on extends your policy coverage to India’s 6 select neighbouring countries* - Nepal, Bhutan, Bangladesh, Pakistan, Sri Lanka, and the Maldives - and gives you car insurance coverage even when outside India.