Nissan Car Insurance

The Nissan is admired for its sleek styling, smart tech features, and dependable performance—whether you're cruising through city traffic or heading out on a long drive. It’s a car built for comfort and confidence. But even the most reliable vehicles need a safety net, and that’s where IndusInd car insurance makes all the difference.

Take monsoon season, for example. Floods can lead to serious engine damage, which can be expensive to fix. With IndusInd’s comprehensive car insurance plan, you can opt for the Engine Protect add-on to cover such damages—saving you from unexpected repair costs.

Car insurance isn’t just a smart choice—it’s a legal requirement for every car owner in India. So, your Nissan must be insured with at least a third-party car insurance policy.

Getting insured is quick and hassle-free with IndusInd General Insurance (formerly Reliance General Insurance). You can buy your policy online in minutes and store it digitally using the IndusInd Self-i app—so your insurance documents are always just a tap away!

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Why 5 Crore+ Policyholders Trust Us?

A health insurance plan covers for these unexpected medical expenses, ensuring you don't have to bear the financial burden. You can focus on getting the medical care you need without worrying about the cost. In simple terms, health insurance helps you to reduce or avoid a larger financial stress by paying a comparatively smaller premium.

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13+ Add-On Covers*

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Up to 3 Years Coverage*

Get long term coverage

Video Claims Feature*

File claims via the Self-i app

24/7 Customer Assistance*

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Why do you need Nissan insurance?

Compliance with Laws

Driving your Nissan without valid insurance isn’t just risky—it’s against the law. As per the Motor Vehicles Act, every car must have at least third-party insurance. With IndusInd General Insurance (formerly Reliance General Insurance), you stay legally compliant while enjoying robust protection for your Nissan.

Financial Protection Against Damage

Whether it’s a minor dent or major accident damage, repairs can be costly. Nissan car insurance helps cover these expenses, so you don’t have to dip into your savings. From accidental damage to natural calamities and theft, your policy ensures your car—and your finances—stay protected.

Peace of Mind While Driving

With comprehensive Nissan car insurance, you can drive stress-free knowing that unexpected expenses are taken care of. Whether it’s a breakdown, a fender bender, or a major mishap, your coverage gives you confidence every time you hit the road.

Protection Against Car Theft

Nissan models are known for their sleek design and high resale value, making them attractive targets for theft. In case of total loss due to theft, your insurance reimburses the Insured Declared Value (IDV). Opt for the Return to Invoice add-on to get the full invoice value back.

Coverage for Natural Disasters

Floods, landslides, and other natural disasters can severely damage your Nissan. With the Engine Protect add-on, even water-logged engine repairs are covered—especially useful during monsoon season or in flood-prone areas.

Access to Network Garages and Genuine Parts

Nissan car insurance gives you access to a wide network of authorised garages across India. This ensures quality repairs using genuine spare parts, faster service, and cashless claims—making your post-accident experience smoother and more reliable.

Types of Nissan Car Insurance Plans

Comprehensive Car Insurance

This all-in-one plan covers both third-party liabilities and damage to your Nissan. Whether it’s a collision or a natural disaster, repair costs are taken care of. Plus, you can choose from 10+ add-ons to enhance your coverage for extra peace of mind.

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Pay As You Drive Car Insurance

Ideal for occasional drivers, this usage-based plan lets you pay based on how much you drive annually. Choose a range between 2,500–10,500 km* with a 125 km grace buffer*. Unused kilometers can be carried forward, and top-ups are easy when needed.

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Third Party Car Insurance

This budget-friendly plan covers damages to third-party vehicles, property, or injuries. New Nissan owners can opt for a 5-year plan and pay the premium just once—making compliance simple and cost-effective.

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Own Damage Car Insurance

Already have third-party coverage? This standalone plan protects your Nissan from accidents, fire, floods, and more. Choose between short-term* and long-term options (1 month to 1 year*) to suit your driving needs

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Key Features of Nissan Car Insurance

Key Features	Descriptions
Starting Premiums	₹238/month*
IDV Customisation	Available
Coverage Offered	Own Damage & Third-Party Liability
Discounts	Up to 90%*
NCB Discount	Up to 50%*
Quick Claims Process	Cashless + Survey is initiated within just 24 hours of claim initiation
Smartphone-Enabled Claims	Video claim feature on the IndusInd Self-i App
Network Garages	11,000+* network garages nationwide
Instant Buying/Renewal	Quick policy purchase and instant renewal
Add-Ons	10+ add-on covers available*
Personal Accident (PA) Cover	Additional PA cover of up to ₹15 lakhs* is available
24/7 Customer Support	Available through WhatsApp and Calls

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Inclusions and Exclusion

{Page Name}: Inclusions and Exclusion

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Accidents and Collisions: Our plan covers the repair costs for damage to your Mahindra car caused by a road accident.

Third-party Damages: Our Mahindra car insurance covers the cost of repairing damage to someone else’s vehicle or property.

Natural/Man-Made Disasters: We cover repair costs from natural disasters like floods and earthquakes, as well as man-made calamities like burglary, strikes, etc.

Fire or Explosion: Repair costs for your Mahindra car for damage due to fires, explosions, self-ignition and lightning strikes will be covered.

Theft: Offers compensation by paying the IDV amount to you for loss due to car theft.

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Depreciation: Depreciation of Mahindra car parts typically isn't covered, but we do cover it under the nil dep add-on.

Law Violations: We cover all accidental damage except for ones that arise due to law violations.

Accessory Coverage: We automatically cover factory-fitted accessories. But if you add more accessories after purchasing your Mahindra car, you'll need to opt for add-on coverage.

Outside Coverage Zone: We offer pan-India coverage, but if you require coverage outside India you can get our Geo-extension add-on.

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Nissan Insurance Add-On Covers

Nil Depreciation Cover

Money Saver

Get full reimbursement for plastic, rubber, and glass parts without depreciation cuts. Ideal for newer Nissan models and better battery warranty claims.

Pay-As-You-Drive Cover

Money Saver

Pay premiums based on actual kilometres driven. Great for low-mileage drivers, work-from-home professionals, or those who use public transport often.

Return-to-Invoice Cover

Money Saver

In case of theft or total loss within 3 years of purchase, this add-on reimburses the full invoice value—including registration and road tax—rather than the depreciated IDV.

EMI Protection Cover

Money Saver

If your Nissan is under a loan and suffers total loss or theft, this add-on helps cover your pending EMIs so your finances stay on track.

Daily Allowance Benefit

Money Saver

Covers your travel expenses while your Nissan is in the garage for repairs after an accident. Helps you stay mobile without extra costs.

Engine Protection Cover

Extra Car Protection

Protects your Nissan’s engine and gearbox from damage due to water ingression, oil leaks, or internal breakdowns—especially useful during monsoons.

Tyre Protection Cover

Extra Car Protection

Covers repair or replacement costs for tyres damaged by potholes, sharp objects, or rough terrain. Ideal for frequent highway or rural drivers.

RIM Protection Cover

Extra Car Protection

Provides financial support for repairing or replacing damaged rims caused by accidental impact or uneven roads.

Key Replacement Cover

Extra Car Protection

Covers the cost of replacing lost, stolen, or damaged keys and locks—including labour charges due to theft or break-ins.

Electrical Accessories Cover

Extra Car Protection

Protects factory-fitted electrical accessories like music systems, reverse cameras, and sensors from accidental damage.

Non-Electrical Accessories Cover

Extra Car Protection

Covers non-electrical add-ons like seat covers, alloy wheels, and roof rails in case of damage or loss.

24x7 Roadside Assistance

Emergency Support

Get help anytime, anywhere in India—whether it’s a flat tyre, dead battery, fuel delivery, or towing to the nearest garage.

Loss of Personal Belongings

Emergency Support

Covers the loss or theft of personal items kept inside your Nissan, such as bags, gadgets, or documents.

Geo Extension Cover

Emergency Support

Planning to drive your Nissan outside India? This add-on extends your coverage to neighbouring countries as per policy terms.

Emergency Hotel Accommodation

Emergency Support

If your Nissan breaks down far from home, this add-on helps cover hotel stay expenses while your car is being repaired.

How to Buy and Renew

How to Buy/Renew {Page Name}?

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Buy Car Insurance

Scroll up to the top of this page and enter your car registration and mobile number.

Select your car make/model and enter your car registration and previous policy details.

Input your mobile number and OTP. Next, select your policy type and the car's IDV.

Choose your add-ons (if needed), then review the policy details and final price.

Pay securely online and finish the CKYC with your PAN details to get your policy.

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How to Renew

Go to the calculator on top of this page and click the “Renew” tab.

Fill in your mobile number or policy number and click "Get Your Policy".

Add your car’s details, such as registration number.

Update/modify your car insurance plan as per your needs.

Confirm the premium and make the online renewal payment

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Factors Affecting Nissan Car Insurance Premium

Insured Declared Value (IDV)

IDV is the current market value of your Nissan. A higher IDV means better claim payouts but also a higher premium. You can adjust this value when buying or renewing your policy.

Type of Coverage

Choosing between third-party and comprehensive plans impacts your premium. Comprehensive plans cost more but offer wider protection. Add-ons also increase the premium.

Add-On Covers

Add-ons like tyre, rim, key, and engine protection enhance coverage but raise your premium. Choose only the ones that match your driving habits and car usage.

Car Make & Model

Your Nissan’s model, fuel type, and engine capacity influence the premium. Sports or high-end variants and diesel engines usually attract higher costs.

Claim History

If you haven’t made any claims in the previous year, you may qualify for a No Claim Bonus (NCB), which reduces your premium. Frequent claims can increase it.

Anti-Theft Devices

Installing IRDAI-approved anti-theft devices shows your Nissan is secure. This lowers the risk of theft and can help reduce your insurance premium.

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How to File

How to File a {Page Name} Claims?

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How to File a Mahindra Car Insurance Claim?

Cashless Claim

Step 1: Inform Us

You must inform us within 24 hours of the incident and register your claim. You can do this on the IndusInd Self-i app.

Step 2: Claim Verification

Take your car to a network garage, where we will send a surveyor to check the damage and verify the claim.

Step 3: Self Inspection

You can also opt for a self-inspection via the IndusInd Self-i app's live video survey feature or by submitting photos.

Step 4: Claim Approval

Our team will approve your claim once you submit all your claim documents, which can take 7 days* after submission.

Step 5: Bill Settlement

After we approve, we pay the bill directly to the garage once repairs are done. You will only need to pay mandatory deductibles (if any).

Reimbursement Claims

Step 1: Initiate the Claim

o initiate a claim for damage, total loss or theft, you’ll need to inform us within 24 hours.

Step 2: Visit Garage

Visit any garage of your choice for repairs. Pay the repair bills and keep all bills and receipts.

Step 3: Register Claim

Step 4: Upload Documents

As part of the document verification, upload RC, policy, DL, FIR (if needed), and repair estimate

Step 5: Money Transfer

Upon approval of your claim, we will transfer the claim amount directly to your bank account.

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Nissan - Models and Prices

Nissan is available in multiple variants, each known for its reliability, fuel efficiency and elegant design. the Nissan continues to be a favourite among car buyers.

Nissan Models	Price (as of August 2025)#
Nissan Magnite Manual \| Petrol/Turbo	₹6.00 - ₹10.86 Lakh
Nissan Kicks Manual \| Petrol	₹9.50 - ₹14.90 Lakh
Nissan Sunny Manual \| Petrol	₹8.48 - ₹10.89 Lakh
Nissan Micra Manual \| Petrol	₹5.99 - ₹7.23 Lakh
Nissan Terrano Manual \| Petrol/Diesel	₹10.05 - ₹14.65 Lakh

Reliance’s Heading Second Table

Reliance’s online set up helps ease the process of purchasing a health plan.

Features	Features
Premium starting at	Premium starting at

Disclaimer: The prices mentioned are subject to change based on your city of residence, car model, variant, year of purchase and the dealership you are buying your car from. The prices mentioned above have been taken from this source.

Key Takeaways

Whether you're navigating city traffic, transporting goods for your business, or heading out on weekend drives through uneven roads, your Nissan is built to handle it all. But even the most dependable vehicles face risks—be it sudden breakdowns, flash floods, or tyre damage from rough terrain.

That’s why securing your Nissan with a reliable car insurance plan is essential. With IndusInd Nissan Insurance (formerly Reliance Nissan Insurance), you get protection starting at just ₹238/month*, along with 24/7 support and a digital-first experience.

Our plans cover accidents, fire damage, and natural disasters like floods and earthquakes. You also get third-party liability protection to stay compliant with legal requirements.

Need repairs? Visit any of our 11,000+ network garages* and enjoy cashless service—we settle the bill directly. You can even file claims using the IndusInd Self-i app with our easy video claims feature.

Don’t wait—get your Nissan insured today and drive with confidence, knowing you're covered every step of the way.

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Reliance General Insurance

Aapke Protection ka All-rounder

Reliance General Insurance is one of the leading general insurance companies in India. The Company offers a well-rounded and comprehensive bouquet of products including Motor Insurance, Health Insurance, and Travel Insurance, and offers customised solutions to meet the protection needs of each customer.

IndusInd General Insurance

Get Tailored Car Protection With Us!

Get all-around protection for your Nissan with coverage against own damage, theft and more! You also have the option to add useful add-ons for enhanced coverage as per your needs.

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Yes, a family member can assist with the purchase as long as accurate information is provided. The policy must still be issued in the name of the senior traveller.

Can the policy be purchased at the last minute?

Yes, the policy can be bought even on the day of travel, provided the trip hasn’t started. However, it is advisable to purchase the policy in advance to avoid last-minute technical issues.