UAE travel insurance starting at just ₹306*
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Flight Cancellation Covered*
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Baggage Loss Covered*
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Passport Loss Covered*
Travel Insurance for UAE
The UAE impresses visitors with its modern cities, stunning deserts and rich ancient culture. Dubai is home to the iconic Burj Khalifa and the bustling Gold Souk, while Abu Dhabi boasts the stunning Sheikh Zayed Mosque. Desert safaris and incredible experiences make millions of travellers return every year.
While you're excited about exploring the UAE, you should also consider protecting your trip with travel insurance — which is actually required for all visitors to the UAE.
Imagine you arrive at your hotel but discover your luggage did not make it from your connecting flight. With IndusInd travel insurance, you can immediately file a claim and receive quick payouts to purchase essential clothes and toiletries for your first few days.
Or picture the panic of realising your passport went missing during a shopping spree at Dubai Mall, leaving you stranded in a foreign country. This is where our travel insurance transforms a potential disaster into a manageable situation. It provides financial coverage for emergency document replacement and expert guidance to help you complete the process smoothly when problems arise during your trip.
These scenarios show how we at IndusInd General Insurance (formerly Reliance General Insurance) work behind the scenes to keep your UAE adventure effortless and safe, handling the unexpected so you can focus on making memories.
With 24/7 global support* available whenever you need help, we’re always there for you. And the IndusInd Self-i app lets you file digital claims instantly from anywhere in the UAE. This gives you the freedom to fully immerse yourself in the Emirates' wonders without worrying about what might go wrong.
Millions of travellers choose our travel insurance because we provide reliable protection, quick claim settlements and round-the-clock support whenever and wherever you need assistance during your Emirates journey.
$500,000 Coverage*
High Medical Coverage
24/7 Customer Support*
Get help anywhere in UAE
99.57% Claims Settled*
Speedy claim processes
No Medical Check-ups*
Just apply, pay and download!
Benefits of Buying UAE Travel Insurance
Medical Coverage
Picture yourself exploring Dubai's magnificent desert dunes under the scorching UAE sun. These adventures create great memories, but intense desert heat can cause dehydration or heat exhaustion, requiring immediate medical care. Since medical costs in the UAE are significantly higher, even minor treatments are expensive. Hence, we offer coverage up to USD 500,000* for medical expenses and USD 500* for emergency dental treatments.
Passport Loss
While shopping in Dubai's busy souks, you discover your passport is missing from your bag. This can sometimes happen in crowded tourist areas or during multiple hotel transfers, creating travel complications. We take all these risks into account and provide essential passport replacement support, covering up to USD 300* for all replacement expenses, including embassy fees and necessary reissue documentation.
Flight Delays & Connecting Flights
You're at Dubai International Airport, ready to board your flight back home after an amazing UAE adventure. Suddenly, you notice your flight is delayed due to technical issues, extending your stay. This is where our flight delay protection steps in, providing up to USD 60* daily compensation* for delays exceeding 12 hours to cover your accommodation and dining needs during unexpected layovers.
Baggage Support
After checking into your Dubai hotel, you realise your luggage didn't make the connecting flight from Mumbai. When this happens, you’ll need to buy replacement clothing and toiletries at Dubai airport, which costs significantly more than regular shopping. Our baggage protection covers these situations, providing up to USD 100* for delays exceeding 12 hours and up to USD 1500* for complete baggage loss.
Personal Liability
While exploring Dubai’s famous Gold Souk, you accidentally damage expensive jewellery displays while taking photos. Such incidents can quickly escalate into costly legal claims, especially in the UAE’s premium retail sector, where damages reach significantly higher amounts than usual. Our personal liability protection provides up to USD 200,000* coverage against compensation claims and legal expenses.
Emergency Cash
Your wallet slips out of your pocket while enjoying a dhow cruise along Dubai Creek, disappearing into the water below. Basic expenses like meals, transportation and hotel incidentals become significantly more challenging without immediate access to funds. That's when our emergency cash assistance becomes invaluable, providing up to USD 300* to cover your important expenses while you sort out replacement.
Individual Travel Plan
We provide comprehensive travel insurance for solo travellers or those travelling with friends to the UAE. Our coverage ensures you can explore Dubai, Abu Dhabi and other Emirates destinations confidently, with reliable support for medical issues, travel disruptions and unexpected events throughout your journey.
Family Travel Plan
We offer family-focused travel insurance that covers multiple family members under one comprehensive policy for UAE trips. Our family plan addresses group travel needs like covering children, family medical emergencies and coordinated assistance when travelling together as a family unit to the Emirates.
Disclaimer: Please refer to the official policy documents for detailed information linked here.
What is covered?
Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.
Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.
Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.
Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.
Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.
What is not Covered?
Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.
Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.
Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.
Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.
Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.
Disclaimer: For a detailed list of inclusions and exclusions, please refer to our official policy documents linked here.
Need Help?
Schedule a callback
Getting IndusInd UAE travel insurance is very easy and takes only a few minutes to complete online. The simple digital process lets you buy your policy from the comfort of your home without any paperwork or office visits. You’ll get instant coverage for your upcoming trip as soon as you complete the purchase.
Enter Your Details
Enter your travel dates, DOB and choose UAE as your destination.
Complete KYC
Enter your phone number and complete the online KYC process.
Pay & Get Policy
Pay online and get your UAE travel insurance plan instantly via email.
Medical Claim
Medical Claim
Medical Claim
For medical claims, let us know via our helpline or email using your policy number.
Check if the hospital accepts cashless claims & submit the claim form.
IndusInd Care (previously Reliance Care) will review the claim and your documents.
Upon approval, we place a Guarantee of Pay (GoP) to the hospital.
If the hospital does not agree to the GoP, you can always file a reimbursement claim.
Disclaimer: Please refer to our official policy documents for the detailed claims process.
Types of Visas for the UAE
The UAE offers various visa options for Indian travellers, depending on the purpose of your visit. Understanding different visa types helps you choose the right one for tourism, business, transit or long-term stays in the Emirates.
Tourist Visa
The UAE offers a five-year, multiple-entry Tourist Visa allowing Indian travellers to stay 90 days per visit, extendable once for another 90 days. Apply through UAE airlines, hotels or tour operators with a valid passport, proof of funds, a return ticket and UAE medical insurance coverage required.
Visa on Arrival
Indian passport holders with a valid US visa, Green Card or UK/EU residence permit get a 14-day single-entry Visa on Arrival at UAE airports. One 14-day extension is possible through immigration counters. Simply present qualifying documents and pay fees upon arrival at the airport.
Visit Visa
The Visit Visa offers single or multiple-entry permits for 60, 90 or 120 days. Standard versions need UAE sponsors like residents, companies or hotels. The new Job-Seeker Visit Visa (valid for 60, 90 or 120 days) allows bachelor's degree holders to search for work without exit requirements while staying in the UAE.
Transit Visa
UAE airlines arrange Transit Visas for travellers with confirmed onward tickets to third countries. Free 48-hour and fee-based 96-hour options are available. Passengers need valid passports, onward tickets and hotel reservations. This visa cannot be extended and is perfect for layovers in the UAE.
Work Visa
Emirates employers sponsor Work Visas, starting with two-month entry permits. After arrival, medical exams, Emirates ID registration and labour card issuance create two-year renewable residence permits. Holders earning a minimum AED 4,000 monthly can later sponsor family members under specific salary requirements and conditions.
Residence Visa
Residence Visas last 1-5 years and are renewable indefinitely. Categories include Student, Investor, Retirement and Property Owner visas. The Golden Visa grants 5 or 10-year residency to investors and professionals. All require valid passports, UAE medical insurance and Emirates ID enrollment.
Embassy Contact Details: India and UAE
Parameters | UAE Embassy in India | Indian Embassy in UAE |
|---|---|---|
Country | India | United Arab Emirates (UAE) |
Location | New Delhi | Abu Dhabi |
Address | 12, Chandragupta Marg, Chanakyapuri, New Delhi 110021 | Plot No. 10, Sector W-59/02, Diplomatic Area, Off the Sheikh Rashid bin Saeed Street (Earlier known as Airport Road), near Pepsicola, P. O. Box 4090 |
Contact Number | +91 (11) 2611-1111 | 00-971-2-4492700 |
Email Address |
| |
Website | ||
Operating Days | Monday to Friday | Monday to Friday |
Operating Hours | 9:00 am - 4:00 pm | 8:30 am - 5:00 pm |
Govt Supported
Govt Supported
Govt Supported
Best Time to Visit the UAE
Your UAE travel experience depends heavily on when you visit. From scorching summers with empty attractions to cool winters packed with tourists, each season offers distinct advantages and challenges that smart travellers should consider before booking
November - March
What to Expect: Pleasant weather with temperatures 17-30°C.
Perfect for: First-time visitors, families, outdoor enthusiasts and Dubai Shopping Festival attendees.
Tourist Flow: Very high crowds
Flights and Hotel Rates: Highest prices with limited availability, especially December-January.
Return Airfare from India (Approx): ₹25,000 - ₹45,000*
Keep in Mind: Book early. Pack light jackets for chilly evenings. Major events happen during this period - Dubai Shopping Festival (Dubai), Abu Dhabi Film Festival (Abu Dhabi).
April - May, September - October
What to Expect: Warm temperatures, 25-38°C.
Perfect for: Budget travellers, food festival lovers and moderate crowd seekers.
Tourist Flow: Moderate crowds
Flights and Hotel Rates: Mid-range pricing with good deals available at Dubai Marina hotels, Abu Dhabi Corniche resorts and Sharjah properties.
Return Airfare from India (Approx): ₹18,000 - ₹30,000*
Keep in Mind: Plan indoor activities during hot afternoons.
June - August
What to Expect: Extremely hot weather, 33-48°C.
Perfect for: Budget travellers, mall enthusiasts and indoor activity lovers.
Tourist Flow: Very low crowds
Flights and Hotel Rates: Lowest prices with luxury hotels becoming affordable in Downtown Dubai, Saadiyat Island (Abu Dhabi) and beachfront Ras Al Khaimah.
Return Airfare from India (Approx): ₹12,000 - ₹25,000*
Keep in Mind: Stay indoors during peak heat. Excellent air conditioning everywhere. Enjoy Dubai Summer Surprises.
Interesting Facts About the UAE
World's Tallest Building: Standing 828 meters high, Burj Khalifa skyscraper equals three Eiffel Towers stacked and requires months for cleaning.
Seven Rulers: Each emirate has its own royal family, with Al Nahyan and Al Maktoum being the most influential.
World Record Holder: The UAE holds 190 Guinness World Records and continues to create new ones annually, with a dedicated office in Dubai.
Cultural Diversity Hub: UAE residents represent over 200 nationalities, with expatriates accounting for approximately 80% of the total population diversity.
Palm Jumeirah: Dubai created four artificial islands, with Palm Jumeirah being among the world's largest human-made island projects.
Burj Al Arab: This luxury hotel features 24-carat gold interiors covering 1,790 square meters and offers nine pillow types.
Desert Ski Resort: The Middle East's first indoor ski resort features real snow covering 22,500 square meters.
AI Minister Pioneer: The UAE appointed the world's first Minister of Artificial Intelligence in 2017, marking a pivotal step in the Fourth Industrial Revolution.
Zero Income Tax: UAE residents enjoy zero income tax, making it an attractive destination for international professionals.
Near Zero Crime: Abu Dhabi maintains a near-zero crime rate, ranking among the world's safest cities for residents and visitors.
Essential Apps for Your UAE Trip
Accommodation and Hotel Booking
Finding perfect UAE accommodation becomes effortless using Booking.com with extensive hotel selections and exclusive mobile deals. Airbnb provides unique local experiences and apartment rentals for longer stays. Agoda specialises in competitive Middle East pricing with detailed reviews.
Navigation
Getting around in the UAE's modern cities requires reliable navigation tools like Google Maps for accurate directions and real-time traffic updates. Waze offers community-driven alerts and the fastest route suggestions. Maps.me works perfectly without the internet for exploring remote areas.
Sightseeing and Events
Discovering UAE attractions becomes easier through Visit Dubai, which offers official tourism information, event calendars and exclusive attraction discounts. Platinumlist showcases entertainment events, concerts and cultural shows. Time Out Dubai provides comprehensive event listings and insider dining recommendations.
Food Delivery
Other Important Apps
Essential utilities include accessing the UAE Pass for digital government services and official transactions across the emirates. ADCB Mobile facilitates banking services and ATM location finding. Salik manages Dubai toll road payments for seamless highway travel throughout your journey.
Key Takeaways
The United Arab Emirates is one of the most popular tourism destinations in the world, attracting millions of people each year. In 2024, Dubai International Airport handled over 92.3 million passengers, making it one of the world’s busiest travel hubs.
With such high traffic and the UAE’s mandatory travel insurance requirement for all visitors, smart travellers understand the importance of travel insurance for comprehensive protection.
IndusInd UAE travel insurance starts from just ₹306*, making premium protection accessible to every traveller. Our 99.57% claim settlement ratio* shows our commitment to standing by our customers when they need us most. This dedication has earned the trust of over 5 crore travellers, building our reputation for reliability and excellence in travel protection.
Our comprehensive coverage includes up to $500,000* medical protection, essential for a country where healthcare costs can be significantly higher. In the UAE's luxury tourism market, even minor incidents can be expensive, which makes our $200,000* personal liability coverage especially valuable for travellers.
With 24/7 customer support*, you get assistance whether you're exploring Dubai's bustling souks or Abu Dhabi's cultural attractions. Our digital-first approach through the IndusInd Self-i app allows instant claim filing from anywhere in the UAE, eliminating paperwork and reducing processing time.
Whether you're visiting during peak season or exploring off-season deals, IndusInd travel insurance (formerly IndusInd travel Insurance) gives you the confidence to enjoy your UAE adventure relaxed.
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