Car Insurance in Chennai

Compensates the entire replacement cost for parts without deducting depreciation. This is ideal for drivers who need frequent repairs because of potholes and uneven road conditions.

Pay based on the yearly kilometres driven between 2,500–10,500 km*. This is the perfect plan for vehicle owners who don’t drive frequently and use public transport for regular commutes. 

Reimburses the entire invoice value, including taxes and registration, in the event that your car is stolen or completely damaged. 

Covers the cost of expensive engine repair bills from water-related damages, oil leakage, or accident-related damages. This is an important add-on as the standard policy will not cover engine repairs.    

Compensates for the repair and replacement costs of damaged and punctured tyres. This could be really beneficial, considering the challenging road conditions for Chennai commuters. 

Bears the cost of replacing lost or stolen keys, including smart keys. Also covers lockset repairs and replacements.

Pays for consumables such as engine oil, screws, and fluids that need to be replaced during repairs and are not covered under standard policies.

Protects up to four wheel rims annually against damage or cracks from potholes and rough roads. This is perfect for Chennai, where uncertain road conditions often cause rim damage. 

Get towing, jump-start, fuel delivery, or on-spot repair anytime, anywhere in Chennai. Whether you are stuck late in the night or stranded in traffic, this add-on ensures you don’t feel helpless.

Compensates for the cost of stolen or damaged items such as phones, laptops, or bags that were left in your car. This add-on is ideal for those who carry belongings when heading to work or for long city drives.

If your car is stuck in the garage for more than 3 days*, this add-on will compensate with a travel allowance. This is very helpful in busy cities like Chennai, where even minor accidents can take days to repair due to high workshop demand.

Pays the EMIs for your car loan if your vehicle has been stuck in repairs at an authorised garage for 21, 42, or 63 days*. This is perfect for vehicle owners who risk facing long repairs.

Enables you to raise two claims every year* without losing your No Claim Bonus discount. In the congested traffic of Chennai, where modern accidents are common, this add-on is a smart way to retain long-term premium savings.

Covers the cost of aftermarket electrical modifications such as GPS units, premium audio systems, or additional air conditioning. This is perfect for owners who customise their car and want to make sure their accessories are protected.

Safeguards non-electrical add-ons like CNG kits, alloy wheels, or custom seat covers. This is especially useful for Chennai's car enthusiasts who modify their vehicles and will need additional coverage against theft or accidental damage.

This compensates for the costly repairs and replacements of EV batteries that are damaged due to waterlogging, accidents, or electrical issues.

It safeguards the home charging units from any damage, theft, and natural disasters, whether you have a charger that has been fixed in your garage or a portable adapter. This makes sure your EV accessories are safe.

This provides coverage against short circuits, coolant leaks, or motor failures in EVs. With the growing EV adoption in Chennai, this add-on ensures that the high repair costs don’t have to be borne by the owner alone.

Extends the policy to six neighbouring countries, including Nepal, Bhutan, Bangladesh, and Sri Lanka, making it an ideal policy for travel enthusiasts who enjoy long trips and would want cross-border coverage.