International travel insurance, starting at just ā¹306*
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Medical Coverage $500,000*
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170 Countries Covered*
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Flights & Baggage Covered*
International Travel Insurance
International travel insurance, also referred to as overseas travel insurance, safeguards travellers from unexpected emergencies while travelling abroad on a vacation, a business trip or for their studies.
At IndusInd General Insurance (previously known as Reliance General Insurance), we offer travel insurance policies tailored for everyone, including solo explorers, families on holiday, students and senior citizens.
We also offer plans that cover single and multiple trips within a year, that address a range of issues from flight delays and missed connections to lost luggage or passports and medical emergencies. With 24/7 global support, we ensure nothing takes away from your travel experience.
With IndusInd international travel insurance (previously known as Reliance International Travel Insurance), you can buy visa-compliant travel insurance plans online within minutes before your trip. Get insured today and travel smart with our digital travel policies, so you can explore the world with complete confidence.
IndusInd International Travel Insurance Benefits
International Travel Statistics
Over 15 million Indians travelled overseas in the first half of 2024, showing a 14% yearly increase.
It's also been reported that 60% of travellers believe travel insurance is only needed for medical emergencies, not realising it covers travel delays, loss, and personal liability too.
Why 5 Crore+ Policyholders Trust Us?
No matter where your travels take you, an international travel insurance plan keeps you covered when plans go off-script. From lost bags to emergency care abroad, IndusInd international travel insurance steps in so your adventure keeps moving forward.
Plans Starting at ā¹306*
Big value, small price
We Cover Short & Long Trips!
Extendable to 365 days*
AI-Powered Self-i App*
Claims on the go via the Self-i app
24/7 Worldwide Support*
Call us anywhere and at any time
āTypes of Travel Insurance for International Travel
IndusInd Travel Insurance (formerly known as Reliance Travel Insurance) offers several types of plans for international travellers. These plans offer specialised coverage for different types of travellers. Anyone can buy them from our website and customise the coverage to fit their travel needs.
1
Individual Trip Travel Insurance
An individual travel insurance plan is specially designed for those who travel internationally only once a year to destinations such as the Schengen region, the USA, Canada or anywhere in Asia. It is suited for all types of travellers, including solo travellers, people travelling for work, families and senior citizens.
2
Multi-trip Travel Insurance
An annual multi-trip travel insurance plan is designed for frequent international travellers and covers multiple trips within a year (up to 45 days per trip). It eliminates the need to buy a separate plan for each international trip and offers coverage under a single plan for the entire policy year.
3
Family Travel Insurance
Protect your loved ones on every journey with comprehensive coverage for medical emergencies, trip delays, lost baggage and more. Specially designed for families, this plan offers comprehensive coverage where all family members can share the sum insured during the trip.
4
Senior Citizen Insurance
Specially designed for seniors, this plan provides health coverage for medical emergencies, hospitalisations and pre-existing conditions. With affordable premiums and extensive benefits, it ensures access to quality healthcare for individuals aged 60 and above.
IndusInd International Travel Insurance Coverage
Individual Travel Plan (Excluding USA & Canada)
This plan highlights the main benefits and coverages provided by our Individual travel plan. It covers several overseas destinations -- except the US & Canada.
Key Features | Basic Coverage | Maximum Coverage |
|---|---|---|
Medical expenses | ā$100,000 | $500,000 |
Personal liability | $100,000 | $200,000 |
Personal accident | $20,000 | $30,000 |
Total loss of baggage | $1000 | $1000 |
Loss of passport | $300 | $300 |
Delayed checked-in baggage | $100 | $100 |
Trip Delays | $25/day (Max of 6 Days) | $60/day (Max of 6 Days) |
Dental treatment | $500 | $500 |
Home burglary insurance | ā¹1,00,000 | ā¹3,00,000 |
Compassionate visit | Return fare for a family member/doctor | Return fare for a family member/doctor |
Individual Travel Plan (Worldwide)
The given plan outlines the key benefits and coverages that come with our Individual travel plan. This plan covers all countries, including the US & Canada.
Key Features | Basic Coverage | Maximum Coverage |
|---|---|---|
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Family Travel Plan (excluding USA & Canada)
This plan emphasises the key benefits and coverages available through our Family Travel Plan, which enables you to safeguard your entire family under one policy. It includes all international destinations except for the US and Canada.
Key Features | Basic Coverage | Maximum Coverage |
|---|---|---|
Medical Expenses | ā$50,000 | $500,000 |
Personal liability | $100,000 | $200,000 |
Personal accident | $15,000 | $25,000 |
Total loss of baggage | $500 | $1000 |
Loss of passport | $300 | $300 |
Delayed checked-in baggage | $100 | $100 |
Trip delays | $25/day (Max of 5 Days) | $50/day (Max of 7 Days) |
Dental treatment | $500 | $500 |
Home burglary insurance | ā¹1,00,000 | ā¹1,00,000 |
Compassionate visit
| Return fare for a family member/doctor | Return fare for a family member/doctor |
Family Travel Plan (Worldwide)
This plan highlights the key benefits and coverages provided by our Family Travel Plan, which allows you to protect your whole family under one policy. It includes all international destinations, including the US and Canada.
Key Features | Coverage |
|---|---|
Medical expenses | $100,000 |
Personal liability | $100,000 |
Personal accident | $25,000 |
Total loss of baggage | $1000 |
Loss of passport | $300 |
Delayed checked-in baggage | $100 |
Trip delays | $50/day |
Dental treatment | $500 |
Home burglary insurance | ā¹2,00,000 |
Compassionate visit | Return fare for a family member/doctor |
IndusInd International Travel Insurance: Inclusions and Exclusions
What is Covered?
Medical Emergency: Emergency medical and dental costs for sudden illness or accident during your trip are covered.
Personal Liability: If you accidentally cause damage to someone or their property, their medical costs and your legal costs are covered.
Trip and Baggage Delay: Trip delayed due to medical emergencies, rough weather, etc., and baggage delayed for more than 12 hours will be covered.
Passport and Baggage Loss: If your passport is lost overseas, the policy will help you cover the costs of getting a new one. We also cover luggage loss if your airline completely loses your checked-in luggage.
āEmergency Assist: Emergency cash assistance in case you lose money due to theft or any accident during the trip.
Pre-existing Disease: Medical emergencies arising due to any pre-existing disease which can become life-threatening.
What is Not Covered?
Medical Tourism, Undisclosed Pre-Existing Diseases & Maternity: We cover all medical emergency costs while you're overseas except for maternity costs, undeclared PEDs and planned medical treatments.
Negligence & Travelling Against Medical Advice: Your trip emergencies are always covered; however, we do not cover trips taken against a doctor's advice, or claims due to personal delays or negligence.
Legal Action: Liability-related costs are fully covered except for ones arising out of any legal violations while overseas.
Disclaimer: For the complete list of inclusions and exclusions please refer to the policy wording linked here.
Need help buying overseas travel insurance?
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How to Buy IndusInd International Travel Insurance?
Enter Your Details
Choose the country youāre travelling to and enter your contact details.
Choose Your Cover
Choose a sum insured (SI) for your plan ā Enter your KYC details.
Review and Buy
Pay online using one of the payment options ā Get your policy instantly.
Travel insurance starting at just ā¹306*!
Elite care for every corner of the globe!
Lost a bag? Missed a flight? Weāve got you. IndusInd international travel insurance ensures you get assistance no matter where you are!
āHow to Claim IndusInd International Travel Insurance?
Filing a claim under your IndusInd international travel insurance policy is easy! For medical claims, all you need to do is submit your policy details at the hospital reception to get cashless medical coverage. For non-medical claims like flight delays, flight cancellations, lost checked-in luggage, etc., open your Self-i app and tap āInstaClaimā.
Here are the details and documents you will need to provide when filing a claim. These will need to be scanned and emailed to us at indusind@europ-assistance.in ā
General Documents
Travel Documents & Claim Form: Your original ticket, boarding pass or a copy of your passport indicating the travel dates. Duly filled and signed claims form.
For Medical Claims: Your medical bills, test reports, discharge summary, etc. They also need to show your name and treatment date, the type of illness and details of the items used for medical treatment.
For Emergency Cash & Theft Claims: A Police Report obtained within 24 hours of the incident. For theft claims, you must get the report within 24 hours of you knowing when the item has gone missing.
Passport Loss: Original bills/receipts of costs incurred for a new/fresh passport.
Additional Documents
Flight Delays & Missed Connections:
Confirmation from the airline, with the scheduled arrival time and the actual arrival time. Reason for flight delay must be stated, and all original bills for additional costs.
Delay of Checked-In Baggage: Original bills of emergency items purchased, and the Property Irregularity Report from the airline stating the date and time of arrival of the delayed baggage.
Total Loss of Checked-In Baggage: A Property Irregularity Report or other report issued by the airline. You also need to submit proof of ownership of lost items worth more than US$100.
For Third Party Liability: A police report and proof of judicial decision.
Disclaimer: For the complete list of documents, please refer to your policy documents. For further assistance, you can contact customer support. It takes around 30 working days* to settle your claim from the date of submitting the final claim document.
Why Choose Comprehensive International Travel Insurance?
Medical Emergency Coverage
Even minor dental treatments and consultations overseas can cost you up to ā¹1 lakh, and thatās excluding any costs for medication youāll need to buy. Thatās why itās important to choose plans with high coverage limits, like IndusInd Travel Care (formerly known as Reliance Travel Care), that have fixed/high payouts for these events.
Visa Requirement Compliance
Travel insurance is a mandatory part of the visa application process in many countries. For example, suppose you are travelling to places like the Schengen area (France, Spain, Germany, Italy, etc.). You will need to provide proof of travel insurance to secure a visa and show that the plan offers enough coverage (at least EUR 30,000).
Covered for Passport Loss
Losing your passport abroad can be a daunting experience. After all, itās basically your ID overseas, and you need it for everything. In the event that you lose your passport during your trip, we'll assist in covering the cost of obtaining a temporary passport or reissuing a new passport.
Personal Liability Protection
Accidents can happen anywhere, and they can be especially costly overseas due to the high cost of living. So, if you unintentionally end up injuring someone or damaging their property during your trip, weāll cover their medical costs as well as your legal costs if the case gets taken to court.
Things To Keep āāāonā Hand When Travelling Abroad
āāāTravel Insurance
Have a soft copy downloaded on your phone or saved to Google Drive for quick access. You can also download it on the Self-i app for easy access during your trip.
Passport and Visa
Youāll need these two documents at all times, along with your boarding pass and flight tickets from the moment you set foot into the airport. So, make sure you keep them on hand.
International Roaming or Local SIMs
Forex Cards/Credit Cards
Forex cards help you stick to a budget since you can preload them. They also āoffer better ATM withdrawal rates than debit/credit cards. Credit cards offer extra benefits like lounge access and rewards.
Cash
Carry local currency to ensure you aren't stuck travelling to places that are cash-heavy, especially for local purchases and small-value expenses. For example, countries like Japan are cash-forward.
Transportation Apps
Transport apps like āāTrainline, āRome2Rio, Citymapper and even Google Maps can simplify commutes when travelling within city limits or if you're travelling across multiple countries.
Other Useful Apps
Google Translate and Currency Converter Calculator (āiOS & Android) can be great for non-English speaking countries and anyone travelling on a budget. Theyāre both also free.
How is IndusInd International Travel Insurance Better?
How is this product better than any other plan?
Features | IIndusInd Individual Travel Plan | IndusInd Family Travel Plan | Other Insurer |
|---|---|---|---|
Medical Expenses | $500,000 | $250,000 | $500,000 |
Personal Liability | $250,000 | $200,000 | $100,000 |
Baggage Loss | $1500 | $1000 | $500 |
Loss of Passport | $300 | $300 | $200 |
Trip Cancellation | $600 | $600 | $500 |
Personal Accident | $30,000 | $25,000 | $15,000 |
International Travel Insurance For Popular Destinations
USA
Canada
Australia
Japan
China
South Korea
Singapore
Thailand
Germany
France
Italy
Spain
Greece
Mexico
Brazil
Argentina
South Africa
New Zealand
United Arab Emirates
Key Takeaways
IndusInd International Travel Insurance (formerly known as Reliance International Travel Insurance) helps cover medical and trip-related emergencies during your overseas trips, starting at just ā¹306 per month*. With our coverage for flight delays or cancellations and delayed or lost baggage, you can embark on your adventures stress-free.
Our 100% digital, visa-compliant plans ensure you can quickly buy our plan online and have it saved on your phone through the Self-i app. This way, you devote the rest of your time and energy to planning out your trip and your visa process. We also offer smartphone-enabled claims processing and cashless claims worldwide, so you can enjoy your vacation while your insurance takes care of the rest.
Be it beach, hill, rock or pebble, you choose the travel, we cover the trouble!
Download our Self-i App now!
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