Tata Ace Insurance 

Also known as Bumper-to-Bumper Cover, this ensures that repair expenses for parts, such as plastic, fibre and rubber are fully covered. Without it, these costs are deducted from your claim. 

In case of total loss or theft, this cover ensures you get the vehicle’s original invoice value (including registration and road tax) instead of the depreciated amount. 

Get instant help around the clock, if your Tata Ace breaks down on the road. From towing to on-the-spot repairs or fuel delivery, this cover ensures you never stay stranded during deliveries. 

Engine damage can be costly after floods, oil leaks, or water entering the engine . This add-on covers such repair expenses, which aren’t included in a standard Tata Ace insurance policy.

Includes coverage for small but essential parts like nuts, bolts, screws, lubricants and engine oil that are usually excluded from standard claims under the base plan. 

This add-on helps you retain the no-claim bonus that you acquire with consecutive claim-free years even after you make a claim. This helps you reduce your renewal premium. 

Get coverage up to ₹25,000* for tools and equipment that are lost or damaged due to theft or an accident. It’s perfect for small business owners and delivery operators. 

Covers loss or damage to your personal items kept inside the vehicle (excluding cash or documents), up to ₹25,000* per policy term, with a small deductible of ₹500 per claim. 

If you or a permitted driver gets injured in an accident, this cover provides daily hospital cash benefits and ambulance charges*, up to the policy’s sum insured. 

If your Tata Ace needs towing after an accident, this add-on increases the towing limit beyond the standard ₹1,500, helping you save on unexpected roadside expenses. 

Pays for lock or key replacement if they’re lost or damaged. You’ll still retain your No Claim Bonus if no other vehicle damage claim is made. 

If your Tata Ace is under repair for more than 21, 42 or 63 days* due to a major accident, this add-on helps you cover your vehicle’s EMIs during that period.  

When your Tata Ace is being repaired after an accident, this cover gives you a daily cash allowance to manage your transportation needs until it’s back on the road. 

If your vehicle breaks down or gets stolen over 300 km from home, we’ll reimburse your hotel stay expenses as per your plan. 

Get a discount on your premium when you agree to pay a portion of the repair costs yourself during a claim — great for responsible owners looking to save. 

Extends your third-party liability coverage for accidental damage to another person’s property or injury, ensuring broader protection. 

Covers repair costs for alloy wheels damaged by potholes, speed breakers, or curbs — expenses typically not included in standard policies. 

Expands your Tata Ace’s coverage to neighbouring countries like Nepal, Bhutan, and Bangladesh ideal for inter-border commercial transporters. 

Covers repair or replacement costs for electric vehicle batteries damaged by overheating, manufacturing defects, or environmental causes. 

Provides coverage for electric motor damage due to power surges, water entry, or internal electrical failures — essential for EV-based Tata Ace models. 

Protects your portable or installed charger from theft, accidental damage, or fire — useful for drivers who charge their EVs at multiple locations. 

Covers replacement costs for lost or stolen keys and lock installation, including labour charges, up to 1% of the claim amount or ₹500, whichever is higher*. 

Covers repair or replacement costs for tyres damaged due to cuts, bursts or bulges, applicable to both tubed and tubeless tyres. Since it often carries heavy loads, this add-on offers great value. 

A Personal Accident Cover is mandatory for all vehicle owners in India. If you don’t already have one, you can opt for our ₹15 lakh* PA cover, which provides financial protection against medical expenses or accidental injuries sustained by the driver.