Ford Car insurance plans at just ₹238/month*
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Up to 90% Discount*
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11,000+ Network Garages
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99.57% Claims Settled
Ford Car Insurance
Ford cars have earned a loyal following in India for their robust build and stylish design. Be it the sporty Figo or the versatile EcoSport, these vehicles appeal to drivers who value performance, comfort, quality and reliability. Even after Ford ended local manufacturing, its models remain sought-after, especially in the pre-owned segment, where their durability continues to stand out.
Picture navigating a tight parking space in your Ford EcoSport and accidentally scraping the rear bumper. Precision paintwork and quality body parts can be costly, but with IndusInd Ford car insurance, authorised repairs and genuine replacements are covered so that your SUV looks its best. Or imagine a sudden waterlogging incident during the monsoon season, damaging your Ford Aspire’s engine. Our coverage helps with high repair bills, ensuring your car is back on the road without draining your savings.
IndusInd General Insurance (formerly Reliance General Insurance) makes owning and protecting your Ford effortless. Through the IndusInd Self-i app, you can buy, renew, file claims and track claim status from your phone. You can also locate the nearest network garage from our 11,000+ partners and access your policy instantly. So when the unexpected happens, getting your Ford back to peak condition is just a tap away.
A health insurance plan covers for these unexpected medical expenses, ensuring you don't have to bear the financial burden. You can focus on getting the medical care you need without worrying about the cost. In simple terms, health insurance helps you to reduce or avoid a larger financial stress by paying a comparatively smaller premium.
Why Do You Need Ford Car Insurance?
Creating assets takes years of hard work, but one theft can leave you crippled financially. The Reliance Burglary and Housebreaking Insurance Policy keeps your property safe and gives you the peace of mind that you deserve.
Legal Mandate
In India, having at least a third-party car insurance policy is a legal requirement under the Motor Vehicles Act. Driving your Ford without valid insurance can lead to hefty fines or In India, having at least a third-party car insurance policy is a legal requirement under the Motor Vehicles Act. Driving your Ford without valid insurance can lead to hefty fines or
High Quality Repairs
A good Ford car insurance plan ensures your car is repaired at authorised network garages using genuine spare parts. This helps maintain your Ford’s performance, safety and resale value. With the IndusInd General Insurance’s cashless claim facility, you can get repairs done quickly without worrying about paying large amounts upfront for quality service.
Covers Car Theft
Ford cars remain popular in the pre-owned market, making them potential targets for theft. With car insurance, you’re financially safeguarded if your Ford is stolen. We will compensate you as per the insured declared value (IDV), helping you recover from the loss without bearing the entire financial burden.
Covers Natural Disasters
From floods to cyclones, natural disasters can cause serious damage to your Ford. A comprehensive car insurance policy covers these risks, ensuring repair or replacement costs are taken care of. This protection ensures your investment in your vehicle remains safe, regardless of how unpredictable the weather becomes.
Covers Fire and Fire-Related Damage
Accidents, short circuits, or even external fire incidents can severely damage a car. With the right Ford car insurance plan, you’re covered against fire-related damages, whether they occur in your garage or on the road. We will cover repair or replacement costs, easing the financial impact of such mishaps.
Network Garages and Spare Parts
IndusInd General Insurance (formerly Reliance General Insurance) has a wide network of authorised garages where Ford owners can get cashless repairs. These garages use genuine Ford spare parts, ensuring your vehicle’s quality and performance remain intact. Our network support makes post-accident repairs hassle-free and quicker to process.
Types of Ford Car Insurance Plans
Comprehensive Car Insurance
A comprehensive policy gives your Ford all-around protection. It covers expenses if you damage someone else’s vehicle or property, and also pays for repairs to your own car. For example, if your Ford is in a collision, both repair bills can be covered under this plan. You can also choose from 10+ add-ons and 3 EV-specific add-ons* to make your coverage stronger.
Pay As You Drive Car Insurance
This plan is perfect if your Ford isn’t on the road every day. You only pay premiums based on the distance you drive, with yearly limits from 2,500-10,500 km* and a 125 km grace buffer*. Any unused kilometres can be carried forward, and you can top up anytime. Ideal for occasional drivers, work-from-home owners or those with multiple cars.
Third-Party Car Insurance
This is the minimum cover required by law for every car owner. It’s our most affordable plan and covers damage to another person’s property or injuries caused during an accident. For new Ford cars, you can choose a 1- to 3-year policy*, so you pay once and stay insured without annual renewals for up to 3 years.
Own Damage Car Insurance
If you already have a third-party policy, this standalone cover protects just your Ford. You can choose between short-term coverage* for a few months, ideal during high-risk periods like monsoons, or long-term coverage for up to a year. It’s a flexible way to protect your car without committing to long contracts.
Key Features of IndusInd Ford Car Insurance
IndusInd General Insurance offers features built to match the way you drive your Ford, whether you’re navigating busy city streets, cruising down highways or tackling varied road conditions.
Key Features | Descriptions |
|---|---|
Starting Premium Price | ₹238/month* |
Customisation of IDV | Available |
Coverage Offered | Third-Party Liability and Own Damage |
Discounts | Up to 90%* |
NCB Discount | Up to 50%* |
Quick Claims Processing | We offer cashless repairs and start the survey within 24 hours* of your claim |
Smartphone-Enabled Claims | IndusInd Self-i App offers Video Claim feature |
Network Garages | More than 11,000 network garages in India |
Instant Policy Purchase & Renewal | Available* |
Add-On Covers | 10+ Add-ons, along with 3 EV-specific Add-ons |
Personal Accident (PA) Cover | Additional PA Cover of up to ₹15 lakhs* available |
24/7 Customer Assistance | Available on Helpline and WhatsApp |
Disclaimer: Please refer to the official policy documents for detailed information.
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Ford Car Insurance Add-On Covers
Your Ford is built for performance, comfort and style. But sometimes standard insurance may not cover every need. Whether you take your Ford through busy urban streets, uneven rural tracks or long highway drives, our range of add-ons lets you customise your protection for extra confidence on the road.
Nil Depreciation
This “bumper-to-bumper” cover ensures full reimbursement for plastic, rubber, and fibre parts without depreciation cuts. It’s a great choice for Ford owners since replacing trims, panels, or bumpers can be costly.
Pay As You Drive
Pay premiums based on how much you actually drive your Ford. Pick yearly limits from 2,500 to 10,500 km*, with a 125 km grace buffer* & the option to carry forward unused kilometres or top up if you exceed your limit.
Return to Invoice
In case of irreparable damage to your car or theft, you get the original invoice value of your Ford, including taxes and registration costs, helping you replace it without extra financial strain.
Engine & Gearbox Protection
Ford’s powerful engines can be expensive to repair. This add-on covers damage from water ingress, oil leaks or accidents, saving you from steep repair bills.
Car Tyre Protection Cover
This add-on covers repair or replacement costs for damaged tyres. It is ideal for protecting you against the cost of tyre repairs caused by potholes, poor road conditions or bursts.
Key & Lock Replacement
Lost, stolen or damaged keys? This covers replacement costs, including smart-key programming, especially useful for models like the Ford Endeavour with advanced key systems.
Consumable Expenses
Covers smaller but essential repair costs for items like oils, brake fluids and nuts, especially helpful if you often drive in dusty or challenging conditions.
RIM Protection
Protects your Ford’s alloy or steel wheels from damage caused by curbs, potholes or accidents, covering repair or replacement expenses.
Roadside Assistance
Round-the-clock support for towing, flat-tyre changes, jump-starts or emergency fuel delivery. Easily accessible via our helpline or the IndusInd Self-i app.
Personal Belongings
Covers theft of valuables like laptops or smartphones from your locked Ford, ideal if you carry work gear or travel through high-theft areas.
Daily Allowance Benefit
If your Ford stays in the garage for over three days*, you’ll get a daily cash allowance for alternate travel expenses.
EMI Protection Cover
If repairs take more than 21, 42 or 63 days*, your monthly car-loan EMIs are covered, reducing financial stress.
No Claim Bonus (NCB) Retention Cover
Keeps your NCB discount intact even after making one claim* during the policy term, ensuring continued premium savings.
Electrical Accessories Cover
Covers aftermarket electrical items, such as upgraded audio, parking sensors, GPS, or cameras, installed in your Ford.
Non-Electrical Accessories Cover
Protects custom non-electrical fittings such as alloy wheels, seat covers, bumper guards, and decorative trims.
EV Battery Protection
Covers repair or replacement of your Ford EV’s battery from accidents, water damage or power surges.
Electric Motor Protect
Insures against repair or replacement costs if your Ford EV’s motor fails due to short circuits, overheating or impact.
EV Charger Cover
Covers repair or replacement of your EV charger if damaged by fire, theft, rodent bites or power surges, ensuring your power setup is secured.
Geo Extension Cover
Extends your cover to six neighbouring countries* like Nepal, Bhutan and Sri Lanka. It is perfect for international road trips in your Ford.
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Factors Affecting Ford Car Insurance Premium
Several elements influence how much you pay for your Ford car insurance, from your car’s specifications and value to the coverage type you select. Here’s what you need to know:
Your Ford Car’s IDV
18-65 years adults can buy the policy for themselves & family. Children can be covered from 91days to 25 years of age. 18-65 years adults can buy the policy for themselves & family. Children can be covered from 91 days to 25 years of age. 18-65 years adults can buy the policy for themselves & family. Children can be covered from 91days to 25 years of age. 18-65 years adults can buy the policy for themselves & family. Children can be covered from 91days to 25 years of age
Car’s Make and Model
Your Ford model, fuel type, and engine size all affect the premium. Cars with larger engines or those used commercially often cost more to insure due to increased risk and wear. Extra modifications or non-standard accessories can also raise premiums, as repairs or replacements for these can be more expensive.
Type of Coverage
Your premium will vary depending on whether you pick third-party cover or a comprehensive plan. Third-party is more affordable, while comprehensive cover protects against own damage, theft and natural disasters. Adding optional covers will increase the premium slightly, but it gives your Ford stronger, more rounded protection.
Add-On Covers
Add-ons can extend your cover to include tyres, rims, keys, locks and parts not usually included in basic policies. These come with a small extra cost but can save you a lot during repairs. The right add-ons make your Ford’s coverage more relevant and better suited to your driving needs.
Claim History
If you haven’t made any claims during the policy term, you can earn a No Claim Bonus (NCB), lowering your premium when you renew. A pattern of frequent claims may lead to higher premiums in the future. Safe driving and responsible claim use help you keep and grow your NCB benefits.
Installing Anti-Theft Devices
Fitting your Ford with IRDAI-approved anti-theft devices reduces theft risk, which can lead to lower premiums. It’s a simple step that adds extra security, especially when parking in public or unfamiliar areas, and gives insurers confidence in your car’s safety.
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Covers & Features
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Ford Cars & SUVs - Models and Prices
There are several Ford car variants available in India, allowing you to choose one that suits your liking and budget. Here is a simple list of a few well-known Ford models with their prices:
Ford Models | Price (As of August 2025)# |
|---|---|
Ford Ecosport | ₹9.59 lakh onwards |
Ford Figo | ₹6.39 lakh onwards |
Ford Endeavour | ₹36.73 lakh onwards |
Ford Aspire | ₹8.84 lakh onwards |
Ford Freestyle | ₹7,21 lakh onwards |
Disclaimer: The prices mentioned are subject to change based on your city of residence, car model, variant, year of purchase and the dealership you are buying your car from. The prices mentioned above have been taken from this source.
Key Takeaways
From the compact and lively Ford Figo to the rugged Ford Endeavour, every Ford model is built with attention to detail, solid engineering and comfort in mind. But even the most trusted cars aren’t shielded from life’s surprises, like a bumper scrape in traffic, a cracked windshield from flying debris, or water damage during heavy monsoons. Repair costs for such incidents can add up quickly, which is why having the right cover matters.
IndusInd Ford Car Insurance (earlier Reliance Ford Car Insurance) is created to safeguard your car against these risks. It covers accidental damage, theft, fire, and losses from natural or man-made calamities. If your Ford is involved in an incident that causes injury or property damage to a third party, our liability coverage steps in to protect you financially.
We’ve also made the process straightforward, access 11,000+ network garages* for cashless repairs, manage everything digitally through the IndusInd Self-i app, and get 24×7 assistance when you need it. Whether it’s filing a claim, checking your policy, or adding extra covers, it’s all just a few clicks away.
IndusInd General Insurance
Drive Your Ford With Complete Confidence!
Protect your Ford against accidents, theft, and more with a policy designed for your needs. Plus, choose from a range of handy add-ons to give your car extra protection, just the way you want it.
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While it is great that your employer provides health insurance, it may not be sufficient. Employee health insurance may have limitations such as lower sum insured or coverage that may not be adequate for your needs. Also, an employer health insurance covers you only during your job tenure.
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
Popular Places
While it is great that your employer provides health insurance, it may not be sufficient. Employee health insurance may have limitations such as lower sum insured or coverage that may not be adequate for your needs. Also, an employer health insurance covers you only during your job tenure.
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
Popular Places
While it is great that your employer provides health insurance, it may not be sufficient. Employee health insurance may have limitations such as lower sum insured or coverage that may not be adequate for your needs. Also, an employer health insurance covers you only during your job tenure.
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
Popular Places
While it is great that your employer provides health insurance, it may not be sufficient. Employee health insurance may have limitations such as lower sum insured or coverage that may not be adequate for your needs. Also, an employer health insurance covers you only during your job tenure.
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
Popular Places
While it is great that your employer provides health insurance, it may not be sufficient. Employee health insurance may have limitations such as lower sum insured or coverage that may not be adequate for your needs. Also, an employer health insurance covers you only during your job tenure.
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
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