Buy IndusInd Bike Insurance for Activa 6G starting at just ₹19/month*
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Up to 80% Online Discounts*
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Up to 5 Years Coverage*
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Pick Up and Drop Service*
Activa 6G Insurance
A Honda Activa 6G insurance covers your scooter’s repair costs from accidents, natural disasters and theft while meeting legal requirements under the Motor Vehicle Act of 1988. This coverage includes comprehensive protection for repairs and third-party liability coverage (which covers you if you cause injury or damage to someone else or their property during a collision).
For Activa 6G owners, daily rides through heavy traffic, road hazards and unpredictable weather conditions pose constant risks. These challenges make bike insurance coverage essential for protecting your scooter during every journey. That’s why our scooter insurance offers instant purchase and renewal services, allowing you to quickly get coverage, whether you're stuck in traffic or on a weekend trip.
With IndusInd General Insurance (formerly Reliance General Insurance), you also get fast claim processing, cashless claims and repair services at our 11,000+ authorised network garages*. Our customer-friendly policies and 24/7 support ensure you're never left stranded, making your daily commute worry-free and secure. Every daily rider deserves reliable protection for their trusted Activa 6G!
IndusInd General Insurance (formerly Reliance General Insurance) offers complete protection for your Honda Activa 6G, backed by 24/7 customer support and a vast cashless garage network. Enjoy smooth, safe, and stress-free rides every day with coverage you can trust.
Up to 5 Years Coverage*
Buy once and get covered for 5 years
Get 10 Add-On Covers*
Extend your scooter's coverage
Video Claims Feature*
File claims on your mobile via our app
Instantly Renew via Mobile*
Just tap, pay and renew!
Why Buy Activa 6G Insurance?
Choosing the right Activa 6G insurance means getting reliable support when you need it most, without the stress of complex claim processes or long waiting times.
Cover Your Repair Costs
Get complete financial protection for all repair expenses at authorised network garages without worrying about upfront payments. Our comprehensive coverage handles everything from minor scratches to major accident damage, ensuring your Activa 6G returns to perfect condition.
24-Hour Quick Claim Survey
Get your claim surveyed fast with our expert team reaching you within 24 hours of claim intimation. No waiting days or weeks - we understand your Activa is essential for daily travel. Quick assessment means faster repairs and getting back on the road sooner. We also offer a pick-up and drop-off service once your repairs are done at our network garages.
Instant Claims with Selfi App
Skip paperwork hassles with our innovative IndusInd Self-i App that lets you file claims instantly using video streaming technology. Simply record the damage, upload it through the app and get your claim processed without visiting offices or sifting through lengthy documentation.
Wide Cashless Garage Network
Enjoy hassle-free repairs at thousands of authorised cashless garages across India. No need to worry about arranging funds or finding a trusted mechanic—our network ensures quick service and genuine parts for your Activa 6G. This convenience means less downtime and complete peace of mind for your daily commute.
Types of Activa 6G Insurance Plans
Comprehensive Bike Insurance
Comprehensive bike insurance for the Honda Activa 6G provides dual coverage benefits under one plan with both third-party liability and own damage coverage. The policy includes protection against fire, accidents, natural calamities and theft, making it perfect for riders seeking comprehensive all-around protection for their scooter. Plus, enjoy up to an 80% discount* and additional savings like automobile association membership (5% off*) and anti-theft device discount (2.5% off*).
Third-Party Bike Insurance
This plan covers damage to another person’s vehicle or property, or injury caused to someone in an accident. It’s the most affordable option and is mandatory under Indian motor laws. However, it does not cover your Activa 6G if it gets damaged. If you want protection for your scooter’s repair costs, you can opt for a comprehensive plan or pair this with an Own Damage cover.
Short Term Own Damage Bike Insurance
This plan is a cost-effective way to protect your Activa 6G if you already have a third-party policy. It covers your scooter against accidents, natural disasters, and theft. Coverage starts from 1 month*, making it ideal for riders who need insurance for a short duration. It’s also more economical than buying a full-year plan.
Long-Term Own Damage Bike Insurance
This policy protects your Activa 6G against damage from accidents, theft, or natural calamities. It offers one-year coverage with easy renewal options. For example, if your scooter is damaged in an accident, this plan helps cover repair costs. Without this cover, you would need to pay out of pocket if you only had a third-party policy.
Key Features of IndusInd Activa 6G Insurance
IndusInd Honda Activa 6G insurance combines comprehensive protection with modern digital features to keep your scooter safe on busy Indian roads.
Key Features | Descriptions |
|---|---|
Starting Premiums | From ₹19 per month* |
Coverage Offered | Own Damage + Third-Party (Available separately or bundled together) |
Discounts | Up to 80%* + Up to 50% No Claim Bonus* |
Cashless Claims | Zero upfront payment* (Does not include mandatory deductibles and co-payments) |
Network Garages | 11,000+ authorised cashless garages* |
Smartphone-Enabled Claims Process | Quick claims via the Self-i app + 24-hour claim survey* for in-person inspections |
Instant Buying/Renewal | Available via the Self-i app and our website |
Add-Ons Available | 10 Add-On Covers Available* |
Personal Accident Cover | ₹15 lakh PA cover* (Available as an additional cover) |
24/7 Customer Support | Through phone, WhatsApp and email |
Disclaimer: Please refer to the official policy documents for detailed information.
What's Covered
Accident Damage - Covers your two wheeler's repair costs for damage caused by road accidents, crashes and collisions.
Third-Party Liability - Injury or property damage caused to others.
Natural Disasters - Covers damage due to earthquake, flood, cyclone, lightning and heavy rain.
Theft Protection - Full reimbursement for a stolen vehicle or its parts.
Fire and Explosion - Protection against fire due to electrical faults, fuel leaks or external sources.
Transit Coverage - Protection during vehicle transport by road, rail, air or lift.
What's Not Covered
Wear & Tear and Depreciation: We cover all repair costs, except those arising from wear and tear and the natural degradation of parts that occur with regular use.
Accessories: You're fully covered for factory-fitted accessories under the base plan. However, any electrical and non-electrical accessories fitted to your bike after purchase require add-on coverage.
Law Violations and Outside Coverage Zone: You're fully covered for accident-related claims except for ones arising out of law violations or damage occurring to your bike outside of India's borders.
Disclaimer: Please check the official policy documents for detailed information about inclusions and exclusions under your plan.
Unsure Which Motor Policy Fits You?
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Honda Activa Bike Insurance Add-Ons
Our bike insurance add-ons give your Activa 6G enhanced protection against depreciation deductions, engine repairs, and more. If you live in an accident-prone area or want to reduce out-of-pocket expenses, these add-ons are the perfect solution.
Nil Depreciation
Money Saver
Get the full claim amount for plastic, rubber, and fibre parts without any depreciation deduction during repairs. This ensures maximum coverage for replacement parts affected by wear and tear.
Engine Protector
Extra Scooter Protection
Safeguards against costly engine repairs caused by water ingress, oil leakage, hydro lock, and accidental damage. Covers mechanical failures that standard policies don’t include.
Consumable Cover
Money Saver
Covers essential items like engine oil, nuts, bolts, and brake fluid during repairs—costs usually excluded from standard policies. Saves you from paying nearly 40% of repair bills out of pocket.
Key Replacement
Extra Scooter Protection
Pays for key replacement and lockset changes if you lose your Activa’s keys, reducing theft risks. Covers up to 1% of the claim amount or ₹500, whichever is higher*.
Helmet Cover
Extra Scooter Protection
Reimburses helmet replacement costs if it’s stolen or damaged in an accident involving your Activa. A practical add-on since helmets can be expensive.
Tyre Protection
Extra Scooter Protection
Covers repair or replacement of burst, bulged, or cut tyres due to poor road conditions. Includes labour and wheel balancing costs. Claims must be made within 3 working days.
NCB Retention Cover
Money Saver
Allows you to make one claim per year while retaining your No Claim Bonus. Protects your accumulated discount benefits for lower renewal premiums.
EMI Protection Cover
Money Saver
Pays up to 3 loan EMIs if repairs exceed 21, 42, or 63 days* due to accidental damage. Helps you manage loan payments during extended garage stays.
Daily Allowance Cover
Money Saver
Provides a fixed daily amount for alternative transport if repairs take more than 2 days. Offers financial support for travel while your Activa is under repair.
Two-Wheeler Assistance
Extra Scooter Protection
Offers help for breakdowns, flat tyres, fuel delivery, and lockouts with towing and on-site repairs. Ensures roadside assistance whenever you need it.
Voluntary Deductible Cover
Money Saver
Choosing a voluntary deductible lowers your premium. You agree to pay a fixed amount per claim before insurance covers the rest.
Hospital Cash Cover
Money Saver
Provides a daily payout if you’re hospitalized for over 24 hours due to accident injuries. Additional amount is given for stays exceeding 7 days.
Standard OPD Cover: These plans typically cover basic out-patient expenses such as doctor consultations, diagnostic tests, and medicines.
Return to Invoice (RTI)
Money Saver
Get your Activa’s original invoice price if it’s stolen or declared a total loss. Includes registration charges, road tax, and insurance costs.
Rim Protector
Money Saver
Covers repair or replacement of damaged wheel rims, including labour, wheel alignment, balancing, and consumables.
E-Scooter Battery Protect (For EV variants)
EV Scooter Protection
Covers repair or replacement costs for your EV battery if damaged by power surges, water ingress, or accidents.
Electric Motor Protect (For EV variants)
EV Scooter Protection
Provides financial support for repairs or replacement of the electric motor, differential, or transmission units in case of water damage or oil leakage.
E-Scooter Charger
EV Scooter Protection
Covers expenses for repair or replacement of your EV charger and its parts if damaged by fire, flooding, power surges, or accidents.
Up to 80% Discount*
Quick Claims on Mobile
11,000+ Cashless Garages*
Factors Affecting Two-Wheeler Insurance Premium
Multiple factors determine your Honda Activa 6G insurance car cost, from vehicle specifications to location risks.
Type of Coverage
Third-party plans offer basic coverage with IRDAI-fixed premiums, resulting in lower costs. Comprehensive plans provide extensive coverage, including own-damage protection, leading to a higher premium. Simply put, higher coverage means higher premiums.
Vehicle Modifications
Any changes to your Activa's original specifications can increase insurance premiums. Modified vehicles may pose higher risks and may require additional coverage for non-standard parts.
Anti-Theft Devices
Installing approved anti-theft systems can reduce your premium through safety discounts. We offer a 2.5% discount* for vehicles equipped with these enhanced security features.
Make and Model
Premium rates vary based on your scooter's brand, model and market value. The Honda Activa 6G’s 109.51 cc engine falls in the 75-150 cc IRDAI bracket, attracting slightly higher premiums than smaller engines.
Add-On Covers
Optional covers like zero depreciation, engine protection and key protection increase your premium. Each add-on provides specific benefits but adds to the overall insurance cost.
No Claim Bonus (NCB)
Claim-free years earn you No Claim Bonus discounts up to 50%* on renewal premiums. This reward system encourages safe riding and reduces long-term insurance costs.
Disclaimer: The discount percentages mentioned above are subject to change based on the age of the vehicle, vehicle make and model, and your chosen plan options. You can always contact us to ensure you have the most up-to-date information on your applicable discount percentages.
Please Note: To find the complete list of claims documents you can visit our motor claims page.
Insure the Best Parts of Your Honda Activa 6G
Honda Activa - Models and Prices
Model | Engine | Price (Ex-showroom) |
|---|---|---|
Activa 6G | 109.51 cc | ₹83,850 |
Activa 125 | 123.92 cc | ₹98,028 |
Activa 7G (upcoming) | 110 cc | ₹80,000-90,000 |
Disclaimer: The prices mentioned are subject to change based on your city of residence, bike model, variant, year of purchase and the dealership you are buying your scooter from. The prices mentioned above have been taken from this source.
Key Takeaways
Honda Activa 6G insurance provides complete protection for India's most trusted scooter against accidents, fire, natural disasters and theft. The coverage keeps your daily ride safe while meeting all legal requirements for road use.
With IndusInd General Insurance (formerly Reliance General Insurance), you get affordable plans starting at just ₹19 per day*, making quality protection affordable for every rider. Our instant online buying process takes just 60 seconds*, while our 24/7 customer support ensures help is always available when you need it most.
Our extensive network of 11,000+ authorised garages* offers cashless repairs nationwide, so you never pay upfront for covered damages. The innovative IndusInd Self-i App lets you file claims instantly using video streaming technology, eliminating paperwork and speeding up settlements.
You also get up to 50% No Claim Bonus* discounts and an optional ₹15 lakh personal accident cover* included. So, what are you waiting for? – Insure your Activa 6G today with IndusInd General Insurance (formerly Reliance General Insurance) for trusted coverage!
Bike insurance starting at just ₹19 per month*!
Cover Your Honda Activa 6G Instantly!
Quick online processes and 24/7 assistance guarantee you’re never left hanging in tough times!
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Disclaimers:
*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.
Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.
Premium: The premium mentioned is excluding taxes for the private two-wheeler model TVS Jupiter with cubic capacity of less than 110 cc for a 1 year Own Damage Insurance policy for an IDV of 34,766. Premium used is 233/year as on 1 March 2023 and then converted into a per month basis, which gives us Rs.19/month (233/12).
Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, and age of the vehicle.
Two-wheeler UIN: Details mentioned are for the product- Reliance Two Wheeler Package Policy, UIN-IRDAN103RP0011V02100001.
Third-Party UIN: Details mentioned here are for the product- "A" Policy for Act Liability Insurance (Two Wheeler). UIN- IRDAN103RP0003V01200102.
Own Damage: Details mentioned here are for the product- Reliance Two Wheeler Policy- Stand-alone Own Damage (UIN- IRDAN103RP0002V01201920).
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