15 Lakh health insurance starting at just ₹243/month*
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Up to 40% Discount*
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24x7 Customer Support*
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10,000+ Network Hospitals*
15 Lakh Health Insurance
Choosing the right sum insured in a health insurance policy is a crucial step in safeguarding your family’s financial well-being. It directly impacts the extent of coverage you receive during medical emergencies. If the amount is too low, it may fall short of covering hospital bills, treatments, or other healthcare costs, leaving you to pay out of pocket. That’s why it’s important to select a plan that matches your healthcare needs and lifestyle.
At IndusInd General Insurance, we understand that every family is different. That’s why we offer comprehensive health insurance plans with a sum insured of ₹15 lakhs, designed to provide robust protection against rising medical expenses. Whether it’s hospitalization, surgeries, or post-treatment care, our ₹15 lakh plans ensure you get the financial support you need when it matters most. With a wide range of options tailored to suit diverse requirements, you can choose a plan that gives you peace of mind and keeps your loved ones protected.
Why a ₹15 Lakh Health Insurance Plan Is a Smart Choice
Stay Ahead of Rising Medical Costs
Healthcare expenses are increasing every year, and even routine procedures can cost upwards of ₹1 lakh. A ₹15 lakh health insurance plan offers a solid buffer against inflation, ensuring you’re financially prepared for both planned and emergency treatments.
Coverage for Critical Illnesses
From cancer treatments to organ transplants, medical care for serious conditions can be expensive. Our ₹15 lakh plan includes coverage for critical illnesses, post-operative care, and even follow-up treatments so you can focus on recovery, not bills.
Tax Savings That Add Up
Enjoy tax benefits of up to ₹1 lakh under Section 80D of the Income Tax Act. Plus, get additional deductions for preventive health check-ups up to ₹5,000 making your health insurance plan a smart financial move.
Support for Modern Treatments
Advanced procedures like robotic surgeries or targeted therapies are now more common and costly. With ₹15 lakh coverage, you’re protected even if treatment costs go beyond expectations.
Our health insurance plans offer coverage against the rising cost of medical treatments and cover a wide range of medical services, ensuring healthcare remains accessible to you in times of need.
Types of ₹15 Lakh Health Insurance Plans
Individual Health Insurance Plan
Ideal for solo coverage, this plan offers a ₹15 lakh sum insured to handle medical emergencies, surgeries, and hospital stays. It’s perfect for individuals seeking comprehensive protection against rising healthcare costs.
Family Floater Health Plan
Cover your entire family under one policy with a ₹15 lakh shared sum insured. It’s designed for families who want affordable yet extensive coverage for multiple members, including spouse, children, and parents.
Critical Illness Cover Plan
This plan focuses on high-cost treatments like cancer, heart conditions, and organ transplants. With ₹15 lakh coverage, it ensures financial support for long-term care and recovery without compromising on quality treatment.
Top-Up Health Insurance Plan
Already have a basic health policy? Add a ₹15 lakh top-up to boost your coverage. It kicks in when your base sum insured is exhausted, offering extra protection for major medical expenses and advanced treatments.
Disclaimer: The list of inclusions and exclusions varies depending on the type of plan you choose. Read your policy documents carefully here.
Get top-tier protection and lifelong cover
Call us today to get ₹15 lakh protection
Who Should Consider Buying ₹15 Lakh Health Insurance?
Sole Earning Family Members
If you're the only earning member in your family, a ₹15 lakh health insurance plan offers solid coverage for multiple members under one policy. It helps manage medical expenses for illnesses, surgeries, and follow-up care without juggling multiple plans making it easier to protect your loved ones and manage your finances.
Families With Senior Citizens or Children
Older adults and young children often require frequent or emergency medical care. A ₹15 lakh plan provides sufficient coverage for regular check-ups, hospitalizations, and unexpected treatments, ensuring your parents, grandparents, and kids are financially protected without exhausting your policy too soon.
Anyone With A Chronic Condition
Managing chronic illnesses like diabetes, hypertension, or even recovering from critical conditions requires ongoing care. A ₹15 lakh health insurance plan ensures you can afford regular treatments, medications, and consultations without compromising on quality or worrying about running out of coverage.
Metro/Tier-1 City Residents
Living in cities like Mumbai, Delhi, or Bangalore means higher healthcare costs, especially in private hospitals. From surgeries to diagnostics, expenses can add up quickly. A ₹15 lakh plan offers a strong safety net to handle these costs comfortably, including post-treatment care and follow-ups.
Up to 40% Discount*
Quick Cashless Claims via Self-i
10,000+ Network Hospitals*
Claim Process for ₹15 Lakh Health Insurance
Cashless Claims
Step 1
Register your claim by using the Self-i App. You can also call us (+91-224890-3009) or send an email.
Step 2
Use the cashless network hospital locator widget below to find your nearest hospital.
Step 3
Visit any authorised hospital, we recommend going to a network hospital, and submit documents to RCare.
Step 4
The hospital's TPA desk will send us your medical expenses.
Step 5
Our team will work with the TPA team to settle your bills directly.
Reimbursement Claims
Step 1
In case your cashless claim is denied, pay upfront and claim later.
Step 2
Collect all the bills, receipts and diagnostic reports from the hospital.
Step 3
Register the claim via the app, website, email or by calling us.
Step 4
Fill out the claim form and submit the required documents.
Step 5
We will review and reimburse you as per the policy terms.
Key Takeaways
Lifestyle diseases like diabetes, thyroid issues, fatty liver, and even cancer are becoming more common due to stress and poor dietary habits. A ₹15 lakh health insurance plan ensures you're well-covered for essential treatments, including modern procedures like robotic surgery and alternative therapies at AYUSH centers.
You also get access to day care procedures, preventive care, and home-based treatments—making it a well-rounded plan for everyday and emergency healthcare needs.
Already have a health policy? You can enhance your coverage with our super top-up plan, a cost-effective way to boost your protection. It adds extra coverage on top of your existing plan, ensuring you're prepared for high-cost treatments without overspending.
Plus, with the IndusInd Self-i app, filing claims is quick and hassle-free. Our dedicated support team is always ready to assist, making your healthcare journey smooth and stress-free. With this plan, you get reliable protection for yourself and your loved ones.
Reliance General Insurance
Aapke Protection ka All-rounder
₹15 Lakh health insurance starting at just ₹243 per month*!
A Crore-Level Promise for Your Health!
Get ₹15 Lakh protection against any and all medical emergencies! Our policies are designed with today's healthcare needs in mind to ensure you and your family stay secure.
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Disclaimer:
*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.
The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.
Claim Settlement: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.
Premium: The premium mentioned is excluding taxes for single person aged between 5 years to 20 years with individual health policy for Sum Insured of ₹3 lakhs considering no adverse health conditions/pre-existing disease/medical conditions with waiting period of 3 years. For more details, please refer to the policy wordings. Premium used is 2,919/year converted into a month which gives us Rs.243/month (2,919/12).
Health Infinity UIN: The details mentioned above are for Reliance Health Infinity Insurance UIN: RELHLIP23120V042223
Health Gain UIN: The details mentioned above are for Reliance Health Gain Policy. Reliance Health Gain UIN: RELHLIP22229V032122
Health Gain Discount: Maximum discount applicable for Reliance Health Gain Policy is 40% excluding long term healthy discount(aggregate)
Health Super Top-Up UIN: The details mentioned above are for Reliance Health Super Top Up. UIN- RELHLIP21617V012021.
Health Global UIN: Details mentioned above are for Reliance Health Global UIN: IRDAN103RP0001V01202324
Tax Benefits: Tax benefits are subject to conditions under Section 80D of the Act and amendments thereof. The tax laws are subject to amendments/changes from time to time. Please consult your tax advisor for details.
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