Health insurance for children by starting just at ₹20,000/yr
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Zero Waiting Period
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5k+ Network Hospitals
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100% Bills Covered
Children Health Insurance
Health insurance for kids is an essential safety net for safeguarding their well-being, enabling access to top-class medical care and providing financial protection for all healthcare expenses.
A children's medical plan helps parents manage unexpected medical expenditures for sudden hospitalisation, injuries, surgeries, chronic illnesses that require long-term treatment, and more. Therefore, purchasing health insurance for children is important as it helps combat rising medical expenses, provides access to top-class medical care and the best doctors, and covers doctor's consultation fees.
At IndusInd General Insurance, we prioritise your child's health and overall well-being by offering you a wide range of comprehensive and affordable health insurance plans. Our health insurance plans offer pan-India cashless hospitalisation, making it easy for you to access high-quality medical care and healthcare services for your child when needed.
We provide customised healthcare coverage for your children that fits your budget and needs. As your friend in your time of need, we help you brave health emergencies.
Why Choose Our Health Insurance?
Our health insurance plans offer coverage against the rising cost of medical treatments and cover a wide range of medical services, ensuring healthcare remains accessible to you in times of need.
AYUSH & Modern Surgery
Get 100% SI coverage for both*
Up to 40% Discount*
More coverage and more savings!
Unlimited SI Restoration*
Coverage that never runs out*
20+ Add-On Covers*
Customise our plans to your needs
What is a Children's Health Insurance Plan?
Children's health insurance is a type of health insurance plan that provides coverage for all healthcare needs of children. It is a policy designed to cover all the medical expenses incurred for vaccination, hospitalisation, doctor visits and more.
At IndusInd General Insurance, we understand the importance of safeguarding your child's health. This is the reason children's health insurance is seamlessly integrated into our family floater plans. By adding your child as an insured member, you can ensure comprehensive coverage for their healthcare needs.
Our family floater health insurance plans offer extensive protection for your entire family, including children. This policy covers a wide array of medical expenses such as hospitalisations, vaccinations, surgeries, injuries, doctor visits, and more. By including your child in a family floater plan, you provide them with a financial safety net against any unforeseen or emergency medical costs.
aWith IndusInd General Insurance, your family is covered for various healthcare needs, including cashless treatments at network hospitals and coverage for accidents, chronic diseases, and other health issues that may arise as your child grows. This allows you to rest easy, knowing that your child is well-protected and receives the best health care possible.
Why Should You Buy Health Insurance for Children?
Affordable health insurance for children safeguards your children's health, covering all medical expenses. It also provides financial dependability in times of accidents, illnesses or injuries. Here are some key reasons to buy health insurance for kids:
My Employer is taking care of my Health Insurance and so I do not need one
Financial Protection
With affordable health insurance for children, you remain worry free that your children are covered for healthcare costs.
My Employer is taking care of my Health Insurance and so I do not need one
Comprehensive Coverage
A health insurance policy for children offers deeper coverage, such as pre and post-hospitalisation, expense coverage for vaccines, routine check-ups, lab tests, etc., ensuring your child receives immediate and necessary medical care.
My Employer is taking care of my Health Insurance and so I do not need one
Access to Top-quality Healthcare
You can access a vast network of quality hospitals and leading child specialists when you buy health insurance for kids.
My Employer is taking care of my Health Insurance and so I do not need one
Tax Benefits
Premium paid for your child's health insurance policy is eligible for tax deductions under Section 80D of the Income Tax Act, 1961. This makes investing in a children's health insurance policy a wise decision.
My Employer is taking care of my Health Insurance and so I do not need one
Peace of Mind
While it is great that your employer provides health insurance, it may not be sufficient. Employee health insurance may have limitations such as lower sum insured or coverage that may not be adequate for your needs. Also, an employer health insurance covers you only during your job tenure.
How Does Children's Health Insurance Work?
When you buy a children's health insurance policy based on your child's specific needs and budget, you pay an annual premium to ensure continuous coverage.
So, when your child needs to visit a doctor or is hospitalised, a children's health insurance policy steps in to shoulder your financial burden. In short, your child's medical needs are taken care of. This means you can focus on your child's health and treatment without worrying about money.
Child health insurance plans can be a part of family floater health insurance plans. A family floater health insurance plan covers your entire family in a single plan. Coverage benefits like hospitalisation, doctor visits and more are split among the family members.
The best part is you enjoy tax benefits under Section 80D of the Income Tax Act, 1961, on the premium paid for your child's health insurance.
IndusInd Health Insurance for Children - Key Benefits & Features
IndusInd General Insurance offers many health insurance policies that offer comprehensive coverage for a range of healthcare needs, including various illnesses and hospitalisations.
Our medical insurance for children plan is designed to offer affordable premiums and benefits such as cashless treatment at network hospitals.
The table below provides key features and benefits of health insurance for children:
Key Features | Benefits |
|---|---|
Coverage for Illness & Hospitalisations | Comprehensive treatment for medical needs and medical contingencies |
Affordable Premiums | A tailored child health insurance plan suits your child's needs and fits in your budget as well |
Cashless Treatments | Hassle-free access to healthcare across network hospitals and doctors without paying any cash |
Preventive Care | Routine check-ups, lab tests, vaccinations, etc. |
Daycare Procedures | Cover for treatments requiring less than 24 hours of hospital stay |
No sub-limit on Room Rent | Flexibility in choosing a hospital room |
COVID-19 cover | Protection against Coronavirus with COVID-19 treatment cover |
Lifetime Renewability | Ensures your child gets continuous lifetime coverage |
Coverage for Medicines | A good health insurance policy for children reduces out-of-pocket expenses on prescription medicines |
Benefits of Buying IndusInd Children Health Insurance
Here are some of the key benefits of purchasing children's health insurance from IndusInd General Insurance:
My Employer is taking care of my Health Insurance and so I do not need one
Daycare Cover
IndusInd child health insurance covers treatments that require less than 24 hours of hospitalisation, ensuring your child gets necessary medical care without a longer hospital stay. This helps in saving healthcare costs.
My Employer is taking care of my Health Insurance and so I do not need one
Cashless Treatment Anywhere
IndusInd General Insurance offers Cashless Anywhere, a feature that allows you to get cashless treatments at all registered hospitals - network and non-network. So, now you can choose the hospital that you need without worrying about expenses.
My Employer is taking care of my Health Insurance and so I do not need one
Pre & Post-hospitalisation Cover
Health insurance for kids offers coverage for pre- and post-hospitalisation, as well as coverage for your child's medical needs. Therefore, all costs incurred before hospitalisation and post-op care costs are taken care of.
My Employer is taking care of my Health Insurance and so I do not need one
24/7 Assistance for Emergencies
Health emergencies arise without warning at any time and anywhere. Therefore, with IndusInd General Insurance's 24x7 customer service for health insurance for children, you are prepared to deal with unforeseen events and manage them financially.
My Employer is taking care of my Health Insurance and so I do not need one
AYUSH Benefits
Health insurance for children often includes coverage for alternative treatments like Ayurveda, Unani, Siddha and Homeopathy therapies. This means you can choose non-allopathic treatments as and when the need arises and will get coverage for them.
My Employer is taking care of my Health Insurance and so I do not need one
Tax Benefits
In addition to cashless treatments and emergency care, with your child's health insurance plan, you get tax benefits under Section 80D of the Income Tax Act of 1961. You get tax deductions on all the premiums paid, maximising your tax savings.
My Employer is taking care of my Health Insurance and so I do not need one
Cumulative Bonus
For every claim-free year of your health insurance policy, you can avail of cumulative bonuses. These are in the form of extra sum insured, lower health insurance premiums and more.
My Employer is taking care of my Health Insurance and so I do not need one
Premium Waivers for Critical Illnesses
If your child is diagnosed with a critical illness, you get a premium waiver. So you can focus on your child's health and treatment and not worry about paying premiums.
My Employer is taking care of my Health Insurance and so I do not need one
Low-Cost Health Insurance for Children
Affordable health insurance for children ensures that families from different economic backgrounds can access quality healthcare for their children without spending their savings. At IndusInd General Insurance, you can buy plans that suit your needs and your budget.
Health Insurance Plans Offered by IndusInd General Insurance
Every child is unique, and so are their health requirements. Therefore, at IndusInd General Insurance, we offer different health insurance plans to cater to children's diverse needs. Before investing in IndusInd child health insurance plans, check the features they offer:
Health Global Insurance
A comprehensive international health insurance for complete global coverage.Individuals and families who need quality medical care for planned treatments abroad can benefit from this plan.Please note: It does not cover sudden medical emergencies when you are travelling abroad.
- Sum insured up to $1M
- Worldwide coverage
- Emergency medical evacuation
- Covers travel & accommodation expenses
- Cashless treatment
- Global second opinion & hospitalisation
- Critical illness cover
- Tax benefits up to ₹1 lakh
Health Gain Insurance
A flexible health insurance plan that is comprehensive and cost-effective with multiple benefits.A flexible health insurance plan that is comprehensive and cost-effective with multiple benefits.
- Double sum insured
- No room rent limit
- No co-pay
- Loyalty cover
- Shorter waiting period
- Discount* up to 40%
- Cashless hospitalisation
- Pre-and post-hospitalisation cover
- Annual health check-ups
Health Infinity Insurance
A plan that offers extensive health coverage with a high sum insured.Individuals and families
- High sum insured up to ₹5 crore
- Unlimited restore benefit
- No sub-limit on OPD care
- Critical illness cover
- Wellness benefits
- Discounts up to 35%
Health Super Top-Up Insurance
Top-up protection on your existing policy.Individuals looking for additional coverage beyond the threshold limit of their existing health policy.
- High sum insured
- Covers expenses beyond the limit
- Flexible deductible options
- Top-up on existing health insurance cover
- Maternity cover
- Worldwide emergency cover
- No claim bonus
- Discount up to 40%
Key Inclusions And Exclusions of IndusInd Health Insurance
When you consider IndusInd General Insurance's health insurance coverage for children, you must understand the various inclusions and exclusions.
What is covered?
Hospitalisation: Covers hospitalisation expenses such as illness or injury, room rent, ICU charges, doctor fees and nursing expenses.Your child's hospital stay and every medical cost is covered in the children's medical plan.
Daycare procedures: Coverage for treatments or procedures requiring less than 24 hours of hospital stay.
Vaccine cost: Child health insurance plan covers vaccinations as prescribed as a part of preventive care.
Pre and post-hospitalisation: Covers costs incurred before and after hospitalisation, offering comprehensive medical and financial protection.
Wellness programmes: Focuses on preventive healthcare and covers routine check-ups, doctor visits, lab tests and more for children.
AYUSH benefits: Covers alternative therapies like Homeopathy, Unani, Siddha, Ayurvedic, etc., for your child.
What is covered?
Pre-existing conditions: Pre-existing medical conditions are excluded but may be included in the coverage after a certain waiting period.
Cosmetic treatment: Treatments such as rhinoplasty and plastic surgery are excluded from coverage.
Non-medical expenses: Costs incurred on registration fees, documentation, and administrative expenses are excluded.
Disclaimer: Please refer to the official policy documents for detailed inclusions and exclusions.
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Types of Health Insurance Policies Available
Children's health requirements differ and evolve as they grow, so there are different types of child health insurance plans available today.When buying a health insurance policy, you must explore to ensure complete healthcare coverage for your child.
When to Buy Health Insurance for Your Child?
It is advisable to buy health insurance for kids as early as possible. When your child is young, buying a health insurance policy for children ensures comprehensive health coverage from an early age, protecting against unforeseen medical expenses.You can buy health insurance for your child at 91 days of age to ensure early coverage.
You can buy a child health insurance plan online. Buying a policy online is convenient and secures your child's complete health.
Children's Health Insurance Eligibility Criteria
It is important to understand if your child fulfils the eligibility criteria for the child health insurance plan. You must also check if your child is well within the age limit.
Criteria
Health insurance for child's age limit
Children aged 91 days up to 25 years (this is policy-specific)
Parent's existing policy status
Some plans may allow you to include a child only at the time of purchasing a policy without requiring you (the parent) to have an existing health insurance plan with IndusInd General Insurance.
Medical history
Medical history may be required (on a case-by-case basis).
Pre-existing conditions have a waiting period
Documentation
The child's birth certificate or any other date of birth proof
Identity proof (child and parents)
Address proof (child and parents)
Existing policy documents (if any)
Medical history or reports, etc.
Additional criteria
Some children's medical plans may need the parents to be within a specific age range and proof of relationship (adoption papers, birth certificate)
Why Buy Health Insurance for Children Online?
Convenience and Ease
Buying a child health insurance plan online is very convenient. You can purchase the plan from the comfort of your home.IndusInd General Insurance's online platform is user-friendly and easy to use. You can navigate and explore plans at your comfort anytime and from anywhere.
Compare Plans
On online platforms, you can easily compare health insurance policies for children, evaluate them and make an informed buying decision.
Instant Issuance of Policy
When you buy health insurance for your child online, the policy gets issued instantly as soon as the transaction is complete.
Safe & Secure Transactions
IndusInd General Insurance ensures your online transaction details and personal details are safe.
Streamlined Process
The online process is straightforward and streamlined. Just follow the instructions. There is minimal paperwork involved, and it is hassle-free.
Online Discounts* & Additional Benefits
You may get discounts* on premiums up to 40% on online insurance and other additional benefits, making it cost-effective.
How to Buy Health Insurance for Children Online?
Additionally, when you buy a child health insurance plan online, you get up to 40%* off on your policy premium. To buy the best insurance policy for your child, follow the steps given below:
Step
Navigate to the Health Insurance page on the IndusInd General Insurance website and enter your name, mobile number and area pin code.
Step
Click 'View Prices'. Choose who to cover – your child. You can insure your child under a family floater plan up to 25 years of age, if they are dependent and unmarried. Provide all details regarding your child.
Step
Choose the type of coverage you need, such as daycare, hospitalisation, critical illness, OPD, etc.
Step
Choose the sum insured, add-ons, policy tenure and other options.
Step
Add your child's details and pay the premium amount.
Children's Health Insurance Renewal Process
At IndusInd General Insurance, child health insurance plan renewal is simple and easy. Whether you want to renew the children's medical plan or health insurance for children, you can do it online on our website or the IndusInd Self-i-app.
By Website
Visit our homepage. Navigate to 'renewal' and select 'Renew Health Insurance
Enter your child's insurance policy number and its expiry date
Click 'Go' and follow the payment process
By Self-i App
Get the app from your device’s app store to access all your policy details easily.
Sign in to view your current health insurance policies and manage them seamlessly.
Select your child’s health policy and complete the renewal process quickly and hassle-free.
Comparing Children's Health Insurance Plans Online
Today, you can find a wide range of children's medical plans. However, choosing the best child insurance policy available in the market is important. Today, you can find a wide range of children's medical plans. However, choosing the best child insurance policy available in the market is important.
| Features | IGI - Child Insurance | Other Competitors |
|---|---|---|
Coverage options | Offers comprehensive coverage, hospitalisation cover, daycare procedures, vaccination cover, critical illness cover | Coverage may vary, |
Premium | Affordable premiums starting at Rs 243 per month* and flexible payment options | Affordable premiums starting at Rs 243 per month* and flexible payment options |
Network of healthcare providers | 10,000+ Cashless hospitals & 'Cashless Everywhere' feature | Around 5000 to 7000 network hospitals |
Benefits | Premium Waiver for critical illness, preventive healthcare - doctor visits and routine lab tests cover | Basic benefits and limited perks |
Ease of online enrolment | Easy-to-use interface, quick policy purchase and renewal, hassle-free claims filing, | Complex enrolment process, delayed policy issuance |
How Many Children Can Be Covered Under One Health Insurance Plan?
A child health insurance plan can cover two to four children under 25 years of age, depending on the policy. Here are the key factors influencing health insurance coverage for children:
Age: Children aged 91 days up to 25 years are eligible for a child health insurance plan
Relationship: You can cover your dependent children - birth children as well as adopted children
Policy Terms: Read and review the policy document to understand the terms & conditions
Factors to Consider Before Choosing Children's Health Insurance
Choosing the best child insurance plan can be stressful for parents. Consider the below factors before deciding on how to buy health insurance for children:
The Extent of Coverage
A child health insurance plan should cover hospitalisation, outpatient doctor visits, emergency room visits, paediatric care, and alternative treatments like physiotherapy and speech therapy.
Premium Amount
When you select a health insurance plan for children, choose a premium that fits your budget without compromising on the coverage. You can use online health insurance premium calculators to calculate the premium and buy as per your budget.
Network Hospitals
Your child health insurance plan should have a vast network of renowned hospitals, including paediatric facilities and 24x7 emergency care. Preferably, go for policies that offer the 'Cashless Everywhere' feature.
Claim Process
This is the most important factor in health insurance for children. The claim process should be simple, quick and hassle-free. A dedicated helpline, 24x7 support and a user-friendly interface are a must to ease your stress during emergencies.
Waiting Period
Health insurance for your child should have a reasonable waiting period for specific illnesses. This is the reason why you should insure your child early in life so they can reap the benefits faster.
Coverage for Pre-existing Conditions
Child health insurance plans should also offer coverage for pre-existing conditions like diabetes and critical illnesses, as well as early coverage for chronic diseases and conditions.
Additional Benefits
Your plan should offer options for wellness programmes, coverage for regular health check-ups, vaccines, and dental and eye care as needed for growing children.
Cumulative Bonus
Select a child health insurance plan that offers a cumulative bonus that increases or boosts the sum insured for claim-free years. It should also offer options to move on to higher coverage to cover your child's growing needs.
Policy Renewal
A lifetime renewal option is ideal. The renewal process should be simple and guarantee continuous coverage.
Tax Advantages of a Child Health Insurance Plan
When you invest in a health insurance policy for children, it not only offers comprehensive coverage for your child's healthcare needs but also provides much-needed tax benefits.*Premiums paid for children's medical plans are eligible for tax benefits* under Section 80D of the Income Tax Act, 1961. If you buy a family-floater plan for you, your spouse and children:
Self and Family (Below 60 years): ₹25,000* deduction on premiums. - Parents (Below 60 years): ₹25,000* additional deduction.
Self and Family (Below 60 years): ₹25,000* deduction on premiums. - Parents (Below 60 years): ₹25,000* additional deduction.
Preventive Health Check-ups: You can also claim a deduction of up to ₹5,000* for preventive health check-ups within your ₹25,000* or ₹50,000* limit, as applicable.
Children's Health Insurance Statistics in India
As per a report published by UNICEF (United Nations Children's Fund) as of 2023, approximately 36% of children in India have some kind of children's insurance plan. The national average, however, masks significant differences within different regions of the country.
Tamil Nadu and Kerala are two states with higher rates of coverage regarding the best child insurance plan for children, exceeding 40%. This is mainly due to effective public health initiatives and outreach programmes conducted to make people aware of the best health insurance options for children in India.
However, the states of Bihar and Uttar Pradesh are behind with about 20% coverage. This data reflects the regional inequalities in access to healthcare and health infrastructure.These gaps indicate that customised plans are required to ensure every child in India gets equal healthcare benefits.Investing in the best health insurance for children in India is the first step to ensuring your child gets timely and immediate access to high-quality healthcare.
Govt Supported
How Much Children's Health Insurance Coverage Should You Have?
When it comes to securing your child's health, the right amount of insurance coverage is essential. By including your child in a family floater plan, you provide them with comprehensive protection tailored to their specific needs. However, it's important to assess the extent of coverage required.
Children's healthcare needs vary with age. Younger children might require frequent doctor visits, vaccinations, and treatments for common childhood illnesses. As they grow older, their needs may shift toward coverage for sports-related injuries or specialized medical care. Therefore, when selecting a sum insured, consider the evolving needs.
In addition to general healthcare, consider any chronic conditions or ongoing medical concerns that your child may have. These conditions often require higher coverage limits due to frequent hospital visits, specialised treatments, or emergency care. It's recommended to opt for a higher sum insured rather than limiting coverage to ₹3 to ₹5 lakhs. The ideal coverage should comfortably encompass all potential medical expenses without straining your finances.
Moreover, if both parents have separate health insurance policies, your child can be included under both, providing additional security and financial flexibility. This dual coverage can be especially beneficial in scenarios involving significant medical expenses.
The goal is to ensure your child receives the best possible care without financial constraints. By carefully evaluating your child's needs and choosing a comprehensive family floater plan with adequate coverage, you can provide them with the healthcare protection they deserve.
How to Calculate Children's Health Insurance Premium?
Calculating children's health insurance premiums is best done using a health insurance premium calculator. It considers factors like age, health conditions, parents' existing policy, add-ons, type of policy, sum insured and more.Based on these details, the premium for health insurance for kids is calculated.Based on these details, the premium for health insurance for kids is calculated.
Step
Visit official website of IndusInd General Insurance and navigate to the Health Insurance page
Step
Enter your details such as age, phone number, etc
Step
Enter other requested information, such as the individuals you want to insure, coverage you need, add-ons you wish to include, etc., and click 'Get Price.'
Medical Insurance claims Processing Steps For Cash Reimbursement Claim
At IndusInd General, we stand out for our quick and promising claims settlement process, with over ₹6,921 crores* paid in claims.
Cashless
Register Your Claim: Inform our health insurance claims team soon after your child has been advised for hospitalisation by calling (+91) 22-4890-3009, via e-mail or IndusInd Self-i application.You will need to submit a few documents for claims approval.
Visit Any Hospital for Cashless Treatment: Once your claim is approved, you can visit any hospital for cashless treatment.IndusInd health insurance offers cashless everywhere facility for worry-free cashless treatment at a hospital near you.
Settle Your Claims Via Hospital's TPA: After your treatment is complete, the TPA desk of your chosen hospital will contact us and send us your medical bills.Our claims team will collaborate with the hospital to settle your invoices as per the policy terms.
Reimbursement
Register Your Claim: Inform our health insurance claims team soon after you are prescribed hospitalisation by calling (+91) 22-4890-3009, via email or IndusInd Self-i application.You will need to submit a few documents for claims approval.
Undergo Treatment: After your claim is registered, you can get treatment at any hospital of your choice.
Make the Payment: For a reimbursement claim, you have to pay for the treatment from your pocket. Therefore, make the necessary payment and request invoices.Within 7 days of discharge, submit a scanned copy of all your health insurance documents and medical bills to our claims team.Once the documents are received and verified, we will release your reimbursement amount as per the inclusions of your health insurance plan.
Common Mistakes to Avoid While Buying Health Insurance for Kids
You need to ensure that when it comes to buying health insurance for a child, you do not make any mistakes. Here are some common mistakes to avoid when buying a child's health insurance plan:
My Employer is taking care of my Health Insurance and so I do not need one
Ignoring Coverage Details
Ensure you have read all the coverage details in your kid's policy. You need to check for essential medical care, such as hospitalisation, OPD, vaccines and child specialist visits.
My Employer is taking care of my Health Insurance and so I do not need one
Ignoring Exclusions
You must completely read the policy documents when buying health insurance for kids. Some kid's policies may exclude pre-existing diseases, cosmetic procedures and alternative therapies.
My Employer is taking care of my Health Insurance and so I do not need one
Opting for Insufficient Coverage
You need to plan for your child's future. The coverage in your health insurance for kids plan should be sufficient to meet your child's future health needs.
My Employer is taking care of my Health Insurance and so I do not need one
Ignoring Network Hospitals
Choose an insurer that has a vast network of hospitals, clinics, and paediatric doctors in and around your area. This will help you arrange immediate medical care for your child. You can avail of cashless treatments at network hospitals.
My Employer is taking care of my Health Insurance and so I do not need one
Ignoring the Fine Print
Please read and review the entire policy documents, including all the conditions, waiting period, claim process and terms of renewal.
My Employer is taking care of my Health Insurance and so I do not need one
Not Considering Affordability
You must consider your budget. Compare the benefits with the premium amount. You are advised to choose a plan with a premium you can afford.
My Employer is taking care of my Health Insurance and so I do not need one
Neglecting Cumulative Bonus
You must choose health insurance for kids with a cumulative bonus. This will help increase your insured amount in claim-free years.
My Employer is taking care of my Health Insurance and so I do not need one
No Preventive Care Benefits
Your child's health insurance policy must include preventive care benefits.
Tips for Managing Your Children's Health Insurance Policy
Here are some practical tips for effectively managing the health insurance policy for children:
Understand the Coverage
Read the child health insurance plan document completely. Read the fine print, the exclusions, and out-of-pocket expenses so that you don't miss out on any details.
Keep Information Updated
Please update your personal information and contact details on your policy. If you have any changes, please notify your insurer immediately.
Utilise Benefits
Take advantage of the wellness programmes, health check-ups, lab tests, and other services included in your children's medical plan.
Monitor Policy Changes
Stay current on the health insurance for kids policy terms and conditions. Also, keep track of all communication from your insurer.
Maintain All Documents
All medical bills, prescriptions, claim forms, etc., for your child's medical plan should be handy.
Renew on Time
Timely renewal of policy ensures your child gets access to the best healthcare options available.
Get Professional Advice
Consult insurance advisors to understand your policy details. Make an informed decision regarding the health insurance policy for children.
Read More About Insurance
Know the trends, policy wordings and more to get the maximum benefits for your child. Keep track of the policy changes, additions, new programmes, etc.
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Disclaimer: *T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording carefully before concluding a sale. The details mentioned above are for multiple products such as IndusInd Health Gain Insurance Policy UIN -RELHLIP21514V022021, IndusInd Health Infinity Insurance UIN -RELHLIP21521V032021, IndusInd Health Super Top Up UIN- RELHLIP21617V012021, IndusInd Health Global UIN: IRDAN103RP0001V01202324.
Premium: The premium mentioned is excluding taxes for single person aged between 5 years to 20 years with individual health policy for Sum Insured of ₹3 lakhs considering no adverse health conditions/pre-existing disease/medical conditions with waiting period of 3 years. For more details, please refer to the policy wordings. Premium used is 2,919/year converted into a month which gives us Rs.243/month (2,919/12).
Discounts: Applicable for the IndusInd Health Gain Policy. Maximum applicable discount is 40% excluding long term healthy discount (aggregate).
Customer Count: The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.
Sum Insured: The mentioned sum insured are for IndusInd Health Infinity and IndusInd Health Global policies.
Tax Benefits: Tax benefits are subject to conditions under Section 80D of the Act and amendments thereof. The tax laws are subject to amendments/changes from time to time. Please consult your tax advisor for details.
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