Maruti Suzuki XL6 Car Insurance starting at ₹238/month*
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Up to 90% Discount*
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11,000+ Network Garages*
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99.57% Claims Settled*
What is Health Gain Insurance?
A The Maruti Suzuki XL6 is a premium MPV that blends style, comfort, and practicality. Whether you're heading out for a weekend getaway with family or commuting through city traffic, the XL6 ensures a smooth and spacious ride every time. But even the most refined vehicles need protection—and that’s where IndusInd car insurance comes in.
For instance, unexpected incidents like engine damage due to waterlogging during heavy rains can lead to costly repairs. With our comprehensive car insurance plan, such expenses can be covered under the Engine Protect add-on, ensuring your XL6 stays road-ready without draining your wallet.
Car insurance is also a legal necessity for all vehicle owners in India. So, your Maruti Suzuki XL6 must be insured with at least a third-party car insurance policy.
You can easily secure your XL6 with IndusInd General Insurance (formerly Reliance General Insurance). Purchase your policy online and store it digitally using the IndusInd Self-i app—keeping your insurance documents accessible anytime, anywhere.
IndusInd General Insurance ensures complete XL6 protection with useful add-ons, fast claims, 24x7 customer care, and a vast garage network.
10+ Add-On Covers*
Customise your Maruti Suzuki XL6 insurance
Up to 3 Years Coverage*
Get long and short term coverage
Video Claims Feature*
File claims via the IndusInd Self-i app
24/7 Customer Assistance*
Get support from anywhere in India
Why Do You Need Maruti Suzuki XL6 Insurance?
Legal Mandate
Owning a Maruti Suzuki XL6 comes with the responsibility of complying with Indian motor laws. As per the Motor Vehicles Act, every car owner must have at least third-party insurance. Driving without valid insurance can result in fines ranging from ₹2,000 to ₹4,000 or even imprisonment for up to 3 months. Whether you drive daily or occasionally, insuring your XL6 is not just a legal formality—it’s a safeguard against financial and legal risks.
Covers Car Repairs
The XL6 is designed for comfort and performance, but even the most premium MPVs are vulnerable to damage from potholes, traffic collisions, or harsh weather. Repairing dents, scratches, or engine issues can be expensive. With comprehensive XL6 car insurance, you’re covered for these unexpected costs. Add-ons like Engine Protect or Zero Depreciation ensure your repairs are handled without burning a hole in your pocket.
Covers Car Theft
Car theft is a real concern, especially for high-end models like the XL6, which can cost up to ₹14.39 lakhs*. Losing your vehicle to theft can be financially devastating. XL6 car insurance protects you in such cases by reimbursing the Insured Declared Value (IDV). And if you’ve opted for the Return to Invoice add-on, you can recover the full invoice value of your car, giving you complete financial protection in case of total loss.
Covers Natural Disasters
Natural disasters like floods, landslides, and storms can cause severe damage to your XL6’s engine, electrical systems, and bodywork. While the XL6 is built to handle urban and semi-urban conditions, it’s not immune to water damage or rust. A comprehensive insurance policy with the Engine Protect add-on ensures coverage for repairs and replacements due to natural calamities, helping you avoid high out-of-pocket expenses.
Covers Fire and Fire-Related Damage
Fire-related incidents—whether due to electrical faults, lightning strikes, or external hazards—can lead to significant damage or even total loss of your XL6. Repairing fire damage can be costly and time-consuming. With XL6 car insurance, you’re covered for such risks. The policy includes protection against accidental fires, short circuits, and other fire-related damages, ensuring your vehicle is financially protected.
Network Garages and Spare Parts
While genuine spare parts for the XL6 are widely available, not all garages maintain quality standards. Using counterfeit or substandard parts can lead to faster wear and future breakdowns. With IndusInd General Insurance, you get access to a wide network of authorised garages that use certified parts and offer cashless repairs. This ensures your XL6 receives the best care without compromising on quality or safety.
Types of Maruti Suzuki XL6 Car Insurance Plans
Comprehensive Car Insurance
This plan offers dual protection—covering third-party liabilities and damages to your own XL6. Whether it’s a minor scratch or a major accident, comprehensive insurance ensures your vehicle is financially protected. It also includes coverage for theft, fire, and natural disasters, making it the most complete insurance solution for XL6 owners.
Pay As You Drive Car Insurance
Ideal for XL6 owners who drive less frequently, this usage-based plan calculates premiums based on actual kilometres driven annually (2,500–10,500 km), with a 125 km grace buffer. Unused kilometres can be carried forward for one year. It’s a smart, flexible option that helps you save on premiums while staying insured based on your driving habits.
Third Party Car Insurance
This legally mandated plan covers damages caused to third-party vehicles, property, or individuals during an accident involving your XL6. It’s the most affordable insurance option and ensures compliance with Indian motor laws. Coverage can extend up to five years with a one-time premium payment, offering long-term peace of mind.
Own Damage Car Insurance
This standalone policy protects your XL6 against damages from accidents, fire, theft, and natural disasters like floods or landslides. It’s ideal for those who already have third-party coverage but want added protection for their own vehicle. Choose from short-term (1 month) to long-term (up to 3 years) plans tailored to your needs.
IndusInd General Insurance offers features designed specifically for how and where a Maruti Suzuki XL6 Bolero is typically driven, whether it is urban traffic, village roads or long highway journeys.
Disclaimer: Please refer to the official policy documents for detailed information.
What is Covered?
Accidents and Collisions: This covers the repair costs for damage to your car caused by a road accident.
Third-party Damages: This covers the cost of repairing damage to someone else’s vehicle or property.
Natural/Man-Made Disasters: Covers repair costs by floods, earthquakes, burglary, strikes, etc.
Fire or Explosion: Repair costs for damage due to fire, explosion, self-ignition and lightning will be covered
Theft: Offers compensation for damage or lost car parts due to theft. The coverage is based on the IDV.
What is not Covered?
Depreciation: Depreciation of your car's parts typically isn't covered, but we do cover it under the nil dep add-on.
Law Violations: We cover all accidental damage to your Maruti Suzuki XL6 except for ones that arise due to law violations.
Accessory Coverage: We automatically cover factory-fitted accessories. But if you add more accessories after purchase, you'll need to opt for add-on coverage.
Outside Coverage Zone: We offer pan-India coverage, but if you require coverage outside India you can get our Geo-extension add-on.
Disclaimer: For the complete list of Inclusions and Exclusions, please refer to the policy wording by clicking here.
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Maruti Suzuki XL6 Insurance Add-On Covers
Every driver has unique needs. Whether you drive daily in the city or occasionally on long routes, optional add-ons help customise your Maruti Suzuki XL6 insurance policy for enhanced protection and savings. At IndusInd General Insurance (formerly Reliance General Insurance), we offer 10+ add-on covers to suit your lifestyle and driving habits.
Return to Invoice
Money Saver
If your XL6 is under repair for more than three weeks, this add-on covers up to three EMI payments. It’s designed to ease financial stress during extended downtime, ensuring your loan obligations are met without disruption.
Pay-As-You-Drive Insurance
Premiums are calculated based on actual kilometres driven annually. Ideal for XL6 owners with low usage, this add-on promotes responsible driving and offers cost-effective coverage tailored to your driving habits.
EMI Protection Cover
Money Saver
If your XL6 is under repair for more than three weeks, this add-on covers up to three EMI payments. It’s designed to ease financial stress during extended downtime, ensuring your loan obligations are met without disruption.
24x7 Roadside Assistance
Extra Car Protection
Get instant help for breakdowns, flat tyres, battery issues, or towing needs. This add-on ensures your XL6 is never stranded, offering peace of mind with round-the-clock emergency support across India.
Extra Car Protection
Extra Car Protection
Covers critical engine components like pistons, crankshaft, and gearbox that aren’t included in standard policies. Ideal for XL6 owners in flood-prone areas, this add-on protects against water damage and internal failures.
Nil Depreciation Cover
Money Saver
Ensures full claim settlement without factoring in depreciation on parts like metal, plastic, or fibre. This add-on guarantees maximum reimbursement for repairs, making it a must-have for new XL6 owners.
NCB Retention Cover
Money Saver
Preserve your No Claim Bonus even after making a claim. This add-on helps maintain your discount on future premiums, rewarding safe driving and offering long-term savings for XL6 policyholders.
Tyre Protection Cover
Extra Car Protection
Covers repair and replacement costs for tyre damage due to road hazards, punctures, or blowouts. This add-on is ideal for XL6 owners who frequently drive on uneven terrain or long distances.
Consumables Cover
Extra Car Protection
Reimburses costs for consumables like engine oil, brake fluid, nuts, bolts, and grease used during repairs. This add-on ensures you’re not paying out-of-pocket for essential items during accidental damage fixes.
Daily Allowance Benefit
Money Saver
Covers transportation expenses while your XL6 is in the garage for repairs. This add-on ensures you stay mobile without additional costs, offering convenience during unexpected breakdowns.
Key Replacement Cover
Provides financial protection for lost, stolen, or damaged XL6 keys and lock systems. This add-on covers replacement and reprogramming costs, ensuring security and convenience.
RIM Protection
Extra Car Protection
Covers repair or replacement of damaged wheel rims, including alloy wheels. This add-on is perfect for XL6 owners who want to maintain the aesthetic and performance of their vehicle.
Loss of Personal Belongings
Extra Car Protection
Offers compensation for personal items stolen or damaged during a vehicle-related incident. This add-on ensures your valuables inside the XL6 are financially protected.
Geo Extension
Extends your XL6 insurance coverage beyond Indian borders. Ideal for cross-border travel, this add-on ensures your vehicle remains protected even outside the standard geographical limits.
Electrical Accessories
Extra Car Protection
Covers manufacturer-installed electrical components like infotainment systems, sensors, and cameras. This add-on protects your XL6’s tech features from damage or malfunction.
Non-Electrical Accessories
Extra Car Protection
Provides coverage for custom fittings like seat covers, roof rails, and body kits. This add-on ensures your XL6’s non-electrical enhancements are financially protected.
Maternity Cover
Extra Car Protection
Covers hotel stay expenses if your XL6 breaks down far from home. This add-on offers immediate support for overnight accommodation during unexpected travel disruptions.
Quick Claim Survey
Wide Range Add-Ons
24x7 Customer Support
Factors Affecting Maruti Suzuki XL6 Car Insurance Premium
Your Maruti Suzuki XL6 insurance premium isn’t a fixed number. It’s influenced by multiple factors including your car’s specifications, coverage choices, location, and driving history. Knowing what affects your premium helps you make informed decisions and optimiZe your insurance costs.
XL6’s Insured Declared Value (IDV)
IDV is the current market value of your Maruti XL6. A higher IDV means a higher premium but also better compensation in case of total loss or theft. You can customise your IDV while buying or renewing your policy to balance coverage and cost.
Type of Coverage Chosen
Your premium depends on whether you choose third-party or comprehensive coverage. Comprehensive plans offer broader protection but come at a higher cost. Adding optional covers also increases the premium while enhancing overall security.
Entry age for the policy
18-65 years adults can buy the policy for themselves & family. Children can be covered from 91days to 25 years of age. 18-65 years adults can buy the policy for themselves & family. Children can be covered from 91 days to 25 years of age. 18-65 years adults can buy the policy for themselves & family. Children can be covered from 91days to 25 years of age. 18-65 years adults can buy the policy for themselves & family. Children can be covered from 91days to 25 years of age
Add-On Covers Selected
Add-ons like Engine Protect, Tyre Cover, and Key Replacement extend your XL6’s protection but also raise the premium. The more add-ons you opt for, the higher your insurance cost—though they offer valuable financial safeguards.
Car’s Make, Model & Fuel Type
The XL6’s variant, fuel type (petrol or CNG), and engine capacity directly influence your premium. Higher engine capacity or usage in commercial settings may lead to increased insurance costs due to elevated risk factors.
Claim History
If you haven’t filed any claims in the previous policy year, you may be eligible for a No Claim Bonus (NCB), which reduces your premium. Frequent claims, however, can increase your premium due to higher perceived risk.
Anti-Theft Device Installation
Installing IRDAI-approved anti-theft devices in your XL6 shows proactive protection against theft. This lowers the risk for insurers and can help reduce your premium, making it a smart investment for safety and savings.
Maruti Suzuki XL6 Key USPs
Cashless Claims
Step 2: Claim Verification
Take your car to a network garage, where we will send a surveyor to check the damage and verify the claim. Now easily find any network garage near you using our widget below.
Step 3: Self Inspection
You can also opt for a self-inspection via the Self-i app by submitting photos or via a live video survey.
Step 4: Claim Approval
Our team will approve your claim once you submit all your claim documents, which can take 7 days after submission.
Step 5: Bill Settlement
After we approve, we pay the bill directly to the garage and drop off your car at your address.
Step 1: Initiate the Claim
To initiate a claim for total loss, damage or theft, you’ll need to inform us within 24 hours.
Step 2: Visit Garage
Visit any garage of your choice for repairs. Pay the repair bills and keep all bills and receipts.
Step 3: Register Claim
Register your claim on our website. Download and fill out the claims form and upload it with your other documents.
Step 4: Upload Documents
As part of the document verification, upload RC, policy, DL, FIR (if needed), and repair estimate
Step 5: Money Transfer
Upon approval, we will transfer the claim amount directly to your bank account.
Disclaimer: For precise claim-related information, please refer to our policy documents or get in touch with our customer helpline.
Maruti Suzuki XL6- Models and Prices
The Maruti Suzuki XL6 is available in multiple variants. There is a Maruti Suzuki XL6 model to match your needs.
Maruti Suzuki XL6 Models | Ex Showroom Price |
|---|---|
Maruti XL6 Zeta (Base Model) Manual | Petrol | Rs. 11.61 Lakh |
Maruti XL6 Zeta CNG Manual | CNG | Rs. 12.56 Lakh |
Maruti XL6 Alpha Manual | Petrol | Rs. 12.61 Lakh |
Maruti XL6 Zeta AT Automatic | Petrol | Rs. 13.01 Lakh |
Maruti XL6 Alpha Plus Manual | Petrol | Rs. 13.21 Lakh |
Maruti XL6 Alpha Plus Dual Tone Manual | Petrol | Rs. 13.37 Lakh |
Maruti XL6 Alpha AT Automatic | Petrol | Rs. 14.01 Lakh |
Maruti XL6 Alpha Plus AT Automatic | Petrol | Rs. 14.61 Lakh |
Maruti XL6 Alpha Plus AT Dual Tone (Top Model) Automatic | Petrol | Rs. 14.77 Lakh |
Disclaimer: The prices mentioned are subject to change based on your city of residence, car model, variant, year of purchase and the dealership you are buying your car from. The prices mentioned above have been taken from this source.
Key Takeaways
If you use your Maruti Suzuki XL6 to drop your kids to school, transport business supplies, or navigate uneven village roads, you already understand the value of this premium MPV. While the XL6 is engineered for comfort and versatility, it’s not invincible. Frequent use on rough terrain can lead to tyre punctures, suspension wear, and even engine issues, especially during monsoons or in flood-prone areas.
That’s why protecting your XL6 with a reliable car insurance plan is essential. With IndusInd Maruti Suzuki XL6 Insurance (formerly Reliance Maruti Suzuki Insurance), you get comprehensive coverage starting at just ₹238/month*, along with 24x7 support and a seamless digital experience.
Our policy covers accidents, fire damage, and natural disasters like floods and earthquakes. You also get legal protection through mandatory third-party liability coverage.
Plus, with access to 11,000+ network garages*, you enjoy cashless repairs without upfront payments. Claims can be filed easily via the IndusInd Self-i app using our video claims feature making the process quick and hassle-free.
Don’t wait—secure your Maruti Suzuki XL6 today with a personalized insurance plan that’s built for your lifestyle.
Reliance General Insurance
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XL6 insurance starting at just ₹238 per month*!
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Our plans include own damage, fire, and theft, with add-ons for enhanced convenience.
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Disclaimer:
*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.
Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.
Premium: The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).
Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, age of the vehicle and addition of add-ons like Reliance Limit Sure-Pay As You Drive.
Comprehensive Car Insurance/Car Insurance UIN: Details mentioned here are for the product- Reliance Private Car Package Policy. UIN: IRDAN103RP0010V02100001; Reliance Private Car Policy – Bundled, UIN: IRDAN103RP0007V02201819; Reliance Private Car Policy- Standalone Own Damage UIN- IRDAN103RP0001V01201920; "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819.
Own Damage UIN: Details mentioned here are for the product- Reliance Private Car Policy- Standalone Own Damage, (UIN-IRDAN103RP0001V01201920)
Third-Party UIN: Details mentioned here are for the product- "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819
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