Toyota Glanza car insurance starting at just ₹238/month*
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Up to 90% Discount*
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11,000+ Network Garages*
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Buy, Renew & Claim on Self-i
Toyota Glanza Car Insurance
A practical everyday hatchback, the Toyota Glanza is a catch-all car that offers spacious interiors, a comfortable ride, good mileage and fuel efficiency. It’s perfect for families and young urban professionals who are looking for a reliable daily commuter car. The Glanza also comes with a longer warranty than its Maruti twin, the Baleno. With the Toyota, you get 3 years/100,000 km as the standard, which can be extended to 5 years/220,000 km.
While the new Glanza is perfect for everyday driving, even the best cars need trustworthy coverage. That’s where IndusInd car insurance comes into the picture. For instance, if you hit another car in an accident, causing damage to your own car’s bumper and grille, our car insurance policy can help cover the repair costs.
A car insurance policy is not just legally required but also extremely helpful for car owners. If you own third-party insurance, it protects you from financial and legal liabilities. With a comprehensive plan, you can cover your own car damage or financial loss. So, if you want to get all-around protection, partner with IndusInd General Insurance (formerly Reliance General Insurance).
With us, you can download our Self-i app and instantly buy insurance online. This way, you will always carry the essential car insurance documents with you. This way, you have 24/7 access to our services and can quickly file claims anytime, anywhere.
IndusInd General Insurance offers reasonable premiums, a seamless claim process, 24/7 customer support and an extensive network of partner garages across India. Our plans can be personalised to suit the needs of different cars.
Why Do You Need Toyota Glanza Insurance?
Legal Mandate
When you buy car insurance, it protects you from damages caused to others accidentally while driving. This is one of the primary reasons why the Motor Vehicles Act of 1988 made third-party car insurance compulsory. It covers property damage and injuries caused to others in a road accident. Since this type of claim can sometimes reach lakhs of rupees, owning car insurance provides considerable support to the owner.
Covers Car Repairs
The Toyota Glanza comes with a ground clearance of 170 mm, which ensures smooth driving on uneven city roads. But, if you constantly drive on rough terrains, over time, there can be an impact on your car's underbody, damaging multiple components. So, to protect your vehicle, you can consider buying car insurance with suitable add-ons like the tyre protection cover. It will ensure all the accidental repairs are covered.
Covers Car Theft
Losing your car to theft can be dreadful, especially when it is a recent purchase. The ex-showroom prices for the top variants of the Toyota Glanza can go up to ₹9.15 lakh*, making it a major investment. So, car insurance becomes an absolute necessity. It allows you to claim the policy's IDV if theft occurs. This amount is as per your car's current market value, and you may increase it with a minimal additional premium.
Covers Natural Disasters
If you are driving a Toyota Glanza in cities known for extreme monsoon spells, like Mumbai, Chennai or Guwahati, waterlogging can cause hydrostatic lock or electrical malfunction. A safe and cost-effective way to cover your vehicle from this type of damage is to purchase car insurance. You may also combine an engine protection add-on for extra coverage if you are worried about the expensive engine replacement expenses.
Covers Fire and Fire-Related Damage
Improper electrical wiring in a nearby building, a short circuit in a public parking area, or an accidental fire in the market can severely damage your Toyota Glanza. Although these incidents are rare, they may lead to irreparable damage to your car. To safeguard yourself financially from these possibilities, you can get car insurance, which will help minimise your out-of-pocket expenses.
Network Garages and Spare Parts
While finding original spare parts for your Glanza is not particularly challenging, it can be difficult to identify which garages use these components. Counterfeit parts tend to degrade faster and may cause further damage to related vehicle parts. Therefore, you can trust our extensive network of garages that strictly use OE-grade car components. As a result, you receive high-quality repairs every time.
Types of Toyota Glanza Car Insurance Plans
Comprehensive Car Insurance
Comprehensive plans offer the most extensive coverage to car owners. You stay protected from third-party claims as well as damage caused to your own vehicle resulting from an accident. Also, it includes coverage from damage due to natural disasters, fire or theft. As an added layer of protection, you can choose from our list of over 13 add-ons* to enhance the scope of coverage further.
Pay As You Drive Car Insurance
IndusInd Pay-As-You-Drive is an economical way to insure your car, where you must pay based on the distance you travel*. You can select an annual limit from 2,500 km to 10,500 km*, and benefit from a 125 km* grace buffer*. We enable you to top up anytime if you cross the mileage limit, and you can also carry forward unused kilometres for the upcoming year. Thus, the plan is great for occasional drivers.
Third Party Car Insurance
With this type of car insurance, you get the cost of repairs/replacement of damaged car components of third parties. It also covers the medical bills of others if you injure them accidentally while driving your insured Toyota Glanza. So, you can buy a third-party insurance plan for an extended period of 3 years, where you pay the premium only once to get continuous legal coverage for your vehicle.
Own Damage Car Insurance
An OD cover acts as a standalone policy that you can combine with third-party car insurance. Besides safeguarding you from others’ claims, it also covers your Glanza. This allows you to drive confidently, knowing that you are protected from collisions, natural disasters, total loss, and theft. Our own damage plans start from a short term of just 1 month* and can be bought for up to 1 year, based on your needs.
Individual Travel Plan
IndusInd General Insurance ensures exclusive coverage benefits for Toyota Glanza owners driving in different city landscapes. Whether you live in a busy metro city or often drive along unpaved roads in the suburbs, our policy provides 360-degree protection for your car.
Disclaimer: Please refer to the official policy documents for detailed information.
Disclaimer: For the complete list of Inclusions and Exclusions, please refer to the policy wording by clicking here.
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Toyota Glanza Insurance Add-On Covers
Add-ons are designed for specific scenarios where you may require extra protection for your Toyota Glanza. For instance, the Key and Lock Replacement cover may be ideal if you often tend to forget and misplace your car keys. Similarly, a Tyre Protection add-on can cover accidental tyre damage. Altogether, we offer more than 13 add-ons*, allowing you to choose exactly what you need.
Nil Depreciation Cover
Money Saver
Provides 100% reimbursement for replacing damaged plastic, fibre, or rubber parts, without any depreciation. As a Glanza owner, you can take advantage of it, since replacing parts like the bonnet and headlights can be costly.
Pay As You Drive
Money Saver
PAYD is a usage-based cover that decides your premium depending on the actual distance driven. With us, you can choose a range between 2,500 km and 10,500 km* and top up if required. It is ideal for occasional car users.
Return to Invoice Cover
Money Saver
If your vehicle is stolen or sustains irreparable damage and is declared as 'total loss', then this add-on offers you the full purchase value. It includes the registration fee, road tax and the premiums paid to date.
Engine and Gearbox Protection Cover
Extra Car Protection
The cost of genuine Toyota engine parts is considerably higher, which leads to huge expenses for accidental repairs. With an engine protection add-on, you can cover the costs arising from accidents, water or oil leaks.
Tyre Protection Add-On Cover
Extra Car Protection
The tyre protection optional add-on handles the repair/replacement expenses of damaged tyres on your Toyota Glanza. If you experience a tyre bulge or a sudden tyre burst while driving on poor road conditions, it can be useful.
Key and Lock Replacement
Extra Car Protection
Includes the cost to replace your car’s stolen, lost or damaged keys and also pays for the necessary lockset repairs. So, this cover is highly recommended for modern cars like Glanza, with pricey electronic keys.
Consumable Expenses Add-On Cover
Money Saver
By adding this coverage, you are protected against the costs of consumables like oils, brake fluids, nuts, etc. These things typically make up 5-10% of the repair costs, so opting for them can help you save a significant amount.
Rim Protection Add-On Cover
Extra Car Protection
You can protect your Glanza’s stylish alloy wheels with this add-on, as they are not covered by regular insurance. Having it ensures cashless repairs if the wheel rims are damaged due to an accident or bad road conditions.
24/7 Roadside Assistance
Extra Car Protection
Ensures quick help through services like towing, flat-tyre change, fuel delivery, and other on-site repairs. If you travel through remote areas, this can be beneficial, as you can contact support anytime via the Self-i app.
Loss of Personal Belongings
Extra Car Protection
Gives you compensation if any of your belongings worth ₹5,000 or more are stolen from inside your locked car. If you often leave items like laptops, smartphones, etc., in your car, this coverage can protect you from theft.
Daily Allowance Benefit
Money Saver
If accidental repairs at a network garage take more than three days, you will get a daily cash allowance with this add-on. It can help you meet the costs for alternative transport, including cabs or train tickets.
EMI Protection Cover
Money Saver
If your car is damaged to the point where repairs will take more than 21, 42 or 63 days*, then this add-on will help clear your vehicle’s pending instalments. So, it relieves stress while your car is still under repair.
No Claim Bonus (NCB) Retention
Money Saver
With this valuable cover, you can retain your insurance plan’s no-claim bonus benefits even after making up to 2 claims* in a year. So, it helps you save on car insurance costs in the long run.
Electrical Accessories Cover
Extra Car Protection
Covers aftermarket electrical accessories like audio systems, rear-view cameras, LCD screens, etc., which are not included in standard car insurance. It can be useful if you often park your car in a theft-prone area.
Non-Electrical Accessories Cover
Extra Car Protection
Protects you from potential theft of personalised fittings, like bumper guards, seat covers, and decorative trims. This way, it keeps all your personalisations safe, as these are not covered under regular car insurance.
Geo Extension Cover
Adventure & Travel
It enhances your car insurance plan’s coverage and allows you to claim for accidents or any type of financial loss in India’s 6 neighbouring countries* (including Bhutan, Sri Lanka and Nepal).
Factors Affecting Toyota Glanza Car Insurance Premium
Your Toyota Glanza insurance premium is influenced by various factors, including your driver’s profile, location, type of coverage selected, etc. Some key parameters are given below to help you make an informed decision and maximise value for money when buying insurance.
Glanza’s IDV
Insured Declared Value (IDV) means the current market value of your Toyota Glanza. If you opt for a high IDV when buying insurance, it will boost your premium. You can determine the IDV amount while purchasing or renewing your car insurance policy.
Type of Coverage
Selecting between a comprehensive car insurance policy and third-party insurance affects the final insurance cost. When you choose the first option, you secure complete protection for your car as well as for third parties, while the latter option simply fulfills legal obligations.
Add-On Covers
Add-ons are valuable for expanding your coverage, but they may slightly raise your premium. So, you must carefully select these extras. For instance, if you often drive on rough roads, opting for tyre protection add-on can help cover costs related to punctures or tyre replacements.
Car’s Make and Model
Your Toyota Glanza's fuel type (petrol or CNG), model, and gearbox type collectively impact the premium. For instance, if you buy the top-selling model, Glanza G AMT, its premium will be higher because of its higher market value compared to the base model, Glanza E.
Claim History
If you have not raised any claims in a policy year, you can benefit from the No-Claim Bonus (NCB) and pay a lower premium. Similarly, owners who frequently register claims with their insurer are likely to experience an increase in their premiums when renewing their policies.
Installing Anti-Theft Devices
You can consider installing IRDAI-authorised anti-theft devices in your car to safeguard against theft attempts. These devices reduce the chances of damage or loss related to your vehicle. As a result, your insurance provider perceives a lesser risk and lowers your premium.
Toyota Glanza Key USPs
Disclaimer: For precise claim-related information, please refer to our policy documents or get in touch with our customer helpline.
Toyota Glanza - Variants and Prices
The Glanza lineup includes 9 variants, with the Toyota Glanza E standing out as the most affordable model. Whether you are looking for an everyday commuter or are a beginner who needs an easy-to-handle car, these models can perfectly meet your driving expectations.
Toyota Glanza Models | Price |
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Toyota Glanza E Manual | Petrol | ₹6.39 lakh* |
Toyota Glanza S Manual | Petrol | ₹7.24 lakh* |
Toyota Glanza S Automatic | Petrol | ₹7.74 lakh* |
Toyota Glanza S Manual | CNG | ₹8.06 lakh* |
Toyota Glanza G Manual | Petrol | ₹8.14 lakh* |
Toyota Glanza G Automatic | Petrol | ₹8.64 lakh* |
Toyota Glanza G Manual | CNG | ₹8.96 lakh* |
Toyota Glanza V Manual | Petrol | ₹8.98 lakh* |
Toyota Glanza V Automatic | Petrol | ₹9.15 lakh* |
Disclaimer: The prices mentioned are subject to change based on your city of residence, car model, variant, year of purchase and the dealership you are buying your car from. The prices mentioned above have been taken from this source.
Key Takeaways
If you are driving a Toyota Glanza, then you must already know how reliable the car is for daily office commute or casually driving across the city. Its built is designed to handle most risks while driving in tight traffic. Still, road accidents, flash floods, theft or even accidental tyre punctures are something that cannot be controlled while you drive. That is where a car insurance plan comes to the rescue.
At IndusInd General Insurance (formerly Reliance General Insurance), we cater to your vehicle insurance requirements with comprehensive plans available for both short and long durations. You can purchase car insurance from our website starting at just ₹238/month*. Our plans cover accidents, natural disasters, total loss, fire and theft. Also, you can get legal protection by buying our third-party liability cover.
We have partnered with 11,000+ network garages* across India to ensure our customers do not have to pay upfront when visiting a garage for an accidental repair. You can easily get your cashless repairs approved through our Self-i app. So, if you were already searching the internet for a reliable Toyota Glanza car insurance provider, do not delay your purchase further. Instead, call us today for more information about our personalised offerings.
Glanza insurance starting at just ₹238 per month*!
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Disclaimer:
*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.
Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.
Premium: The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).
Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, age of the vehicle and addition of add-ons like Reliance Limit Sure-Pay As You Drive.
Comprehensive Car Insurance/Car Insurance UIN: Details mentioned here are for the product- Reliance Private Car Package Policy. UIN: IRDAN103RP0010V02100001; Reliance Private Car Policy – Bundled, UIN: IRDAN103RP0007V02201819; Reliance Private Car Policy- Standalone Own Damage UIN- IRDAN103RP0001V01201920; "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819.
Own Damage UIN: Details mentioned here are for the product- Reliance Private Car Policy- Standalone Own Damage, (UIN-IRDAN103RP0001V01201920)
Third-Party UIN: Details mentioned here are for the product- "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819