Toyota Innova HyCross Car Insurance 

This cover pays you the depreciation amount deducted from the market value of replaced parts during an accident repair. Innova HyCross owners can save money on it because replacing major body panels can be expensive. 

If you suffer a total loss from a major accident or theft, then the RTI cover offers you the full invoice value. It not only covers the ex-showroom price but also pays the registration fee, insurance premiums and road tax.  

You may need this if you often drive on poorly constructed roads. This is because your car tyres can accidentally bulge or burst due to sudden impacts from potholes or debris. This add-on will cover the cost of a replacement. 

A PAYD add-on determines your car insurance premium based on the actual kilometres driven. With us, you can select a range from 2,500 to 10,500 km*, and top up with 500 km* each time if needed. 

Reimburses the cost for replacing a lost, stolen or damaged car key (also applicable for smart-key reprogramming) and pays for lockset repairs. If you own a car like Innova HyCross, it is useful as the car has price key fobs. 

Replacing a damaged engine component of a Toyota car after an accident or repairing vital gearbox parts like crankshaft, pistons, etc., is genuinely expensive. So, consider this add-on to reduce out-of-pocket costs.  

By taking it, you will have access to towing assistance, fuel delivery, battery jump-starts, and emergency flat-tyre replacements anytime through the Self-i app. So, it is valuable if you often travel through remote areas. 

It pays for consumables like oils, nuts, bolts, brake fluids, etc., that are used in any kind of repair. They cost up to 5-10% of your total repair bill. So, consider having this add-on if you often drive on unpaved roads.  

Toyota Innova HyCross GX and the higher models like VX, ZX, and ZX(O) have cutting-edge alloy wheels. This add-on can help cover the repairing or replacing costs of rims on these models if they are damaged accidentally. 

Suppose you take your car to our network garage after a road accident, and the repairs exceed three days. In that case, we will provide you with a daily cash allowance to pay for alternative transportation costs.  

This add-on ensures that you never miss a pending EMI. It helps you pay the outstanding amount if any repair takes more than 21, 42 or 63 days*. So, it eases your financial stress while your car is being repaired at a garage. 

Offers compensation if valuables like your phone, laptop or bags worth more than ₹5,000 are stolen from inside your locked Toyota car. So, this rider is valuable for whoever carries work gear in their car.  

Allows you to retain your no-claim bonus discount even after you have made 2 claims* within a policy year. As a result, you can save on insurance premiums in the long run.  

Extends the coverage to outside while you drive in six neighbouring countries* (including Bhutan, Nepal, Sri Lanka). It is an excellent choice if you are planning to explore some of these foreign regions by road. 

It protects any electrical fittings that have been installed additionally after you bought the car. These include rear-view cameras, parking sensors, audio systems, GPS, etc., which are not covered under standard insurance. 

It ensures theft or damage to your custom seat covers, bumper guards, and decorative trims is covered, safeguarding your customisations. 

An EV’s battery is the single most valuable component, and replacing it can cost about as much as the car itself. That’s why we cover battery damage, whether it’s due to an accident, power surges, or water damage, so you’re not left paying a hefty repair bill. 

Even a minor collision can require you to replace the entire motor unit, and repairs are also more expensive than a normal fuel-based model. So, in the event your hybrid variant gets damaged due to accidents or natural disasters, having this coverage can be a lifesaver. 

The charging unit, whether it’s portable or installed at your home, can be costly to replace. Hence, we cover damage from things like rodents chewing through the wiring, power surges, fires, or even theft to ensure your charging set-up stays secure and functional.