Ashok Leyland Insurance

You get the full amount for repairs without any deductions for wear and tear on old parts. This saves you a lot of money when you need to replace parts after an accident or damage. 

If your Ashok Leyland gets stolen or completely damaged, you receive the full original purchase price. This covers the difference between your vehicle's worth now and what you paid for it. 

Get emergency help any time your vehicle breaks down anywhere across India. The service includes towing, fuel delivery, battery jumpstart, or quick repairs right there on the roadside. 

Covers repair costs if your engine or gearbox gets damaged by water entering inside or oil leakage problems. Very important for trucks that often drive through flooded roads during the monsoon season. 

Pays for small items like engine oil, coolant, brake fluid, and filters used during repair work. These consumables usually cost extra, but this cover includes them in your claim amount completely. 

Your discount stays protected even if you file one claim during the year. You can use insurance when you really need it without losing the premium discount you earned over time. 

Protects tools and work equipment stored in your vehicle up to ₹25,000* if they get damaged or stolen. Really useful for drivers who carry repair toolkits or work materials daily. 

Covers your personal items kept inside the vehicle up to ₹25,000* if damaged or stolen. Does not include cash or documents, and you pay ₹500 first as a deductible per claim. 

Pays hospital expenses if you get hurt in an accident, including the ambulance charges too. Helps cover medical bills so you can focus on recovery without worrying about money. 

Gives extra money for towing beyond the standard ₹1,500 amount included in the basic policy. Helpful when your heavy loaded vehicle needs towing from remote highways or accident locations. 

Pays the cost to replace your vehicle's locks and keys if you lose them or they get stolen. Your no-claim bonus stays safe when you use this cover alone. 

Pays your monthly loan installments if repairs take longer than 30 days after an accident. Your loan payments continue on time during extended repairs without affecting your business cash. 

Gives you cash for each day your Ashok Leyland cannot work after an accident happens. Helps replace your daily earnings and pay for alternate transport options while waiting for repairs. 

Pays for a hotel stay if your vehicle breaks down or gets stolen more than 300 km away from your home. Really helpful when you are stuck far away during long-distance trips. 

Choose to pay a lower premium by agreeing to pay some repair costs from your pocket first. Good option if you want cheaper insurance and can afford to handle small expenses yourself. 

Gives higher coverage for property damage or injuries you cause to other people during accidents. An extra safety layer when driving through busy city roads or crowded market areas regularly. 

Covers damage to your wheel rims caused by potholes, speed bumps, and hitting curbs on bad roads. Replacing damaged rims costs a lot, and this cover takes care of those expenses. 

Pays for new tyres or repairs when they get punctured, cut or burst on the road. Heavy loads and rough highways wear out tyres quickly, so this cover helps reduce your expenses. 

Extends your insurance coverage to Nepal, Bhutan, and Bangladesh when you travel there for work. Must-have add-on for transport businesses that deliver goods across borders to neighbouring countries. 

Pays to replace lost or stolen keys and install new locks on your vehicle. Covers up to 1% of your total claim amount or ₹500, whichever amount is higher for you. 

Covers tyre and tube damage from accidents, plus wheel balancing and alignment services. Takes care of all tyre-related repair costs, including the mechanic's labour charges as well. 

Pays for rim damage from accidents, including removing wheels, fixing them, balancing, and aligning properly. Covers all the work needed to make your wheels function correctly again.