Health insurance in Pune starting at just ₹243/month*
-
Coverage Up to ₹5 Crores*
-
99.57% Claims Settled*
-
10,000+ Network Hospitals*
Health Insurance in Pune
Living in Pune means having access to some of the most reputed and specialised healthcare centres in Maharashtra. This includes speciality centres like Sahyadri, Apollo, Jehangir and so on. While this ensures top-quality medical care to the residents of Pune, the rising cost of treatment and consultations has made healthcare a major part of financial planning. Even the routine check-ups and minor hospital visits can quickly strain your savings.
This is why health insurance has become essential for individuals and families in Pune. Take, for instance, a sudden hospitalisation due to dengue for loss of platelets during monsoons, a common health risk in the city. Although treatment can cost thousands of rupees, health insurance makes sure it doesn’t go out of your pocket.
IndusInd General Insurance (formerly Reliance General Insurance) offers tailored insurance plans to meet the healthcare needs of the residents of Pune. From city-wide hospital access for cashless treatment to easy claim filing through the Self-i mobile app, our plans make quality care affordable and accessible. Add to this, pocket-friendly premiums starting from ₹243/month* and 24*7 customer assistance, and you are covered against unexpected scenarios.
Why Buy Health Insurance in Pune?
Health Statistics and Major Health Problems in Pune
Pune has seen a shift in health patterns over recent years. In early 2025, the city experienced a rare but widespread outbreak of Guillain–Barré Syndrome. Some cases of the Zika virus have also been reported in Pune.
In addition, non-communicable diseases like diabetes and high blood pressure are also rising, highlighting the importance of proper health insurance.
Up to 40% Discount*
More coverage & more savings!
20+ Add-On Covers*
Customise your plan to your needs
AYUSH+Modern Treatments*
Get 100% SI coverage on both*
24/7 Customer Support*
Quick support anywhere in Pune
Types of IndusInd Health Plans in Pune
IndusInd Health Infinity Insurance
This plan supports diverse medical needs with coverage up to ₹5 crore* along with unlimited reinstatement. It is ideal for families managing long-term conditions or facing repeat hospitalisation in Pune. Additionally, the MoreCover add-on can increase your sum insured by 30%*, providing you with more financial flexibility for high-cost treatments. For example, if you choose a ₹2 crore cover, you can raise it by ₹60 lakh, which can help during extended periods.
Buy Now
IndusInd Health Gain Insurance
With a sum insured range starting at ₹3 lakh and going up to ₹1 crore*, this plan supports everything from routine checkups to planned surgeries. It is recommended for people living in areas such as Aundh or Baner, where daycare procedures and private care are more common. You can include your children, spouse and dependent parents under one plan and pick add-ons based on your specific needs.
Buy Now
IndusInd Global Health Insurance
This plan provides worldwide health support up to USD 1 million*, covering both urgent care and planned treatments outside India. It can be enhanced with a multi-trip rider. Whether you're visiting relatives in Europe or heading to Singapore for medical treatment, this plan provides the option to seek care abroad without extra paperwork. It suits professionals working with global firms or students attending university overseas.
Buy Now
IndusInd Super Top-Up Health Insurance
If your regular policy is exhausted, this plan takes over with added coverage up to ₹1.3 crore*. It becomes active after you cross your base policy. This is particularly helpful during major treatments at hospitals like Ruby Hall or Jehangir, where costs can quickly add up. For ex, if your ₹5 lakh base plan is fully used during surgery, this top-up helps you manage follow-up care or any further hospital stay.
Buy Now
Key Features of IndusInd Medical Plans in Pune
At IndusInd General Insurance, we offer extensive features, from affordable premiums to lifetime renewability, to help you enjoy complete medical protection without exhausting your savings.
| Features | Details |
|---|---|
Premiums | Starts at ₹243 per month* |
Discounts | 40%* + Cumulative Bonus |
Coverage | Sum Insured up to ₹5 Crores* |
Global Sum Insured | Up to $1 Million* |
Sum Insured Restoration | Unlimited restoration |
Renewability | Lifelong renewability |
Quick Claims Settlement | Within 4 hours* + 100% Digital Claims |
Network Hospitals | More than 10,000* |
Pre- and Post-Hospitalisation | 90 days* before and 180 days* after |
No Room Rent Capping | ✓ |
Day Care Procedures & OPD Cover | ✓ |
Ambulance Cover | Up to ₹3,500 per hospitalisation* |
Health Check-Ups | ✓ |
Domiciliary Hospitalisation | ✓ |
Maternity Coverage | Up to ₹2 lakhs* |
Organ Donor Expenses | ✓ |
Covid-19 Treatment | ✓ |
Critical Illness Cover | ✓ |
Co-Payment Options | ✓ |
Add-Ons & Optional Riders | 20+ Add-Ons* |
Disclaimer: Coverage features depend on the plan you choose. Please refer to your policy document for full details.
What is Covered?
Hospital Expenses: Covers in-patient hospitalisation, pre/post hospitalisation costs, day care procedures and ambulance charges for comprehensive medical protection.
Day 1 Coverage: We offer day 1 coverage under our health insurance plans for accident-related claims and for medical emergencies to ensure quick and comprehensive medical coverage.
AYUSH & Modern Treatments: Coverage for traditional AYUSH therapies (Ayurveda, Yoga, Unani, Siddha, Homoeopathy) and advanced treatments like robotic surgery and stem cell procedures.
Maternity & Newborn Care: Prenatal, postnatal, delivery expenses and newborn medical care coverage up to ₹2 lakh* for growing families under this add-on.
Global Emergency Cover: Medical emergency treatment costs are covered abroad for up to 45 days* with a minimal deductible during international travel.
Accident & Illness Protection: Deductible waived for accidents and premium waiver for one year* upon critical illness diagnosis for financial relief.
OPD & Home Care Services Outpatient consultations, diagnostic tests, pharmacy expenses and home-based ICU setup coverage for convenient treatment options.
Annual Health Rewards: Cumulative bonus up to 50%* for every claim-free year, plus free health check-up after 3 years* of policy continuation.
What is Not Covered?
Non-Medical Treatments: All medically necessary costs are covered except for treatments like wellness therapies, rejuvenation treatments, dietary supplements and cosmetic surgeries.
Lifestyle and Fertility: Weight control procedures, fertility treatments, contraception and correction of refractive errors are excluded.
Legal and Statutory: Any medical expenses resulting from intentional self-injury, suicide, war or any illegal activities are not covered.
Unrelated Outpatient & External Anomalies: We cover all OPD costs that precede your hospitalisation. However, to get coverage for all OPD treatments, you'll need the OPD services add-on. We also generally do not cover congenital diseases under our plans.
Waiting Period: All accident-related claims are covered from day 1. All other claims are subject to an initial 30-day waiting period.
Experimental or Unapproved Treatment: We cover all medical treatments, except ones not approved by the Insurance Regulatory and Development Authority of India (IRDAI) or the World Health Organisation (WHO).
Unlawful or Self-Inflicted Situations: Injuries caused by self-harm, participation in illegal activities, substance abuse, riots, terrorism or war are not covered.
Disclaimer: Each health insurance plan comes with its own set of terms. For a detailed list of what is included and excluded, please read the full policy wording here.
Still exploring health insurance options in Pune?
Reach out to our experts to find the best plan in Pune!
Key Takeaway
IndusInd Health Insurance supports residents in Pune with access to quality healthcare and simple claim processes. With over 10,000 hospitals* across India, you get trusted support whether you are close to home or travelling.
Our plans start at ₹243 per month* with a sum insured up to ₹5 crores*. You get quick claim approvals and lifelong renewal with no upper age limits. Besides, you can also avail tax savings under Section 80D.
Whether you live in the city centre or near IT hubs, you get care without stress. Choose IndusInd General Insurance (formerly Reliance General Insurance) to stay protected when your health needs attention.
IndusInd Network Hospitals in Pune
Get cashless treatment at over 10,000 hospitals across India!
Access high-quality healthcare without paying upfront. With IndusInd General Insurance, cashless treatment is simple and hassle-free.
Relevant Links for Health Insurance
Health Insurance for Top Locations
Download our Self-i App now!
Support test
Edit Policy Details
Download Policy
Check Policy Status
My Service Requests
My Bookmarks
Buy
+91 123456789
Help
+91 123456789
Agent
+91 123456789
support@reliancegeneral.co.in
WhatsApp Us
Customers can contact us between 10:00AM to 06:00 PM
Become an Agent
Wish to become an agent with Reliance?