Honda Unicorn Insurance starting at just ₹19/month*
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11,000+ Network Garages
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Upto 80% Discount*
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Trusted by 5 Crore+ Indians*
Honda Unicorn Insurance
The Honda Unicorn has long been recognized as a symbol of reliability and performance in India’s two-wheeler market. Since its launch, this 150cc motorcycle has consistently delivered a smooth blend of power, comfort, and efficiency, making it a trusted companion for both daily commutes and extended journeys. Its refined engine, impressive fuel economy, and low maintenance requirements have earned it a loyal following across urban and rural landscapes alike.
Built with durable components and a sturdy frame, the Unicorn offers a riding experience that’s both stable and enjoyable. Whether navigating city traffic or cruising on highways, it ensures consistent performance and rider comfort. To safeguard this dependable machine, opting for comprehensive Honda Unicorn insurance is a smart move. It not only protects against unforeseen damages and losses but also gives you peace of mind, allowing you to enjoy every ride without worry. Secure your investment and ride confidently with the right coverage.
IndusInd General Insurance (formerly Reliance General Insurance) provides comprehensive protection for your Honda Unicorn along with reliable 24/7 customer assistance and an extensive cashless garage network, ensuring your daily rides stay smooth, safe and stress-free.
Up to 5 Years Coverage*
Buy once and get covered for 5 years
Get 10 Add-On Covers*
Extend your scooter's coverage
Video Claims Feature*
File claims on your mobile via our app
Instantly Renew via Mobile*
Just tap, pay and renew!
Why Buy Honda Unicorn Insurance?
Legal Mandate for All Owners
Every two-wheeler owner in India must have at least third-party bike insurance as per law. If you’re caught riding your Honda Unicorn without valid insurance, you could face fines ranging from ₹2,000 to ₹4,000, and in severe cases, even imprisonment. Avoid legal hassles by insuring your bike immediately after purchase.
Covers Repair Costs
The Honda Unicorn is built for smooth performance, but potholes and uneven roads can still cause damage to suspension or forks. Repairs for such issues can be expensive without insurance coverage. Comprehensive insurance ensures you’re protected from these unexpected costs.
Covers Bike Theft
Urban areas like Delhi, Mumbai, and Bangalore report high rates of bike theft. With prices starting at ₹1,09,000*, the Honda Unicorn is a popular target. Insurance safeguards you from financial loss by covering your bike’s Insured Declared Value (IDV) if it gets stolen.
Covers Natural Disasters like Floods
The Honda Unicorn weighs around 152 kg*, making it vulnerable to damage during floods. Water exposure can lead to engine damage and rust formation. With bike insurance, you’re covered against losses caused by natural calamities.
Covers Damage from Fires
Parking constraints in cities often force bikes into open spaces, increasing fire risk. If a fire breaks out, it can cause irreparable damage to your Honda Unicorn. Insurance ensures you’re covered for fire-related losses, saving you from major financial setbacks.
Network Garages & Genuine Spare Parts
Did you know nearly 20% of road accidents involve counterfeit parts? Honda Unicorn owners benefit from wide service networks, but genuine repairs can be costly without insurance. With the right insurance plan, you get access to authorized garages and genuine spare parts for high-quality repairs.
Types of Honda Unicorn Insurance Plans
Comprehensive Bike Insurance
This is a full-coverage plan that protects your bike from damage and covers damage caused to others. E.g., Let’s say you’re on your way home, and you accidentally hit another person’s bike, damaging your bike and their bike. This policy can help cover your scooter’s repair costs and the compensation amount you would need to pay to the other person for damaging their bike.
Third-Party Bike Insurance
This plan covers damage to another person’s vehicle or property, or injury caused to another person in an accident. It’s the most affordable type of plan and is mandatory under Indian motor laws. But this plan will not cover your bike if it’s damaged. So if you do want a plan that will cover your bike’s repair costs, you can get a comprehensive plan or pair this plan with an own damage bike cover.
Short Term Own Damage Bike Insurance
This plan offers an affordable way to cover your Unicorn if you already have a third-party policy and need to cover your scooter against accidents, natural disasters and theft. This is a short-term plan that offers coverage starting from 1 month*. It's ideal for Unicorn riders who only require coverage for a short period, and it's also more cost-effective than purchasing a 1-year plan.
Long Term Own Damage Bike Insurance
This policy covers your bike in case of damage from accidents, natural disasters, or theft. And since this is a long-term plan, you get 1-year coverage that can be renewed every year. E.g., if you hit another vehicle and the rear bumper is completely damaged, this plan can help cover your repair costs. Now, if you only had a third-party plan without this cover, you would have needed to pay for your repairs.
Key Features of IndusInd Activa Insurance
IndusInd Honda Unicorn insurance combines comprehensive protection with modern digital features to keep your scooter safe on busy Indian roads.
Key Features | Descriptions |
|---|---|
Starting Premiums | From ₹19 per month* |
Coverage Offered | Own Damage + Third-Party (Available separately or bundled together) |
Discounts | Up to 80%* + Up to 50% No Claim Bonus* |
Cashless Claims | Zero upfront payment* (Does not include mandatory deductibles and co-payments) |
Network Garages | 11,000+ authorised cashless garages* |
Smartphone-Enabled Claims Process | Quick claims via the Self-i app + 24-hour claim survey* for in-person inspections |
Instant Buying/Renewal | Available via the Self-i app and our website |
Add-Ons Available | 10 Add-On Covers Available* |
Personal Accident Cover | ₹15 lakh PA cover* (Available as an additional cover) |
24/7 Customer Support | Through phone, WhatsApp and email |
Disclaimer: Please refer to the official policy documents for detailed information.
What's Covered
Accident Damage - Covers your two wheeler's repair costs for damage caused by road accidents, crashes and collisions.
Third-Party Liability - Injury or property damage caused to others.
Natural Disasters - Covers damage due to earthquake, flood, cyclone, lightning and heavy rain.
Theft Protection - Full reimbursement for a stolen vehicle or its parts.
Fire and Explosion - Protection against fire due to electrical faults, fuel leaks or external sources.
Transit Coverage - Protection during vehicle transport by road, rail, air or lift.
What's Not Covered
Wear & Tear and Depreciation: We cover all repair costs, except those arising from wear and tear and the natural degradation of parts that occur with regular use.
Accessories: You're fully covered for factory-fitted accessories under the base plan. However, any electrical and non-electrical accessories fitted to your bike after purchase require add-on coverage.
Law Violations and Outside Coverage Zone: You're fully covered for accident-related claims except for ones arising out of law violations or damage occurring to your bike outside of India's borders.
Disclaimer: Please check the official policy documents for detailed information about inclusions and exclusions under your plan.
Need Help Choosing a Bike Insurance Plan?
Talk to Our Expert Advisors
Honda Unicorn Bike Insurance Add-Ons
Our bike insurance add-ons protect against depreciation deductions, engine repairs, and so much more to offer comprehensive scooter protection for your Activa. So if you find that you need extra protection in case you live in an accident-prone zone or just want to minimise your out-of-pocket expenses, our add-ons are the way to go.
Nil Depreciation Cover
Money Saver
Full reimbursement of part replacement costs without accounting for age-based value reduction
Consumables Cover
Money Saver
Coverage for oils, lubricants, and small parts used during accident repairs
Additional Third-Party Property Damage Cover
Extra Bike Protecrtion
Enhanced financial protection beyond basic limits for third-party property damage claims
Personal Accident Cover for Owner-Driver
Extra Bike Protecrtion
Extended compensation coverage for permanent disability and accidental death up to ₹15 lakh
Emergency Medical Expenses
Money Saver
Immediate medical cost coverage including ambulance services and initial hospital treatment
Return-to-Invoice Cover
Money Saver
Complete reimbursement of original bike value including taxes during total loss
EMI Protection
Money Saver
Covers monthly loan payments when bike repairs extend beyond thirty days
Helmet Cover
Extra Bike Protecrtion
Replacement coverage for damaged helmets during accidents with ISI-certified new ones
Up to 80% Discount*
Quick Claims on Mobile
11,000+ Cashless Garages*
Factors Affecting Two-Wheeler Insurance Premium
Legal Mandate for All Owners
Every two-wheeler owner in India must have at least third-party bike insurance as per law. If you’re caught riding your Honda Unicorn without valid insurance, you could face fines ranging from ₹2,000 to ₹4,000, and in severe cases, even imprisonment. Avoid legal hassles by insuring your bike immediately after purchase.
Covers Bike Theft
Urban areas like Delhi, Mumbai, and Bangalore report high rates of bike theft. With prices starting at ₹1,09,000*, the Honda Unicorn is a popular target. Insurance safeguards you from financial loss by covering your bike’s Insured Declared Value (IDV) if it gets stolen.
Covers Damage from Fires
Parking constraints in cities often force bikes into open spaces, increasing fire risk. If a fire breaks out, it can cause irreparable damage to your Honda Unicorn. Insurance ensures you’re covered for fire-related losses, saving you from major financial setbacks.
Covers Repair Costs
The Honda Unicorn is built for smooth performance, but potholes and uneven roads can still cause damage to suspension or forks. Repairs for such issues can be expensive without insurance coverage. Comprehensive insurance ensures you’re protected from these unexpected costs.
Covers Natural Disasters like Floods
The Honda Unicorn weighs around 152 kg*, making it vulnerable to damage during floods. Water exposure can lead to engine damage and rust formation. With bike insurance, you’re covered against losses caused by natural calamities.
Network Garages & Genuine Spare Parts
Did you know nearly 20% of road accidents involve counterfeit parts? Honda Unicorn owners benefit from wide service networks, but genuine repairs can be costly without insurance. With the right insurance plan, you get access to authorized garages and genuine spare parts for high-quality repairs.
Disclaimer: The discount percentages mentioned above are subject to change based on the age of the vehicle, vehicle make and model, and your chosen plan options. You can always contact us to ensure you have the most up-to-date information on your applicable discount percentages.
Please Note: To find the complete list of claims documents you can visit our motor claims page.
Insure the Best Parts of Your Honda Unicorn
Honda Unicorn - Models and Prices
Model Name | Engine | Ex-Showroom Price (₹) |
|---|---|---|
Unicorn Standard | 162.71 cc | 1,13,273 |
Unicorn Disc - OBD 2B | 162.71 cc | 1,19,382 |
Disclaimer: The prices mentioned are subject to change based on your city of residence, bike model, variant, year of purchase and the dealership you are buying your scooter from.
Key Takeaways
Getting insurance for your Honda Unicorn isn’t just a smart choice it’s a legal requirement. Under the Motor Vehicles Act of 1988, every bike owner must have at least basic insurance coverage. Riding without it can lead to fines up to ₹4,000 or even imprisonment for up to 3 months.
The Honda Unicorn is a trusted and valuable motorcycle, and protecting it with the right insurance helps safeguard your finances against accidents, theft, or natural calamities. With IndusInd bike insurance (formerly IndusInd bike insurance), you can choose from third-party coverage to comprehensive plans that include add-ons like engine protection and zero depreciation.
IndusInd General Insurance makes it easy to get covered. You can buy your policy online in minutes, starting at just ₹19 per day*. Enjoy cashless repairs at over 11,000+ garages* across India and benefit from a quick claim survey within 24 hours of intimation. Plus, get up to 50%* NCB discounts when you renew without claims.
Ride with peace of mind—choose IndusInd General Insurance for your Honda Unicorn and stay protected on every journey.
Bike insurance starting at just ₹19 per month*!
Secure Your Honda Unicorn in Minutes!
With us, you can expect near-instant online processes, so you're never left hanging in the event of an emergency. We also have a 24/7 dedicated customer support team that ensures we follow through on this promise!
Two Wheeler Insurance for Top Two Wheeler Brands
Honda Unicorn Models We Cover
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
Two Wheeler Insurance for Locations
Disclaimers:
*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.
Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.
Premium: The premium mentioned is excluding taxes for the private two-wheeler model TVS Jupiter with cubic capacity of less than 110 cc for a 1 year Own Damage Insurance policy for an IDV of 34,766. Premium used is 233/year as on 1 March 2023 and then converted into a per month basis, which gives us Rs.19/month (233/12).
Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, and age of the vehicle.
Two-wheeler UIN: Details mentioned are for the product- Reliance Two Wheeler Package Policy, UIN-IRDAN103RP0011V02100001.
Third-Party UIN: Details mentioned here are for the product- "A" Policy for Act Liability Insurance (Two Wheeler). UIN- IRDAN103RP0003V01200102.
Own Damage: Details mentioned here are for the product- Reliance Two Wheeler Policy- Stand-alone Own Damage (UIN- IRDAN103RP0002V01201920).
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