UK Travel Policies starting at just ₹475*
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Flight Cancellation covered*
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Baggage Loss covered*
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Passport Loss covered*
Travel Insurance for the UK
Touch down at London’s Heathrow Airport and you’re minutes away from icons like Big Ben and Buckingham Palace, quaint Cotswold villages and the windswept cliffs of Cornwall. A trip of a lifetime packed with stunning sights deserves the quiet confidence that IndusInd travel Insurance for UK (formerly Reliance travel insurance) brings, so you can savour every view instead of worrying about what might go wrong!
Picture your suitcase circling Heathrow’s busy carousels a little too long. If it never shows, your policy steps in to reimburse essentials, letting you swap frustration for a quick shopping run on Oxford Street and get back to your itinerary without missing a beat.
While wandering through Camden Market’s maze of vintage stalls and street food, it’s easy to misplace your passport. With quick‑response assistance from our team and the right coverage for reissue costs, IndusInd General Insurance makes sure a minor slip doesn’t derail your London afternoon tea or your onward European travel plans.
Or maybe you’re dashing from King’s Cross to Edinburgh when sudden fog delays your train, forcing an overnight stay. A missed flight connection is also handled by your UK travel policy. You can quickly put in a claim request through the IndusInd Self-i App (formerly Reliance Self-i) and relax over fish and chips in a cosy pub while the policy cover takes care of the bills and keeps your UK adventure on track.
Over five crore travellers trust us as their on-the-go companion in the UK, knowing real help is just a phone call away. From sudden medical emergencies to lost passports or missed connections, our round-the-clock team jumps in instantly, so your trip never gets stuck.
$500,000 Coverage*
High Medical Coverage
24/7 Customer Support*
Get help anywhere in UK
99.57% Claims Settled*
Speedy claim processes
No Medical Check-ups*
Just apply, pay and download!
Benefits of Buying UK Travel Insurance
Medical Coverage
Caught a bad cold in London or need urgent dental care in Edinburgh? We cover medical bills of up to USD 500,000* across the UK, plus emergency dental treatment of up to USD 500*, so you can receive care and continue your daily activities.
Passport Loss
Misplaced your passport amid the bustle of Camden Market? Our plan reimburses reissue costs up to USD 300*, allowing you to obtain a new passport quickly and resume your UK adventure without the stress.
Baggage Support
Checked-in luggage delayed at Heathrow
for over 12 hours? We’ll give you up to USD
100* to purchase clothes, toiletries, and
other essentials while your luggage catches
up.
Flight Delays & Connecting Flights
Heavy fog at Heathrow means you may miss your connection to Manchester. We’ll cover meals or a quick stay, paying up to USD 60 per day* until you’re back on your journey.
Personal Liability
Accidentally break an antique in a London
shop? We cover third-party claims up to
USD 200,000*, sparing your wallet and
holiday mood.
Emergency Cash
Lost your wallet on the London Tube? We’ll get you up to USD 300* in emergency cash, so you can cover food, transportation, and continue exploring.
Individual Travel Plan
Travelling solo from London’s buzzing streets to the peaceful Lake District? Our Individual Travel Plan keeps just you in focus, covering medical bills, lost bags, passport troubles and delays across the UK. One policy, 24/7 help whenever you need it. Here are the key features of our Individual Travel Plan for the UK:
Family Travel Plan
Taking the kids to the Harry Potter studios or parents to Edinburgh Castle? Our Family Plan wraps everyone under one cover. The policy offers shared protection for lost bags, missed trains or sudden doctor visits anywhere in the UK, for up to USD 250,000*. Here are some more key features of the UK Family Travel Insurance Plan:
Disclaimer: Please refer to the official policy documents for detailed information linked here
What is covered?
Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.
Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.
Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.
Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.
Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.
What is not Covered?
Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.
Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.
Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.
Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.
Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.
Disclaimer: Please refer to the official policy documents for detailed inclusions and exclusions.
Last-minute UK trip?
Call us now and get insured before you fly
Getting your IndusInd UK Travel Insurance is fast and fully online. Follow the steps below, and you’ll be covered before you finish packing.
Enter Your Details
Enter your travel dates, DOB and choose UK as your destination.
Complete KYC
Enter your phone number and complete the online KYC process.
Pay & Get Policy
Pay online and get your UK travel insurance plan instantly via email.
Filing a claim under your IndusInd UK travel insurance policy is easy! For medical claims, all you need to do is submit your policy details at the hospital reception to get cashless medical coverage. And for non-medical claims like flight delays, trip cancellations, lost checked-in luggage, etc., open your Self-i app and tap “InstaClaim”.
Here are the details and documents you will need to provide when filing a claim. These will need to be scanned and emailed to us at indusind@europ-assistance.in –
Medical Claim
Medical Claim
Medical Claim
For medical claims, let us know via our helpline or email using your policy number.
Check if the hospital accepts cashless claims & submit the claim form.
IndusInd Care (previously Reliance Care) will review the claim and your documents.
Upon approval, we place a Guarantee of Pay (GoP) to the hospital.
If the hospital does not agree to the GoP, you can always file a reimbursement claim.
Disclaimer: For the complete list of documents, please refer to your policy documents. For further assistance, you can contact customer support. It takes around 30 working days* to settle your claim from the date of submitting the final claim document
Types of Visas for the UK
The UK has introduced e-visas from July 15, 2025, for study, work, and related categories. Therefore, keep your UKVI online account details readily available (walkthrough video). Choosing the right visa early saves time, fees and last‑minute stress. Here are six common options for Indians, with what they cover and how long they typically last.
Standard Visitor Visa
For tourism, short business trips or short courses. Valid for stays up to 6 months; long-validity options (2, 5, or 10 years) are available, but each visit is still capped at 6 months.
Student Visa
For full‑time study at a licenced UK institution. Usually valid for the course length plus a short grace period after it ends (depends on different course durations).
Skilled Worker Visa
Requires sponsorship from a UK employer. Usually granted for up to 5 years at a time, and can be extended as many times as you want till you meet the requirements.
Graduate Visa
For those who have completed an eligible UK degree and are looking to work or job hunt. Valid for 2 years, or 3 years for PHD/Doctoral degrees.
India Young Professionals Scheme (IYPS) Visa
Ballot-based for Indian nationals aged 18-30 to live and work in the UK. Valid for up to 2 years and isn’t extendable.
Global Talent Visa
For leaders or potential leaders in academia, research, the arts, culture or digital technology, no job offers are needed, but an endorsement is. Can be granted for up to 5 years, with a path to settlement.
Embassy Contact Details: UK and India
Parameters | UK Embassy in India | Indian Embassy in the UK |
|---|---|---|
Location | New Delhi, India | London, UK |
Address | Shantipath, Chanakyapuri, New Delhi,110021 | High Commission of India, India House, Aldwych, London, WC2B 4NA |
Contact Number | 011 2419 2100 | 00-44(0)20-78369147 00-44(0)20-37938629 |
Email Address | ||
Website | /government/world/organisations/british-high-commission-new-delhi | |
Working Days | Monday - Friday | Monday - Friday |
Working Hours | 9:00 am - 5:00 pm | 9:15 am - 05:45 pm |
Flight & Baggage Delays Covered
Quick Cashless Claim via Self-i app
99.57% Claims Settled*
Best Time to Visit the UK
You can visit the UK year-round, but what you experience changes with the seasons: blooming parks and long daylight in late spring, golden foliage in autumn, and Christmas markets in winter. Use this quick guide to match weather, crowd levels and prices with your plans.
Apr to Jun
What to Expect: Late spring, easing into early summer:mild days, frequent April showers.
Perfect For: London’s parks and the Chelsea Flower Show, countryside walks.
Tourist Flow: Moderate, busier than March, but quieter than the peak of July-August.
Flights and Hotel Rates: Shoulder-season deals are still around if you book early.
Return Airfare from India (Approx.): ₹45,000–₹65,000*
Keep in Mind: Pack layers and a rain jacket. “April showers” are real.
Sep to Nov
What to Expect: Autumn temperatures range from 9-18°C, with October typically the wettest month; the weather turns noticeably colder by late November.
Perfect For: Fall colours in the Lake District and Scotland.
Tourist Flow: Moderate to low, post‑summer calm.
Flights and Hotel Rates: Often cheaper than summer; good value on mid‑week stays.
Return Airfare from India (Approx.): ₹40,000–₹60,000*
Keep in Mind: Carry an umbrella and some warm clothes.
Dec to Mar
What to Expect: Winter temperatures range from 0-7°C, with the coldest months being January and February. December is milder and festive.
Perfect for: Christmas markets, Hogmanay (New Year's Eve) in Scotland.
Tourist Flow: Low, except for the Christmas-New Year spike.
Flights and Hotel Rates: Lowest in Jan-Feb, festive surges in Dec.
Return Airfare from India (Approx.): ₹35,000–₹55,000*
Keep in Mind: Pack heavy woollens, waterproof shoes and gloves. Ice and strong winds too.
Interesting Facts About the UK
London’s Indian Food Universe: It’s often said London has more Indian restaurants than New Delhi, so finding butter chicken at midnight is never a problem.
Chicken Tikka Masala = “National Dish”: The UK famously embraces chicken tikka masala as a national favourite.
100 Million Cups of Tea a Day: Brits drink about 100 million cups of tea daily, perfect if you’re a chai loyalist
300+ Languages in London: Over 300 languages are spoken in London, so you’ll hear everything from Punjabi to Gujarati on the Tube.
Royal Events Can Mean a Day Off: Big royal weddings and ceremonies often turn into national holidays. So, expect parades, flags and packed pubs.
Four Countries, One Trip: A single UK visit lets you tick off England, Scotland, Wales, and Northern Ireland, encompassing four distinct cultures, all with one visa.
Free Museums Galore: Many of the UK’s top museums, like the British Museum and National Gallery, are free to enter.
The King Owns (Some) Swans: By tradition, the monarch owns unmarked mute swans on certain UK waters. Quirky, but true.
Scotland’s National Animal is a Unicorn: Yes, really, the unicorn is Scotland’s official national animal.
Many Faiths, Many Places of Worship: While Christianity is the official religion, you’ll find temples, gurdwaras, mosques, synagogues and more across the country.
Essential Apps for Your UK Trip
Currency
Apps like XE provide the current GBP-INR rate, and Wise allows you to hold GBP and pay later. Niyo Global offers zero-forex markup cards that utilise Visa exchange rates, allowing you to spend abroad without the usual 3-5% fee.
Accommodation and Hotel Booking
Apps like Booking.com and Airbnb are the easy, everywhere options. Additionally, HotelTonight is ideal for last-minute London/Edinburgh deals. Price trackers like Kayak help you spot drops before you book.
Navigation
The local favourite is Citymapper for
real‑time tube and bus routes, step‑free
options and delay alerts; TfL and Google
Maps back you up city‑wide.
Transport
For trains, use Trainline or National Rail Enquiries. In London, the TfL Oyster app tracks fares and capping. Omio is handy for stitching buses/trains across the UK and Europe.
Sightseeing and Events
Book Warner Bros. Studio tours, Stonehenge day trips, and skip-the-line tickets on GetYourGuide; find gigs, theatre, and festivals on Time Out or Eventbrite; consider Go City for multi-attraction passes.
Food Delivery
Famous apps like Just Eat, Deliveroo and Uber Eats dominate, use whichever has the restaurant (and deal) you want.
Key Takeaways
Indian travel to the UK is booming: the UK received 7.66 lakh Indian visitors in 2024, and Indians made up 25% of all UK visitor visas in the year to June 2024. The UK is even targeting £1 billion in spend from Indian tourists by 2026, so you’re far from alone on that London-bound flight!
At the same time, more Indians are actively protecting their trips, as travel insurance sales jumped to 18.95% in Q1 2025. It’s a clear sign that travellers don’t want flight delays, lost bags or passport troubles to eat into their holiday budget.
Picture this: you land at Heathrow and your checked bag doesn’t. IndusInd Insurance (formerly Reliance General Insurance) steps in with baggage delay coverage so you can pick up essentials, rebook what you must and still make your afternoon slot at the London Eye.
Your IndusInd UK travel plan is designed to cover typical on-the-road problems, such as emergency medical expenses, passport loss, baggage delay, flight delays & missed connections, among others. Buy your preferred policy online in minutes, keep the policy PDF on your phone and your IndusInd Self-i App, and travel knowing real help is one call away
Reliance General Insurance
Aapke Protection ka All-rounder
UK Travel Policies starting at just ₹475*
Insure Your Trip to UK Today!
From the Highlands’ rugged trails to London’s lively streets, you stay protected with IndusInd UK travel insurance. We ensure your trips remain carefree while we handle the what-ifs!
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Disclaimer:
*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.
The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.
This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.
Product & Sum Insured: T&C Apply. Details mentioned here are for Reliance Travel Care Policy, UIN: RELTIOP08002V010708. Sum Insured: The mentioned Sum insured amount is applicable only under Reliance Travel Care Policy – Individual – Platinum Plan. Total loss of checked baggage: Maximum amount payable per checked-in baggage in case more than one bag has been checked in, is 50% (100% for only one checked-in baggage) of applicable sum insured and per item in baggage maximum 10%.
Premium - Asia & International: The premium mentioned is excluding taxes for a medical sum insured of $25,000 for an Individual of 20 years on an Asia trip of 4 days. This is applicable for Asia plan only.
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