Bajaj Pulsar NS200 Bike Insurance starting at ₹19/month*
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Up to 80% Discounts on Premiums*
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Quick Cashless Claim Transactions
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No Inspection Online Bike Policy Renewals*
Bajaj Pulsar NS200 Insurance
The Bajaj Pulsar NS200 is one of India’s most popular sports bikes, known for its aggressive styling and powerful performance.
As an owner, protecting your Pulsar NS200 with comprehensive two-wheeler insurance is essential. Plus, under the Motor Vehicles Act, 1988, riding without third-party coverage can lead to fines of up to ₹4,000 and imprisonment for up to 3 months.
Beyond legal compliance, the Pulsar NS200’s high-performance parts demand adequate coverage. If your bike suffers accidental damage, comprehensive insurance saves you from expensive repair costs.
At IndusInd General Insurance (formerly Reliance General Insurance), you can buy Bajaj Pulsar NS200 insurance online with a completely paperless process. Enjoy cashless repairs at 11,000+ network garages*, flexible premium options based on your bike variant**, instant policy delivery and zero paperwork clai
IndusInd General Insurance (formerly Reliance General Insurance) provides comprehensive protection for your Bajaj Pulsar NS200 along with reliable 24/7 customer assistance and an extensive cashless garage network, ensuring your daily rides stay smooth, safe and stress-free.
Up to 5 Years Coverage*
Buy once and get covered for 5 years
Get 10 Add-On Covers*
Extend your scooter's coverage
Video Claims Feature*
File claims on your mobile via our app
Instantly Renew via Mobile*
Just tap, pay and renew!
Why Buy Bajaj Pulsar NS200 Insurance?
Covers Damage from Fires
Given the lack of parking spaces in big cities, scooters are either parked on the road or in tight, open spaces. Now, if a fire broke out or a short circuit were to happen, it could spread quickly, leading to irreparable damage to your bike, which is why it’s important to have bike insurance coverage. With it, you’re covered for any fire or fire-related damage.
Network Garages & Genuine Spare Parts
Did you know that nearly 20% of all road accidents result from counterfeit parts? While getting parts for Bajaj Pulsar bikes is easy, it’s hard to know where most garages source their parts. With IndusInd bike insurance, you won’t ever face this issue. Our network garages only use genuine parts to ensure you get easy access to high-quality repairs.
Covers Natural Disasters like Floods
Bajaj bikes weigh around 160 kg*, making them easier to use but also more likely to get swept away or toppled in strong flood currents. This can lead to engine damage and rust formation if your bike is submerged, causing more damage. But with bike insurance, damage from natural disasters like floods is covered.
Covers Repair Costs
Like most bikes, the Bajaj Pulsar NS200 can result in stability issues when riding on poor city roads filled with potholes. This can require frequent repairs, such as front fork or suspension replacement, if you hit a particularly bad pothole, which can get expensive without bike insurance coverage.
Legal Mandate for All Owners
All bike owners in India are required to have at least third-party bike insurance. If you’re caught riding your Bajaj Pulsar without valid bike insurance, you’ll be fined ₹2,000 - ₹4,000 by the traffic police. And in more extreme cases, it could also lead to 3 months of imprisonment, so it’s best to insure your Bajaj Pulsar NS200 soon after purchase.
Covers Theft
Major cities like Delhi, Chennai, and Bangalore report high rates of theft, and the Bajaj Pulsar is also know to be stolen. Having bike insurance ensures you won’t take the financial hit if your bike is stolen. Your policy ensures you’re paid your bike's IDV amount if this ever happens.
Types of Bajaj Pulsar NS200 Insurance Plans
Comprehensive Bike Insurance
Comprehensive bike insurance for Bajaj Pulsar NS200 offers complete protection under one policy. It covers own damage from accidents, theft, fire, and natural disasters, along with third-party liabilities. This plan ensures peace of mind and financial security, making it the best choice for riders who want all-round coverage without compromise.
Third-Party Bike Insurance
Third-party bike insurance for Bajaj Pulsar NS200 is a mandatory policy that protects you from legal liabilities if your bike causes damage to another person or property. It’s affordable, easy to maintain, and ensures compliance with motor laws. This plan is ideal for riders seeking basic protection at a low premium without frequent renewal hassles.
Short Term Own Damage Bike Insurance
This plan offers an affordable way to cover your Bajaj Pulsar NS 200 if you already have a third-party policy and need to cover your scooter against accidents, natural disasters and theft. This is a short-term plan that offers coverage starting from 1 month*. It's ideal for bike riders who only require coverage for a short period, and it's also more cost-effective than purchasing a 1-year plan.
Long Term Own Damage Bike Insurance
This policy covers your bike in case of damage from accidents, natural disasters, or theft. And since this is a long-term plan, you get 1-year coverage that can be renewed every year. E.g., if you hit another vehicle and the rear bumper is completely damaged, this plan can help cover your repair costs. Now, if you only had a third-party plan without this cover, you would have needed to pay for your repairs.
Key Features of IndusInd Bajaj Insurance
IndusInd Bajaj Pulsar NS 200 insurance combines comprehensive protection with modern digital features to keep your scooter safe on busy Indian roads.
Key Features | Descriptions |
|---|---|
Starting Premiums | From ₹19 per month* |
Coverage Offered | Own Damage + Third-Party (Available separately or bundled together) |
Discounts | Up to 80%* + Up to 50% No Claim Bonus* |
Cashless Claims | Zero upfront payment* (Does not include mandatory deductibles and co-payments) |
Network Garages | 11,000+ authorised cashless garages* |
Smartphone-Enabled Claims Process | Quick claims via the Self-i app + 24-hour claim survey* for in-person inspections |
Instant Buying/Renewal | Available via the Self-i app and our website |
Add-Ons Available | 10 Add-On Covers Available* |
Personal Accident Cover | ₹15 lakh PA cover* (Available as an additional cover) |
24/7 Customer Support | Through phone, WhatsApp and email |
This is disclaimer for the Table
What's Covered
Accident Damage - Covers your two wheeler's repair costs for damage caused by road accidents, crashes and collisions.
Third-Party Liability - Injury or property damage caused to others.
Natural Disasters - Covers damage due to earthquake, flood, cyclone, lightning and heavy rain.
Theft Protection - Full reimbursement for a stolen vehicle or its parts.
Fire and Explosion - Protection against fire due to electrical faults, fuel leaks or external sources.
Transit Coverage - Protection during vehicle transport by road, rail, air or lift.
What's Not Covered
Wear & Tear and Depreciation: We cover all repair costs, except those arising from wear and tear and the natural degradation of parts that occur with regular use.
Accessories: You're fully covered for factory-fitted accessories under the base plan. However, any electrical and non-electrical accessories fitted to your bike after purchase require add-on coverage.
Law Violations and Outside Coverage Zone: You're fully covered for accident-related claims except for ones arising out of law violations or damage occurring to your bike outside of India's borders.
Disclaimer: Please check the official policy documents for detailed information about inclusions and exclusions under your plan.
Need Help Choosing a Bike Insurance Plan?
Talk to Our Expert Advisors
Bajaj Pulsar NS 200 Bike Insurance Add-Ons
Our bike insurance add-ons protect against depreciation deductions, engine repairs, and so much more to offer comprehensive bike protection for your Bajaj Pulsar NS200. So if you find that you need extra protection in case you live in an accident-prone zone or just want to minimise your out-of-pocket expenses, our add-ons are the way to go.
Nil Depreciation Cover
Money Saver
Get complete peace of mind with Nil Depreciation Cover for your Bajaj Pulsar NS200. This add-on ensures you receive the full claim amount for replaced bike parts without any deduction for depreciation. It’s the smartest way to protect your bike’s true value and avoid unexpected out-of-pocket expenses during repairs.
Consumables Cover
Extra Scooter Protection
Small parts matter too! The Consumables Cover takes care of essential items like engine oil, nuts, bolts, and washers used during repairs. These costs often go unnoticed in standard policies, but with this add-on, you’re fully covered, ensuring your Pulsar NS200 stays in top shape without hidden expenses.
Additional Third-Party Property Damage Cover
Extra Scooter Protection
Accidents can lead to costly third-party property damage. This add-on increases your coverage limit, giving you extra financial protection and peace of mind. Whether it’s a damaged car or property, you won’t have to worry about hefty bills—your Bajaj Pulsar NS200 insurance has you covered.
Personal Accident Cover
Money Saver
Safety first! This add-on provides additional compensation in case of accidental injuries, disabilities, or even death while riding your Pulsar NS200. It’s an essential layer of protection for you and your loved ones, ensuring financial security during unforeseen events.
Emergency Medical Expenses
Money Saver
Accidents can lead to sudden medical costs. With this add-on, your hospital bills and ambulance charges are covered immediately after an accident. It’s a lifesaver for Pulsar NS200 riders, offering quick financial relief when you need it most.
Return-to-Invoice Cover
Money Saver
Don’t settle for less if your bike is stolen or totaled. Return-to-Invoice Cover reimburses the original purchase price of your Bajaj Pulsar NS200, including taxes and registration charges. This ensures you recover your full investment, not just the depreciated value.
EMI Protection
Money Saver
If repairs take longer than 30 days, this add-on covers up to three months of your bike loan EMIs. It’s designed to keep your finances stress-free while your Pulsar NS200 is in the workshop, so you can focus on getting back on the road without worrying about loan payments.
Helmet Cover
Extra Scooter Protection
Your helmet is your first line of defense. This add-on replaces damaged helmets after an accident, ensuring you always ride safely. It’s a small but crucial protection for Pulsar NS200 owners who value safety and compliance.
Up to 80% Discount*
Quick Claims on Mobile
11,000+ Cashless Garages*
Factors Affecting Two-Wheeler Insurance Premium
Multiple factors determine your Bajaj Pulsar NS 200 insurance premiums, from vehicle specifications and how much your scooter costs to the type of bike insurance coverage you choose
Type of Coverage
Third-party plans offer basic protection at lower costs, while comprehensive policies provide wider coverage, including own-damage protection. Although comprehensive plans may seem costlier, they safeguard you against repair expenses and accidental damages, making them a smart choice for Pulsar NS 200 owners.
Make and Model
Premium rates vary based on your bike’s brand, model, and market value. The Bajaj Pulsar NS 200, with its 199.5cc engine and sporty design, falls under a higher premium bracket compared to smaller commuter bikes due to its performance and cost.
Vehicle Modifications
Any changes to your Pulsar NS 200’s original specifications—such as performance upgrades or cosmetic modifications—can increase your premium. Modified bikes pose higher risks and may require additional coverage for non-standard parts.
Add-On Covers
Optional add-ons like zero depreciation, engine protection, and roadside assistance can increase your premium. Choose only those add-ons that match your riding habits and usage. For instance, if you frequently ride in urban traffic, zero depreciation cover can be highly beneficial.
Anti-Theft Devices
Installing certified anti-theft systems can reduce your insurance premium through safety discounts. Insurers often offer up to 2.5% discount for bikes equipped with advanced security features, making it a worthwhile investment.
No Claim Bonus (NCB)
Claim-free years earn you NCB discounts of up to 50% on renewal premiums. This reward system encourages safe riding and helps reduce long-term insurance costs significantly.
Disclaimer: The discount percentages mentioned above are subject to change based on the age of the vehicle, vehicle make and model, and your chosen plan options. You can always contact us to ensure you have the most up-to-date information on your applicable discount percentages.
Please Note: To find the complete list of claims documents you can visit our motor claims page.
Insure the Best Parts of Bajaj Pulsar NS 200
Bajaj Pulsar NS 200 - Models and Prices
Model | Engine | Price (Ex-showroom) |
|---|---|---|
Bajaj Pulsar NS200 | 199.5 cc | ₹ 1,42,067 |
Disclaimer: The prices mentioned are subject to change. Please refer to official websites for updated information.
Key Takeaways
Getting insurance for your Bajaj Pulsar NS200 isn’t just smart, it’s mandatory. The Motor Vehicles Act of 1988 requires every bike owner to have basic coverage. Riding without it can lead to fines up to ₹4,000 or even 3 months in jail. Insurance keeps you legally compliant and financially protected.
Your Pulsar NS200 is a high-performance bike with valuable parts. IndusInd bike insurance (formerly Reliance bike insurance) protects you from accidents, theft, and natural disasters. Choose from third-party or comprehensive plans with add-ons like engine protection.
Buying insurance is quick and affordable with IndusInd General Insurance (formerly Reliance General Insurance). Get a policy online in minutes, starting at ₹19/day*. Enjoy cashless repairs at 11,000+ garages* and claim surveys within 24 hours. NCB discounts up to 50%* help you save more.
Ride confidently with IndusInd General Insurance. Whether it’s a short commute or a long ride, your Pulsar NS200 stays protected with reliable coverage from one of India’s most trusted insurers.
Bike insurance starting at just ₹19 per month*!
Secure Your Bajaj Pulsar in Minutes!
With us, you can expect near-instant online processes, so you're never left hanging in the event of an emergency. We also have a 24/7 dedicated customer support team that ensures we follow through on this promise!
Two Wheeler Insurance for Top Two Wheeler Brands
Bajaj Pulsar Models We Cover
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
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Two Wheeler Insurance for Locations
Disclaimers:
*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.
Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.
Premium: The premium mentioned is excluding taxes for the private two-wheeler model TVS Jupiter with cubic capacity of less than 110 cc for a 1 year Own Damage Insurance policy for an IDV of 34,766. Premium used is 233/year as on 1 March 2023 and then converted into a per month basis, which gives us Rs.19/month (233/12).
Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, and age of the vehicle.
Two-wheeler UIN: Details mentioned are for the product- Reliance Two Wheeler Package Policy, UIN-IRDAN103RP0011V02100001.
Third-Party UIN: Details mentioned here are for the product- "A" Policy for Act Liability Insurance (Two Wheeler). UIN- IRDAN103RP0003V01200102.
Own Damage: Details mentioned here are for the product- Reliance Two Wheeler Policy- Stand-alone Own Damage (UIN- IRDAN103RP0002V01201920).
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