Student travel Insurance starting at just ₹582*
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Up to $500,000 Covered*
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Personal Liability $150,000*
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Study Interruption Cover*
Student Travel Insurance
A student travel insurance plan is a specialised plan designed for students studying overseas. Similar to a regular travel insurance plan, it covers medical emergencies, trip cancellations and lost baggage. It also covers tuition fees in case of study interruptions and refunds any unused amount.
This can be a huge help, as tuition fees can be extremely expensive overseas. That’s why buying student trip insurance from India is best. For instance, if your postgraduate course costs ₹20 Lakhs or more, your overseas student travel insurance plan will be just 1-1.5% of the course fee.
Most universities and institutes abroad also mandate student travel insurance during the admission process and throughout your stay overseas. And that's where we can help!
You can buy your student plan online on our website. IndusInd student travel insurance (formerly Reliance student travel insurance) plans also offer medical financial protection for up to $500,000*, so you can focus on your studies and not stress over sudden inconveniences.
IndusInd Student Travel Insurance Benefits
Student Travel Key Insights
A report by the Ministry of External Affairs states that the USA, UK, Canada, Germany, and Australia are popular destinations among Indian students.
Healthcare costs are a huge concern for international students studying in the US, with 58% reporting that they were worried about their ability to pay for medical expenses.
Why Students Trust Us?
Whether you're heading abroad for a post-graduate degree or a short student exchange stint, IndusInd Student Travel Insurance (formerly Reliance Student Travel Insurance) ensures you stay focused on your goals while we handle the emergencies.
170 Countries Covered*
Get worldwide coverage!
Visa Rejection Refund*
100% refund on premiums paid*
Cashless Medical Claims Worldwide*
Access quality healthcare
Plans Starting at ₹582*
Get student plans at affordable rates
IndusInd Student Travel Insurance Coverage
Displays the range of coverages available in our Student Travel Insurance. This plan is crafted to address risks associated with studying abroad, whether for just one semester, a student exchange, or a full-time course.
Parameters | Basic Coverage | Maximum Coverage |
|---|---|---|
Medical Expenses
| $50,000 | $500,000 |
Personal liability | $100,000 | $150,000 |
Personal accident | $25,000 | $25,000 |
Total Loss of Checked-in Baggage* | $1,000 | $1,000 |
Loss of Passport | $100 | $200 |
Dental treatment | $500 | $500 |
Bail Bond | $500 | $5,000 |
Study Interruption | $10,000 | $10,000 |
Sponsor Protection | $10,000 | $10,000 |
2-way Compassionate Visit | $7,500 | $7,500 |
IndusInd Student Travel Insurance: Inclusions and Exclusions
What is Covered?
Emergency Medical Care: Policy covers the cost of accidental medical and dental injuries or illnesses during the trip.
Life Pre-existing Diseases: Policy covers life-threatening medical emergencies that arise due to specified pre-existing illnesses.
Personal Liability: If you accidentally hurt someone or damage their property, this covers their medical bills and your legal expenses.
Trip and Baggage Delay: Covers trip delays caused by medical emergencies, bad weather, job loss or security issues, and baggage delays of over 12 hours.
Passport and Baggage Loss: Helps cover the cost of replacing a lost or stolen passport during your trip.
What is Not Covered?
Medical Tourism, Undisclosed Pre-Existing Diseases & Maternity: We cover all medical emergencies when you're overseas except for maternity costs, undeclared PEDs and planned medical treatment.
Negligence & Travelling Against Medical Advice: Your trip emergencies are always covered; however, we do not cover trips taken against a doctor's advice, or claims due to personal delays or negligence.
Legal Action: Liability-related costs are fully covered except for ones that are due to any legal violations while you're overseas.
Disclaimer: For the complete list of Inclusions and Exclusions, please refer to the policy wording here.
Your money belongs in your tuition, not travel risks
Call us for the perfect student travel plan!
How to Buy IndusInd Student Insurance?
Enter Travel Details
Choose travel country > Add required details > Get Quote
Select Plan
Select a travel plan as per the required sum insured (SI) > Click on “Buy Now.”
Make Payment
Enter your personal details > Make payment > Get policy online in minutes.
Student travel insurance starting at just ₹582*!
Your Safety Net Wherever You Study!
When it comes to a trusted student travel insurance policy, IndusInd General Insurance has been a preferred partner for Indian students travelling overseas for their higher education!
How to Claim Student Travel Insurance?
Filing a claim under your IndusInd student travel insurance policy is easy! For medical claims, all you need to do is submit your policy details at the hospital reception to get cashless medical coverage. And for non-medical claims like flight delays, trip cancellations, lost checked-in luggage, etc., open your Self-i app and tap “InstaClaim”.
Here are the details and documents you will need to provide when filing a claim. These will need to be scanned and emailed to us at indusind@europ-assistance.in –
General Documents
Travel Documents & Claim Form: Your original ticket, boarding pass or a copy of your passport indicating the travel dates. Duly filled and signed claims form.
For Medical Claims: Medical bills, test reports, discharge summary, etc. They need to show your name and treatment date, the type of illness and details of the items used for medical treatment.
For Theft & Emergency Cash: A Police Report obtained within 24 hours of the incident. For theft, the report needs to be obtained within 24 hours of you knowing when the item has gone missing.
Passport Loss: Original bills/receipts of costs for a new/fresh passport.
Additional Documents
Total Loss of Checked-In Baggage: A Property Irregularity Report or other report issued by the airline. You also need to submit proof of ownership of lost items worth more than US$100.
Delay of Checked-In Baggage: Original bills of emergency items purchased, and the Property Irregularity Report from the airline stating the date and time of arrival of the delayed baggage.
Flight Delays & Missed Connections:
Confirmation from the airline, with the scheduled arrival time and the actual arrival time. Reason for the flight delay needs to be mentioned and all original bills for costs.
For Third Party Liability: A police report and proof of judicial decision.
Disclaimer: For the complete list of documents, please refer to your policy documents. For further assistance, you can contact customer support. It takes around 30 working days* to settle your claim from the date of submitting the final claim document.
Things to Keep in Mind While Buying Student Travel Insurance
Travel Needs
Take stock of what coverage you'll need when overseas, based on whether you're travelling for a full-time or short-term course. We recommend going for a travel plan with a high sum insured.
Medical & Non-Medical Coverage
Your student travel insurance should cover medical expenses from illnesses or injuries. Our plans ensure that you’re covered for medical and non-medical emergencies up to USD 500,000*.
Personal Liability Coverage
Check how much coverage you get for accidental damage or injury caused to another person. Accidents are always a possibility, so you'll need this coverage regardless of how careful you are.
Claim Convenience
Choose the insurer with a high claim settlement ratio and an online claim process for quick and efficient claim settlements. We have a high CSR of 99.57%*.
Top 5 Study Destinations
United States of America (USA)
The USA offers Indian students a wide range of opportunities in business, arts, technology and more. Institutions like Harvard, MIT, Stanford, and the University of California, Los Angeles are popular choices for students.
United Kingdom (UK)
Known for its historic universities, Oxford and Cambridge, the UK offers high-quality education and research opportunities. It is popular among students in business, engineering and the humanities.
Australia
Australia is famous for the University of Melbourne and the Australian National University. Students like the education system and the vibrant campus life. It's particularly popular for studies in environmental science, engineering and business.
Canada
Canada offers a multicultural environment to Indian students. It is also home to top universities like the University of Toronto, McGill, and more. It is popular for courses in healthcare, management and technology.
Germany
Germany is known for its robust technical programs and engineering courses. Universities like Heidelberg University and TU Munich are top choices for students planning to study engineering, automotive, and manufacturing studies.
How is IndusInd Student Travel Insurance Better?
How is this product better than any other plan?
Features | IndusInd General Insurance | Insuer A | Insurer B |
|---|---|---|---|
Medical Expenses | $500,000 | $500,000 | $500,000 |
Personal Liability | $150,000 | $1,000 | $1,000 |
Baggage Loss | $1,000 | $1,000 | $1,000 |
Loss of Passport | $200 | ❌ | $250 |
Study Interruption | $10,000 | ❌ | $7,500 |
Personal Accident | $25,000 |
$25,000 | ❌ |
Countries that Need International Student Travel Insurance Policy
USA: Travel insurance is mandatory for all international students.
Canada: You need to have student travel insurance for health coverage.
Germany: Travel insurance is mandatory for visa approval and admissions.
Australia: Travel insurance is compulsory for all international students
France: Students must have travel insurance coverage for medical emergencies.
Key Takeaway
With IndusInd Student Travel Insurance (formerly known as Reliance Student Travel Insurance), you can enjoy constant financial support during emergencies, no matter where you study.
Our student travel insurance plan offers a sum insured of up to USD 500,000* and can be customised based on your university's requirements for necessary financial coverage. In addition, you get sponsor protection cover, dental treatment cover, 24/7 emergency support, financial compensation for delayed flights and more.
As evidenced in 2024, a record 1.3 million Indian students pursued higher education overseas. Our student travel insurance policy offers a straightforward and cost-effective approach to getting coverage while you are in a foreign country.
You can easily buy our student travel insurance plan online and have it downloaded onto your phone using the Self-i app. That way, you can quickly show proof of insurance while overseas and get coverage as and when you need it. With IndusInd General Insurance (formerly known as Reliance General Insurance), no matter what course or destination, you'll be covered for your education!
Relevant Links for Travel Insurance
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