Family Travel Insurance

A family travel insurance plan is a cost-effective way to protect yourself and your family against medical emergencies and trip interruptions such as trip cancellations, missed flights, theft, luggage loss and delays.

For example, if you are planning to take a trip with your spouse, kids, parents and your sibling and their family, we offer a family floater policy for you, your spouse and children as well as a separate policy for your brother, his spouse and children. Meanwhile, your parents will be protected under a senior citizen policy!

While coverage needs may differ for every traveller type, at IndusInd General Insurance (formerly known as Reliance General Insurance), we ensure you get multiple policies for all your needs. Our Family Travel Insurance plan, in particular, is designed to provide comprehensive protection for your immediate family members, all under a single policy.

With us, you can focus on creating happy memories with your loved ones. Wherever you land, we’ve got your family covered!

IndusInd Family Travel Insurance Benefits

Flight Cancellations Covered

Last-minute travel plan interruptions may occur anytime. We cover non-refundable flight bookings or extra travel costs in case of illness.

Missed Connections Covered

Bad weather or a delayed flight can make you miss your connecting flight. With us, you get coverage for extra costs like new flights or hotel stays.

Lost/Delayed Luggage Covered

Arrived at your destination, but your luggage didn’t? We cover the cost of essentials like clothes and toiletries, so you can fulfil the basic needs.

Cancelled Bookings Covered

If your confirmed flight or hotel booking is cancelled due to illness, weather or other emergencies, we will help you make new arrangements.

Emergency Medical Coverage

With medical costs rising over 10% in the last two years, even a minor illness abroad can be expensive. This plan ensures your family is cared for

24/7 Global Assistance

Get help anytime, anywhere with your 24/7 Global Assistance provided by Europ Assistance for medical emergencies or lost passports.

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Family Travel Insights

As disposable incomes increase globally, particularly within emerging economies, more families are prioritising travel and leisure.

Around 57% of Indian families plan their trips with their grandparents, parents, children, and extended relatives. Thus, family travel insurance is a necessity to ensure travel plans pan out smoothly.

Why Families Trust Us?

Keep your loved ones protected on every adventure with IndusInd Family Travel Insurance. Whether it's a short getaway or a long vacation, travel with confidence knowing your entire family is covered under one comprehensive policy.

Up to $250,000 Sum Insured

Covers the whole family

24x7 Global Assistance*

Quick and responsive support

Flight & Baggage Loss Covered*

We cover delays, loss & cancellations

Quick Cashless Treatment Worldwide

At any hospital overseas

Types of Family Travel Insurance

Whether you are travelling to Asia, Europe, or any other continent, IndusInd General Insurance (previously Reliance General Insurance) offers travel policies made for you. All you need to do is enter your travel dates and the number of people you’re travelling with, and we will offer a customised plan suited to your family.

1 IndusInd Single-trip Family Travel Insurance

This plan is perfect for families taking a one-time vacation abroad. It covers all insured members for the entire duration of the trip. For example, if you’re travelling with your parents and family, you can get one policy to cover your spouse, children and parents. For more coverage, you can insure your parents under a senior citizen travel insurance plan.

Explore Plan

2 IndusInd Annual Multi-trip Family Travel Insurance

Perfect for families who travel often, this plan covers multiple trips to various destinations within a year. Each trip is protected for up to 30 to 45 days, offering flexible coverage for medical emergencies, trip cancellations, lost baggage and more. If you also have your extended family with you, you can get a single-trip policy for them or contact us for a custom plan.

Explore Plan

IndusInd Family Travel Insurance Coverage

Family Travel Plan (excluding USA & Canada)

Summarises the main features and coverage of our Family travel plan. This plan allows you to buy one travel insurance policy that covers all family members with a common medical coverage. If you want more comprehensive medical coverage, you can opt for separate travel plans for each family member. The plans provide coverage for all countries, except for the US and Canada.

Key Features	Basic Coverage	Maximum Coverage
Medical expenses	$100,000	$250,000
Personal liability	$100,000	$200,000
Personal accident	$15,000	$25,000
Total loss of baggage	$500	$1000
Loss of passport	$300	$300
Delayed checked-in baggage	$100	$100
Trip delays	$25/day (Max of 5 Days)	$50/day (Max of 7 Days)
Dental treatment	$500	$500
Home burglary insurance	₹1,00,000	₹1,00,000
Compassionate visit	Return fare for a family member/doctor	Return fare for a family member/doctor

Reliance’s Heading Second Table

Reliance’s online set up helps ease the process of purchasing a health plan.

Features	Features	Features
Premium starting at	Premium starting at	Premium starting at

Family Travel Plan (Worldwide)

Displays the key advantages and coverages that come with our Family travel plan. This plan enables you to purchase one travel insurance policy that covers all family members under a single policy with collective medical coverage. For those seeking higher medical coverage, individual travel plans can be selected for each family member. The plans extend coverage to all countries, including the US and Canada.

Key Features	Coverage
Medical expenses	$100,000
Personal liability	$100,000
Personal accident	$25,000
Total loss of baggage	$1000
Loss of passport	$300
Delayed checked-in baggage	$100
Trip delays	$50/day (7 Days Max)
Dental treatment	$500
Home burglary insurance	₹2,00,000
Compassionate visit	Return fare for a family member/doctor

Reliance’s Heading Second Table

Reliance’s online set up helps ease the process of purchasing a health plan.

Features	Features
Premium starting at	Premium starting at

Disclaimer: To check the complete coverage plans, please refer to the policy wording linked here.

IndusInd Family Travel Insurance: Inclusions and Exclusions

What is Covered?

Medical Emergency: Emergency medical costs for illnesses, accidents, and life-threatening complications from PEDs.

Personal Liability: Coverage applicable costs and legal costs for accidental damage to someone's property or injury.

Trip and Baggage Delay: Trips and bag delays (over 12 hrs) due to medical emergencies, security issues or bad weather.

Passport and Baggage Loss: Covers the costs of getting a replacement if your passport is lost or stolen during your trip.

Emergency Assist: Emergency cash assistance if you lose money due to any accident or robbery during the trip.

What is Not Covered?

Medical Tourism, Undisclosed Pre-Existing Diseases & Maternity: We cover all medical emergency costs while you're overseas except for maternity costs, undeclared PEDs and planned medical treatments.

Negligence & Travelling Against Medical Advice: Your trip emergencies are always covered; however, we do not cover trips taken against a doctor's advice, or claims due to personal delays or negligence.

Legal Action: Liability-related costs are fully covered except for ones arising out of any legal violations while overseas.

Disclaimer: For a detailed list of inclusions and exclusions, please refer to the policy wording linked here.

Want a Custom Plan for All Your Family Members?

Speak to our Expert Advisors

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How to Buy IndusInd Family Travel Insurance

Scroll Up

Go to the form on top of this page to start the buying process.

Pick Travel Type

Choose travel type as ‘Family’ > Enter your travel details.

Choose Coverage

Select a plan with the highest sum insured (SI) > Click on “Continue”.

Review and Buy

Review > Pay using one of the payment options > Get your policy instantly.

Travel insurance starting at just ₹306*!

Make The Best Memories With Us!

Protect your loved ones under a single policy and make the most of your long-awaited family adventure with our flexible travel plans.

Get Covered

How to Claim IndusInd Family Travel Insurance

Filing a claim under your IndusInd travel insurance policy is easy! For medical claims, all you need to do is submit your policy details at the hospital reception to get cashless medical coverage. And for non-medical claims like flight delays, trip cancellations, lost checked-in luggage, etc., open your Self-i app and tap “InstaClaim”.

Here are the details and documents you will need to provide when filing a claim. These will need to be scanned and emailed to us at indusind@europ-assistance.in –

General Documents

Travel Documents & Claim Form: Your original ticket, boarding pass or a copy of your passport indicating the travel dates. Duly filled and signed claims form.

For Medical Claims: Medical bills, test reports, discharge summary, etc. They need to show your name and treatment date, the type of illness and details of the items used for medical treatment.

For Theft & Emergency Cash: A Police Report obtained within 24 hours of the incident. For theft, the report needs to be obtained within 24 hours of you knowing when the item has gone missing.

Passport Loss: Original bills/receipts of costs for a new/fresh passport.

Additional Documents

Total Loss of Checked-In Baggage: A Property Irregularity Report or other report issued by the airline. You also need to submit proof of ownership of lost items worth more than US$100.

Delay of Checked-In Baggage: Original bills of emergency items purchased, and the Property Irregularity Report from the airline stating the date and time of arrival of the delayed baggage.

Flight Delays & Missed Connections:

Confirmation from the airline, with the scheduled arrival time and the actual arrival time. Reason for the flight delay needs to be mentioned and all original bills for costs.

For Third Party Liability: A police report and proof of judicial decision.

Disclaimer: For the complete list of documents, please refer to your policy documents. For further assistance, you can contact customer support. It takes around 30 working days* to settle your claim from the date of submitting the final claim document.

Things to Consider When Buying Family Travel Insurance

Travel Destination

Choose a plan that covers all the countries on your itinerary and aligns with their travel insurance guidelines. Regions like Schengen have some mandatory minimum coverage requirements for travel insurance.

Trip Duration

You must choose the correct start date (i.e. when you leave from India) and end date (i.e. your return date to India). Thus, you get protection for the days you are on your trip and journey until you return home.

Right Coverage Amount

Make sure you choose a policy with the highest sum insured. This way, you are prepared to handle unexpected medical emergencies, especially in countries that might have expensive healthcare services.

Medical Coverage

Before buying a policy, check if it covers emergency medical expenses like hospitalisation, outpatient care (OPD), dental cover, diagnostic tests, pre-existing diseases (if they become life-threatening) and other medical services.

Popular International Family Travel Locations

Country: France

Popular for: Rich history, Culture and attractions like the Eiffel Tower

Visa Requirements: Pre-approved visa (Schengen Visa)

Country: Thailand

Popular for: Beautiful beaches, rich cultural heritage, temples and food

Visa Requirements: Visa-free, E-visa

Country: Australia

Popular for: Nature retreats and landmarks like the Sydney Opera House

Visa Requirements: Pre-approved visa

Country: Singapore

Popular for: Cultural diversity, Universal Studios and Sentosa Island

Visa Requirements: Pre-approved visa

Country: USA

Popular for: Statue of Liberty, Disneyland and Universal Studios

Visa Requirements: Pre-approved visa

Country: Italy

Popular for: Rich history, culture, scenic beauty and world-class cuisine

Visa Requirements: Pre-approved visa (Schengen Visa)

Country: UAE (Dubai)

Popular for: Modern attractions, shopping malls and desert safaris

Visa Requirements: Pre-approved visa, Visa on arrival

Country: Japan

Popular for: Cultural experiences and theme parks like Tokyo Disneyland

Visa Requirements: Pre-approved visa

Country: Malaysia

Popular for: Petronas Twin Towers, Mix of beaches, rainforests and city life

Visa Requirements: Visa free, E-visa

Safety Tips for Family Travels

Research Your Destination

Understand local laws, cultural norms, and safety conditions of your destination. For detailed dos and don’ts, check location-specific Reddit pages like r/JapanTravel for Japan. You can also Google with ‘(destination’s) local customs’ or ‘(destination’s) travel tips’.

Pack a first-aid kit

Prepare a first-aid kit with essentials like bandages, antiseptic wipes, pain relievers and prescribed medications. This ensures you have anything you’d need to handle minor injuries or health issues without scrambling to find a pharmacy.

Keep a relative informed

Share your itinerary and trip details with a trusted family member back home. This ensures someone always knows where you are and can help contact authorities if something goes wrong.

Make copies of documents

Keep physical and digital copies of important travel documents, including your visa, passport, booking confirmations and travel insurance. You can use Digilocker to keep your soft copies safe.

It’s always good practice to register your arrival at the Indian Embassy once you arrive at your destination. This makes it easier to get assistance in case of travel emergencies during your trip.

Discuss safety rules

Make sure you discuss safety rules or emergency plans with your children. Practice instructions for basic scenarios, like what to do if they get separated from you. They should also have access to emergency service numbers for the country you are visiting.

How is IndusInd Family Travel Insurance Better?

How is this product better than any other plan?

Features	IndusInd Family Travel Plan	Other Insurers
Medical Expenses	$250,000	$250,000
Personal Liability	$200,000	$200,000
Baggage Loss	$1,200	$300
Loss of Passport	$300	$250
Trip Cancellation	$600	$750
Personal Accident	$25,000	$17,000

Key Takeaways

IndusInd family travel insurance (formerly known as Reliance family travel insurance) offers a fast and affordable way to protect your family members while travelling at just ₹306*. You can buy your policy in under 60 seconds*, and get coverage for flight cancellations, delays, lost luggage, medical emergencies overseas, trip extensions and more.

If you're travelling with your spouse or with children, we recommend getting a high sum insured family travel insurance plan rather than separate plans for each of you. That way, the coverage is high enough to cover all of you, and policy management and claims become easier for you as well.

With us, you can quickly submit travel claims through your phone on the Self-i app (previously known as Reliance Self-i) and access 24/7 customer support through our helpline. We also offer guided assistance every step of the way to ensure a stress-free trip for your family. Get affordable family safety, one trip at a time!