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Bike Insurance Expiry Date

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In India, having a valid bike insurance policy is mandatory for all bike owners. That’s why you need to check your bike expiry date online or offline to avoid fines and other legal consequences.

In this detailed guide, we will talk about the different ways to check the bike expiry date online to stay updated and renew your policy on time to enjoy continuous coverage.

How to Check Bike Insurance Expiry Date Online?

Various online tools, websites and portals are available today to help you check the bike expiry date online with just a few clicks. The list includes -

  • IndusInd General website

  • Vahan e-services Portal

  • IIB Portal

  • RTO website

  • mParivahan mobile app

  • Parivahan Sewa Portal

Step-by-Step Process to Check Insurance Expiry Date

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Via IndusInd General’s Website

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Step 1

Visit IndusInd General’s official website.
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Step 2

From the top tab, find and select “Self-Help” to continue.
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Step 3

On the next page, select “Motor” and then click on “Download Policy”.
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Step 4

From the dropdown menu, select the product “IndusInd Two-Wheeler Policy” and add the requested details. You can log in using your registered mobile number, policy number, and engine number.
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Step 5

Once done, click “Confirm” to view and download your policy. After downloading it, check the document for the bike insurance policy expiration date.

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Via Vahan e-Services Porta

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Step 1

Go to the Vahan e-services portal.
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Step 2

Find and select “Know your Vehicle Details” from the top tab.
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Step 3

On the next page, add your mobile number and the captcha code to create a new account.
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Step 4

After logging in, enter your bike registration and the captcha code before clicking on “Search Vehicle”.
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Step 5

Now, you can view all the details regarding your bike and bike insurance policy on the screen.

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Via IIB Porta

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Step 1 

Visit the Insurance Information Bureau of India’s official website.
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Step 2

From the homepage, find and click on “V-Seva” from the Quick Links.
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Step 3

On the next page, find the “Accident Vehicle Retrieval System” section.
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Step 4

Find and fill out the attached form and then click on “Submit” to proceed.
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Step 5

Now, you can view your bike insurance policy’s expiry date.

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Via Regional Transport Office Website

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Step 1

Find your State Transport Department Website on the MoRTH portal, and visit your state’s RTO website
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Step 2

On the main page, find and click on “Vehicle-Related Services”.
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Step 3

Select the closest RTO to your current location and then click on the “Know your Vehicle Details” option.
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Step 4 

On the next page, add your vehicle registration, chassis, and engine number in the space provided.
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Step 5

Add the captcha code and then click on “Verify Details” to check the bike insurance expiry date.

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Via mParivahan Mobile App

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Step 1

Download the mParivahan mobile app from the Google Play store or Apple Store.
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Step 2 

Select the language of your choice, and then click on “Continue” to proceed
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Step 3

To complete your two-wheeler insurance expiry date check, add your driving licence number and bike registration number in the space provided and then select “Search”.
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Step 4

Next, log in with your mobile number.
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Step 5

nce you log in, your two-wheeler expiry date will be displayed on the screen.

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Via Parivahan Sewa Porta

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Step 1

You can complete your bike insurance expiry date check via the Parivahan Sewa Portal.
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Step 2

Visit the portal and go on “Online Services”, and from the dropdown menu, select “Informational Services” and click on “Know your Vehicle Details”.
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Step 3

Enter your mobile number and captcha code in the space provided to create your account.
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Step 4

Now, log in using your registered mobile and bike registration numbers.
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Step 5

On the next page, click on “Search Vehicle” to view the bike insurance policy’s expiration date on the screen.

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Why Check Your Two-Wheeler Expiry Date?

If you do not know how to check the bike insurance expiry date or forget to check the expiration date, you will face severe consequences. The best way to avoid it is to check the expiry date and complete the renewal on time. Some of these consequences include the following 

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Fines and Legal Consequences

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Failure to check your bike insurance expiry date can lead to financial penalties and other legal consequences. If your policy is expired, you should not be driving the bike anywhere, and if caught, a hefty fine, DL cancellation, and other punishments may be imposed.

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Loss of Coverage

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Checking your bike insurance policy expiry date is crucial, as failure to renew it on time can lead to instant loss of coverage. When your coverage is removed, your bike will not be protected during any damage or loss, making it a significant financial burden.

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Higher Premiums

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If your policy expires due to failure to keep a check on the expiry date, you will lose your existing policy. In such situations, you will need to buy a new bike insurance policy, which will attract higher premiums, making it a costly option.

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Loss of Any No Claim Bonus Benefit

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For every claim-free year with your bike insurance policy, you are eligible for a No Claim Bonus discount on your premium at the time of policy renewal. However, if you fail to renew the policy on time and it expires, you will also risk losing the NCB discount benefit, resulting in higher premiums.

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Higher Out-of-Pocket Expenses

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If your bike meets with an accident while your bike policy’s expired, the entire responsibility of covering the financial expenses is on you. All repair and maintenance costs will be paid from your out-of-pocket expenses.

What to Do If Your Bike Insurance is Expired?

  • The first thing to do is to avoid riding your bike with an expired bike insurance policy to reduce the risk of fines and other legal punishments. If your bike insurance expires, you should notify your insurance provider to confirm the expiration date.

  • You should then ask the insurance provider about the grace period for renewing your bike insurance policy. The grace period is usually 15 to 30 days from the date of expiry.

  • If the grace period is still applicable to you, renew your bike insurance policy instantly. You must do this either online or offline to avoid losing your policy coverage. IndusInd General allows you to renew your expired bike insurance policy online in just a few steps.

  • At the time of policy renewal, take some time to reassess your needs and then adjust the policy coverage and add-ons to ensure optimised coverage for your bike.

  • Visit our website or mobile app and select Health Gain Insurance
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Frequently Asked Questions

Is it important to check the bike insurance expiry date?

Yes, it is important to check your two-wheeler expiry date from time to time to avoid losing your policy coverage in case your policy expires. Moreover, when you check your policy expiry date, you know your coverage timeline to stay compliant with the law.

Can I renew my bike insurance online?

Yes, you can easily renew your bike insurance online with IndusInd General by following the steps mentioned below -

  • Step 1 - Visit our website​​​​ and select “Two-Wheeler” on the home page.
  • ​Step 2 - Click on “Renew Your Bike Insurance Policy”.
  • Step 3 - On the next page, choose and add either your mobile number or policy number, add the details, and click on “Go”.
  • Step 4 - Your existing bike policy will open on the next page. Review the policy coverage, add or remove add-ons, and make other changes to get a revised premium quote.
  • Step 5 - If the quote is satisfactory, make the payment and upload any additional bike-related documents. Once this is done, your renewed bike insurance policy will be shared on your email.

Do I need any documents to renew my bike insurance before the expiry date?

Yes, you need the following documents to renew your policy -

  • Proof of address - utility bills, rental agreement, Aadhaar card, etc.
  • Proof of identity - Aadhaar card, PAN card, driving licence, etc.
  • Bike registration certificate
  • Previous bike insurance policy, if any.
  • Valid driving licence
  • Recent photograph
  • Bank or account details

What are some easy ways to check my bike insurance expiry date without logging in online?

You can check your bike insurance policy expiry date offline by -

  • Checking your bike insurance policy document.
  • Going to the closest Regional Transport Office and requesting the information.
  • Contact your insurance company’s customer care.

Is there a grace period for renewing bike insurance?

Yes, most insurers offer a grace period of 15 to 30 days from the date of policy expiry for easy renewal. However, you must renew your bike insurance policy as soon as possible to avoid fines and loss of policy coverage, among other consequences.

Is using my personal information on an insurer’s website safe to check the expiry date?

Yes, most insurers use secure systems and encryption tools to protect your personal details and payment information from leaking. However, to be sure, you must check the website’s authenticity and security before entering your details.

How many types of bike insurance policies are available in India?

Typically, there are three types of bike insurance policies in India: own-damage bike insurance, third-party bike insurance, and comprehensive bike insurance. Under the Motor Vehicles Act, third-party bike insurance is mandatory.

Is personal accident coverage included in IndusInd General's bike insurance?

Yes, you can get a personal accident cover of up to ₹15 lakhs with your bike insurance policy from IndusInd General.

What are some add-ons available with IndusInd General's comprehensive bike insurance?

Some of the add-ons available with IndusInd General's comprehensive bike insurance include -

  • Emergency medical expenses
  • Consumables cover
  • Depreciation allowance
  • Return-To-Invoice cover, etc.

How frequently should one check their bike insurance expiry date?

You must perform your bike insurance expiry date checks every 2-3 months to stay updated with the due date for timely renewals.

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