Audi Car Insurance starting at ₹238/month
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Up to 90% Discount*
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11,000+ Network Garages*
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99.57% Claims Settled*
Audi Car Insurance
Driving an Audi is more than just a commute, it’s a statement of luxury, precision engineering and unmatched performance. Whether you're gliding through city streets or cruising down highways, your Audi deserves protection that matches its class.
High-end vehicles like Audi are often exposed to risks such as accidental damage, theft or even engine issues due to water ingress during monsoons. With IndusInd car insurance, you can opt for the Engine Protect add-on to cover such costly repairs, ensuring your premium car stays in top shape.
Car insurance is also a legal requirement for all vehicle owners in India. So, whether you own an Audi A4, Q7 or any other model, securing at least a third-party insurance plan is mandatory.
Choose IndusInd General Insurance (formerly Reliance General Insurance) for tailored Audi insurance plans. Buy your policy online and store it digitally via the IndusInd Self-i app so your insurance documents are always just a tap away.
A health insurance plan covers for these unexpected medical expenses, ensuring you don't have to bear the financial burden. You can focus on getting the medical care you need without worrying about the cost. In simple terms, health insurance helps you to reduce or avoid a larger financial stress by paying a comparatively smaller premium.
Why do you need Audi insurance?
Legal Mandate
Driving without valid car insurance is a punishable offence in India. You must have at least third-party coverage to comply with the law. If caught driving your Audi A4 without insurance, you could be fined ₹2,000–₹4,000 or face up to 3 months in jail. Insurance is not optional—it’s mandatory for every car owner, regardless of usage frequency or location.
Covers Car Repairs
The Audi A4 is a luxury sedan with advanced features and high-end components. Even minor damage can lead to expensive repairs. Whether it’s a dented bumper, cracked headlight or engine issue, repair costs can run into lakhs. A comprehensive insurance plan helps cover these costs, so you don’t have to pay out of pocket after an accident or breakdown.
Covers Car Theft
Premium cars like the Audi A4 are often targeted for theft. New variants cost upwards of ₹45 lakhs*, making recovery difficult without insurance. A comprehensive plan reimburses your car’s Insured Declared Value (IDV). If you opt for the Return to Invoice add-on, you get the full invoice amount reimbursed in case of total loss or theft, reducing your financial risk.
Covers Natural Disasters
Floods, landslides and storms can cause serious damage to your Audi A4. Its low ground clearance makes it vulnerable to water ingress during monsoons. Standard policies may not cover engine damage. With comprehensive insurance and Engine Protect add-on, you get coverage for repairs and replacements caused by natural disasters, keeping your car protected.
Covers Fire and Fire-Related Damage
Fire damage can occur due to short circuits, lightning strikes or external sources. Audi’s electrical systems and parts are costly to replace. Insurance helps cover repair and replacement costs for fire-related damage. This reduces your out-of-pocket expenses and ensures your car is restored to its original condition without financial stress.
Network Garages and Spare Parts
Audi vehicles require specialised service and genuine parts. With IndusInd General Insurance (formerly Reliance General Insurance), you get access to a wide network of authorised garages across India. Enjoy cashless repairs, expert technicians and original spare parts. Your Audi A4 gets the care it needs without delays or compromises.
Types of Audi Car Insurance Plans
Comprehensive Car Insurance
This plan offers full protection for your Audi. It combines third-party liability and own-damage coverage, shielding your car from accidents, theft, fire, and natural disasters. You also get access to useful add-ons like Engine Protect and Return to Invoice, which help reduce repair costs and ensure full value reimbursement in case of total loss.
Pay As You Drive Car Insurance
This usage-based plan helps Audi owners save on premiums by linking cost to actual driving habits. You set an annual kilometre limit and pay only for what you use. Ideal for those who drive occasionally or own multiple vehicles. Unused kilometres carry forward, and discounts go up to 90%, making it a smart choice for low-mileage drivers who want flexible coverage.
Third Party Car Insurance
This legally required plan covers damages or injuries caused to third-party property or individuals due to your Audi. It ensures compliance with Indian motor laws and protects you from financial liabilities during accidents. Coverage options are available for up to 5 years, making it a reliable base policy for all Audi owners, whether you drive daily or occasionally.
Own Damage Car Insurance
This standalone policy covers your Audi against damage from accidents, fire, theft, and natural disasters. It’s ideal if you already have third-party insurance and want added protection for your own vehicle. Whether it’s a minor dent or major engine damage, this plan helps cover repair costs and gives you the flexibility to choose short-term or long-term coverage.
Key Features of IndusInd Mahindra Car Insurance
Key Features | Descriptions |
|---|---|
Starting Premiums | ₹238/month* |
IDV Customisation | Available |
Coverage Offered | Own Damage & Third-Party Liability |
Discounts | Up to 90%* |
NCB Discount | Up to 50%* |
Quick Claims Process | Cashless + Survey is initiated within just 24 hours of claim initiation |
Smartphone-Enabled Claims | Video claim feature on the IndusInd Self-i App |
Network Garages | 11,000+* network garages nationwide |
Instant Buying/Renewal | Quick policy purchase and instant renewal |
Add-Ons | 10+ add-on covers available* |
Personal Accident (PA) Cover | Additional PA cover of up to ₹15 lakhs* is available |
24/7 Customer Support | Available through WhatsApp and Calls |
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Audi Insurance Add-On Covers
Add-ons are a smart way to enhance your base Audi insurance policy, especially if you want tailored protection for your premium vehicle. For instance, the Pay-As-You-Drive cover suits those who drive less, while the Tyre Protection add-on is ideal for city drivers navigating potholes or uneven roads. With 15+ add-on covers* available for your Audi, you can customise your insurance to match your lifestyle and driving habits.
Nil Depreciation Cover
Money Saver
Adding a child to the family is a joyous occasion for parents. It is also an important milestone for every couple as they get an added responsibility for the child. While pregnancy and childbirth are wonderful experiences, they can prove expensive too.
Maternity Cover
Money Saver
Adding a child to the family is a joyous occasion for parents. It is also an important milestone for every couple as they get an added responsibility for the child. While pregnancy and childbirth are wonderful experiences, they can prove expensive too.
Pay-As-You-Drive
Money Saver
Adding a child to the family is a joyous occasion for parents. It is also an important milestone for every couple as they get an added responsibility for the child. While pregnancy and childbirth are wonderful experiences, they can prove expensive too.
Return to Invoice Cover
Money Saver
Adding a child to the family is a joyous occasion for parents. It is also an important milestone for every couple as they get an added responsibility for the child. While pregnancy and childbirth are wonderful experiences, they can prove expensive too.
Engine Protection Cover
Extra Car Protection
Adding a child to the family is a joyous occasion for parents. It is also an important milestone for every couple as they get an added responsibility for the child. While pregnancy and childbirth are wonderful experiences, they can prove expensive too.
Tyre Protection Add-On Cover
Extra Car Protection
Adding a child to the family is a joyous occasion for parents. It is also an important milestone for every couple as they get an added responsibility for the child. While pregnancy and childbirth are wonderful experiences, they can prove expensive too.
RIM Protection Add-On Cover
Extra Car Protection
Adding a child to the family is a joyous occasion for parents. It is also an important milestone for every couple as they get an added responsibility for the child. While pregnancy and childbirth are wonderful experiences, they can prove expensive too.
Key & Lock Replacement
Extra Car Protection
Adding a child to the family is a joyous occasion for parents. It is also an important milestone for every couple as they get an added responsibility for the child. While pregnancy and childbirth are wonderful experiences, they can prove expensive too.
Consumables Expenses Add-On Cover
Repair Support
Adding a child to the family is a joyous occasion for parents. It is also an important milestone for every couple as they get an added responsibility for the child. While pregnancy and childbirth are wonderful experiences, they can prove expensive too.
NCB Retention Cover
Money Saver)
Adding a child to the family is a joyous occasion for parents. It is also an important milestone for every couple as they get an added responsibility for the child. While pregnancy and childbirth are wonderful experiences, they can prove expensive too.
EMI Protection Cover
Financial Security
Adding a child to the family is a joyous occasion for parents. It is also an important milestone for every couple as they get an added responsibility for the child. While pregnancy and childbirth are wonderful experiences, they can prove expensive too.
Geo Extension Cover
Travel Flexibility
Adding a child to the family is a joyous occasion for parents. It is also an important milestone for every couple as they get an added responsibility for the child. While pregnancy and childbirth are wonderful experiences, they can prove expensive too.
Daily Allowance Cover
Convenience
Adding a child to the family is a joyous occasion for parents. It is also an important milestone for every couple as they get an added responsibility for the child. While pregnancy and childbirth are wonderful experiences, they can prove expensive too.
24x7 Roadside Assistance
Emergency Support
Adding a child to the family is a joyous occasion for parents. It is also an important milestone for every couple as they get an added responsibility for the child. While pregnancy and childbirth are wonderful experiences, they can prove expensive too.
Loss of Personal Belongings
Personal Protection
Adding a child to the family is a joyous occasion for parents. It is also an important milestone for every couple as they get an added responsibility for the child. While pregnancy and childbirth are wonderful experiences, they can prove expensive too.
Electrical Accessories Cover
Customisation Protection
Adding a child to the family is a joyous occasion for parents. It is also an important milestone for every couple as they get an added responsibility for the child. While pregnancy and childbirth are wonderful experiences, they can prove expensive too.
Non-Electrical Accessories Cover
Customisation Protection
Adding a child to the family is a joyous occasion for parents. It is also an important milestone for every couple as they get an added responsibility for the child. While pregnancy and childbirth are wonderful experiences, they can prove expensive too.
Tailored EV Add-Ons
EV Protection
Adding a child to the family is a joyous occasion for parents. It is also an important milestone for every couple as they get an added responsibility for the child. While pregnancy and childbirth are wonderful experiences, they can prove expensive too.
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Govt Supported
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Factors Affecting Audi Car Insurance Premium
Your Audi insurance premium is calculated based on specific parameters that reflect the luxury, performance, and usage of your vehicle. Understanding these factors can help you optimise your coverage and manage costs effectively.
Audi’s IDV
IDV refers to your Audi’s current market value. A higher IDV means a higher premium but also ensures better claim payouts. You can select your IDV while purchasing or renewing your policy.
Type of Coverage
Choosing between third-party and comprehensive plans impacts your premium. Adding optional covers increases the premium but offers broader protection.
Add-On Covers
Add-ons like engine protection, tyre cover, and key replacement enhance coverage but also raise the premium. More add-ons mean more comprehensive protection—and a higher cost.
Car’s Make and Model
Audi’s model, fuel type, and engine capacity influence the premium. High-performance models or electric variants may attract higher premiums due to advanced components.
Claim History
A clean claim record can earn you a No Claim Bonus, reducing your premium. Frequent claims, however, may lead to increased costs.
Installing Anti-Theft Devices
IRDAI-approved anti-theft systems signal enhanced vehicle security, helping reduce the risk of theft-related claims and lowering your premium.
Disclaimer of Reliance General Insurance
Covers & Features
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Disclaimer for Relaince General Insurance!
Audi - Models and Prices
Audi is available in multiple variants, each known for its reliability, fuel efficiency and elegant design. Audi continues to be a favourite among car buyers.
Audi Models | Price (as of August 2024)# |
|---|---|
Audi Q3 Premium Variant | ₹44,25,000 |
Audi Q5 Premium Plus Variant | ₹65,51,000 |
Audi Q7 Technology Variant | ₹96,34,000 |
Audi A4 Premium Variant | ₹46,02,000 |
Audi A6 Premium Plus Variant | ₹64,41,000 |
Audi RS 5 Sportback Variant | ₹1,12,78,000 |
Audi Q8 New Q8 Variant | ₹1,17,49,000 |
Audi e-tron GT e-tron GT Variant | ₹1,71,57,000 |
Audi Q8 e-tron 55 Quattro | ₹1,27,13,000 |
Audi RS e-tron GT Quattro | 2024 Model | ₹2,04,55,006 |
Audi A8 L Technology Variant | ₹1,62,57,000 |
Audi Q3 Sportback Technology Variant | ₹54,76,000 |
Audi Q8 Sportback e-tron 55 Quattro Sb Variant | ₹1,31,63,000 |
Audi RS Q8 RS Q8 4.0 TFSI Quattro | ₹2,22,22,000 |
Audi S5 Sportback Sportback Variant | ₹77,32,000 |
Audi Q8 2024 Mild Hybrid Technology Variant | ₹1,17,49,000 |
Audi A3 2024 | ₹35,00,000 (expected price) |
Audi Q6 e-tron | ₹1,00,00,000 (expected price) |
Key Takeaways
Whether you drive your Audi through bustling city streets, take it on weekend getaways, or simply enjoy the luxury it offers, you know it’s more than just a car—it’s a statement. Audi’s precision engineering, advanced safety tech, and premium build make it a top-tier choice. But even the best cars aren’t immune to unexpected events like accidents, theft, or minor damage.
That’s why protecting your Audi with a comprehensive car insurance plan is essential. With IndusInd Audi Insurance (formerly Reliance Audi Insurance), you get coverage starting at just ₹500/month*, backed by 24/7 support and a seamless digital experience.
We cover everything from accidental damage and theft to natural disasters like floods and earthquakes. You also get third-party liability protection to handle legal claims.
Plus, with access to 15,000+ network garages*, you won’t need to worry about repair bills—we’ll handle them for you. You can even file claims using the IndusInd Self-i app with video-based claim submission.
Secure your Audi today with a personalised plan that matches your lifestyle. Call us now to get started!
IndusInd General Insurance
Get Tailored Car Protection With Us!
Get all-around protection for your Audi with coverage against own damage, theft and more! You also have the option to add useful add-ons for enhanced coverage as per your needs.
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While it is great that your employer provides health insurance, it may not be sufficient. Employee health insurance may have limitations such as lower sum insured or coverage that may not be adequate for your needs. Also, an employer health insurance covers you only during your job tenure.
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
Popular Places
While it is great that your employer provides health insurance, it may not be sufficient. Employee health insurance may have limitations such as lower sum insured or coverage that may not be adequate for your needs. Also, an employer health insurance covers you only during your job tenure.
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
Popular Places
While it is great that your employer provides health insurance, it may not be sufficient. Employee health insurance may have limitations such as lower sum insured or coverage that may not be adequate for your needs. Also, an employer health insurance covers you only during your job tenure.
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
Popular Places
While it is great that your employer provides health insurance, it may not be sufficient. Employee health insurance may have limitations such as lower sum insured or coverage that may not be adequate for your needs. Also, an employer health insurance covers you only during your job tenure.
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
Popular Places
While it is great that your employer provides health insurance, it may not be sufficient. Employee health insurance may have limitations such as lower sum insured or coverage that may not be adequate for your needs. Also, an employer health insurance covers you only during your job tenure.
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
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