Car Insurance in Delhi

Get coverage for the entire claim amount without cutting depreciation costs on replaced car parts. This is particularly helpful in Delhi, where minor bumps are fairly common in traffic.

Your premiums are calculated based on 2,500–10,500 km* driven yearly. This is ideal for Delhi commuters who often only drive on weekends and use the metro otherwise.

This option provides compensation for the entire invoice amount, including applicable fees and taxes, in the event that your car is stolen or totalled in an accident.

Offers compensation for items such as oil, nuts, and bolts at the time of repairs. Although small, these items add cost later and are generally excluded from standard policy, which makes this add-on highly valuable.

Covers alternate travel expenses if your car is under repair for more than three days. This helps cover daily commuting expenses, thereby ensuring minimal disruption to your routine.

Pays the EMIs for your car loans if repairs are taking longer than 21, 42, or 63 days*. This is helpful during long repairs, which can happen in busy city garages.

Helps policyholders protect their no-claim bonus (NCB) discount even after raising claims. This add-on allows up to 2 claims per year* without losing the NCB benefits.

Provides coverage for the repair costs of engines for damages caused by floods or oil leaks. This can be particularly beneficial during monsoons in Delhi, which cause waterlogging.

Safeguards against any damage caused to the tyres owing to potholes or road debris, which is a common occurrence on the busy roads of Delhi.

If your car keys are lost or stolen, this add-on would compensate for the loss.

Covers rim damage from rough roads or accidents. This pairs well with the tyre cover for complete tyre safety.

Provides policyholders with round-the-clock towing, fuel delivery, and jumpstart help, which can be highly useful in case your car breaks down.

Offers coverage for laptops, phones, or bags worth ₹5,000+*, that were either stolen from your car or were damaged during an accident.

Offers financial protection for upgrades such as GPS systems or audio units added to your car after purchase.

Protects custom fittings such as GPS systems or audio units added to your car after purchase.

Protects the most expensive part of the car, i.e., the battery, against accidents, water damage, or electrical failures.

Covers the cost of repairs and replacements of home EV chargers or adaptors that have been damaged by theft or fire.

Covers your vehicle from short circuits, leaks, or motor failures in EVs.

This extends the policy to six neighbouring countries, including Nepal, Bhutan, Bangladesh and Sri Lanka, which is an excellent option for adventure seekers travelling to Nepal and Bhutan.