Car Insurance in Kolkata

Removes depreciation deductions from your claim payout. This means that the full replacement cost is covered for your car parts without a reduction in value. You can use this cover for up to two claims during each policy year.

Your premium is based on the kilometres you drive per year. Choose limits from 2,500 to 10,500 km, with top-up options. This is ideal if you often take the metro or tram and only drive occasionally.

This reimburses the full invoice amount if your car is stolen or damaged beyond repair. The payout includes taxes and registration charges paid at the time of purchase from the dealership.

It covers engine damage caused by flooding, oil leaks, or mechanical breakdown during an accident. This helps you avoid high repair costs that standard insurance may not cover.

Covers repair or replacement costs for punctures, road cuts or damage from impact. The cover includes both tube and tubeless tyres on all four wheels — useful for regular city driving or weekend trips.

This add-on covers the cost of replacing lost or stolen car keys, including remote and smart keys. It also pays for lock repair, replacement, and key programming.

Pays for items like engine oil, nuts, bolts and other consumables used during car repairs, which are not covered in a standard policy. These small expenses add up and are not included in standard policies.

Pays for repairs or replacement of up to four wheel rims damaged due to potholes or impact. You can pair this with the tyre cover for complete wheel protection. This will help you maintain the look of your car as you want and also help protect it. 

Whether your car breaks down in a traffic jam or on a road trip, this add-on provides quick support for flat tyres, towing, battery jumpstart or fuel delivery. This service is available anytime across India through our helpline.

Reimburses stolen or damaged items such as laptops, phones, or bags worth ₹5,000* or more that were stored in your car. If you are a working professional, then this add-on is important for you. 

Provides cash allowance for daily transport if your car is under repair for over three days*. This helps you arrange alternative transport. The exact amount of this add-on depends on your plan and the duration of the repair.

Pays your car loan EMI if repairs take 21, 42 or 63 days* at an authorised garage. This helps you manage finances during extended repair periods.

Lets you file up to two claims per year* without losing your No Claim Bonus. For example, even with a 50% NCB, your discount stays active after a claim.

Covers custom electronics like upgraded music systems, air conditioning units, or navigation tools. This add-on is ideal for those adding aftermarket accessories to their car.

Protects non-electrical add-ons like seat covers or fitted CNG kits. Keep in mind that basic accessories are already included in the main plan.

Covers electric vehicle battery damage caused by impact, water, or short circuit. Batteries are expensive to replace and usually excluded from a standard cover.

Covers damage or theft of home EV chargers, including fixed wall units or portable adaptors. Helpful for EV owners who install charging setups at home.

Covers damage to the EV motor caused by short circuits, cooling issues, or mechanical faults. This keeps repair costs manageable when your motor is affected.

Extends your insurance coverage to 6 neighbouring countries like Nepal, Bhutan, Sri Lanka, and Bangladesh. A useful option for international road trips from Kolkata.