TVS Ntorq 125 Insurance 

Provides full claim amount for plastic, rubber and fibre parts without any depreciation deduction during repairs. It ensures maximum coverage for replacement parts affected by wear and tear.

Protects against costly engine repairs from weather, water or accidental damage. It covers engine damage from oil leakage, water ingress, hydro lock and mechanical failures not covered in the standard policy.

Covers the cost of replacing engine oil, nuts, bolts, brake fluid and similar materials during repairs not included in the standard policy. Saves from hefty out-of-pocket costs for items comprising nearly 40% of repair bills.

Covers key replacement costs and lockset changes if you lose your scooter’s keys, reducing the chances of theft and other security risks. It will cover costs up to 1% of the claim amount or ₹500, whichever is higher*

Reimburses helmet replacement costs if your helmet is stolen or damaged in an accident involving your scooter. This is a useful add-on, as bike and scooter helmets can be quite expensive.

Covers repairs/replacement of burst, bulged or cut tyres due to poor road conditions. It also covers labour and wheel balancing costs. Note that all claims must be made within 3 working days to be admissible.

This add-on allows you to file one claim per year while retaining your NCB discount. It protects your accumulated benefits, ensuring you get discounted renewal premiums despite making a claim.

Pays up to 3 loan EMIs if scooter repairs exceed 21, 42 or 63 days* in the garage due to accidental damage. This can help ensure you keep up with loan payments despite your scooter undergoing extended repairs.

You receive a fixed daily amount for alternative transport if scooter repairs due to accidental damage exceed 2 days. It provides financial support for travel expenses while your Activa is under repair.

Provides help for breakdowns, flat tyres, fuel delivery and lockout situations with towing and on-site repairs. This cover ensures roadside assistance is always available when you need emergency support.

If you choose a voluntary deductible (an amount you agree to pay from each claim before we cover the rest), your premium is reduced. For every claim (even for total loss), you have to pay this amount first before your insurance coverage kicks in.

You get a daily payout if you are hospitalised for over 24 hours due to injuries from an accident. The coverage kicks in when your hospital stay or admission lasts more than 7 days, and you will receive an additional amount for recovery.

Get your Activa's original invoice price if your bike is stolen and not found or is declared a total loss after a major accident. We will also refund one-time registration charges, road tax and insurance costs, making this cover a great addition to your bike insurance policy.

The rim damage add-on is designed to help when your scooter's wheel rims are accidentally damaged, making them unfit for use. This cover pays for the repair or replacement of damaged rim(s), labour charges, wheel alignment and balancing and consumables.

It helps cover the cost of repairs or replacement of your scooter's battery if it is damaged by events such as power surges, water entering the engine, or accidents. A useful add-on since the battery is the most expensive part.

The Electric Vehicle Electric Motor Cover provides financial support for repairs or replacement of the electric motor, differential or transmission units of your EV scooter in case they get damaged due to water getting into the electric motor or oil leakage.

If your electric scooter's charger and its parts, like cables and adapters, get damaged by things like fire, flooding, power surges or accidents, the electric vehicle charger add-on covers the expenses for the repairs or replacement of the charging unit.