Netherlands Travel Insurance Starting at Just ₹ 306*
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Flight Cancellation Covered
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Baggage Loss Covered
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Passport Loss Covered
Travel Insurance for the Netherlands
Netherlands is a charming year-round destination that’s just a flight away. From the iconic canals of Amsterdam to the tulip fields of Keukenhof and the cultural richness of cities like Rotterdam and Utrecht, the country’s scenic beauty and growing flight connectivity from India make it a favorite among travelers. With so much to explore, having Netherlands travel insurance for your journey adds peace of mind and convenience to your plans.
It ensures you’re protected against common travel hiccups. For instance, losing your passport while exploring busy spots like Amsterdam’s Street markets or the historic town of Delft can be stressful. If that happens, we’ll guide you through the process of getting a replacement passport quickly.
Another frequent issue is delayed checked-in baggage. Imagine landing at Schiphol Airport, but your luggage doesn’t arrive on time. You can file a claim and receive a payout to buy essentials like clothes and toiletries, so your trip remains smooth even if things go off track.
And that’s just the beginning. With IndusInd travel insurance (formerly Reliance travel insurance), you’re covered from takeoff to touchdown. Filing claims is simple via the IndusInd Self-i app—whether it’s a lost passport or a baggage delay, help is always just a tap away.
Exploring Netherlands should be all about unforgettable moments not unexpected expenses. IndusInd Netherlands Travel Insurance (formerly Reliance Travel Insurance) offers affordable and dependable coverage designed to protect your journey every step of the way.
$500,000 Coverage*
High Medical Coverage
24/7 Customer Support*
Get help anywhere in Netherlands
99.57% Claims Settled*
Speedy claim processes
No Medical Check-ups*
Just apply, pay and download!
Benefits of Buying Netherlands Travel Insurance
Cashless Medical Coverage
The Netherlands is known for its diverse cuisine from stroopwafels and bitterballen to raw herring and Dutch cheeses! But if your stomach disagrees and you need medical attention, your bills are covered. We offer cashless medical coverage of up to USD 500,000* (and USD 500* for emergency dental treatments).
24/7 Emergency Cash Support
Losing your wallet after a night out in Amsterdam or while shopping in The Hague can be stressful. But don’t worry! We offer emergency cash up to USD 300. This support is available 24/7, so you can call us right away. It ensures you have enough money for food, transport, and accommodation to keep your trip on track.
Flight Delays & Connecting Flights
Airports like Schiphol in Amsterdam can get busy during peak seasons. If your flight is delayed, we’ve got you covered. We offer compensation for delays over 12 hours up to USD 60 per day. This also applies if your connecting flight within the Netherlands is rescheduled unexpectedly.
Lost Baggage Support
Imagine landing in Amsterdam, but your luggage doesn’t. If your checked-in baggage is delayed over 12 hours, you’ll receive up to USD 100 to buy essentials. If your luggage is lost, we pay up to USD 1,500. This helps you stay comfortable with clothes and toiletries while you wait.
Personal Liability
Driving in the Netherlands especially along scenic countryside roads or busy city streets can be tricky. If you accidentally damage a parked vehicle or roadside property, our personal liability coverage of up to USD 200,000* protects you from out-of-pocket expenses.
Loss of Passport
Exploring Dutch cities or venturing into quieter towns increases the risk of losing your passport. That’s why we cover up to USD 300 to help you get a replacement. This includes reissue-related costs at Indian missions in the Netherlands.
Individual Travel Plan
IndusInd Netherlands Travel Insurance provides all-around protection for your trip against a range of disruptions. Our individual travel plan offers comprehensive coverage for one traveller, making it a smart addition to any solo journey across the Netherlands—whether you're cruising through the canals of Amsterdam, admiring tulips in Keukenhof, or enjoying a scenic drive through the Dutch countryside.
Here are the key features and coverage limits of this plan that make it a standout choice for travellers heading to the Netherlands.
Family Travel Plan
Why buy 4 separate plans when you can buy one plan to cover your family of 4! Our family travel insurance plan offers coverage up to $250,000*, and this coverage is shared among all family members. This makes policy handling and claims processing a lot easier since you'll just be using one plan to cover your entire family during your trip.
What is covered?
Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.
Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.
Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.
Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.
Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.
What is not Covered?
Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.
Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.
Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.
Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.
Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.
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Anyone who is above 18 years of age, have completed education up to at least 10th Standard and has a valid Aadhaar card & PAN card. For instance, below are few categories who can be benefited the most.
Enter Your Details
Enter your travel dates, DOB and choose Netherlands as your destination.
Complete KYC
Enter your phone number and complete the online KYC process.
Pay & Get Policy
Pay online and get your Netherlands travel insurance plan instantly via email.
Medical Claim
Medical Claim
Medical Claim
For medical claims, let us know via our helpline or email using your policy number.
Check if the hospital accepts cashless claims & submit the claim form.
IndusInd Care (previously Reliance Care) will review the claim and your documents.
Upon approval, we place a Guarantee of Pay (GoP) to the hospital.
If the hospital does not agree to the GoP, you can always file a reimbursement claim.
Types of Visas for the Netherlands
The Netherlands offers various visa types for tourism, business, study, and family visits. This section helps you choose the right one for your travel needs.
Tourist Visa
For leisure travel, or exploring the Netherlands’ attractions from the canals of Amsterdam to tulip gardens in Keukenhof. Indian citizens must apply through the VFS Global or Dutch Embassy. Valid for up to 90 days. Requires a valid passport (minimum 6 months), visa application form, travel insurance, proof of accommodation, and return flight tickets.
Business Visa
For attending meetings, trade events, or business negotiations in the Netherlands. Valid for up to 90 days. Requires a company cover letter, invitation from a Dutch partner, business registration proof, financial documents, and travel itinerary. Employment is not permitted under this visa.
Student Visa
For academic studies at recognized institutions in the Netherlands. Requires an admission letter, financial proof, valid passport, travel insurance, and proof of accommodation. Issued for the duration of the academic program and eligible for a residence permit through Dutch immigration.
Work Visa
For employment or volunteering in the Netherlands. Requires a work permit, employment contract, and sponsorship from a Dutch employer. Valid for the contract period and extendable. Must be supported by a residence permit application. Approval must be obtained before arrival.
Transit Visa
For travelers transiting through the Netherlands en route to another destination. Valid for up to 72 hours and non-extendable. Requires passport, visa form, onward ticket, and destination visa (if applicable). Entry into the Netherlands is permitted only for transit purposes.
Family Visa
For joining family members residing in the Netherlands. Eligible applicants include spouses, children under 18, and legal guardians. Requires passport, application form, relationship proof, sponsor’s ID and income documents. Issued for long-term stay with residence permit eligibility.
Embassy Contact Details: India and Netherlands
Parameters | Embassy of the Netherlands in India | Embassy of India in the Netherlands |
|---|---|---|
Location | New Delhi, India | The Hague, Netherlands |
Address | 6/50 F, Shantipath, Chanakyapuri, New Delhi - 110021 | Buitenrustweg 2, 2517 KD, The Hague |
Contact Number | +91 11 2419 7600 | +31 70 346 9771 / Emergency: +31 643743800 |
Email Address | hoc.thehague@mea.gov.in; amb.thehague@mea.gov.in | |
Website | netherlandsandyou.nl | indianembassynetherlands.gov.in |
Operating Days | Monday to Friday | Monday to Friday |
Operating Hours | Mon–Fri: 9:00 am – 5:00 pm | Mon–Fri: 9:30 am – 6:00 pm |
Govt Supported
Govt Supported
Govt Supported
Best Time to Visit the Netherlands
Planning your trip to the Netherlands begins with choosing the right season to make the most of your experience. Here’s an overview of the best time to visit for everything, from tulip viewing to canal cruises.
Mar to May
What to Expect: Spring brings mild weather with temperatures around 10–20°C. Ideal for visiting Keukenhof’s tulip gardens, and cycling through the countryside.
Perfect for: Nature lovers, photographers, and cultural explorers.
Tourist Flow: Moderate to high
Flights and Hotel Rates: Rising prices as tulip season peaks.
Return Airfare from India (Approx): ₹80,000–₹1,25,000*
Keep in Mind: Book early for flower festivals and garden tours; shoulder season offers great balance.
Jun to Aug
What to Expect: Summer with temperatures around 20–30°C. Great for canal cruises in Amsterdam, beach visits in Zandvoort, and outdoor festivals.
Perfect for: Families, festival-goers, and city explorers.
Tourist Flow: High
Flights and Hotel Rates: Peak pricing
Return Airfare from India (Approx): ₹75,000–₹1,10,000*
Keep in Mind: Popular spots can get crowded book accommodations and tickets in advance.
Sep to Feb
What to Expect: Cooler temperatures ranging from 0–15°C. Ideal for museum visits, winter markets, and scenic drives through autumn foliage or snowy villages.
Perfect for: Budget travelers, art lovers, and off-season explorers.
Tourist Flow: Low to moderate
Flights and Hotel Rates: Lower rates.
Return Airfare from India (Approx): ₹70,000–₹1,05,000*
Keep in Mind: Rain and snow are common pack layers and check weather forecasts before travel.
Interesting Facts About the Netherlands
Tulip Majesty – The Netherlands is renowned for its iconic landscapes from vibrant tulip fields in Keukenhof to the serene canals of Giethoorn.
Cultural Heritage – The Netherlands boasts a rich blend of cultures explore traditional villages, historic towns like Delft, and UNESCO sites such as Kinderdijk.
Scenic Serenity – The Netherlands offers peaceful escapes in its countryside, coastal towns, and nature reserves like Texel, Hoge Veluwe National Park, and Zeeland.
Dutch Cuisine – Dutch food is hearty and diverse featuring dishes like stroopwafels, bitterballen, poffertjes, and raw herring.
Warm Hospitality – The Dutch are known for their friendliness and openness. Visitors are often welcomed with local treats, cheerful conversations, and helpful guidance in cafés, markets, and homestays.
Natural Wonders – The Netherlands is home to striking natural features like the Wadden Sea, Veluwe forests, and the Delta Works. Its varied terrain is a haven for birdwatchers, cyclists, and nature lovers.
Festivals & Traditions – Experience events like King’s Day, Amsterdam Light Festival, and Sinterklaas celebrations, showcasing the Netherlands’ vibrant cultural spirit.
Adventure & Nature – From sailing in Friesland and hiking in Limburg to cycling through tulip fields, the Netherlands offers outdoor experiences for every kind of traveler.
Innovative & Sustainable – The Netherlands is a global leader in sustainability and innovation, with eco-friendly initiatives, cutting-edge technology, and a commitment to green energy.
Architectural Charm – Dutch architecture beautifully blends the old with the new. From the iconic canal houses of Amsterdam to modern designs in Rotterdam.
Essential Apps for Your Netherlands Trip
Translation
Dutch is the official language, but English is widely spoken. Still, translation apps like Google Translate and SayHi are helpful for basic Dutch phrases—especially in smaller towns or rural areas. Download offline English and Dutch packs for use in museums, countryside, or public transport.
Accommodation and Hotel Booking
Top hotel booking apps include Booking.com, Agoda, and Airbnb. For reviews and local insights, TripAdvisor is highly recommended. The Netherlands also offers unique stays like canal houses, countryside B&Bs, and boutique hotels check the Netherlands Tourism’s official site for curated options.
Navigation
Google Maps works well in cities like Amsterdam and Rotterdam. For offline use, Maps.me and Citymapper are ideal—especially for navigating bike routes, public transport, and walking tours in areas with limited connectivity.
Transport
Public transport is excellent across the Netherlands. Use apps like NS (Dutch Railways), 9292, and GVB for trains, buses, and trams. For car rentals, try Rentalcars.com or local providers. Cycling is popular, and apps like OV-fiets help rent bikes easily.
Sightseeing and Events
Apps like Klook, Viator, and GetYourGuide offer tours for canal cruises, tulip gardens, and cultural experiences. For local events like King’s Day or Amsterdam Light Festival, follow Netherlands Tourism on social media or check their official website.
Food Delivery
Food delivery is available in cities like Amsterdam and Utrecht. Apps like Thuisbezorgd.nl, Uber Eats, and Deliveroo operate locally. For dining options, Google Maps and Instagram help find top-rated restaurants and authentic Dutch cuisine.
What is an Account Aggregator?
Account Aggregator (AA) is a Reserve Bank of India (RBI) regulated entity that securely collects and transfers customer data between a network of insurance companies, financial institutions and mutual funds. The purpose of transferring data is to make it easier for customers to quickly get various financial services and for institutions to process customer requests with their data being readily available. The data is shared safely through encryptions and digital signatures, thus protecting it from getting into unwanted hands. Not even Account Aggregators can read the customer data they collect. Most importantly, any data is shared only with the explicit consent of the customer.
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While it is great that your employer provides health insurance, it may not be sufficient. Employee health insurance may have limitations such as lower sum insured or coverage that may not be adequate for your needs. Also, an employer health insurance covers you only during your job tenure.
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
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