Asia travel plans starting at just ₹306*
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Flight Cancellation Covered*
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Baggage Loss Covered*
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Passport Loss Covered*
Asia Travel Insurance
Asia travel insurance helps cover trip emergencies while travelling to any Asian country. These can be events like trip cancellations, lost or delayed luggage, flight delays, medical emergencies or passport loss.
While many Asian destinations do not mandate travel insurance, you may think you don’t need to get it when travelling within Asia. But that isn’t the case at all. Countries like Japan and Singapore – popular travel destinations for Indians – are known for having a high cost of living.
For example, let’s say you arrive at Tokyo International Airport only to find that your luggage has been delayed by the airline. IndusInd Asia travel insurance can help cover costs for essentials like clothes, toiletries and medication until you wait for your luggage to catch up.
Under our Asia travel insurance, we offer extensive coverage starting at just ₹306 per month*. You also get 24/7 customer support and cashless claims via Self-i. Secure every trip across Asia with IndusInd General Insurance!
Benefits of IndusInd Asia Travel Insurance
Asia Travel Statistics
A 2024 study showed that 51% of travel insurance purchases in Asia were for trips to Thailand, Vietnam and Malaysia. It also showed that Indian travellers now prefer plans with higher sum insured to cover rising medical costs.
The Asia-Pacific region also accounted for 58% of all global disruptions in 2024 for flight cancellations, highlighting why travel insurance is important.
Why 5 Crore+ Policyholders Trust Us?
Exploring Asia should be full of memorable experiences and not unexpected expenses. IndusInd Asia Travel Insurance (previously known as Reliance Asia Travel Insurance) offers cost-effective and reliable coverage for your adventures.
Up to $500,000 Coverage*
High coverage for medical costs
24/7 Customer Support
Get help anywhere in Asia
AI-Powered Self-i App*
Quick processes and 24/7 support
No Medical Check-Up*
Just apply, pay and download!
Types of Asia Travel Insurance
IndusInd General Insurance (previously known as Reliance General Insurance) offers distinct plans to cater to various types of travel needs. These plans provide adequate coverage regardless of your destination and can be customised based on your coverage needs and travel frequency.
1
Single-Trip Travel Insurance
Our single-trip insurance is designed for travellers who intend to visit any Asian country once a year. Whether you choose to travel solo or with your family, this plan offers coverage for the entire trip duration and protects against trip cancellation and delay, passport loss, medical emergencies, etc.
2
Annual Multi-Trip Travel Insurance
Imagine having one plan to cover all your trips within a year! Our Multi-Trip Travel Insurance is a one-time purchase covering unlimited international trips over twelve months. The plan covers 30 - 45 days per trip, offering comprehensive coverage against several trip-related and medical emergencies.
3
Family Travel Insurance
Getting ready for a family holiday? This plan is designed for families travelling together. It offers complete coverage for medical expenses, lost luggage, and passports, all in one policy for you, your spouse, and dependent children. With a shared sum insured, you ensure protection for all members under one policy!
4
Senior Citizen Travel Insurance
You can explore the world at any age! For travellers between 61 and 90 years old, we offer customised travel and medical protection that meets their specific needs. This includes medical emergencies, hospitalisations, trip cancellations, and so on. We provide all these benefits without the need for a health check-up!
IndusInd Asia Travel Insurance Coverage
Individual Travel Plan
This table highlights key benefits and coverage offered under our Individual Travel Plan. This policy ensures coverage for a round trip to and from your selected travel destination(s). The insured amount and the coverage benefits are available to an individual traveller for the full duration of their trip.
Parameters | Basic Coverage | Maximum Coverage |
|---|---|---|
Medical expenses | $100,000 | $500,000 |
Personal liability | $100,000 | $200,000 |
Personal accident | $20,000 | $30,000 |
Total loss of baggage | $1000 | $1500 |
Loss of passport | $300 | $300 |
Delayed checked-in baggage | $100 | $100 |
Trip delays | $25/day (Max of 6 Days) | $60/day (Max of 6 Days) |
Dental treatment | $500 | $500 |
Home burglary insurance | ₹1,00,000 | ₹3,00,000 |
Compassionate visit | Return fare for a family member/doctor | Return fare for a family member/doctor |
Family Travel Plan
This table highlights key benefits and coverage offered under our Family Travel Plan.
You can purchase a single travel insurance policy to cover all family members under a single policy with common medical coverage. For higher medical coverage, you can opt for an individual travel plan for each member.
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IndusInd Asia Travel Insurance: Inclusions and Exclusions
What is Covered?
Accidental Emergency: Medical and dental treatment that arises directly from accidental injuries during your trip.
Pre-existing disease: If an existing health condition turns life-threatening during your journey, emergency treatment expenses will be covered.
Personal Liability: If you unintentionally injure someone or cause damage to their property, we will settle their medical costs.
Trip and Baggage Delay: Any trip delay due to reasons like a medical emergency, adverse weather, job loss, or security concerns. Baggage delays of over 12 hours are also included.
Passport and Baggage Loss: If your passport is lost or stolen during travel, the plan will assist in covering the cost of obtaining a replacement.
What is not Covered?
Medical Tourism, Undisclosed Pre-Existing Diseases & Maternity: We cover all medical emergency costs in any Asian country except for maternity costs, undeclared PEDs and planned medical treatments.
Negligence & Travelling Against Medical Advice: Your Asia trip emergencies are always covered; however, we do not cover trips taken against a doctor's advice, or claims due to personal delays or negligence.
Legal Action: Liability-related costs are fully covered except for ones arising out of any legal violations while abroad.
Disclaimer: For the complete list of Inclusions and Exclusions, please refer to the policy wording here
Heading to Thailand, Japan, or Singapore?
Affordable Asia plans are just a call away!
How to Buy IndusInd Asia Travel Insurance?
Asia travel insurance starting at just ₹306*!
We've Got Your Back Across Asia
Whether it is your first trip to Thailand or a new Asian destination you are eager to explore, IndusInd General Insurance is always here for you, no matter the time zone!
How to Claim IndusInd Asia Travel Insurance?
File quick cashless claims with the Self-i app! For medical claims, all you need to do is submit your policy details at the hospital reception to get cashless coverage. And for non-medical claims like flight delays, trip cancellations, lost checked-in luggage, etc., open the app and tap “InstaClaim”.
Here are the details and documents you will need to provide when filing a claim. These will need to be scanned and emailed to us at indusind@europ-assistance.in –
General Documents
Travel Documents & Claim Form: Your original ticket, boarding pass or a copy of your passport indicating the travel dates. Duly filled and signed claims form.
For Medical Claims: Your medical bills, test reports, discharge summary, etc. They also need to show your name and treatment date, the type of illness and details of the items used for medical treatment.
For Theft & Emergency Cash: A Police Report obtained within 24 hours of the incident. For theft claims, you must get the report within 24 hours of you knowing when the item has gone missing.
Passport Loss: Original bills/receipts of costs incurred for a new/fresh passport.
Additional Documents
Total Loss of Checked-In Baggage: A Property Irregularity Report or other report issued by the airline. You also need to submit proof of ownership of lost items worth more than US$100.
Delay of Checked-In Baggage: Original bills of emergency items purchased, and the Property Irregularity Report from the airline stating the date and time of arrival of the delayed baggage.
Flight Delays & Missed Connections:
Confirmation from the airline, with the scheduled arrival time and the actual arrival time. Reason for flight delay must be stated. Plus all original bills for additional costs.
For Third Party Liability: A police report and proof of judicial decision.
Disclaimer: For the complete list of documents, please refer to your policy documents. For further assistance, you can contact customer support. It takes around 30 working days* to settle your claim from the date of submitting the final claim document.
Things to Consider Before Buying Travel Insurance for Asia
Coverage of Medical Emergencies
According to a report by WTW, the Asia-Pacific region is projected to have the highest medical inflation of 12.3% in 2025. Hence, your Asia travel insurance needs to cover all your medical costs.
Pre-existing Conditions
Check if your policy covers pre-existing conditions and the circumstances under which coverage is provided. Our Asia Travel Care Policy offers this coverage for life-threatening complications.
Baggage and Personal Belongings
Ensure coverage for lost or delayed baggage and crucial documents. Also, check how long the waiting period for luggage delays is. E.g., we cover luggage delays that exceed 12 hours.
Emergency Assistance
Ensure that your insurer provides 24/7 customer assistance via email and call services for emergencies like medical crises or natural disasters, including cash assistance if stranded overseas.
Best Time to Visit Asian Countries
Southeast Asia
Peak Season: This is the dry season (November to March).
Perfect for: Island-hopping in Thailand, exploring Vietnam's rice terraces, enjoying Cambodia’s Angkor Wat and relaxing in Bali.
Flights and Hotel Rates: Moderate to high; early booking is recommended.
Return Airfare from India: Approximately ₹15,000–₹30,000.
Keep in Mind: Rainy seasons vary by country; check for typhoon risks when visiting coastal areas.
South Asia
Peak Season: Winter Season (October to March) 15°C to 28°C.
Perfect for: Beach holidays in Sri Lanka, trekking in Nepal, exploring Bhutan's monasteries, and desert safaris in Rajasthan.
Flights and Hotel Rates: Affordable to moderate; peak during the New Year.
Return Airfare from India: Approximately ₹8,000–₹30,000.
Keep in Mind: Plan your travel around major festivals to enjoy the local culture at a lower cost.
East Asia
Peak Season: Pleasant Autumn (September to November)
Perfect for: Witness autumn leaves in South Korea, exploring Taiwan's night markets and hiking in Mongolia’s national parks.
Flights and Hotel Rates: Moderate; affordable airfare and accommodation prices
Return Airfare from India: Approximately ₹30,000–₹55,000.
Keep in Mind: Pack layers for cool evenings, and plan your travel for October to avoid typhoon risks.
Tips to Have a Safe Trip to Asia
How is IndusInd Asia Travel Insurance Better?
How our plan is better than others?
Features | IndusInd Individual Travel Plan | IndusInd Family Travel Plan | Other Insurer |
|---|---|---|---|
Medical Expenses | $500,000 | $250,000 | $250,000 |
Personal Liability | $250,000 | $200,000 | $125,000 |
Baggage Loss | $1,500 | $1,000 | $800 |
Loss of Passport | $300 | $300 | $300
|
Trip Cancellation | $600 | $600 | $500 |
Personal Accident | $30,000 | $25,000 | $25,000 |
Key Takeaway
IndusInd Asia Travel Insurance (previously known as Reliance Asia Insurance) provides a high sum insured of $500,000*, a quick and easy claim process and dedicated customer assistance to enhance your travel experience. Our plans are carefully designed to ensure you meet the visa requirements, secure your loved ones and make memories for a lifetime.
We cover a wide range of travel and medical emergencies, including flight delays and cancellations. We also offer cashless services at any hospital in Asia through Europ Assistance, so you’re not stuck trying to navigate an unfamiliar healthcare system, since most Asian destinations provide limited assistance in English for travellers.
You can also instantly buy our plans online within 60 seconds* in case of last-minute trips, emergency business meetings or quick getaways. Be it Singapore or Thailand, we’ll cover your trip end-to-end with IndusInd Asia Travel Insurance!