Australia travel plans starting at just ₹475*
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Up to $500,000 Sum Insured
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Refund on Visa Rejection
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100% Flight Cancellation Covered
Travel Insurance for Australia
Whether you’re exploring Melbourne’s cultural laneways or watching Uluru’s sunset, Australia offers unique experiences for every traveller. But it’s also a large continent with destinations spread across great distances. So, having Australia travel insurance keeps your adventure smooth and protected since even well-planned trips can have unexpected problems.
Think about losing your passport while visiting Melbourne's busy Queen Victoria Market or during a crowded day at Sydney's Circular Quay. With our travel insurance, you can easily file a claim and get quick support, ensuring your Australian adventure continues smoothly without disrupting your planned activities.
While exploring remote places like the Blue Mountains or Alice Springs, medical emergencies like hiking injuries, heat exhaustion or altitude sickness can happen unexpectedly. These situations become more challenging since Australia's healthcare costs are high for international visitors. Our complete coverage makes sure you get quality medical care without financial stress, letting you focus on getting better instead of expensive bills.
With IndusInd travel insurance (formerly Reliance travel insurance), you're covered throughout your whole Australian journey. Our 24/7 customer support ensures help is available whenever you need it, whether you're exploring the Outback or relaxing on Gold Coast beaches. Additionally, the IndusInd Insurance app lets you file claims and manage your policy anytime, anywhere.
Up to $500,000 Medical Coverage
High medical cover overseas
24/7 Customer Support Available
Get help anywhere in Australia
AI-Powered Mobile App
Quick processes and 24/7 support
No Medical Check-ups Needed!
Just apply, pay and download!
Benefits of Buying Australia Travel Insurance
Medical Coverage
Australia has world-class healthcare, and while costs can vary for international visitors, you can enjoy your trip knowing you're covered. Whether you're snorkelling at the Great Barrier Reef or exploring Uluru's stunning landscapes, having coverage gives you confidence. When you need medical care, we provide coverage of up to USD 500,000 and USD 500 for emergency dental treatments. This service is available at all certified hospitals across Australia, from Sydney to Perth.
Passport Loss
Australia's outdoor activities are incredible - from wine tasting in the Barossa Valley to watching wildlife at Kangaroo Island. But say your bag containing your passport gets left behind in a cellar after a wine tasting, or your passport goes missing while island hopping. If this happens, we offer up to USD 300 to help you get a replacement, covering the reissue costs you need to pay in Australia.
Flight Delays & Connecting Flights
Australia's weather can be unpredictable - sudden storms in Queensland or bushfire smoke affecting visibility can impact flight schedules. When severe weather or operational issues delay your flight over 12 hours, we provide up to USD 60 per day to help with your extra expenses. This comes in handy when you're trying to catch that cruise departure from Sydney or reach your safari booking in the Northern Territory.
Baggage Support
Imagine you’re taking a domestic flight from Melbourne to see the Twelve Apostles. But the airline mixes up luggage tags, and your bags end up in Adelaide instead, delaying your luggage. When this happens, you get up to USD 100 for essentials for delays over 12 hours. If your luggage goes completely missing, we provide up to USD 1500 to replace your belongings so that you can enjoy your Australian trip.
Personal Liability
Australia has unique driving challenges - from roundabouts everywhere to wildlife suddenly crossing roads, especially around dusk. If you're driving through the Grampians and accidentally hit a kangaroo that damages both your rental car and roadside property, our coverage helps you out. We provide up to USD 200,000 so you don't have to worry about paying for these unexpected situations.
Emergency Cash
Say you want to explore remote, out-of-the-way destinations like Kakadu National Park or Cradle Mountain, but lose your wallet or purse during the long drive there from the city. In these cases, we provide emergency cash assistance of up to USD 300. This keeps your Australian adventure going smoothly without delays.
Individual Travel Plan
This IndusInd travel insurance plan is designed specifically for solo travellers and groups exploring Australia. It provides comprehensive protection for all your personal travel needs. Whether you’re backpacking through the Outback alone or island hopping along the coast with friends, you’ll have complete coverage while discovering Australia.
Family Travel Plan
Our family plan is created for the families travelling together to Australia. IndusInd travel insurance ensures every family member gets proper protection during the trip. The family travel insurance plan offers medical coverage up to $250,000 for all covered members. This comprehensive plan keeps your entire family safe while exploring Australia's attractions
Disclaimer: Please refer to the official policy wordings for detailed information
What is covered?
Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.
Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.
Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.
Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.
Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.
What is not Covered?
Medical Tourism, Undisclosed Pre-Existing Diseases & Maternity: We cover all medical emergency costs while you're overseas except for maternity costs, undeclared PEDs and planned medical treatments.
Negligence & Travelling Against Medical Advice: Your trip emergencies are always covered; however, we do not cover trips taken against a doctor's advice, or claims due to personal delays or negligence.
Legal Action: Liability-related costs are fully covered except for ones arising out of any legal violations while overseas.
Disclaimer: Please refer to the official policy wordings for detailed inclusions and exclusions.
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Cashless
Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network garages.
Steps to file a cashless claim
For medical claims, let us know via our helpline or email using your policy number.
Check if the hospital accepts cashless claims & submit the claim form.
IndusInd Care (previously Reliance Care) will review the claim and your documents.
Upon approval, we place a Guarantee of Pay (GoP) to the hospital.
If the hospital does not agree to the GoP, you can always file a reimbursement claim.
Reimbursement
Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network
garages.
Steps to file a Reimbursement claim
Get in touch via our helpline or email for luggage delays, trip cancellations, etc.
Complete the claim form and gather all other necessary documents.
You might need to submit a passport copy, flight tickets, emails from the airline or FIR.
IndusInd Care (previously Reliance Care) will review the claim to decide its approval.
After approval, the compensation or benefit amount will be disbursed to you.
Disclaimer: For the complete list of documents, please refer to your policy wordings. For further assistance, you can contact customer support.
Types of Visas for Australia
Australia offers many visa options for travellers, students, workers and families. Each visa type has specific rules and requirements. Knowing the right visa helps you enter and stay in Australia legally for your purpose, whether visiting, studying, or working.
Tourism
Visitor Visa (Subclass 600) lets Indians travel to Australia for holidays, visiting family or friends, or short business trips. It’s usually valid for up to 12 months. There are several streams depending on your travel reason.
Transit
Transit Visa (Subclass 771) is for Indians who are only stopping in Australia on their way to another country. This visa is valid for up to 72 hours and is also free of cost. With this visa, you can leave the airport and explore Australia briefly during your layover.
Business Visits
Business Visitor Stream (Subclass 600) is for Indians who want to visit Australia for business meetings, conferences, or seminars. It’s valid for up to 3 months. It’s not for working or earning money in Australia.
Study
Student Visa (Subclass 500) is for Indian students who want to study full-time in Australia at a recognised school or university. The visa is valid for the duration of your course. You must show proof of funds (bank statements), English proficiency (Cambridge C1 Advanced test scores only) and health insurance for study.
Work (Long-term)
Skilled Visa (Subclass 189/190/491) and Employer Nomination (Subclass 186/494) allow Indians to work and live in Australia for a long time or even permanently. The validity and requirements depend on the specific visa.
Work (Short-term)
Temporary Skill Shortage Visa (Subclass 482) lets Indians work in Australia for up to 4 years if an Australian employer sponsors them. This is not a permanent visa. There are also other short-term work visa options.
Joining Partner or Family
Partner Visa (Subclass 309/100, 820/801) helps the husband, wife, or de facto partner of an Australian citizen or permanent resident to live in Australia. These visas can lead to permanent residency. There are also parent and child visas.
Refugee and Humanitarian Visas
Refugee and Humanitarian Visas (Subclass 200–217) are for people who are escaping danger, conflict, or persecution in their home country. Some visas are temporary, others are permanent. The application process is detailed and strict.
Maternity Investor and Business Owner
Business Innovation and Investment Visa (Subclass 188) lets Indian business owners or investors move to Australia to establish, manage, or invest in a business. It’s valid up to 5 years, with options for permanent residency later if you meet all requirements. There are different streams depending on your business or investment background.
Embassy Contact Details: India and Australia
Parameter | Australia Embassy in India | Indian Embassy in Australia |
|---|---|---|
Country | India | Australia |
Location | New Delhi, India | Canberra, Australia |
Address | 1/50 G, Shantipath, Chanakyapuri, New Delhi 110021 | 3 Moonah Place, Yarralumla, ACT 2600, Australia |
Contact Number | +91 11 4139 9900 | +039956 3830
|
Email Address | ||
Website | ||
Operating Days | Monday to Friday | Monday to Friday |
Operating Hours | 9:00 am to 5:00 pm | 9:00 am to 5:30 pm (High Commission)
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Flight & Baggage Delays Covered
Quick Cashless Claim via IndusInd Insurance App
24/7 Claims Settlement Support
Best Time to Visit Australia
Australia’s vast size means the best time to visit depends on where you go and what you want to do. Weather, events and crowds all change with the season. Here's a simple guide to pick your perfect travel time.
December–February
What to Expect: Hot weather (20-30°C), busy beaches, lots of tourists.
Perfect for: Beach trips, city tours, festivals like Sydney’s New Year’s Eve festival.
Tourist Flow: Very high.
Flights and Hotel Rates: High; book early.
Return Airfare from India (Approx): ₹60,000–₹90,000
Keep in Mind: Prices go up around holidays; attractions get crowded.
March–May, September–November
What to Expect: Mild weather (15-25°C), fewer crowds, good for exploring Floriade in Canberra and the wine festival.
Perfect for: Nature walks, wine tours, sightseeing.
Tourist Flow: Medium.
Flights and Hotel Rates: Reasonable; deals possible.
Return Airfare from India (Approx): ₹50,000–₹75,000
Keep in Mind: Weather can change; good time for deals in Cairns & Tasmania.
June–August
What to Expect: Cool down south in Adelaide, Mount Gambier and Murray Bridge (11-30°C), warm up north in Darwin, Cairns and Townsville.
Perfect for: Skiing, wildlife viewing, and northern travel in Kakadu National Park.
Tourist Flow: Low except ski areas like Thredbo and Perisher.
Flights and Hotel Rates: Cheapest; many discounts.
Return Airfare from India (Approx): ₹40,000–₹65,000
Keep in Mind: Some places may be closed; pack warm layers, a waterproof jacket and gloves for cold weather.
Interesting Facts About Australia
Unique Wildlife: Kangaroos, koalas, wombats and platypuses are found nowhere else. Snap photos with rare creatures, but watch out for snakes and spiders.
Endless Beaches: Visit one new beach daily! It would take 27 years to see over 10,000. Relax on world-famous sands, from Bondi to Whitehaven.
Coral Wonder: The Great Barrier Reef, over 2,300 km long, is the largest coral system. Snorkel, dive and swim with tropical fish and turtles.
Sand Island Marvel: Fraser Island (K’gari), east of Queensland, is the world’s largest sand island. Explore rainforests on sand, crystal lakes and wild dingos—truly one-of-a-kind.
No Volcanoes: This is the only continent with no active volcanoes. Explore safe, stunning landscapes without worry.
Multicultural Cities: Melbourne has more Greeks than any city outside Greece, and its vibrant Indian food scene, festivals and communities also welcome Indian travellers.
Snowy Peaks: The Australian Alps get more snow than the Swiss Alps, surprising many who think Australia is all beaches.
Clean Air: Tasmania’s Cape Grim offers the cleanest air on Earth. Enjoy fresh, pure breezes in lush, green national parks.
Women Vote: Australia allowed women to vote in 1902, second only to New Zealand. Today voting is mandatory with a $20 fine for not participating.
Wine Regions: Australia has over 60 separate wine regions, offering endless variety from the Southern Highlands to Western Australia’s vineyards.
Essential Apps for Your Australia Trip
Accommodation and Hotel Booking
Beyond standard hotels, explore uniquely Australian stays through Hipcamp for camping spots, Big4 Holiday Parks for family-friendly cabins or Stayz for vacation rentals. These platforms offer everything from beachfront properties to bushland retreats.
Navigation
You can use CityMapper for real-time public transport updates in major cities. For road trips, Sygic offers detailed offline maps with speed limit warnings. Emergency Plus provides GPS coordinates to emergency services in remote locations.
Transport
Each state has dedicated transport apps: TransPerth for Western Australia, Adelaide Metro for South Australia. Jetstar and Virgin Australia apps handle domestic flights. Campervan rentals through the Apollo app suit road trip adventures.
Sightseeing and Events
Australia's national parks use ParkAustralia for entry passes and trail maps. Yelp reveals hidden local gems. The AllEvents app lists all festivals and events nationwide. For cultural updates, subscribe to newsletters from Sydney Opera House, Sydney Festival, AGNSW, MCA and other major venues’ official websites.
Food Delivery
Beyond mainstream options, try Providoor for restaurant-quality meals at home, or Milk Run for grocery delivery. Regional favourites include Delivereasy in smaller towns, plus speciality apps for wine delivery like Winedirect.
Currency & Finances
Convert AUD with XE Currency or Currency Converter Plus (iOS & Android) for real-time exchange rates. You can use digital banking apps like Up. CommBank, ANZ, or Westpac offer fee-free ATM locations. Transfers to others are done via bank transfers using Pay ID for instant payments.
Key Takeaways
Australia welcomed over 7.63 million international visitors in 2024, making it a top destination. It has also been reported that 85% of Indian travellers who intend to travel plan to buy travel insurance, indicating that more and more Indian travellers are prioritising protecting their journey, making it a standard practice.
This growing trend makes sense because Australia's tourism is expanding rapidly, and popular attractions are getting busier. When unexpected changes happen to your plans, having coverage means you can quickly adjust without losing money or missing once-in-a-lifetime experiences.
That's exactly why IndusInd Australia Travel Insurance (formerly Reliance Australia Travel Insurance) offers medical coverage up to USD 500,000, in case you need hospital care in Sydney or emergency treatment when exploring the Outback.
What makes us different is our 24/7 support that works around the clock, helping you whether you're exploring Melbourne at midnight or watching Uluru's sunrise. Plus, our IndusInd Insurance app lets you file claims and manage policies instantly from your phone, perfect for today's digital travellers.
Beyond convenience, we also cover the most common travel issues - flight delays and baggage problems. Since Australia's medical costs can reach over AUD 2,000 daily for visitors and the continent has many remote locations, having emergency assistance becomes absolutely essential.
Best of all, our flexible plans suit solo travellers, families and groups perfectly. You can buy your policy instantly online and get immediate coverage, so there are no last-minute worries.
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