Tata Safari car insurance starting at just ₹238/month*
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Up to 90% Discount*
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11,000+ Network Garages*
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Buy, Renew & Claim on Self-i
Tata Safari Car Insurance
The Tata Safari is an iconic SUV that blends bold design with unmatched comfort, making it the perfect companion for family adventures and long drives. Its commanding road presence and advanced safety features ensure peace of mind on every journey. But even the most reliable SUVs need protection and that’s where IndusInd car insurance comes in.
Unexpected events like floods during monsoon or accidental damage can lead to costly repairs. With our comprehensive car insurance plan, you can safeguard your Safari against such risks. Add-ons like Engine Protect ensure that water damage doesn’t burn a hole in your pocket.
Remember, car insurance is mandatory for all vehicles in India. So, securing your Tata Safari with at least a third-party plan is essential.
Partner with IndusInd General Insurance (formerly Reliance General Insurance) to buy your policy online and store it safely on your phone via the IndusInd Self-i app. Quick, easy, and always accessible because your Safari deserves the best protection.
IndusInd General Insurance (previously known as Reliance General Insurance) offers access to a wide range of add-ons, a simple claim process, 24x7 customer support and a strong cashless garage network, all designed to keep your Tata Safari protected.
Why Do You Need Tata Safari Insurance?
Legal Mandate
Owning a Tata Safari means you must comply with the Motor Vehicles Act, which mandates at least third-party car insurance for every vehicle. Driving without valid insurance can attract fines of ₹2,000–₹4,000 and even imprisonment for up to 3 months in severe cases. A comprehensive Tata Safari car insurance plan ensures you meet legal requirements while enjoying complete peace of mind on every journey.
Covers Car Repairs
The Tata Safari is built for comfort and adventure, but even the most robust SUVs can suffer damage from accidents or rough terrain. Repairing dents, scratches, or major breakdowns can be expensive without insurance. With a comprehensive Tata Safari car insurance policy, you can cover repair costs easily, ensuring your SUV stays in top condition without draining your savings.
Covers Car Theft
Modern Tata Safari variants come with advanced features and a premium price tag, making them attractive targets for theft. Losing your car can be financially devastating, but insurance helps you recover by reimbursing the Insured Declared Value (IDV). Opt for add-ons like Return to Invoice to get the full invoice amount back, offering maximum protection against total loss scenarios.
Covers Natural Disasters
Whether it’s driving through heavy rains or parking in flood-prone areas, natural disasters can cause severe damage to your Tata Safari. Comprehensive insurance covers repair costs for damages caused by floods, landslides, and other calamities, ensuring your SUV is protected against unpredictable weather conditions and saving you from hefty out-of-pocket expenses.
Covers Fire and Fire-Related Damage
Fire accidents can occur due to short circuits, lightning strikes, or unforeseen mishaps. Repairing fire-related damage can be costly, but with Tata Safari car insurance, you’re covered. Comprehensive plans include protection against fire damage, helping you manage repair or replacement costs without financial stress, so your SUV remains safe and secure.
Network Garages & Genuine Parts
Tata Safari owners deserve the best care, and that’s why insurance plans offer access to a wide network of authorized garages. These garages use genuine spare parts and certified technicians, ensuring high-quality repairs every time. This not only maintains your car’s performance but also prevents future issues caused by counterfeit parts, giving you complete confidence in your coverage.
Types of Tata Safari Car Insurance Plans
Comprehensive Car Insurance
A comprehensive policy offers complete protection for your Tata Safari. It covers third-party liabilities and damages to your own car, whether caused by accidents, collisions, or natural disasters. For instance, if your Safari meets with an accident, this plan takes care of repair costs for both vehicles involved. Plus, you can choose from 10+ add-ons like Zero Depreciation and Engine Protect for enhanced coverage.
Pay As You Drive Car Insurance
This innovative plan is perfect for Tata Safari owners who drive occasionally. You pay premiums based on the kilometers you drive annually, with options ranging from 2,500 to 10,500 km and a 125 km grace buffer*. Unused kilometers can be carried forward, and you can top up anytime. Ideal for those working from home or owning multiple cars, this plan ensures cost-effective coverage without compromising on protection.
Third Party Car Insurance
Third-party insurance is mandatory under the Motor Vehicles Act and is the most affordable option for Tata Safari owners. It covers legal and financial liabilities arising from damage to another person’s property or injuries caused during an accident. For new car owners, we offer a convenient 5-year plan where you pay once and stay covered for years, ensuring compliance and peace of mind without repeated renewals.
Own Damage Car Insurance
If you already have third-party coverage, this standalone policy protects your Tata Safari against accidental damage, fire, theft, and natural calamities like floods or landslides. Flexible policy terms ranging from one month to a year allow you to customize coverage as per your needs. With this plan, you can safeguard your SUV from unexpected expenses and keep it in top condition without financial strain.
IndusInd General Insurance offers features designed specifically for how and where a Tata Safari is typically driven, whether it is urban traffic, village roads or long highway journeys.
Disclaimer: Please refer to the official policy documents for detailed information.
Disclaimer: For the complete list of Inclusions and Exclusions, please refer to the policy wording by clicking here.
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Tata Safari Insurance Add-On Covers
Add-ons are the perfect way to enhance your Tata Safari’s base insurance coverage. Give your Tata Safari extra protection, cost savings, and peace of mind during emergencies. Choose from these popular options to customize your coverage.
Return to Invoice
Extra Protection
If your Tata Safari is stolen or damaged beyond repair, this add-on reimburses the full invoice value instead of the depreciated amount. It ensures you recover the original purchase price, offering complete financial security in case of total loss.
NCB Retention
Money Saver
Even after making one claim, you can retain your No Claim Bonus with this add-on. It helps you save significantly on future premiums, making it a smart choice for Tata Safari owners who value long-term cost benefits.
Engine Protector
Extra Protection
Water damage during monsoon or oil leakage can lead to costly engine repairs. This add-on covers engine repair expenses, safeguarding one of the most critical components of your Tata Safari against unexpected breakdowns.
Nil Depreciation
Extra Protection
With this add-on, you receive the full claim amount without any deduction for depreciation on parts. It’s ideal for new Tata Safari owners who want maximum reimbursement for repairs and replacements.
Key Replacement
Emergency
Lost or stolen keys can be inconvenient and expensive to replace. This add-on covers the cost of replacing your Tata Safari’s keys, ensuring you’re never stranded due to missing keys.
Daily Allowance
Money Saver
If your Tata Safari is in the garage for repairs after an accident, this add-on provides a daily allowance for alternative transport. It helps you manage travel expenses without disrupting your routine.
Tyre Protection
Extra Protection
Tyres are prone to damage from potholes, sharp objects, or accidents. This add-on covers the cost of repairing or replacing damaged tyres, saving you from unexpected expenses.
Geo Extension
Extra Protection
Planning to drive your Tata Safari outside India? This add-on extends your insurance coverage to foreign countries, ensuring you stay protected wherever your journey takes you.
Rim Protection Cover
Extra Protection
Accidents, potholes, or road debris can damage your car’s rims. This add-on covers the cost of rim repair or replacement, maintaining your Tata Safari’s performance and aesthetics.
Emergency Hotel Accommodation
Emergency
If you’re stranded due to a breakdown or accident far from home, this add-on covers emergency hotel accommodation expenses, ensuring comfort during unexpected delays.
Pay-As-You-Drive
Money Saver
Drive less, pay less! This add-on lets you pay premiums based on the kilometers you drive annually. It’s perfect for Tata Safari owners who use their car occasionally and want cost-effective coverage.
24/7 Roadside Assistance
Emergency
From towing and fuel delivery to battery jump-starts, this add-on ensures help is always available when your Tata Safari breaks down mid-journey. It may also include emergency accommodation if needed.
Total Cover
Extra Protection
This premium add-on reimburses the full on-road price of your Tata Safari in case of severe damage or total loss, offering unmatched financial security for your prized SUV.
EMI Cover
Money Saver
If repairs take more than 21 days, this add-on covers your car loan EMIs during the downtime. It’s a lifesaver for Tata Safari owners who want to avoid financial strain during long repair periods.
Consumables Expenses
Extra Protection
Accidents often require replacing consumables like nuts, bolts, and engine oil. This add-on covers these costs, ensuring you don’t pay extra for minor but essential components.
Loss of Personal Belonging
Extra Protection
If valuables like smartphones or laptops are stolen from your Tata Safari, this add-on reimburses their cost, giving you peace of mind against theft-related losses.
Electrical Accessories
Extra Protection
Covers electrical accessories such as music systems or navigation units installed in your Tata Safari, ensuring they’re protected against accidental damage or theft.
Non-Electrical Accessories
Extra Protection
Protects non-electrical accessories like seat covers and other fittings, ensuring your Tata Safari’s interiors remain in top condition without extra expense.
Factors Affecting Tata Safari Car Insurance Premium
Tata Safari car insurance premium is shaped by specifications, the coverage you select, add‑ons, and real‑world risk factors. Understanding these inputs helps you choose protection that’s priced and tailored to how and where you drive without compromising on peace of mind.
Tata Safari’s IDV
The Insured Declared Value (IDV) is the current market price of your Tata Safari. A higher IDV means a higher premium but also ensures better compensation during claims. Choosing an optimal IDV is crucial for balancing coverage and cost.
Type of Coverage
Your choice between third-party, own damage, or comprehensive coverage directly impacts the premium. Comprehensive plans offer wider protection but come at a higher cost, while third-party coverage is more affordable but limited.
Add-On Covers
Add-ons like Engine Protect, Zero Depreciation, and Roadside Assistance enhance your coverage but also increase the premium. The more add-ons you choose, the higher your overall insurance cost will be.
Car’s Make and Model
Premiums vary based on your Tata Safari’s variant, fuel type, and engine capacity. Higher-end models or those with larger engines generally attract higher premiums due to increased repair and replacement costs.
Claim History
If you have a clean claim record, you can enjoy a No Claim Bonus (NCB) and pay less for your premium. Frequent claims, however, can raise your insurance cost significantly over time.
Installing Anti-Theft Devices
Equipping your Tata Safari with IRDAI-approved anti-theft devices reduces the risk of theft and damage. This added security can help lower your premium, making it a smart investment for cost-conscious owners.
Tata Safari Key USPs
Disclaimer: For precise claim-related information, please refer to our policy documents or get in touch with our customer helpline.
Tata Safari - Models and Prices
The Tata Safari comes in multiple variants, each designed to suit different driving styles and preferences. From feature-packed base models to premium trims with advanced technology, there’s a Safari for every kind of journey. Check out the complete list of variants below to find the one that matches your needs perfectly.
Tata Safari Car Models | Ex Showroom Price |
|---|---|
Tata Safari Smart Diesel (base model) | ₹15,49,990 |
Tata Safari Smart (O) Diesel | Manual | ₹16,34,990 |
Tata Safari Pure Diesel | Manual | ₹17,34,990 |
Tata Safari Pure (O) Diesel | Manual | ₹17,84,990 |
Tata Safari Pure Plus Diesel | Manual | ₹19,04, 990 |
Tata Safari Pure Plus S Diesel | Manual | ₹19,34,990 |
Tata Safari Pure Plus S Dark Edition Diesel | Manual | ₹19,64,990 |
Tata Safari Pure Plus AT | ₹19,84,990 |
Tata Safari Pure Plus S AT | ₹19,99,990 |
Tata Safari Adventure | ₹19,99,990 |
Tata Safari Pure Plus S Dark Edition AT | ₹20,64,990 |
Tata Safari Adventure Plus | ₹21,84,990 |
Disclaimer: The prices mentioned are subject to change based on your city of residence, car model, variant, year of purchase and the dealership you are buying your car from. The prices mentioned above have been taken from this source.
Key Takeaways
If you use your Tata Safari to commute through bustling city streets, take family road trips, or navigate rugged village roads, you already know the value of this iconic SUV. Built for strength and comfort, the Safari handles most challenges with ease but even the toughest vehicles aren’t immune to unexpected risks. Accidents, flash floods, or tyre blowouts can lead to costly repairs and downtime.
That’s why protecting your Safari with a reliable car insurance plan is essential. With IndusInd Tata Safari Insurance (formerly Reliance Tata Safari Insurance), you get comprehensive coverage starting at just ₹238/month*, backed by 24/7 assistance and a seamless digital experience.
Our plans cover accidents, fire damage, and natural disasters like floods and earthquakes. Plus, you enjoy legal protection through third-party liability coverage, ensuring complete peace of mind on every journey.
And here’s the best part—repairs at any of our 11,000+ network garages* come with cashless service, so you don’t pay upfront. Claims are quick and hassle-free, thanks to our video claims feature on the IndusInd Self-i app. Secure your Tata Safari today with a personalized insurance plan that fits your lifestyle. Call us now or buy online in just a few clicks!
Safari insurance starting at just ₹238 per month*
Get Tailored Car Protection With Us!
Get all-around protection for your Tata Safari with coverage against own damage, theft and more! You also have the option to add useful add-ons for enhanced coverage as per your needs.
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Disclaimer:
*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.
Claim Settlement Ratio: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.
Premium: The premium mentioned for car Insurance excludes taxes for the private car model Maruti Suzuki Alto 800 with a cubic capacity of less than 1000 cc for a 1-year Own Damage Insurance policy for an IDV of ₹2,34,728. The premium used is 2,853/year as of 1 March 2023 and then converted into a per-month basis, which gives us ₹238/month (2,853/12).
Discount: The discount varies basis vehicle specifications, No Claim Bonus discount and Geographical location of the vehicle to be insured. Discounts have been calculated on the basis of the rates prescribed under erstwhile Indian Motor Tariff. Discounts are applicable only to the Own Damage section and discounts may vary as per the vehicle make, model, RTO, age of the vehicle and addition of add-ons like Reliance Limit Sure-Pay As You Drive.
Comprehensive Car Insurance/Car Insurance UIN: Details mentioned here are for the product- Reliance Private Car Package Policy. UIN: IRDAN103RP0010V02100001; Reliance Private Car Policy – Bundled, UIN: IRDAN103RP0007V02201819; Reliance Private Car Policy- Standalone Own Damage UIN- IRDAN103RP0001V01201920; "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819.
Own Damage UIN: Details mentioned here are for the product- Reliance Private Car Policy- Standalone Own Damage, (UIN-IRDAN103RP0001V01201920)
Third-Party UIN: Details mentioned here are for the product- "A" Policy for Act Liability Insurance ( Pc /Tw/Commercial ), UIN: IRDAN103RP0003V01200102; A" Policy for Act Liability Insurance (Private Car) – 3 years, UIN: IRDAN103RP0003V01201819