Nepal travel plans starting at just ₹306*
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Flight Cancellation Covered*
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Baggage Loss Covered*
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Passport Loss Covered*
Travel Insurance for Nepal
The mighty trails of Mount Everest, the sacred Pashupatinath Temple in Kathmandu and the peaceful monasteries of Lumbini make Nepal a destination that blends adventure with deep spirituality. For Indian travellers, the shared cultural ties, religious significance and visa-free access add to the appeal.
But even the most well-planned journey can face disruptions. For instance, if your connecting flight to Lukla is delayed due to dense fog or high winds, you may incur unexpected costs for rebooking or additional hotel stays. With IndusInd travel insurance (formerly known as Reliance General Insurance), these extra expenses are covered with our trip delays/cancellation coverage.
Now, imagine arriving at Tribhuvan International Airport and discovering your checked-in baggage is missing. Our policy helps you purchase essential items, allowing your trip to continue comfortably.
Our travel insurance plans are designed for real-time challenges faced in all kinds of destinations. With features like cashless claims via the IndusInd Self-i App, help is just a tap away, even in remote or high-altitude locations. So whether it is for faith or adventure, your trip to Nepal is secured.
A health insurance plan covers for these unexpected medical expenses, ensuring you don't have to bear the financial burden. You can focus on getting the medical care you need without worrying about the cost. In simple terms, health insurance helps you to reduce or avoid a larger financial stress by paying a comparatively smaller premium.
$500,000 Coverage*
High Medical Coverage
24/7 Customer Support*
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99.57% Claims Settled*
Speedy claim processes
No Medical Check-ups*
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Benefits of Buying Nepal Travel Insurance
Medical Coverage
Are you planning treks to the Annapurna Circuit or exploring the passes of the Everest Base Camp? Such high-altitude spots may lead to altitude sickness. However, with high medical coverage of up to USD 500,000*, you can enjoy your trip by getting the required medical attention, even for emergency dental treatments of up to USD 500*.
Passport Loss
Imagine losing your passport while navigating crowded festivals like Dashain in Pokhara or during a busy market day in Bhaktapur. We cover up to USD 300* incurred during reporting the loss, courier charges and for reissuing your passport. We ensure you get your passport back without any hassles, guiding you throughout the process.
Flight Delays & Missed Connections
Mountain weather around Lukla or Pokhara can ground flights without notice, causing you to miss onward connections or a flight back home. We provide up to USD 60 per day* for delays over 12 hours and reimburse prepaid costs, such as mountain lodge stays or guided tour bookings that you miss because of flight disruptions.
Baggage Loss and Delay
You arrive at Tribhuvan International Airport eager to start your trek, only to find your bags haven’t landed with you. For baggage delays exceeding 12 hours, you can claim up to USD 100* for buying essentials. For total loss, we reimburse up to USD 1,500* so you can replace gear, clothes and toiletries and continue your adventure.
Personal Liability Insurance
Roaming through the busy markets in Thamel from one handicraft store to another? Crowded shops can lead to accidental damage, such as breaking a famous singing bowl, which can result in expensive compensation. Our personal liability cover of up to USD 250,000* ensures you’re protected against compensation demands in Nepal’s legal system.
Emergency Cash Assistance
Imagine your wallet goes missing on a jungle safari in Chitwan or while buying permits in Namche Bazaar, remote areas where ATMs are rarely found. We provide up to USD 300* in emergency cash assistance to cover guide or porter payments, teahouse stays, and local transport until you can access your funds again.
Individual Travel Plan
Whether it is a solo trek in Nepal or a spiritual journey in Kathmandu, your adventure is secure with IndusInd travel insurance plans. We offer a wide range of coverage, including trip delays and cancellations, missed connections and baggage delays, ensuring your solo adventure turns into a fond memory.
Family Travel Plan
Is Nepal the next destination for your family getaway? Our family plan will ensure a smooth experience by covering all your loved ones under a single policy. The shared coverage of up to $250,000* and other insurance benefits will reduce the hassles of buying separate individual policies for each member.
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What is covered?
Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.
Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.
Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.
Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.
Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.
What is not Covered?
Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.
Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.
Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.
Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.
Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.
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Anyone who is above 18 years of age, have completed education up to at least 10th Standard and has a valid Aadhaar card & PAN card. For instance, below are few categories who can be benefited the most.
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Medical Claim
Medical Claim
Medical Claim
For medical claims, let us know via our helpline or email using your policy number.
Check if the hospital accepts cashless claims & submit the claim form.
IndusInd Care (previously Reliance Care) will review the claim and your documents.
Upon approval, we place a Guarantee of Pay (GoP) to the hospital.
If the hospital does not agree to the GoP, you can always file a reimbursement claim.
disclaimer
Visa for Nepal from India
Indian citizens do not need a visa to visit Nepal. However, you must have a valid passport and a voter ID card if you are flying by air from India.
Moreover, you can also visit Nepal by bus or train via multiple routes from Delhi, Varanasi, Kolkata, Gorakhpur, Patna and so on.
For Adults
Valid Indian passport (Original)
Voter ID issued by the ECI (Election Commission of India)
Emergency certificate granted by the Embassy of India in Kathmandu
Standard OPD Cover: These plans typically cover basic out-patient expenses such as doctor consultations, diagnostic tests, and medicines.
For Children (Below 18 years of age)
Valid Indian passport or official birth certificate.
School ID card or a signed and sealed letter from the school as a supporting document
Standard OPD Cover: These plans typically cover basic out-patient expenses such as doctor consultations, diagnostic tests, and medicines.
Embassy of Nepal in India and Indian Embassy in Nepal
Parameteres | Embassy of Nepal in India | Embassy of India in Nepal |
|---|---|---|
Location | New Delhi, India | Kathmandu, Nepal |
Address | 1, Barakhamba Road, Vakil Lane, Mandi House, New Delhi - 110001 | Kapurdhara Marg 336, Kathmandu 44600 |
Contact Number | +91 11 2347 6200 | +977-1-4423702 |
Email Address | ||
Website | ||
Operating Days | Monday - Friday | Monday - Friday |
Operating Hours | 9 AM to 1 PM & 2 PM to 5 PM | 09:00 AM - 5:30 PM (NST) |
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Govt Supported
Govt Supported
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Best Time to Visit Nepal
October to November
What to Expect: Post-monsoon skies are crystal clear, landscapes are lush, and weather is cool and dry, with temperatures ranging from 18-22°C.
Perfect For: Everest and Annapurna treks, Dashain and Tihar celebrations, wildlife safaris.
Tourist Flow: High
Flights & Hotel Rates: High
Return Airfare from India: ₹45,000–₹75,000*
Keep in Mind: Book treks, flights and stay early, as this is Nepal’s busiest tourist season.
March to September
What to Expect: March to May offers spring blooms and stable weather, and June to September brings monsoon rains and humid conditions.
Perfect For: Spring treks in lower altitudes, exploring Kathmandu Valley, visiting Mustang (rain-shadow region).
Tourist Flow: Moderate in spring, low during monsoon
Flights & Hotel Rates: Moderate to Low
Return Airfare from India: ₹35,000–₹65,000*
Keep in Mind: Trekking is great till May, but expect delays and slippery routes from June onward due to rain.
December to February
What to Expect: Cool, dry days in the south; freezing nights and snow at high altitudes, but excellent mountain visibility.
Perfect for: Low-altitude treks, sightseeing in Kathmandu and Pokhara, Chitwan safaris.
Tourist Flow: Moderate to Low
Flights & Hotel Rates: Moderate to Low
Return Airfare from India: ₹40,000–₹70,000*
Keep in Mind: Avoid high-altitude treks without proper gear because some trails may be closed due to snowfall.
Interesting Facts About Nepal
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First Heading
Mountain Ranges: Nepal is home to Mount Everest and seven of the world’s ten highest peaks, making it a dream for Indian trekkers.
UNESCO Sites: Kathmandu Valley has seven UNESCO World Heritage Sites, all located close to each other, ideal for cultural explorers
Most Unique Flag: Nepal’s flag is unique. It’s the world’s only non-rectangular national flag with two triangular shapes.
Buddha’s Birthplace: Lumbini in Nepal is Lord Buddha’s birthplace, drawing spiritual travellers from across India
Culturally Rich: Over 125 languages and 142 ethnic groups live in Nepal, offering a rich blend of cultures and festivals.
Range of Experiences: Nepal’s elevation ranges from 60 m to 8,848 m, letting you experience jungles and snow-clad peaks in one tri
Welcoming to Tourists: Tourism contributes 25% to Nepal’s GDP, making every visitor a part of the local economy
National Sport: Volleyball is Nepal’s national sport, not cricket—a fun surprise for Indian visitor
Living Goddess: Nepal worships a living goddess, the Kumari, who appears during special processions in Kathmandu.
Deep Gorges: Nepal has one of the world’s deepest gorges, the Kali Gandaki, plus record-setting lakes and valleys perfect for adventure lovers.
disclaimer
Essential Apps for Nepal Trip
Creating assets takes years of hard work, but one theft can leave you crippled financially. The Reliance Burglary and Housebreaking Insurance Policy keeps your property safe and gives you the peace of mind that you deserve.
Translation
Getting around Nepal is easier when you understand a few local phrases. Use Google Translate for quick English–Nepali translation. Use the Hamro Nepali Dictionary app and SimplyLearnNepali to learn common phrases easily.
Accommodation & Hotel Booking
Whether you’re staying near Phewa Lake in Pokhara or close to Boudhanath Stupa in Kathmandu, Booking.com and Agoda offer verified stays and INR payment options. Budget travellers can also use OYO Nepal, which is popular among Indian tourists for short and budget hotel stays.
Navigation
For exploring cities and trekking trails, Maps.me offers detailed offline maps of remote routes like Annapurna. Google Maps, Maps.me and GPSMyCity work well for in-city navigation in Kathmandu, Pokhara and Lumbini. Baato Maps gives information about public bus routes.
Transport
In cities like Kathmandu, InDrive, Taximandu, and Pathao are reliable for booking bike taxis or cars at fair rates. Tootle, a local favourite, lets you book scooty rides for short-distance commutes and is perfect when traffic is heavy.
Sightseeing and Events
The Travel Nepal+ app lets you book hotels, buses, and activities. It also offers offline maps and guides. The official Nepal Guide Info is another handy app to find certified trekking guides and organise hiking trips across Nepal. For trekkers, use Windy or Honeyguide for information about your treks.
Food Delivery
Craving local food after a long trek or city tour? Foodmandu and Bhoj are go-to food delivery apps in Kathmandu and Pokhara, while Mero Kirana is ideal for groceries if you’re staying in an Airbnb or guesthouse.
Key Takeaways
Nepal offers breathtaking views of the Himalayas, including Mount Everest, lush green landscapes and vibrant cultures. Nepal is home to diverse ethnicities, spiritual sites like Pashupatinath Temple and Lumbini and colourful festivals. With visa-free entry for Indians, Nepal offers easy access to all of its spectacular beauty, making it the best destination to visit near India.
In 2024 alone, over 3.17 lakh Indian tourists visited Nepal, making India its largest source of foreign visitors, as per the Nepal Tourism Board. However, with increasing tourism, there is also an increased risk of lost belongings in crowded places like Thamel, especially in the peak trekking season.
Moreover, frequent flight delays at airports like Lukla, due to sudden weather shifts and low visibility. It can disrupt your onward journey to Everest Base Camp and your journey further.
That’s why it’s important to secure your trip with travel insurance that covers everything from missed flights and lost baggage to natural event disruptions. With IndusInd Travel Insurance for Nepal, you get instant claim filing through the IndusInd Self-i app, 24/7 emergency assistance, and budget-friendly coverage starting at just ₹306*.
Whether you're visiting Kathmandu, trekking the Annapurna Circuit or exploring offbeat hill towns, travel with peace.
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While it is great that your employer provides health insurance, it may not be sufficient. Employee health insurance may have limitations such as lower sum insured or coverage that may not be adequate for your needs. Also, an employer health insurance covers you only during your job tenure.
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While it is great that your employer provides health insurance, it may not be sufficient. Employee health insurance may have limitations such as lower sum insured or coverage that may not be adequate for your needs. Also, an employer health insurance covers you only during your job tenure.
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
Tax Benefits for the proposer
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