50 Lakh Health Insurance Plan Starting at Just ₹243/month*
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Up to 40% Discount*
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24x7 Customer Support*
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10,000+ Network Hospitals*
50 Lakh Health Insurance
If you are someone who is seeking comprehensive coverage, then a ₹50 lakh health insurance plan is the ideal choice. This plan is most useful for advanced treatments and multiple medical needs in a year. Overall, it's a safeguard against all your emergency medical needs.
Healthcare costs in metropolitan cities such as Bangalore, Mumbai, and Delhi are extremely high. Cancer care, heart surgery, and long ICU stays can cost in lakhs. That's where this plan comes into play. With a ₹50 lakh insurance plan, you get overall protection for your medical needs.
At IndusInd General Insurance (also known as Reliance General Insurance), our ₹50 lakh health plans are designed to offer robust protection at modest premiums. With restore benefits, no room rent limit, quick cashless claim, this plan protects you against advanced treatments, letting you focus on your health while we handle your expenses.
Why Buy a ₹50 Lakh Health Insurance Plan?
Increasing Healthcare Costs
Medical expenses are rising fast. This makes lower sum insured policies insufficient. A ₹50 lakh plan offers ongoing, sufficient coverage for the future.
Family Protection
A ₹50 lakh plan can be perfect for a small nuclear family, covering your spouse and dependent children if you live in a metro city with high healthcare costs. It acts as a safety net for sudden medical emergencies and planned treatments.
Critical Illness Cover
Critical illnesses like cancer and heart surgery are costly. A ₹50 lakh plan easily covers these treatments, including second opinions, repeat hospitalisations, and post-surgery care.
Cashless Treatment
With ₹50 lakh health insurance, you can get quick access to medical facilities without paying a large sum of money. Visit a network hospital, present your health card, and obtain the necessary approvals to initiate treatment.
Medical costs are increasing daily. Our health insurance plans provide coverage against the rising cost of medical treatments and offer comprehensive medical services. We ensure that healthcare remains accessible to you at times of need.
Types of IndusInd ₹50 Lakh Health Insurance Policies
IndusInd Health Infinity Insurance
This is an extensive insurance plan designed for professionals and modern families seeking comprehensive coverage without limits. It provides sum insured from ₹3 lakh up to ₹5 crore, diagnostics, OPD, rehab, consumables, and home care with wellness perks, annual checkups, inflation shield, and NCB. This plan is perfect for urban HNIs, corporates, and large families seeking complete protection.
IndusInd Health Gain Insurance
IndusInd Health Gain is a flexible health insurance plan that allows you to choose what you need. It offers coverage in India only, with a sum insured ranging from ₹3 lakh up to ₹1 crore. It offers benefits such as smart OPD add-ons, reinstatement of the sum insured, shorter waiting periods, and co-payment options. This plan suits growing families and urban professionals as it offers family cover and long-term discounts.
IndusInd Health Global Insurance
IndusInd Health Global Insurance Plan is a policy that works beyond borders. It is designed for NRIs, HNIs, and frequent flyers who need healthcare accessible anywhere in the world. It provides global coverage up to USD 1 million, with optional unlimited reinstatement, India coverage, yearly no-claim bonus, home care, and OPD add-ons. It also offers concierge services, including travel and visa support. It is designed to give borderless, seamless protection for a global lifestyle.
IndusInd Health Super Top Up Insurance
If you are looking for extra protection beyond your basic insurance plan, then the IndusInd Health Super Top-Up Plan is for you! It provides additional protection to your plan with sums insured from ₹5 lakh to ₹1.3 crore. It covers major medical expenses, including maternity, AYUSH, hospitalisation, and air ambulance charges. Not only this, but perks like NCB benefits, deductible buyback, and premium waiver on critical illness make it perfect to strengthen your family’s health needs.
Disclaimer: The list of inclusions and exclusions varies depending on the type of plan you choose. Read your policy documents carefully here.
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Who Should Consider ₹50 Lakh Health Insurance?
Large Families
Families with a large number of dependents, like older parents or children, have regular medical needs. These families can choose a large sum insured up to ₹50 lakhs.
Families With A History Of Serious Illness
Some families have a history of serious illnesses such as cancer, diabetes, etc. Such families should purchase a high sum-insured policy and create a safeguard in advance.
Individual With Pre-existing Conditions
All those who suffer from pre-existing conditions need regular treatments. These treatments are very expensive. That's why a high sum insured plan would be perfect for them. They would be able to manage the finances easily.
Up to 40% Discount*
Quick Cashless Claims via Self-i
10,000+ Network Hospitals*
Claim Process For ₹50 Lakh Health Insurance
Cashless Claims
Step 1
Register your claim through the Self-i App. Also, you can call us (+91 224890 3009) or send an email.
Step 2
Use the cashless network hospital locator widget below to find your nearest hospital.
Step 3
Visit any authorised hospital and submit your documents to RCare.
Step 4
The hospital's TPA desk will send us your medical expenses.
Step 5
Our team will then coordinate with the TPA team to settle your claims.
Reimbursement Claims
Step 1
If your cashless claim is denied, pay the hospital directly.
Step 2
Be sure to collect all receipts, bills, and diagnostic reports before leaving.
Step 3
Raise your claim through our app, email, or website.
Step 4
Upload necessary documents and file the claim form.
Step 5
You will be reimbursed once your request is reviewed.
Key Takeaways
Medical expenses in India are escalating rapidly, primarily due to the cost of advanced treatments and critical illnesses. But with the IndusInd ₹50 lakh health insurance plan, it's easy and manageable. The plan offers a strong safeguard against expensive medical treatments. It makes sure that you and your family stay protected against the skyrocketing cost of medical treatments. This policy is mainly beneficial for people living in metro cities, as here the healthcare costs are high.
What makes IndusInd ₹50 lakh health insurance different is its affordability and coverage. Customers benefit from cashless hospitalisation across 10,000+ network hospitals* with this plan. In addition to this, it also offers coverage for modern treatments, such as organ transplants, robotic surgeries, and AYUSH alternatives. This makes it relevant for a variety of medical needs.
Another plus point is its no-claim bonus* feature, where your sum insured rises every claim-free year. This way, you get more coverage without paying any extra amount. This plan is also available on a floater basis for families too. This means that one policy can cover all family members at a reasonable premium.
Reliance General Insurance
Aapke Protection ka All-rounder
₹50 lakh health insurance starting at just ₹243 per month*!
₹50 Lakhs of Assurance for Every Stage of Life
Lock in your ₹50 lakh shield today and cover life’s unexpected moments! Our policies are designed with today's healthcare needs in mind to ensure you stay secure.
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Disclaimer:
*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.
The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.
Claim Settlement: This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.
Premium: The premium mentioned is excluding taxes for single person aged between 5 years to 20 years with individual health policy for Sum Insured of ₹3 lakhs considering no adverse health conditions/pre-existing disease/medical conditions with waiting period of 3 years. For more details, please refer to the policy wordings. Premium used is 2,919/year converted into a month which gives us Rs.243/month (2,919/12).
Health Infinity UIN: The details mentioned above are for Reliance Health Infinity Insurance UIN: RELHLIP23120V042223
Health Gain UIN: The details mentioned above are for Reliance Health Gain Policy. Reliance Health Gain UIN: RELHLIP22229V032122
Health Gain Discount: Maximum discount applicable for Reliance Health Gain Policy is 40% excluding long term healthy discount(aggregate)
Health Super Top-Up UIN: The details mentioned above are for Reliance Health Super Top Up. UIN- RELHLIP21617V012021.
Health Global UIN: Details mentioned above are for Reliance Health Global UIN: IRDAN103RP0001V01202324
Tax Benefits: Tax benefits are subject to conditions under Section 80D of the Act and amendments thereof. The tax laws are subject to amendments/changes from time to time. Please consult your tax advisor for details.
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