Aarogyasri Health Insurance Telengana
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Coverage upto ₹5 Crores
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10,000+ Network Hospitals
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24*7 Dedicated Claim Support
Aarogyasri Health Insurance Telengana
The rising cost of healthcare services in Telangana has made health insurance extremely necessary for everyone. However, many families and individuals still lack basic healthcare due to their financial status.
To overcome this problem, the state government has introduced a free health insurance program in Telangana: the Rajiv Aarogyasri Scheme. This scheme allows needy and vulnerable families to avail of free medical services.
Read on to learn everything about the Aarogyasri Telangana - how to apply, who can apply, the documents required, how to download the health card and more details about the scheme.
The Rajiv Aarogyasri Health Care Trust is a state-run organisation that offers free medical services to individuals and families below the poverty line and treatment for those considered vulnerable by the government.
This body is fully funded by the state government and is run by the Department of Health and Family Welfare. The main objective of this trust is to make quality healthcare accessible to everyone regardless of their economic status.
What is Aarogyasri Health Insurance Telangana?
The Aarogyasri scheme in Telangana is a state-run program that aims to support financially struggling families. It is a health insurance scheme available exclusively to eligible residents of Telangana that allows them to get free healthcare services.
It was introduced by the Rajiv Aarogyasri Health Care Trust, which the government of Andhra Pradesh established. Note that the operations of this scheme are monitored by an official designated as the IAS officer.
The main aim of Aarogyasri Health Insurance Telangana is to provide necessary financial support to families for their medical expenses. Under this scheme, eligible families can avail of a sum insured of up to ₹10 Lakhs for pre-specified life-threatening diseases.
Under this scheme, the beneficiaries can also get cashless treatment at the network hospitals for various specialities such as cardiology, oncology, neurosurgery, orthopaedics and more.
What are the Advantages of Working as an Insurance Agent?
Rajiv Aarogyasri Telangana Eligibility Criteria
Resident of the state of Telangana.
Identified as a person below the poverty line.
Holds a valid identity card issued by the Indian government.
Features of Rajiv Aarogyasri Health Insurance Telangana
Network Hospitals
Aarogyasri Trust has an extensive network of hospitals, both government facilities and private hospitals, all across the state. This gives you the freedom to select a suitable hospital for your treatment based on your preferences. You can find the Aarogyasri Telangana hospital list on the official website.
Benefits
Aarogyasri Telangana health insurance offers financial assistance for a wide range of medical expenses, including hospitalisation, surgeries, diagnostic tests and other treatment for covered health conditions. This coverage ensures complete financial protection and lets you prioritise your health.
Claim Procedure
The claim procedure for Aarogyasri Health Insurance Telangana is simple and hassle-free. You can easily claim reimbursement for the covered medical expenses online or by visiting your nearest Aarogyasri centre. The process is quick and convenient, allowing you to balance your finances.
Medical Coverage
Aarogyasri health insurance Telangana provides financial coverage for a range of pre-specified illnesses such as cancer, kidney problems, heart diseases and more. This program allows financially weak families to avail themselves of necessary treatment without any financial struggle.
Zero Cost
The government of Telangana funds the Aarogyasri Telangana scheme. This means you don’t have to pay any premiums. You can enjoy broad coverage and benefits without bearing any financial burden. This scheme aims at providing easy access to high-quality medical care.
Documents Required for Rajiv Aarogyasri Telangana Scheme
BPL Card:The BPL (Below Poverty Line) Card is an important document for applying for the Aarogyasri Telangana scheme. It acts as an official evidence of your financial status to qualify for the program.
- Recent Photographs: You also need to submit 2-3 recent passport-size photos for identification purposes.
- White Card: Depending on your age and health status, you may also be asked to submit your white card. It is basically a medical card provided by healthcare authorities or the government. It shows your medical history and entitlement to insurance benefits.
- Ration Card: This is another document used to verify your identity, address, and economic status.
- Contact Number: You must have an active mobile number for communication purposes. This number allows the Aarogyasri Trust authorities to contact you and update you regarding the scheme.
- Email Address: Apart from a mobile number, you can also provide an email address for communication.
Inclusions and Exclusions of Aarogyasri Health Insurance Scheme
What’s Covered?
Heart Problems: The Arogyasri health insurance program covers expenses related to heart treatment, including angioplasty, bypass surgery, and valve replacement.
Kidney Problems: Aarogyasri Telangana also covers kidney ailments like stones, dialysis and transplantation.
Cancer:The Aarogyasri health insurance scheme covers the expenses resulting from Cancer treatment. It covers procedures like radiation therapy, chemotherapy as well as surgery.
Orthopaedic Conditions:This insurance scheme covers various orthopaedic treatments like joint replacement and spinal surgery.
Neurological Conditions: The Aarogyasri Telangana scheme offers coverage for Neurological problems like Parkinson's disease, stroke and multiple sclerosis.
Respiratory Conditions: Respiratory disorders like chronic pulmonary disease (COPD) and asthma are covered under Aarogyasri health insurance.
Gastrointestinal Diseases: Various gastrointestinal problems like Crohn’s disease and ulcerative colitis are also covered under the Aarogyasri Telangana health scheme.
Neonatal Care: Aarogyasri Telangana covers the cost of treating a newborn with specified medical conditions. However, this coverage is subjective and may vary depending on the circumstances and health condition.
Burns:The Aarogyasri health insurance Telangana also covers expenses resulting from burn treatment, including procedures like skin grafting and surgeries.
What’s Not Covered?
Liver Transplants
Assisted Devices for Heart Failure
Bone Marrow Transplant
Knee/Hip Surgery
HIV-AIDS
Jaundice
Gastroenteritis
Filarea
Malaria
Tuberculosis
Leprosy
Other diseases covered under National Programs like Ayushman Bharat -Pradhan Mantri Jan Arogya Yojana.
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How to Apply and Aarogyasri Card Download TS
To get a TS health card, apply online on the official website of Aarogyasri Telangana. Visit the site and open the “New Enrollment” tab.
Please complete the required information in the online form, making sure that all the details are correct and complete.
Upload the specified documents.
Submit the form and wait for the verification process.
Once verified and approved, you will receive your Aarogyasri Card, which you can use to access the benefits.
Other Activities Conducted By Rajiv Aarogyasri Telangana Trust
The government of Telangana aims to create awareness among communities regarding the Aarogyasri health scheme. The government wants to let people know about financial aid, free medication, and other services they can avail themselves of under this scheme. Under the IEC (Information, Education and Communication) framework, the Aarogyasri Trust has made it compulsory for the network hospitals to conduct free health checkups to ensure that the beneficiaries receive the best treatment based on their conditions.
Radio Advertisements: Radio ads are designed and broadcast on local radio stations to reach a wider audience. They particularly focus on villages, small towns and areas with financially weaker communities.
Pamphlet Distribution: Pamphlets are distributed to community members to introduce them to the Aarogyasri scheme. These brochures contain everything about the program, including its eligibility criteria, coverage, benefits and more.
Newspaper Articles: Many local newspapers in Telangana publish articles on the Aarogyasri scheme to reach a wider audience and inform them about the same.
Audio-Video Presentations: The trust also organises audio/video presentations to keep people informed about the scheme. These presentations explain the process, eligibility criteria, benefits and features of the Aarogyasri health insurance.
Banners and Posters: Aarogyasri Trust also displays creative and informative posters and banners in public areas like village squares and community centres to help people learn about the advantages and benefits of the Aarogyasri Telangana scheme.
Meetings: Sometimes, meetings are also organised in villages and small towns to engage with the community members and educate them about the Arogyasri health scheme. These meetings encourage people to ask questions, share their opinions and clear any doubts they have about the scheme.
Purchase IndusInd Health Insurance for All-round Financial Protection
Aarogyasri's health scheme is a commendable step taken by the government of Telangana to ensure the well-being of economically weaker sections of society. However, if you are not a resident of Telangana or do not qualify for the scheme, you can always turn toIndusInd General Insurance. We offer IndusInd health insurance plans with comprehensive coverage and benefits at super-affordable premiums.
Comprehensive Coverage
Includes hospitalisation, surgeries, diagnostics, consultations, pharmacy, ambulance, pre and post-hospitalisation.
Policy Options
Choose individual, family, senior citizen or specially-abled plans based on your needs.
Cashless Treatment
Access Cashless Everywhere, i.e., seamless cashless treatment at all hospitals - both network and non-network.
Affordable Premiums
Starting at ₹243/month, our plans ensure health protection without financial burden.
Easy Claims
We offer a simple online claim process via the IndusInd Self-i app or website.
Tax Benefits
Save up to ₹1 Lakh on premiums under IT Act Section 80D.
Relevant Links for Health Insurance
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RGI has all your answers, view them below
Is the Arogyasri health insurance scheme accepted only in Telangana?
Yes. The Aarogyasri health insurance scheme is available exclusively in Telangana. It is a state-run welfare scheme exclusive to this particular state.
What documents are required for Aarogyasri Telangana?
The documents required for Aarogyasri health insurance include proof of identity, proof of residence, bank statements/other income proof and a few other documents.
What is the cost of an Aarogyasri card?
The Aarogyasri Cards in Telangana are free for eligible candidates.
What are the inclusions of Aarogyasri health insurance?
The Aarogyasri health insurance scheme covers around 949 pre-specified illnesses. These include cancer, kidney failure, heart ailments, orthopaedic conditions, respiratory problems, gastrointestinal problems and more.
Who is eligible for Aarogyasri health insurance?
Anyone who is a resident of Telangana and is below the poverty line is eligible for the Aarogyasri health insurance scheme.
How much sum insured can I get under Aarogyasri Telangana?
You can avail of up to ₹10 Lakh sum insured per year for your medical expenses.
What are the features of Aarogyasri health insurance?
The main features of Aarogyasri health insurance include coverage for pre-specified ailments, cashless treatment and a vast network of empanelled hospitals.
Which hospitals accept the Aarogyasri health scheme?
Government healthcare facilities and some authorised private hospitals that are empanelled by the Aarogyasri Trust accept the Aarogyasri Card. You can check the list of network hospitals by visiting the official website or calling the helpline.
Can I renew my Aarogyasri health scheme in Telangana?
Yes. You can easily renew your Aarogyasri health insurance by contacting the official helpline. Alternatively, you can also visit any nearest Aarogyasri Centre to learn about the renewal process. You might be asked to submit a few documents to renew the scheme.
How can I claim benefits under the Aarogyasri health scheme?
You can claim the Aarogyasri benefits online through the official website or offline by visiting the authorised centres.
How can I apply for an Aarogyasri Telangana card in 2024?
You can apply for an Aarogyasri Telangana card on the official website by following the below steps:
- Go to the website and open the “New Enrollment” tab.
- Fill out the form with accurate details and upload the specified documents.
- Submit the form and wait for the confirmation.
- Once approved, you will receive your Aarogyasri Card in Telangana.
What is the current GST rate on health insurance premiums?
During the 56th GST Council Meeting in New Delhi, the Indian Government revealed a groundbreaking decision to exempt all health insurance policies from GST, starting September 22, 2025. The GST rate on health insurance premiums has been lowered to zero. Previously, premiums faced an 18% GST, which greatly raised the total cost.With this exemption, only the base premium is charged - making health insurance more affordable and accessible for individuals.
How does the GST exemption impact my health insurance premium?
With Zero GST, your premium is now reduced by up to 18% compared to before.You won't have to pay tax on health insurance policies anymore.This change is effective for new purchases and renewals starting September 22, 2025.
Example: A policy that earlier cost ₹15,000 (including ₹2,288 GST) will now cost approximately ₹12,712 - saving you nearly ₹2,300
Will my existing health insurance policy benefit from the GST exemption?
Yes, renewals made on or after September 22, 2025 will benefit from Zero GST.If your policy was issued before this date, GST still applies.The exemption is tied to the policy issuance and renewal date, not just payment.Future renewals will reflect the GST-free pricing, reducing your premium cost.
Do I need to pay GST on health insurance purchased before September 22, 2025?
Yes, policies purchased or issued before September 22, 2025 still include 18% GST.The Zero GST exemption applies only to policies issued or renewed on or after that date.Future renewals will reflect the GST-free pricing.
What does the new GST regulation effective 22nd September mean for Health Insurance premiums?
Starting 22nd September 2025, the GST (Goods and Services Tax) on individual health insurance premiums has been reduced to 0%, down from the earlier rate of 18%.
What this means for you:
Lower Premiums: You'll now pay only the base premium-no GST added.
Will my Health Infinity renewal premium reduce after the GST removal?
Yes, Your Health Infinity renewal premium will decrease if the renewal takes place on or after September 22, 2025.
Does the GST regulation apply to both new purchases and renewals of Health Insurance?
Yes, the new GST regulation effective from 22nd September 2025 applies to both new purchases and renewals of individual health insurance policies.
Does the GST change impact Health Gain, Health Infinity, Super Top-Up, and Hospi Care plans equally?
Yes, The GST exemption starting from 22nd September 2025 is applicable to health insurance plans such as Health Gain, Health Infinity, Super Top-Up, and Hospi Care. Provided that the policy is issued and the risk begins on or after this date, there will be no 18% GST charged on premiums. This change makes these plans more budget-friendly for both new purchases and renewals.
I renewed my health policy before 22nd September with GST - am I eligible for adjustment?
If your health insurance policy was renewed before September 22, 2025, and you paid GST, you are not eligible for any refunds or adjustments,The GST exemption applies only to transactions made on or after the effective date. Since your payment was completed earlier, the GST charged was valid under the previous tax rules and cannot be retrospectively refunded.
Disclaimers:
*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.
The premium mentioned is excluding taxes for single person aged between 5 years to 20 years with individual health policy for Sum Insured of ₹3 lakhs considering no adverse health conditions/pre-existing disease/medical conditions with waiting period of 3 years. For more details, please refer to the policy wordings. Premium used is 2,919/year converted into a month which gives us Rs.243/month (2,919/12).
Tax benefits are subject to conditions under Section 80D of the Act and amendments thereof. The tax laws are subject to amendments/changes from time to time. Please consult your tax advisor for details
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