Hong Kong travel plans starting at just ₹306*
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Flight Cancellation Covered*
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Baggage Loss Covered*
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Passport Loss Covered*
Travel Insurance For Hong Kong
Hong Kong offers an amazing blend of modern city life and traditional culture that attracts visitors from around the world. You can enjoy stunning views from Victoria Peak, experience the excitement of Hong Kong Disneyland and explore bustling street markets filled with local treasures and authentic cuisine.
While planning your Hong Kong adventure sounds exciting, smart travellers understand that unexpected situations can happen during any trip. Picture yourself landing at Hong Kong airport, ready to visit the famous Victoria Harbour, but finding out your suitcase hasn't arrived with you. IndusInd travel insurance helps by covering costs for necessary items so your vacation continues smoothly.
Think about accidentally misplacing your passport while browsing through Mong Kok's busy markets, creating stress about your upcoming return journey home. Quality travel insurance provides both money protection and professional help to get replacement documents through proper embassy channels without major delays.
These examples show how travel insurance changes travel problems into simple solutions, making your Hong Kong experience easy and enjoyable. IndusInd General Insurance (formerly Reliance General Insurance) offers round-the-clock assistance and easy digital claim processing through their IndusInd Self-i mobile app. This allows you to explore Hong Kong's delicious restaurants, beautiful harbour cruises and rich cultural attractions without stress about surprise costs.
IndusInd General Insurance (formerly Reliance General Insurance) makes your Hong Kong experience smooth from the start. With comprehensive coverage and easy access, you can fully enjoy everything this vibrant city-state has to offer.
$500,000 Coverage*
High Medical Coverage
24/7 Customer Support*
Get help anywhere in Hong Kong
99.57% Claims Settled*
Speedy claim processes
No Medical Check-ups*
Just apply, pay and download!
Benefits of Buying Hong Kong Travel Insurance
Creating assets takes years of hard work, but one theft can leave you crippled financially. The Reliance Burglary and Housebreaking Insurance Policy keeps your property safe and gives you the peace of mind that you deserve.
Medical Coverage
While enjoying skiing lessons on the beautiful slopes of Zermatt, you decide to visit a local clinic for a routine check-up after feeling slightly unwell. Our travel insurance helps you get medical care without worrying about high costs, so you can focus on enjoying your Hong Kong trip. We provide extensive coverage up to USD 500,000* for medical expenses and USD 500* for urgent dental care needs.
Passport Loss
Imagine discovering your passport is missing while shopping at the famous Ladies' Market in Mong Kok, just before your planned ferry trip to Macau. Our travel insurance makes this situation easier by paying for all replacement costs and helping with embassy procedures quickly. We cover up to USD 300* for embassy fees, expedited processing charges and all essential reissue requirements.
Flight Delays & Connecting Flights
Consider your connecting flight from Hong Kong International Airport getting delayed due to unexpected weather conditions, leaving you stranded overnight with nowhere to stay. Our flight delay coverage gives you money for hotel stays and meals during these longer waiting times, keeping you comfortable. We offer up to USD 60* daily payment for delays over 12 hours to cover your hotel and food costs. And we also cover missed connecting flights due to these delays.
Baggage Support
Envision arriving at Hong Kong airport excited for your Victoria Peak adventure, only to learn your luggage containing warm clothes has been delayed for hours. Our baggage protection covers these inconvenient situations comprehensively. We provide up to USD 100* for delays exceeding 12 hours and up to USD 1,500* for complete luggage loss compensation.
Personal Liability
While walking through the charming streets of Bern, you might accidentally bump into someone's property or cause a small mishap with another person. Our personal liability coverage protects you from unexpected legal costs that could arise from such situations, giving you confidence to explore freely. We offer protection up to USD 200,000* against claims and legal costs for your financial safety.
Emergency Cash
Suppose you're enjoying the beautiful views at Lake Geneva when you realise your wallet is missing, leaving you without money for transport and meals. Our emergency cash help gives you quick financial support to continue your Hong Kong adventure while you arrange replacement cash and documents. We provide up to USD 300* to cover your important expenses during this situation.
Individual Travel Plan
Our individual travel plan provides ease for solo or group travellers exploring Hong Kong's vibrant streets, iconic attractions and cultural experiences. While you are travelling, this individual policy will protect you from any unplanned circumstances, so you can just enjoy your trip.
Family Travel Plan
Our family travel plan offers reliable protection for families discovering Hong Kong's amazing attractions together. This specially designed policy covers all family members under one convenient plan, making your group travel experience enjoyable.
This is disclaimer for the Table
Relaince ho sath to darne ki kya baat!
What is covered?
Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.
Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.
Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.
Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.
Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.
What is not Covered?
Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.
Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.
Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.
Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.
Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.
Disclaimer for Relaince General Insurance!
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Anyone who is above 18 years of age, have completed education up to at least 10th Standard and has a valid Aadhaar card & PAN card. For instance, below are few categories who can be benefited the most.
Enter Your Details
Enter your travel dates, DOB and choose Hong Kong as your destination.
Complete KYC
Enter your phone number and complete the online KYC process.
Pay & Get Policy
Pay online and get your Hong Kong travel insurance plan instantly via email.
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Medical Claim
Medical Claim
Medical Claim
For medical claims, let us know via our helpline or email using your policy number.
Check if the hospital accepts cashless claims & submit the claim form.
IndusInd Care (previously Reliance Care) will review the claim and your documents.
Upon approval, we place a Guarantee of Pay (GoP) to the hospital.
If the hospital does not agree to the GoP, you can always file a reimbursement claim.
Disclaimer: Please refer to our official policy documents for the detailed claims process.
Types of Visas for Hong Kong
Hong Kong offers various visa types for different purposes, including work, study, business and tourism. Each visa has specific requirements and processing times. Many nationalities enjoy visa-free entry, including Indians who can visit for up to 14 days with pre-arrival registration.
Visit Visa
The Hong Kong Visit Visa allows tourists and short-term visitors to enter Hong Kong. Many nationalities enjoy visa-free entry for various periods. Indian nationals can visit visa-free for up to 14 days with pre-arrival registration (PAR). Visitors cannot work, study or conduct business during their stay.
Transit Visa
The Hong Kong Transit Visa is for travellers passing through Hong Kong to another destination. You need this if you don't qualify for visa-free transit or want to stay longer than 14 days. Requirements include adequate funds, an onward ticket to the destination and a clear criminal record. Not needed for Mainland China/Macao.
Employment Visa
The Hong Kong Transit Visa is for travellers passing through Hong Kong to another destination. You need this if you don't qualify for visa-free transit or want to stay longer than 14 days. Requirements include adequate funds, an onward ticket to the destination and a clear criminal record. Not needed for Mainland China/Macao.
Investment Visa
The Hong Kong Investment Visa is for entrepreneurs who want to start or join a business. You need a good education, a solid business plan, sufficient funds and the ability to contribute to Hong Kong's economy. The Capital Investment Scheme requires HKD 30 million minimum investment for seven years.
Training Visa
The Hong Kong Training Visa allows professionals to acquire special skills not available in their home country. Valid for up to 12 months, you need sponsorship from a well-established Hong Kong company with a signed training contract. Processing takes 4 weeks. Family members can accompany you.
Student Visa
The Hong Kong Student Visa is for international students studying at registered schools or universities. You need admission confirmation and proof of sufficient funds to cover tuition and living expenses. Students in undergraduate/postgraduate programs can bring their families. Some restrictions apply to Mainland Chinese students.
Embassy Contact Details: India and Hong Kong
Parameter | Hong Kong Embassy in India | Indian Embassy in Hong Kong |
|---|---|---|
Location | Kolkata, India | Hong Kong, China |
Address | EC-72, Sector I, Salt Lake City, 700064, Kolkata, West Bengal, India | Unit A, 16th Floor, United Centre, 95 Queensway, Admiralty, Hong Kong |
Contact Number | 913340048169 | (852) 3970 9900 |
Email Address | ||
Website | ||
Operating Days | Monday to Friday | Monday to Friday |
Operating Hours | 9:00 AM to 4:00 PM | 09:00 AM to 05:30 PM |
Disclaimer: The weather conditions, tourist flow, airfare estimates and travel costs mentioned above are indicative and may vary based on your travel dates, airline and booking time. Always check with official sources or your travel provider for the most accurate and up-to-date information before planning your trip.
Govt Supported
Govt Supported
Govt Supported
Best Time to Visit Hong Kong
Hong Kong’s compact size and subtropical climate create distinct seasonal experiences throughout the year. Each season has its own benefits, such as great weather for hikes or cosy indoor shopping. This will help you decide when the best time is to go on vacation to Hong Kong.
March - May
What to Expect: Central and Tsim Sha Tsui enjoy pleasant 20°C-26°C temperatures with mild humidity and occasional showers.
Perfect for: Sightseeing at Victoria Peak in Central, Hong Kong Disneyland, visiting Wong Tai Sin Temple in Kowloon, Tsim Sha Tsui Promenade and hiking trails in Lantau Island
Tourist Flow: High - Popular time for families and couples visiting Central, Causeway Bay and Tsim Sha Tsui areas
Flights and Hotel Rates: Expensive due to high demand, especially hotels in Central Hong Kong and Tsim Sha Tsui waterfront
Return Airfare from India
(Approx): ₹45,000 - ₹65,000*
Keep in Mind: Book accommodations in advance, in Central Hong Kong, Tsim Sha Tsui and Causeway Bay areas; carry a light jacket for evening walks
Health
Smart is when your insurance company knows you as well as you know yourself. This helps in creating products individually suited for the kind of person you are. So if you’re leading a healthy life, your premium will not be as much as someone who’s not.
Health
Smart is when your insurance company knows you as well as you know yourself. This helps in creating products individually suited for the kind of person you are. So if you’re leading a healthy life, your premium will not be as much as someone who’s not.
Life at RGI
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Interesting Facts About Hong Kong
Fragrant Harbour: Hong Kong's name literally means "fragrant harbour" in Chinese, reflecting its maritime heritage and identity.
Island Collection: Hong Kong consists of 263 different islands, with over 100 of them remaining completely uninhabited today.
Fragrant Harbour: Hong Kong's name literally means "fragrant harbour" in Chinese, reflecting its maritime heritage and identity.
Seawater Toilets: Hong Kong uses seawater to flush toilets, saving 71 billion gallons of freshwater annually across the city.
Green Metropolis: Despite its urban reputation, over 40% of Hong Kong consists of nature reserves and parks.
Fishing Village: Hong Kong started as a humble fishing village before transforming into a major global financial centre.
Public Housing: Nearly half of Hong Kong's population lives in government-subsidised public housing provided by the city.
Wild Tigers: South China Tigers once roamed Hong Kong's territories before urban development transformed the natural landscape.
Free Museums: Many Hong Kong museums offer completely free admission every Wednesday, including the popular History Museum.
Kung Fu: Hong Kong popularised traditional Chinese martial arts globally through movies, books and cultural exports worldwide.
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Essential Apps for Your Hong Kong Trip
Creating assets takes years of hard work, but one theft can leave you crippled financially. The Reliance Burglary and Housebreaking Insurance Policy keeps your property safe and gives you the peace of mind that you deserve.
Translation
Communication becomes effortless in Hong Kong with reliable translation apps that help you interact with locals and read signs in traditional Chinese characters. Google Translate offers camera translation for menus and signs, while Microsoft Translator provides real-time conversation translation. Pleco specialises in Chinese-English translation with handwriting recognition, and iTranslate works offline for subway announcements.
Accommodation and Hotel Booking
Finding perfect accommodation in Hong Kong becomes simple with booking applications that provide low pricing and immediate confirmations tailored to your interests. Booking.com provides extensive hotel options from budget to luxury with flexible cancellation policies. Agoda specialises in Asian properties with exclusive deals, while Hotels.com offers loyalty rewards, and Airbnb provides unique local experiences and apartments.
Navigation
Getting around Hong Kong's bustling streets and complex MTR system becomes effortless with navigation apps designed for the city's unique geography and transport network. Google Maps provides correct walking directions and real-time traffic updates for all areas. Citymapper excels at public transport routing with live departure times, while Maps.me works offline, and Waze helps avoid traffic congestion.
Transport
Hong Kong's efficient public transport system becomes even more convenient with apps that provide real-time schedules, route planning and mobile payment options. MTR Mobile offers official subway information with service updates and station facilities. KMB App covers bus routes and schedules, while HKeTaxi helps book reliable taxis. Octopus serves as the city’s universal payment card for transport, shopping and dining establishments.
Sightseeing and Events
Discovering Hong Kong's attractions and cultural events becomes exciting with apps that provide insider information, tickets and guided experiences for memorable sightseeing adventures. Klook offers discounted attraction tickets and unique local experiences with skip-the-line access. GetYourGuide provides guided tours and activities, while Eventbrite lists local events and TripAdvisor offers reviews and recommendations from fellow travellers.
Food Delivery
Enjoying Hong Kong's incredible food scene becomes convenient with delivery apps that bring authentic local cuisine and international options directly to your accommodation. Foodpanda offers the widest restaurant selection with fast delivery across all districts. Deliveroo focuses on premium restaurants and quality food, while OpenRice helps discover local favourites, and Uber Eats provides familiar international chains.
Key Takeaways
Hong Kong travel insurance isn't just protection—it's your gateway to experiencing this vibrant destination. With India's outbound tourism market projected to grow from USD 187,975 million in 2024 to USD 439,479.6 million by 2032, more Indians are exploring international destinations like Hong Kong, which makes comprehensive travel coverage essential for every journey.
With an exceptional 99.57% claim settlement ratio*, IndusInd General Insurance (formerly Reliance General Insurance) is there when you need it. Our coverage extends up to USD 500,000* for medical expenses, protecting you from Hong Kong's high healthcare costs while you explore Victoria Peak or enjoy Disneyland adventures.
What sets us apart is our 24/7 customer support* and easy digital claim processing through the InsudInd Self-i mobile app. Whether you're dealing with delayed baggage at Hong Kong International Airport or need emergency cash assistance while shopping at Ladies' Market, our round-the-clock assistance ensures help is always available.
Our dual plan options—individual and family coverage—cater to every travel style, from solo adventurers to family groups. With benefits covering passport loss, flight delays, personal liability and even home burglary insurance, we've thought of everything.
IndusInd Hong Kong travel insurance, starting at ₹306*, streamlines your travel experience, letting you concentrate on making wonderful moments in this amazing city.
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Relevant Links for Travel Insurance
While it is great that your employer provides health insurance, it may not be sufficient. Employee health insurance may have limitations such as lower sum insured or coverage that may not be adequate for your needs. Also, an employer health insurance covers you only during your job tenure.
Travel Insurance for Top Destinations
While it is great that your employer provides health insurance, it may not be sufficient. Employee health insurance may have limitations such as lower sum insured or coverage that may not be adequate for your needs. Also, an employer health insurance covers you only during your job tenure.
Disclaimer:
*T&C Apply. For more details on risk factors, terms conditions, brochure and exclusions, please read the policy wording and CIS carefully before concluding a sale.
The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.
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