Dubai travel insurance from just ₹306*
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Flight Cancellation Covered
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Baggage Loss Covered
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Passport Loss Covered
Travel Insurance for Dubai
Dubai stands out as a dazzling travel destination where ultramodern architecture, luxury shopping and world-famous attractions come together under the golden desert sun. From the towering Burj Khalifa and sprawling Dubai Mall to the tranquil beaches and vibrant souks, the city offers a truly cosmopolitan experience that attracts millions of visitors each year.
Yet, with the excitement of exploring a city as dynamic as Dubai comes practical considerations, and Dubai travel insurance stands out as a critical one. For instance, imagine landing at Dubai International Airport, one of the world’s busiest hubs, and discovering your checked-in baggage is lost. With IndusInd travel insurance, you can claim a payout to buy essentials, ensuring your trip continues in comfort, even without your suitcase.
Or picture yourself visiting iconic sites like the Burj Khalifa, only to realise your passport is missing. In such situations, panic can set in quickly, but not with IndusInd travel insurance covering you. With us, you will get both the financial support and expert guidance needed to secure a replacement passport.
And that is just a glimpse of how IndusInd travel insurance keeps your entire Dubai getaway feel effortless and safe. With 24x7 support and a digital claims process via the IndusInd Insurance app, assistance is always at your fingertips, giving you the freedom to enjoy every moment in this spectacular city.
Your Dubai trip should be full of memories, not mishaps. IndusInd Dubai Travel Insurance (formerly Reliance Travel Insurance) is designed to cover you against travel hiccups, offering dependable coverage that keeps you protected at every stage of your journey.
Up to $500,000 Medical Coverage
High medical cover overseas
24/7 Customer Support Available
Get help anywhere in Dubai
AI-Powered Mobile App
Quick processes and 24/7 support
No Medical Check-ups Needed!
Just apply, pay and download!
Benefits of Buying Dubai Travel Insurance
Medical Emergencies Covered
Sampling rich Emirati cuisine at local spots or global flavours at Dubai Mall is a must-do. But if it upsets your stomach and requires a quick hospital visit, we will cover your medical expenses up to USD 500,000 and emergency dental care up to USD 500
Coverage for Passport Loss
Lost your passport at the bustling souks in Deira or during a desert safari? – It’s a lot more common than you think! That is why your Dubai travel insurance covers up to USD 300 to help you with the cost of getting a new one, so you can get back to exploring Dubai with your travel plans back on course.
Trip Delays
Dubai International Airport is among the world’s busiest, and delays do happen, especially if you are travelling during the Dubai Shopping Festival or Eid. To minimise inconvenience, we cover up to USD 60/day if your flight is delayed for over 12 hours. And if this delay causes you to miss a connecting flight, our cover helps manage the additional expenses so your journey stays on track.
Baggage Protection
Imagine landing in Dubai, only to find that your baggage has been sent to the wrong destination. With Dubai travel insurance, you do not have to stress. If your checked-in baggage is delayed, over 12 hours, we offer up to USD 100, and if your luggage is lost, you get up to USD 1500 to help you restock and continue your holiday with ease.
Personal Liabilities
Picture this: you are staying at a hotel in Downtown Dubai and accidentally leave the bathtub running, causing damage to the room’s flooring and furniture. That is where your Dubai travel insurance will step in. Our personal liability cover extends up to USD 200,000, helping you avoid unexpected out-of-pocket expenses.
Emergency Cash Assistance
Lost your wallet on your way back to your hotel? Misplacing your wallet can leave you without access to cash or cards when you need it most. With our emergency cash support of up to USD 300, you can receive quick financial support for essentials like transport, meals or temporary expenses.
Individual Travel Plan
Here are the top features that make our individual travel plan an essential companion for your trip
Family Travel Plan
Planning a family getaway to Dubai? Our family travel plan simplifies your travel protection with a single, convenient policy covering the entire family. With shared coverage for all members, it eliminates the hassle of juggling multiple policies and ensures that everyone, from children to grandparents, is protected under one comprehensive umbrella.
Disclaimer: Please refer to the official policy wordings for detailed information
What is covered?
Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.
Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.
Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.
Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.
Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.
What is not Covered?
Medical Tourism, Undisclosed Pre-Existing Diseases & Maternity: We cover all medical emergency costs while you're overseas except for maternity costs, undeclared PEDs and planned medical treatments.
Negligence & Travelling Against Medical Advice: Your trip emergencies are always covered; however, we do not cover trips taken against a doctor's advice, or claims due to personal delays or negligence.
Legal Action: Liability-related costs are fully covered except for ones arising out of any legal violations while overseas.
Disclaimer: For a detailed list of inclusions and exclusions, please refer to our official policy wordings
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Cashless
Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network garages.
Steps to file a cashless claim
For medical claims, let us know via our helpline or email using your policy number.
Check if the hospital accepts cashless claims & submit the claim form.
IndusInd Care (previously Reliance Care) will review the claim and your documents.
Upon approval, we place a Guarantee of Pay (GoP) to the hospital.
If the hospital does not agree to the GoP, you can always file a reimbursement claim.
Reimbursement
Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network
garages.
Steps to file a Reimbursement claim
Get in touch via our helpline or email for luggage delays, trip cancellations, etc.
Complete the claim form and gather all other necessary documents.
You might need to submit a passport copy, flight tickets, emails from the airline or FIR.
IndusInd Care (previously Reliance Care) will review the claim to decide its approval.
After approval, the compensation or benefit amount will be disbursed to you.
Disclaimer: Please refer to our official policy wordings for the detailed claims process.
Types of Visas for Dubai
Planning a trip to Dubai? Here is a quick guide to the different types of visas you can apply for, depending on the purpose and duration of your visit.
Tourist Visa
Suitable for travellers, this multiple-entry 5-year visa allows a 90-day stay per visit and can be extended for an additional 90 days each time.
Visa on Arrival (VoA)
Designed for Indians holding a valid passport and a US visit visa or Green Card or UK/EU residence visa, it allows a stay of up to 14 days and can be obtained at any Dubai entry point.
Visit Visa
Ideal for job seekers, investors, entrepreneurs and patients, valid for 60-120 days. This visa can be issued as either a single-entry or multiple-entry permit, depending on the purpose of the trip.
Transit Visa
For passengers passing through Dubai’s airports, allows a maximum stay of either 48 or 96 hours, depending on the type of visa issued. This visa is ideal for those who are not eligible for a visa on arrival. Only UAE-based airlines are authorised to arrange this visa, although travel agencies may assist with the process by coordinating with the airline.
Work Visa
Valid for two years, for professionals employed in government sectors, private sectors or free zones (Special Economic Zones allowing 100% foreign ownership and offering tax and regulatory advantages).
Residence Visa
Ideal for Indian students, retirees and foreign investors, this visa comes with a validity ranging from 1 to 5 years, depending on the category.
Embassy Contact Details: India and Dubai
Parameters | Dubai Embassy in India | Indian Embassy in Dubai |
|---|---|---|
Country | United Arab Emirates (UAE) | India |
Location | New Delhi | Abu Dhabi |
Address | 12, Chandragupta Marg, Chanakyapuri, New Delhi 110021 | Plot No. 10, Sector W-59/02, Diplomatic Area, Off the Sheikh Rashid bin Saeed Street (Earlier known as Airport Road), near Pepsicola, P. O. Box 4090 |
Contact Number | +91 (11) 2611-1111 | 00-971-2-4492700 |
Email Address |
| |
Website | ||
Operating Days | Monday to Friday | Monday to Friday |
Operating Hours | 9:00 am - 4:00 pm | 8:30 am - 5:00 pm |
Flight & Baggage Delays Covered
Quick Cashless Claim via IndusInd Insurance App
24/7 Claim Settlement Support
Best Time to Visit Dubai
To make the most of your Dubai trip, it is important to visit at the right time. From outdoor adventures to indoor fun, here is when to explore the City of Gold -
October to March
What to Expect - Cool and pleasant weather (16–26°C) with sunny skies, ideal for outdoor adventures. This season also hosts the iconic Dubai Shopping Festival.
Perfect for - First-time visitors, family vacations and desert safaris.
Tourist Flow - Heavy
Flights and Hotel Rates - Rates surge during these months
Return Airfare from India (Approx) - ₹22,000-₹36,000
Keep in Mind - Reserve your flights and accommodations in advance to avoid high last-minute prices.
April to May
What to Expect - Slightly hot weather (20–35°C), marking the shift from spring to summer. Events like the World Art Dubai and Mina Cup.
Perfect for - Budget-conscious travellers and visitors.
Tourist Flow - Moderate
Flights and Hotel Rates - Generally lower than peak season
Return Airfare from India (Approx) - ₹28,000-₹32,000
Keep in Mind - Daytime temperatures can rise quickly, so plan outdoor activities for mornings or evenings.
June to September
What to Expect - Extremely hot and humid weather (40–45°C), fewer crowds and excellent deals on flights and hotels. This season also features Dubai Summer Surprises.
Perfect for - Indoor adventure seekers, budget travellers, off-season explorers
Tourist Flow - Low
Flights and Hotel Rates - Significantly discounted
Return Airfare from India (Approx) - ₹20,000-₹27,000
Keep in Mind - Limit outdoor activities, stay hydrated and dress in light, breathable clothing.
Interesting Facts about Dubai
Indians Helped Build the Burj Khalifa - The world’s tallest building, the Burj Khalifa, was constructed with the help of a large Indian workforce, from labourers on the ground to engineers overseeing key aspects of the project.
Dubai Police Drive Supercars - Dubai Police use high-end cars like Lamborghinis, Rolls-Royces and Bugattis for patrol. This is an everyday sight in this luxury-driven city.
Gold from a Vending Machine - In Dubai, you can buy gold from vending machines. These unique machines are located at iconic spots such as the Burj Khalifa and Ski Dubai, allowing visitors to purchase gold instantly.
World’s Tallest Ferris Wheel - Ain Dubai, the world’s tallest observation wheel at 250 metres, offers stunning 360° views of the city from its 48 cabins and can carry up to 1,750 passengers at a time.
Skiing in the Desert - Ski Dubai, found at the Mall of the Emirates, is the Middle East’s first indoor ski resort, offering real snow, ski slopes and even penguins, all in the middle of the desert.
Camel Racing - Camel racing is an ancient sport in Dubai that has evolved into a high-tech spectacle where camels race across desert tracks guided by robot jockeys and followed by trainers in SUVs.
AI Chef Restaurant – Dubai is set to launch the world’s first AI-powered chef, “Aiman,” capable of crafting gourmet dishes without human tasting or intervention.
Over 400 Skyscrapers - Dubai is home to more than 400 skyscrapers, ranking it among the top cities worldwide for the number of high-rise buildings.
Palm Jumeirah - Palm Jumeirah, the iconic man-made island in Dubai shaped like a palm tree, is so massive that it can be seen from space.
World’s Most Expensive Hotel - Dubai is home to Atlantis The Royal on Palm Jumeirah, considered the world’s most expensive hotel. This ultra-luxurious property also features Ossiano, a MICHELIN-starred underwater restaurant where guests can enjoy gourmet dining while surrounded by a stunning aquarium filled with marine life.
Essential Apps for Your Dubai Trip
Hotel Booking
Finding the right place to stay in Dubai is easy with apps like Booking.com, Agoda and MakeMyTrip. From beachfront resorts in Jumeirah to hotels near the Burj Khalifa, these apps offer plenty of options with photos and great deals.
Navigation
Navigating Dubai is simple with apps like Google Maps and the official RTA Smart Drive app by the Roads and Transport Authority (available on Google Play and the App Store). The RTA Smart Drive app is especially useful if you do not have internet access as it works entirely offline, letting you search for locations and navigate Dubai without a mobile data connection.
Transport
Uber (Android and iOS) is popular for booking private rides. For public transport, the nol Pay App (Google Play and App Store) is essential. It allows you to apply for and top up your Nol card, a smart card used to pay for buses, the Dubai Metro and Dubai Tram, making your commute across the city seamless.
Sightseeing
Exploring Dubai’s top attractions is easier with apps that guide you through the city’s must-see spots. The Visit Dubai app (Google Play and App Store) is a great starting point as it helps you discover top attractions and book activities in Dubai.
For tours, apps like Headout: Travel Experiences (Android and iOS) offer curated experiences that can be booked with just a few taps.
Translation
Arabic is the official language in Dubai, but English is commonly spoken across hotels, malls and tourist spots. However, having a translation app can still be helpful when interacting with non-English speakers. Apps like Google Translate and the Talk and Translate Translator (available for both Android and iOS users) can make your trip more comfortable by offering instant translations.
Key Takeaways
Dubai ranks high on the travel wishlist of Indian tourists. This fact is underscored by the Annual Visitor Report 2023 from Dubai’s Department of Economy and Tourism, which reported India as Dubai International Airport's top destination country with almost 12 million passengers.
With such a high volume of travellers passing through one of the world’s busiest airports, incidents like delayed or lost baggage become increasingly common. Amidst the rush, luggage can easily be misplaced or sent to the wrong destination, turning excitement into inconvenience. That is where IndusInd Dubai Travel Insurance steps in, offering timely compensation and support so your journey remains smooth, even if your belongings do not arrive on time.
With 24x7 Global Assistance, help is always just a call away, no matter where you are in Dubai. And with the IndusInd Insurance App, you can manage claims digitally, track progress in real time and access essential travel support at your fingertips.
Starting at just ₹306, IndusInd Dubai Travel Insurance offers coverage of up to USD 500,000, combining affordability with robust protection for a seamless travel experience.
Experience the magic of Dubai without worry. Choose IndusInd Dubai Travel Insurance and let us handle the what-ifs while you focus on the wow moments.
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