USA travel plans starting at just ₹401*
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Up to $500,000 Sum Insured
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Refund on Visa Rejection
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Flight Cancellation Covered
Travel Insurance for the USA
Travelling to America can offer unique experiences, like long drives across scenic routes and adventurous rides in world-famous theme parks. From exploring lively cities like New York and Las Vegas to visiting iconic landmarks like the Statue of Liberty, there’s something for everyone.
But on your way to ticking experiences off your bucket list, you may encounter unexpected risks, like a lost passport after a fun week of celebrating Mardi Gras, or a flight delay at Los Angeles International Airport (LAX). This makes USA travel insurance indispensable during your trip, since it’ll help cover these costs.
For example, if you’re planning a family vacation to celebrate Christmas in Chicago, and your flight gets delayed due to snowstorms at the Chicago O’Hare International Airport, don’t worry – you’re still covered. Your IndusInd travel insurance plan ensures that your Christmas joy is still intact even if the weather disrupts your holiday plans.
We offer coverage of up to $500,000 to help you deal with expenses arising from flight cancellations, baggage or passport loss, emergency cash or medical care. Our USA travel insurance lets you enjoy your vacation even if you experience any bumps along the way.
Your trip to must-see travel spots in the USA, like Yellowstone National Park, will give you memories for a lifetime with unforgettable views. Our holiday insurance for the USA is designed to offer comprehensive coverage during your overseas journey.
Up to $500,000 Medical Coverage
High medical cover overseas
24/7 Customer Support Available
Get help anywhere in USA
AI-Powered Mobile App
Quick processes and 24/7 support
No Medical Check-ups Needed!
Just apply, pay and download!
Benefits of Buying Travel Insurance for the USA
Medical Coverage
Covering as many destinations as possible in a single trip? – Weather changes or constant travel can trigger seasonal allergies or the flu, resulting in a hospital visit. And we all know, medical bills in the US aren’t cheap. With our medical coverage of up to $500,000, you’re covered for emergency doctor visits, including medical costs like dental treatment (up to $500).
Personal Liability Insurance
Famous tourist spots like Hollywood, the Santa Monica Pier, and Yosemite National Park can become difficult to navigate due to heavy traffic and crowded walkways. So, if you accidentally knock over someone’s expensive camera while trying to rush through the crowded streets of Santa Monica Pier, we can help. Our personal liability coverage of up to $250,000 is essential in the US, where lawsuits are quite common.
Flight Delays & Missed Connections
Let’s say you were supposed to arrive at JFK Airport the next day to catch a connecting flight to Washington for a business meeting. But heavy snowfall delays your flight, disrupting your travel plans and busy schedule. But not all hope is lost! We cover flight delays exceeding 12 hours up to $60 per day, and for any missed connecting flights, we offer refunds for pre-paid costs like hotel bookings.
Baggage Loss and Delay
Imagine arriving at Seattle–Tacoma International Airport all set to visit ComicCon, but your luggage didn’t arrive with you. You ask the airport staff and they say your luggage is delayed. This is where we can help. We cover checked-in baggage delays exceeding 12 hours up to $100 and total baggage loss up to $1500, so you can quickly buy clothes, toiletries, and other essentials to tide you over until your luggage arrives.
Passport Loss
If Miami Beach or the Las Vegas Strip is on your itinerary during a night out, a lost passport can interrupt your fun. Under our plan, you receive reimbursement of up to $300. We cover the costs needed to get you a replacement from the Embassy, so you can quickly get a new passport and have your paperwork in order if you’re planning on visiting other cities during your trip.
Emergency Cash Assistance
Should you lose your wallet when visiting the Grand Canyon or while road-tripping with your friends along Route 66, you’re never stranded. Receive up to $ 300 in emergency cash to cover accommodation, food or transportation. Help is always available through our 24/7 helpline and the IndusInd Insurance App.
Individual Travel Plan
IndusInd Travel Insurance for USA is designed to offer comprehensive coverage during your overseas journey. Our main features include cashless hospitalisation anywhere in the US and medical evacuation during emergencies.
Family Travel Plan
Our plan offers comprehensive protection for you and your loved ones, providing coverage up to $250,000, shared among all family members. It is highly cost-effective, easy to manage and claim through our digital platforms.
Disclaimer: Please refer to the official policy wordings for detailed information
What is covered?
Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.
Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.
Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.
Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.
Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.
What is not Covered?
Medical Tourism, Undisclosed Pre-Existing Diseases & Maternity: We cover all medical emergency costs while you're overseas except for maternity costs, undeclared PEDs and planned medical treatments.
Negligence & Travelling Against Medical Advice: Your trip emergencies are always covered; however, we do not cover trips taken against a doctor's advice, or claims due to personal delays or negligence.
Legal Action: Liability-related costs are fully covered except for ones arising out of any legal violations while overseas.
Last-minute USA trip?
Call us now and get insured before you fly
With IndusInd travel insurance, securing your USA trip is quick and easy. You can easily buy our policy online through our website before you start your trip. Simply follow these 5 simple steps:
Enter Your Details
Enter your travel dates, DOB and choose USA as your destination.
Compare & Select
Check the plans and choose the one that best suits your needs.
Complete KYC
Enter your phone number and complete the online KYC process.
Pay & Get Policy
Pay online and get your USA travel insurance plan instantly via email.
Filing a claim under your IndusInd USA travel insurance policy is easy! For medical claims, all you need to do is submit your policy details at the hospital reception to get cashless medical coverage. And for non-medical claims like flight delays, trip cancellations, lost checked-in luggage, etc., open your Indusind Insurance App and tap “InstaClaim”.
Here are the details and documents you will need to provide when filing a claim. These will need to be scanned and emailed to us at indusind@europ-assistance.in
Cashless
Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network garages.
Steps to file a cashless claim
For medical claims, let us know via our helpline or email using your policy number.
Check if the hospital accepts cashless claims & submit the claim form.
IndusInd Care (previously Reliance Care) will review the claim and your documents.
Upon approval, we place a Guarantee of Pay (GoP) to the hospital.
If the hospital does not agree to the GoP, you can always file a reimbursement claim.
Reimbursement
Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network
garages.
Steps to file a Reimbursement claim
Get in touch via our helpline or email for luggage delays, trip cancellations, etc.
Complete the claim form and gather all other necessary documents.
You might need to submit a passport copy, flight tickets, emails from the airline or FIR.
IndusInd Care (previously Reliance Care) will review the claim to decide its approval.
After approval, the compensation or benefit amount will be disbursed to you.
Disclaimer: For the complete list of documents, please refer to your policy wordings. For further assistance, you can contact customer support.
Types of Visas for the USA
There are different types of US visas depending on the purpose of your visit to America. It offers various options for tourists, business travellers, students and those visiting their families. Here are the types of visas:
Tourist Visa
Ideal for tourism, family visits, medical treatment or attending short programs and events. This visa (B-2) is available for single and multiple-entry stays of up to 6 months. For more details: Tourism and Visit visa.
Employment Visa
There are multiple types of employment visas issued for working for a specified period. These include Visa H, L, O, P and Q. For more details: visit Employment visa.
Student Visa
Ideal for full-time academic courses, vocational training or international exchange programs. Visas F, M, or J are issued based on the program type and multiple entries.For more information, visit Study and Exchange.
Immigrant Visa
Issued to individuals planning to settle in the US under family or employment-based categories. These are long-term visas and allow permanent residency after approval. For more details: Visit Immigrate visas
Business Visa
Ideal for attending meetings, conferences or short-term business in the US. The B-1 visa is for single or multiple entry purposes for temporary visits. For more details, visit business visa.
Other Visas
Covers travel for official government work, international duties, or transit through the US. Includes Transit, A, G, and NATO visas—entry terms depend on the traveller's purpose. For more details, visit other visa categories
Embassy of the USA in India
Parameters | US Embassy in India | Indian Embassy in USA |
|---|---|---|
Location | New Delhi, India | Washington D.C. |
Address | Shantipath, Chanakyapuri, New Delhi (110021) | 2107 Massachusetts Avenue, NW, Washington, DC 20008 |
Contact Number | +91-11-2419-8000 | (202) 939-7000 |
Fax | +91-11-2419-0017 | - |
Website | ||
Operating Days | Monday to Friday | Monday to Friday |
Operating Hours | 8:30 AM to 5:00 PM | 9:30 AM to 6:00 PM EST |
Flight & Baggage Delays Covered
Quick Cashless Claim via our App
AI-Powered App for Claim Assit
Best Time to Visit the USA
Planning your trip to USA begins with choosing the right season to make the most of your travel experience. Here is an overview of the best time to visit USA for everything from sightseeing to relaxation:
Jun to Aug
What to Expect: During these months, the weather is warm to hot, with temperatures ranging from 18°C to 31°C, making it ideal for sightseeing.
Perfect for: Summer vacations, national parks, beaches, outdoor festivals
Tourist Flow: Heavy
Flights and Hotel Rates: High
Airfare from India (Approx): ₹70,000 to ₹80,000
Keep in Mind: Attractions are crowded, and prices peak due to summer holidays.
Mar to May
What to Expect: This is the best time to visit America to experience pleasant to cold weather, with temperatures ranging from 2°C to 26°C.
Perfect for: City tours, scenic drives, spring blooms, fall foliage.
Tourist Flow: Moderate; Fewer crowds
Flights and Hotel Rates: Moderate
Airfare from India (Approx): ₹87,000 to ₹2,00,000
Keep in Mind: National parks and cities are calmer and more budget-friendly.
Dec to Feb
What to Expect: This is the best time to go to America if you enjoy cold weather, with temperatures ranging from -5°C to 10°C in most regions.
Perfect for: Skiing, snow activities, Christmas markets.
Tourist Flow: Moderate to Low
Flights and Hotel Rates: May spike during Christmas–New Year's
Airfare from India (Approx): ₹80,000 to ₹1,30,000
Keep in Mind: Winter storms can cause flight delays in New York City or Washington DC.
Interesting Facts About America
National Parks: The USA has 63 national parks, including the Grand Canyon and Yellowstone, with breathtaking natural views.
Amusement Parks Galore: America is home to the largest theme park - Orlando’s Walt Disney World, the original Disney Park - Disneyland, and Universal Studios.
Indian Restaurants: Many restaurants in the USA serve vegetarian and Jain-friendly Indian meal options.
Hosts Fan-Favourite Events: The USA hosts global events like the Super Bowl and Coachella, which are drawing more Indians to experience pop culture live.
Niagara Falls: Niagara Falls is one of the most visited sites in New York State by travellers all around the world for its iconic views.
Nightlife and Shows: Cities like New York are famous for their bright lights and 24/7 buzz. It also has 41 theatres on Broadway that feature the best stage shows.
Las Vegas Casinos: Las Vegas is home to over 150 casinos. It is therefore the entertainment capital of the world
Wonders of the World: The Grand Canyon, listed among the seven wonders of the world, is located in Arizona, United States
Unique Pizza Styles: You can try different styles of pizzas, which are unique to specific regions, such as New York Style, Chicago Deep-Dish and Detroit Pizza.
All Types of Climate Zones: The USA is the only country where you can experience all 5 types of climate zones - tropical, temperate, dry, continental and polar.
Essential Apps for Your USA Trip
Currency Exchange
Download XE Currency Converter to get live INR-USD conversion rates. Payment apps like Venmo and tip calculators like Tip N Sip are widely used for transactions. Sales tax also varies from state to state, so websites like Avalara, or apps like EasyTax (only Android) and Sales Tax Calculator - Tax Me (only iOS) can be useful.
Accommodation & Hotel Booking
Hotel booking platforms like Booking.com, HotelTonight, Airbnb and Expedia offer global support and reliable cancellation services. You can find and book hotels, motels or vacation homes with different filters to choose the best stay.
Navigation & Transport
Get accurate directions whether you are walking, driving or using public transport with apps like Google Maps or Waze. You can also use these apps to find an Indian restaurant nearby and the Uber app and Transit App to reach your location easily.
Sightseeing & Events
Apps like GetYourGuide, TripAdvisor or Travelocity allow you to know about upcoming events and book travel packages, tickets and tours. GetYouGuide offers offline access and flexible cancellation options.
Road Trip Planning
Planning a scenic road trip? Download Roadtrippers, GasBuddy, and AllTrails to find unique spots and the best scenic routes to reach your destination. GasBuddy helps you find the cheapest fuel prices and hiking activities with AllTrails.
Food Delivery
Order food from Indian, vegetarian, or local US restaurants and get it delivered to your hotel or Airbnb with the most famous app - DoorDash. You can also use Uber Eats and Grubhub, which offer great deals and deliveries from grocery and convenience stores.
Key Takeaways
The United States of America is still the dream destination for many Indian travellers. It attracts Indians for its iconic landmarks like the Statue of Liberty, scenic road trip routes like Route 66 and vibrant cities like Los Angeles, New York and New Orleans.
But even a well-planned US trip can be disrupted by missed flight connections due to bad weather or lost wallets while shopping in Miami. According to Travelperk, travel disruptions in 2025 in the US occur due to three primary reasons: weather-related disruptions (30%), cancellations (26%) and lost or delayed luggage (18%). With around 1.9 million Indians visiting the US in 2024 alone, the need for reliable travel insurance has only grown.
This is where IndusInd USA Travel Insurance (formerly known as Reliance USA Travel Insurance) ensures that your trip to the USA stays on track, as your trusted travel companion. With the IndusInd Insurance App, you can file claims instantly and on the go. Plus, since you can download and store your policy, you have immediate proof of insurance on your phone, no matter where you are in the US.
With premiums starting at just ₹401 and coverage of up to $500,000, we ensure all your travel-related roadblocks are taken care of so your American adventure stays memorable.
Indusind General Insurance
Aapke Protection ka All-rounder
USA travel plans starting at just ₹401
Insure Your Trip to USA Today!
From Yosemite’s wild trails to New York’s buzzing streets, you stay protected with IndusInd USA travel insurance. We ensure your trips remain carefree.
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