Bali travel plans starting at just ₹306*
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Flight Cancellation Covered*
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Baggage Loss Covered*
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Passport Loss Covered*
Travel Insurance for Bali
Bali is the perfect getaway and vacation, offering a diverse range of experiences. From surfing and diving to immersing yourself in its rich culture through iconic sites like the Tegallalang Rice Terraces and ancient temples like Uluwatu. Whether you are visiting Bali during the dry season or the wet season, insuring your trip with travel insurance is crucial.
For example, if your flight to India is cancelled due to volcanic eruptions in Bali, travel insurance will help cover the costs of emergency accommodation and food during this time. It will also cover costs for missed connecting flights from Bali due to this delay.
Or suppose you’re out shopping in Badung Market and find that your passport is missing after you get back to your hotel. Our travel insurance policy will help you get a replacement and guide you through the process.
With IndusInd Bali travel insurance, we ensure unexpected delays and disruptions do not ruin your trip to Bali. We offer 24/7 global customer support and quick claims via the IndusInd Self-i app to ensure nothing disrupts your tropical beach vacation in Bali.
Whether you are visiting the cliffs of Uluwatu or surfing on the beaches of Seminyak, IndusInd General Insurance (previously known as Reliance General Insurance) has you covered. We offer tailored plans with comprehensive coverage for your tropical getaway to Bali.
Up to $500,000 Medical Coverage
High medical cover overseas
24/7 Customer Support Available
Get help anywhere in Bali
AI-Powered Mobile App
Quick processes and 24/7 support
No Medical Check-ups Needed!
Just apply, pay and download!
Benefits of Buying Bali Travel Insurance
Medical Coverage
Say you're trekking to Mount Batur for a sunrise hike or enjoying water sports in Nusa Dua, and a sudden sprain or injury cuts your adventure short. Medical care in Bali can get expensive for tourists. With coverage of up to USD 500,000* and USD 500* for emergency dental treatment, we cover your hospital visits at certified clinics across the island, from Ubud to Denpasar.
Passport Loss
Imagine you're exploring the bustling Ubud Art Market or catching a ferry to Nusa Penida and realise your passport’s gone missing. Whether it slipped out of your backpack or was stolen in the crowd, replacing it abroad is never easy. That’s why we offer up to USD 300* to cover reissue costs, embassy fees and related expenses to help get you back on track.
Flight Delays & Connecting Flights
Tropical rains in Bali often disrupt local and international flight schedules, especially during the monsoon season. If your flight to Bali or a connecting flight to Thailand is delayed at the Ngurah Rai International Airport for over 12 hours, you’ll receive up to USD 60 per day* for meals, stay and transportation.
Baggage Support
Suppose you land in Bali’s Denpasar Airport for a beach wedding or a honeymoon trip, only to notice that your checked-in bags are delayed or misplaced by the airline. In this case, you can claim up to $100* to buy essentials like clothing and toiletries if the delay is more than 12 hours. If the baggage is completely lost or damaged, we’ll reimburse up to USD 1,500*.
Personal Liability
Scooters are a popular choice for exploring Bali’s coastal roads and towns, like Canggu or Uluwatu. But since they’re popular, they’re also crowded. Say you accidentally hit a stall while attempting to avoid the crowd, with our personal liability cover of up to USD 200,000*, you’re protected from paying these costs out of pocket.
Emergency Cash Assistance
If you lose your wallet after a night out in Seminyak or misplace it while hiking in the rice fields of Tegallalang, access to funds becomes a real concern. We offer up to USD 300* in emergency cash so you’re never left stranded, even in remote parts of the island.
Individual Travel Plan
Our travel insurance for Bali ensures that you are protected throughout your journey, from your flight out of India to your return home. We offer comprehensive medical coverage, including cashless treatment at any authorised hospital, as well as coverage for trip emergencies.
Family Travel Plan
Our plan offers comprehensive protection for families travelling to Bali together. We offer up to $250,000*, which is shared among all members, making our family travel insurance policy a cost-effective option.
What is covered?
Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.
Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.
Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.
Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.
Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.
What is not Covered?
Medical Tourism, Undisclosed Pre-Existing Diseases & Maternity: We cover all medical emergency costs while you're overseas except for maternity costs, undeclared PEDs and planned medical treatments.
Negligence & Travelling Against Medical Advice: Your trip emergencies are always covered; however, we do not cover trips taken against a doctor's advice, or claims due to personal delays or negligence.
Legal Action: Liability-related costs are fully covered except for ones arising out of any legal violations while overseas.
Disclaimer: Please refer to the official policy documents for detailed inclusions and exclusions.
Need Help?
Schedule a callback
You can effortlessly secure your Bali trip with IndusInd travel insurance and our convenient digital buying and renewing options. With the help of our easy-to-navigate website, you can buy our policy in just 5 simple steps:
Enter Your Details
Enter your travel dates, DOB and choose Bali as your destination.
Compare & Select
Check the plans and choose the one that best suits your needs.
Complete KYC
Enter your phone number and complete the online KYC process.
Pay & Get Policy
Pay online and get your Bali travel insurance plan instantly via email.
Cashless
Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network garages.
Steps to file a cashless claim
For medical claims, let us know via our helpline or email using your policy number.
Check if the hospital accepts cashless claims & submit the claim form.
IndusInd Care (previously Reliance Care) will review the claim and your documents.
Upon approval, we place a Guarantee of Pay (GoP) to the hospital.
If the hospital does not agree to the GoP, you can always file a reimbursement claim.
Reimbursement
Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network
garages.
Steps to file a Reimbursement claim
Get in touch via our helpline or email for luggage delays, trip cancellations, etc.
Complete the claim form and gather all other necessary documents.
You might need to submit a passport copy, flight tickets, emails from the airline or FIR.
IndusInd Care (previously Reliance Care) will review the claim to decide its approval.
After approval, the compensation or benefit amount will be disbursed to you.
Types of Visas for Bali
Travellers can avail themselves of a Bali visa-on-arrival so that Indian citizens can stay on the island for 30 days. However, if you are travelling for any purpose other than tourism, you must apply for an applicable visa type.
Visa-on-Arrival (B1)
This visa allows Indians to enter Bali for tourism, business, etc., and is offered upon arrival. It is available for single-entry and allows entry for 30 days within 90 days.
Evisa or eVOA
This eVOA can be obtained online before arriving in Bali for tourism, business or transit. With this, you can stay up to 30 days and extend to another 30 days online.
Tourist Visa (B211A)
This is a single-entry permit, which is issued for transit, tourism, business conferences, etc. This is required for longer stays (60 days)
Tourist/Business Visa (D1/D12)
This is a multi-entry tourist visa, issued for Indians visiting for cultural activities, conventions, meetings, exhibitions, etc. It allows a stay for up to 2 years.
Student Temporary Stay Visa (E30)
This entry visa for Bali is for Indian students exploring education opportunities. The duration of stay depends on the educational course
Work Visa (E23)
Adding This entry visa for Bali is for Indians who are working with an Indonesian employer. This is valid until the employment contract is valid.
Embassy Details: India and Bali
Parameters | Indonesia Embassy in India | Indian Embassy in Indonesia |
|---|---|---|
Country | Republic of Indonesia | India |
Location | New Delhi | Bali |
Address | 50-A Kautilya Marg, Chanakyapuri, New Delhi 110021 | Jl. Raya Puputan No.163, Renon, Denpasar Selatan, Kota Denpasar, Bali 80235 |
Contact Number | +91 (11) 2611-8642
| (+62-361) 259 500
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Fax | +91 (11) 2688-6763 (for Consular) | |
Email Address | ||
Website | ||
Operating Days | Monday to Friday | Monday to Friday |
Operating Hours | 9:00 am - 5:00 pm | 9:00 am - 1:00 pm
|
Govt Supported
Govt Supported
Govt Supported
Best Time to Visit Bali
Bali’s a perfect year-round destination with a tropical climate. But for the best experience, we recommend visiting from April to October. During this time, you can experience rains, gusts of wind and Balinese kites during the “kite festival.”
July to September
What to Expect: This is the best time to visit Bali if you are looking to explore the various tourist spots, as the weather is sunny with temperatures around 22°C.
Perfect for: Spending time on beaches, participating in water sports, visiting rice terraces and exploring Uluwatu temple.
Tourist Flow: Crowded
Flights and Hotel Rates: High
Return Airfare from India (Approx): ₹18,000 – ₹30,000*
Keep in Mind: Book your flights and hotels well in advance, especially if you’re planning around Bali’s Independence Day (August 17th).
October to December
What to Expect: Early monsoon months with high humidity and occasional rainfall, but still suitable for sightseeing and indoor activities.
Perfect for: Cultural experiences, spa getaways, temple visits and exploring Bali’s café scene.
Tourist Flow: Moderate
Flights and Hotel Rates: Mid to high
Return Airfare from India (Approx): ₹16,000 – ₹28,000*
Keep in Mind: Rain showers are brief but frequent. Carry an umbrella and choose accommodations with good indoor amenities.
February, March, June
What to Expect: A mix of light rain (Feb–Mar) and early dry spells (June), with fewer crowds and mild temperatures.
Perfect for: Travellers looking for the cheapest time to visit Bali to enjoy crowd-free adventures
Tourist Flow: Lowest crowd
Flights and Hotel Rates (Approx): Low to moderate
Return Airfare from India: ₹13,000 – ₹25,000*
Keep in Mind: These months offer good value for money, but some beach activities may be limited during wetter weeks.
Interesting Facts About Bali
Hindu Majority: Bali is the only island in Indonesia with most of its population practising Balinese Hinduism, offering Indians a culturally familiar environment.
Island of Gods: It is known as the “Island of Gods” with over 20,000 temples like Uluwatu and Besakih due to its deep spiritual ties.
Four Islands: Bali is made of four islands - the main island and the three Nusa Islands (Penida, Lembongan, Ceningan). Each island offers unique coastal experiences.
Rich Marine Life: Since it is located in the Coral Triangle, Bali’s waters are teeming with marine life, making it a paradise for snorkelers and divers.
Active Volcanoes: Mount Agung and Mount Batur are Bali’s two active volcanoes, offering sunrise treks with breathtaking views of the island and the caldera.
Unique Calendar System: Bali uses the Pawukon calendar system, which is different from India’s lunar calendar. It schedules ceremonies and temple festivals every 210 days.
24-Hours of Silence: Bali observes Nyepi Day (around March or April), also known as “Day of Silence”, when airports, roads and businesses close completely. This is a rare and peaceful experience for visitors.
Iconic Rice Terraces: Bali shows its unique blend of agricultural and spiritual traditions through its rice terraces, especially the UNESCO-protected Subak irrigation system.
Black Sand Beaches: Bali’s coastline includes black sand beaches like Lovina and Amed, formed from volcanic rock. It is a perfect scenic alternative for Indian travellers used to white sand shores.
Welcoming Culture: Since Bali’s economy relies heavily on tourism, it offers affordable and hospitable accommodation, offering Indians great food and culture.
Essential Apps for Your Bali Trip
Accommodation and Hotel Booking
Most popular apps across Southeast Asia for booking affordable and comfortable stays are - Airbnb, Agoda, Traveloka and Booking.com. You can also use Hostelworld if you want an affordable yet comfortable hostel in Bali.
Navigation
Whether you are driving a scooter through Ubud or navigating between beaches, use Google Maps or Waze; both are popularly used in Bali. They offer accurate directions and real-time traffic updates.
Transport
For booking rides, scooters, airport transfers, food delivery, parcel drop-offs or booking a full-day private driver across Bali, use Bikago, Grab and Gojek. You can also download MyBluebird, which offers taxi services for comfortable rides, and 12go Asia for boat tickets and bus information.
Sightseeing and Events
Use Klook, Viator, TripAdvisor and GetYourGuide to book island tours, Bali Safari, temple visits, and water sports. You can also access local recommendations and ticketing via the official Bali App (endorsed by the Bali Tourism Board).
Food Delivery
For local meals or restaurant deliveries, especially from warungs or vegetarian-friendly places, GoFood, the food delivery service within Gojek, is convenient and widely accepted. With this app, get your food delivered anywhere, from your hotel room in Ubud to a beach villa in Canggu. You can also use HappyCow for vegan options in Bali.
Other Useful Apps & Websites
While most locals in Bali speak English, having translation apps like Google Translate can help when visiting more rural and remote parts of the island. For authorised currency exchange in Bali, PT. Dirgahayu Valuta Prima will help. You can also use VPN apps like ExpressVPN, NordVPN and Surfshark.
Key Takeaways
With over 600,000 tourists visiting Bali in May 2025, Bali is a prime destination for beach vacations. For Indian travellers, it’s also a budget-friendly destination offering rich culture, deep-rooted traditions and a 30-day visa-free entry (for tourists). India is also its second-largest contributor to tourism.
But the increasing popularity also comes with increased footfall to tourist spots, temples and famous shopping markets, increasing the chances of flight delays, missed connections and lost belongings. Thus, travel insurance has become more important than ever, especially during peak seasons and heavy monsoon rains, to secure your trips from common mishaps.
So, the next time you land at the Ngurah Rai International Airport and find that your luggage is delayed, you know we have your back. With IndusInd travel insurance for Bali, your travel is covered even during unexpected delays due to natural disasters like volcanic eruptions, delayed baggage or medical emergencies.
Our 24/7 customer assistance and digital-first approach through the IndusInd Self-i app ensure comprehensive protection and quick online services that you can access on the go. All this coverage starts at just ₹306*, making it a great addition for anyone travelling to Bali.
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