Malaysia travel plans starting at just ₹306*
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Flight Cancellation Covered*
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Baggage Loss Covered*
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Passport Loss Covered*
Travel Insurance for Malaysia
The bustling markets of Kuala Lumpur’s Brickfields, the colourful Thaipusam procession at Batu Caves and the Indian temples in Penang are just a few of the many things that make Malaysia both familiar and exciting for Indian travellers. Add to that 30-day visa-free entry and minimal language barriers, and it is easy to see why Malaysia feels welcoming right from the moment you arrive.
To keep the rest of your trip just as comfortable, getting travel insurance before you go is a smart move. It helps ensure that sudden travel issues do not disrupt your plans. Be it a flight delay, a missed connection or misplaced baggage, the plan has you covered.
For instance, if your flight from Hyderabad to Langkawi via Kuala Lumpur is delayed due to weather and you miss your connecting flight, your Malaysia Travel Insurance steps in with the support you need to deal with the travel issue.
With IndusInd travel insurance (formerly Reliance travel insurance) by your side, you don’t have to worry about the unexpected derailing your itinerary. It keeps you protected against common travel disruptions so you can stay focused on the food, festivals and the vibrant culture that brought you to Malaysia in the first place.
A health insurance plan covers for these unexpected medical expenses, ensuring you don't have to bear the financial burden. You can focus on getting the medical care you need without worrying about the cost. In simple terms, health insurance helps you to reduce or avoid a larger financial stress by paying a comparatively smaller premium.
$500,000 Coverage*
High Medical Coverage
24/7 Customer Support*
Get help anywhere in Malaysia
99.57% Claims Settled*
Speedy claim processes
No Medical Check-ups*
Just apply, pay and download!
Benefits of Buying Malaysia Travel Insurance
Emergency Health Cover
You can’t skip the char kway teow in Penang or nasi lemak in Kuala Lumpur, it’s part of the Malaysian experience. But if the spices don’t agree with you, your IndusInd Malaysia Travel Insurance covers emergency medical expenses up to USD 500,000* at certified hospitals across Malaysia. You're covered for anything from a mild bug to unexpected health issues.
Lost Passport Support
After a day of hopping between trains and buses in Malacca, it’s easy to misplace things between the constant commutes and crowded spots. If one of these things happens to be your passport, don’t worry. Your Malaysia Travel Insurance plan covers up to USD 300* for reissuance, so you can get a replacement quickly and continue your travels as planned.
Missed Connections & Delays
Heavy rain in Langkawi or a technical failure with your assigned aeroplane can lead to unexpected flight delays. If the delay lasts for over 12 hours, you can claim up to USD 60/day* for expenses like meals or accommodation. And if you miss your connecting flight because of it, you can claim up to USD 500* to cover the cost of rebooking.
Baggage Delays & Loss
Luggage delays can happen due to many reasons. It could be tight layovers, airport handling errors or even weather disruptions. If your bags are delayed for over 12 hours, you can claim up to USD 100* for essentials like clothes or toiletries. If they’re lost entirely, get up to USD 1500* to replace your belongings, so you’re not left without the basics while travelling.
Personal Liability Cover
Getting a scooter is a great way to get around George Town or Langkawi; it is affordable and convenient. But if you accidentally damage someone's property or injure someone during one of your rides and are held liable, don't worry. Your Malaysia Travel Insurance plan gives you coverage up to USD 200,000* for third-party injury or property damage.
Emergency Financial Support
Night markets in Kota Kinabalu are a must-visit, but crowded spaces can sometimes mean a lost wallet. If that happens, your IndusInd Malaysia Travel Insurance has you covered with up to USD 300* in emergency cash for essentials like transport, food or accommodation so your plans don’t come to a halt even when your wallet goes missing.
Individual Travel Plan
IndusInd Thailand Travel Insurance provides all-around protection for your trip against a range of disruptions. Our individual travel plan offers comprehensive protection for one traveller, so it's a great addition to any solo trip to Thailand. Here are the key features and coverage limits of this plan that make it a standout choice.
Family Travel Plan
Why buy 4 separate plans when you can buy one plan to cover your family of 4! Our family travel insurance plan offers coverage up to $250,000*, and this coverage is shared among all family members. This makes policy handling and claims processing a lot easier since you'll just be using one plan to cover your entire family during your trip.
This is disclaimer for the Table
Relaince ho sath to darne ki kya baat!
What is covered?
Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.
Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.
Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.
Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.
Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.
What is not Covered?
Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.
Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.
Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.
Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.
Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.
Disclaimer for Relaince General Insurance!
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Anyone who is above 18 years of age, have completed education up to at least 10th Standard and has a valid Aadhaar card & PAN card. For instance, below are few categories who can be benefited the most.
Enter Your Details
Enter your travel dates, DOB and choose Malaysia as your destination.
Complete KYC
Enter your phone number and complete the online KYC process.
Pay & Get Policy
Pay online and get your Malaysia travel insurance plan instantly via email.
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Medical Claim
Medical Claim
Medical Claim
For medical claims, let us know via our helpline or email using your policy number.
Check if the hospital accepts cashless claims & submit the claim form.
IndusInd Care (previously Reliance Care) will review the claim and your documents.
Upon approval, we place a Guarantee of Pay (GoP) to the hospital.
If the hospital does not agree to the GoP, you can always file a reimbursement claim.
disclaimer
Types of Visas for Malaysia
The Malaysian government granted 30-day visa-free entry to Indian citizens until December 2026, making short-term travel more convenient. All travellers must hold a valid passport and complete the Malaysia Digital Arrival Card (MDAC) online within three days before arrival.
Social Visit Visa
For Indian nationals visiting family or friends, attending religious or cultural activities in Malaysia. It is typically valid for 30 to 90 days.
Employment Visa
Issued to skilled Indian professionals who have secured a job in Malaysia. It is valid for 1 to 5 years, depending on the employment contract.
Student Visa
For Indian students enrolling in full-time academic programs at Malaysian institutions. Valid for up to 12 months, needs to be renewed annually.
Transit Visa
Required for Indian travellers transiting through Malaysia to a third country. Only needed if they plan to leave the airport or have a layover of up to 5 days.
Dependent Visa
For Indians accompanying family members working or studying in Malaysia. The visa’s validity matches the primary visa holder’s permitted stay.
Embassy Contact Details: India and Malaysia
Parameters | High Commission of Malaysia | FIndian Embassy in Malaysia |
|---|---|---|
Country | India | Malaysia |
Location | Delhi | Kuala Lumpur |
Address | 50-M, Satya Marg, Chanakyapuri, New Delhi, Delhi 110021 | High Commission of India, Kuala Lumpur, Level 1, Wisma HRIH Lotus, No. 442 Jalan Pahang, Setapak, 53000 Kuala Lumpur. |
Contact Number | +91-11-24159340-43/9355/9312/9306 | +60 3 4024 0990 |
Email Address | ||
Website | ||
Operating Days | Monday to Friday | Monday to Friday |
Operating Hours | 8:30 - 16:30 | 09:00 - 17:30 |
This is disclaimer for the Table
Govt Supported
Govt Supported
Govt Supported
Best Time to Visit Malaysia
Malaysia’s charm knows no off-season, be it beach days, rainforest hikes or street food nights, there’s always a reason to explore more. The best time depends on where you're headed and what you want to explore next.
November to February
What to Expect: Sunny weather on the west coast and monsoons on the east (23°C – 32°C).
Perfect for: Beach holidays in Langkawi and Penang, city walks in Kuala Lumpur and celebrating festivals like Christmas, New Year and Chinese New Year.
Tourist Flow: High
Flights and Hotel Rates: Highest during this period, especially around festive holidays.
Return Airfare from India (Approx): ₹28,000–₹36,000*
Keep in Mind: East coast beaches may be inaccessible. Book early for festivals and holiday weeks.
March to May
What to Expect: Hot and Humid. Occasional showers. (24°C – 33°C).
Perfect for: Exploring cities, rainforest treks and visiting Borneo or east coast beaches before the monsoon sets in.
Tourist Flow: Moderate
Flights and Hotel Rates: Moderate.
Return Airfare from India (Approx): ₹23,000–₹26,000*
Keep in Mind: Pack light clothes, carry sun protection and stay hydrated.
June to October
What to Expect: Very Humid, consistent rains (24°C – 32°C).
Perfect for: Budget travel and offbeat adventures in Borneo.
Tourist Flow: Low
Flights and Hotel Rates: Lowest in the year
Return Airfare from India (Approx): ₹20,000–₹24,000*
Keep in Mind: Pack rain protection and extra clothes.
Interesting Facts About Malaysia
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First Heading
Cultural Melting Pot - Malay, Chinese, Indian and Indigenous cultures coexist in Malaysia, influencing everything from the food on your plate to the festivals you witness and even the languages spoken on the same street.
Street Food Paradise - Hawker stalls in Malaysia serve everything from rich nasi lemak and fiery sambal to tender chicken rice and hand-pulled roti. Every dish tells a story of the country's diverse cultural roots.
Lively Night Markets - In Malaysia, Pasar malams or night markets, come alive after sunset with colourful stalls selling snacks, gadgets, fashion and more. They're the perfect place to experience local life and taste Malaysia’s authentic street food.
Borneo’s Orangutans - Sabah is home to Sepilok Orangutan Rehabilitation Centre, where orphaned and injured orangutans are nursed back to health. You can visit the centre and watch them in semi-wild environments as they recover.
Sipadan Marine Life - Off the coast of Borneo, Sipadan is one of the world’s best diving spots. The water is crystal-clear and home to sea turtles, reef sharks and thousands of colourful corals.
Jimmy Choo’s Roots - Legendary shoe designer Jimmy Choo was born in Penang, where he learned the craft from his father. Today, his luxury brand is worn by celebrities worldwide.
National Fruit - Durian, the national fruit of Malaysia, may be controversial, but it is a must-try. With a strong aroma and rich, custard-like interior, it’s considered a delicacy that Malaysians adore.
Batu Caves Climb - Just outside Kuala Lumpur, Batu Caves features a towering golden statue of Lord Murugan and 272 rainbow steps leading to a temple in a limestone cave.
Penang’s George Town - George Town, a UNESCO Heritage site, stands out for its blend of colonial architecture, Chinese clan houses, street art trails, and world-famous hawker food.
Melaka’s Historic Mix - Melaka is where Dutch, Portuguese, British and Malay histories blend into a charming riverside town. It’s home to ancient forts, colonial churches, vibrant night markets, and rich Nyonya cuisine rooted in Peranakan heritage.
disclaimer
Essential Apps for Your Malaysia Trip
Translation
While Bahasa Malaysia is the national language, English is widely spoken in cities. Apps like Google Translate, Papago or DeepL can help you with signs, menus or small interactions, especially in rural areas or local markets.
Accommodation
For hotel stays across Kuala Lumpur, Penang, Langkawi, or Sabah, apps like Agoda, Traveloka.com, Booking.com and Trip.com offer great deals. For more homely or unique stays, try Airbnb.
Navigation
You can use Google Maps for most places in Malaysia, whether you’re walking around Melaka, taking a train in Kuala Lumpur or driving to the Cameron Highlands. For public transport schedules, Moovit.com and RapidKL Pulse are helpful.
Transport
In Malaysia, Grab is the most popular app for booking taxis and ride-sharing across Malaysia. You can use it for cars, food delivery and even parcel delivery. For intercity buses or trains, try Easybook or BusOnlineTicket.
Food Delivery
For quick food deliveries, apps like GrabFood, Foodpanda, and ShopeeFood are popular across major cities. Although the availability may vary in rural areas, local kopitiams and 24/7 convenience stores are never far away.
Sightseeing and Events
Get early and discounted passes to cultural sites, nature tours and theme parks with apps like Klook or Traveloka Xperience. Many attractions, such as the PETRONAS Towers or Sunway Lagoon, offer e-tickets and updates via Google Maps listings.
Key Takeaways
Planning your itinerary through Malaysia’s busy streets and stunning rainforests is half the fun. But before you finalise your plans and start packing your outfits, it’s worth making room for one more essential, that is, your Malaysia travel insurance policy.
Your elaborate plans to explore the famous street food scene in Penang or unwind on the beaches of Langkawi can be disrupted by unexpected travel issues like flight delays, misplaced baggage or even sudden illnesses. But with Malaysia Travel Insurance from IndusInd General Insurance (formerly Reliance General Insurance), you’re covered when things don’t go as planned.
For example, if you happen to overindulge in some deep-fried snacks at the night market and it leaves you with a really bad acid reflux, getting medical help in a new place can feel overwhelming, not to mention expensive. With medical coverage up to USD 500,000*, you can get treated at any certified hospital in Malaysia without worrying about the cost. Plus, with the IndusInd Self-i app, help is always just a tap away. Whether you need to file a claim or access emergency assistance.
So go ahead and enjoy every adventure, while IndusInd Malaysia Travel Insurance takes care of the unexpected.
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Experience Malaysia Without a Pause
From Penang’s flavourful streets to Borneo’s wild rainforests, our coverage keeps pace with every twist in your journey, at every step and every stop.
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