Portugal Travel Insurance Starting at Just ₹ 306*
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Flight Cancellation Covered
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Baggage Loss Covered
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Passport Loss Covered
Travel Insurance for Portugal
Portugal is a captivating year-round destination that’s just a flight away. From the historic streets of Lisbon and the coastal charm of Porto to the vibrant culture of Coimbra and scenic landscapes of the Algarve, the country’s rich heritage and growing flight connectivity from India make it a favorite among travelers. With so much to explore, having Portugal travel insurance for your journey adds peace of mind and convenience to your plans.
It ensures you’re protected against common travel hiccups. For instance, losing your passport while exploring busy spots like Lisbon’s Alfama district or the historic center of Sintra can be stressful. If that happens, we’ll guide you through the process of getting a replacement passport quickly.
Another frequent issue is delayed checked-in baggage. Imagine landing at Humberto Delgado Airport in Lisbon, but your luggage doesn’t arrive on time. You can file a claim and receive a payout to buy essentials like clothes and toiletries, so your trip remains smooth even if things go off track.
And that’s just the beginning. With IndusInd travel insurance (formerly Reliance travel insurance), you’re covered from takeoff to touchdown. Filing claims is simple via the IndusInd Self-i app—whether it’s a lost passport or a baggage delay, help is always just a tap away.
Exploring Portugal should be all about unforgettable moments not unexpected expenses. IndusInd Portugal Travel Insurance (formerly Reliance Travel Insurance) offers affordable and dependable coverage designed to protect your journey every step of the way.
$500,000 Coverage*
High Medical Coverage
24/7 Customer Support*
Get help anywhere in Portugal
99.57% Claims Settled*
Speedy claim processes
No Medical Check-ups*
Just apply, pay and download!
Benefits of Buying Portugal Travel Insurance
Cashless Medical Coverage
Portugal offers a rich culinary experience from bacalhau and caldo verde to street-side bifanas and custard tarts! But if your stomach disagrees and you need medical attention, your bills are covered. We offer cashless medical coverage of up to USD 500,000* (and USD 500* for emergency dental treatments).
24/7 Emergency Cash Support
Losing your wallet after a night out in Lisbon or while shopping in Porto can be stressful. But don’t worry! We offer emergency cash up to USD 300. This support is available 24/7, so you can call us right away. It ensures you have enough money for food, transport, and accommodation to keep your trip on track.
Flight Delays & Connecting Flights
Airports like Humberto Delgado Airport in Lisbon can get busy during peak seasons. If your flight is delayed, we’ve got you covered. We offer compensation for delays over 12 hours up to USD 60 per day. Applies if your connecting flight within Portugal is rescheduled unexpectedly.
Lost Baggage Support
Imagine landing in Portugal, but your luggage doesn’t. If your checked-in baggage is delayed over 12 hours, you’ll receive up to USD 100 to buy essentials. If your luggage is lost, we pay up to USD 1,500. This helps you stay comfortable with clothes and toiletries while you wait.
Personal Liability
Driving in Portugal—especially through narrow city streets or winding coastal roads—can be tricky. If you accidentally damage a parked vehicle or roadside property, our personal liability coverage of up to USD 200,000* protects you from out-of-pocket expenses.
Loss of Passport
Exploring Portugal’s historic towns or venturing into remote villages increases the risk of losing your passport. That’s why we cover up to USD 300 to help you get a replacement. This includes reissue-related costs at Indian missions in Portugal.
Individual Travel Plan
IndusInd Portugal Travel Insurance provides all-around protection for your trip against a range of disruptions. Our individual travel plan offers comprehensive coverage for one traveller, making it a smart addition to any solo journey across Portugal—whether you're exploring the historic streets of Lisbon, admiring coastal architecture in Porto, or enjoying a scenic drive through the Algarve region.
Here are the key features and coverage limits of this plan that make it a standout choice for travellers heading to Portugal.
Family Travel Plan
Why buy 4 separate plans when you can buy one plan to cover your family of 4! Our family travel insurance plan offers coverage up to $250,000*, and this coverage is shared among all family members. This makes policy handling and claims processing a lot easier since you'll just be using one plan to cover your entire family during your trip.
What is covered?
Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.
Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.
Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.
Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.
Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.
What is not Covered?
Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.
Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.
Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.
Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.
Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.
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Anyone who is above 18 years of age, have completed education up to at least 10th Standard and has a valid Aadhaar card & PAN card. For instance, below are few categories who can be benefited the most.
Enter Your Details
Enter your travel dates, DOB and choose Portugal as your destination.
Complete KYC
Enter your phone number and complete the online KYC process.
Pay & Get Policy
Pay online and get your Portugal travel insurance plan instantly via email.
Medical Claim
Medical Claim
Medical Claim
For medical claims, let us know via our helpline or email using your policy number.
Check if the hospital accepts cashless claims & submit the claim form.
IndusInd Care (previously Reliance Care) will review the claim and your documents.
Upon approval, we place a Guarantee of Pay (GoP) to the hospital.
If the hospital does not agree to the GoP, you can always file a reimbursement claim.
Types of Visas for Portugal
Portugal offers various visa types depending on the purpose of your visit, whether it's for tourism, work, study, or family reunification. This section provides an overview of the different visa options to help you choose the one that best suits your travel or relocation plans.
Tourist Visa
For leisure travel, sightseeing, or exploring Portugal’s iconic attractions from Lisbon and Porto to the Algarve coast and the Azores. Indian citizens must apply for a Schengen Type C visa through the Portuguese Embassy or VFS Global. Valid for up to 90 days. Requires a valid passport, visa application form, travel insurance, proof of accommodation, and return flight tickets.
Business Visa
For attending meetings, trade events, or business negotiations in Portugal. Valid for up to 90 days. Requires a company cover letter, invitation from a Portuguese partner, business registration proof, financial documents, and travel itinerary. Employment is not permitted under this visa.
Student Visa
For academic studies at recognized institutions in Portugal. Requires an admission letter, financial proof, valid passport, travel insurance, and proof of accommodation. Issued for the duration of the academic program and eligible for a residence permit through Portuguese immigration.
Work Visa
For employment or volunteering in Portugal. Requires a work permit, employment contract, and sponsorship from a Portuguese employer. Valid for the contract period and extendable. Must be supported by a residence permit application. Approval must be obtained before arrival.
Transit Visa
For travelers transiting through Portugal en route to another destination. Valid for up to 24 hours and non-extendable. Requires passport, visa form, onward ticket, and destination visa. Entry into Portugal is permitted only for transit purposes within the airport’s international zone.
Family Visa
For joining family members residing in Portugal. Eligible applicants include spouses, children under 18, and legal guardians. Requires passport, application form, relationship proof, sponsor’s ID and income documents. Issued for long-term stay with residence permit eligibility.
Embassy Contact Details: India and Portugal
Parameters | Embassy of Portugal in India | Indian Embassy in Portugal |
|---|---|---|
Location | New Delhi, India | Lisbon, Portugal |
Address | No. 4, Panchsheel Marg, Chanakyapuri, New Delhi – 110021 | Rua Pero da Covilha, 16, Restelo, Lisbon – 1400-297 |
Contact Number | +91 11 4607 1001 / 4607 1002 | +351 21 304 1091 / +351 920 466 584 (Emergency) |
Email Address | chancery.novadeli@mne.pt; sconsular.novadeli@mne.pt | hoc.lisbon@mea.gov.in; cons.lisbon@mea.gov.in |
Website | gov.pt/web/india | eoilisbon.gov.in |
Operatings Days | Monday to Friday | Monday to Friday |
Operating Hours | Mon–Fri: 9:00 am – 4:00 pm | Mon–Fri: 9:00 am – 5:30 pm |
Govt Supported
Govt Supported
Govt Supported
Best Time to Visit Portugal
Planning your trip to Portugal begins with choosing the right season to make the most of your experience. Here’s an overview of the best time to visit for everything from beach escapes to wine tours and cultural festivals.
Mar to May
What to Expect: Spring in Portugal brings mild weather with temperatures around 12–23°C. Ideal for exploring Lisbon’s tiled streets, Douro Valley vineyards.
Perfect for: Nature lovers, and wine enthusiasts.
Tourist Flow: Low to moderate
Flights and Hotel Rates: Moderate, rising toward May
Return Airfare from India (Approx): ₹75,000–₹1,20,000*
Keep in Mind: Great time for sightseeing and festivals like Semana Santa.
Jun to Aug
What to Expect: Warm summer with temperatures around 20–30°C. Perfect for Algarve beaches, open-air concerts, and festivals like São João in Porto.
Perfect for: Families, beach lovers, and festival-goers.
Tourist Flow: High
Flights and Hotel Rates: Peak pricing
Return Airfare from India (Approx): ₹80,000–₹1,25,000*
Keep in Mind: Book early for accommodations and events; coastal areas get crowded.
Sep to Feb
What to Expect: Cooler temperatures ranging from 8–20°C. Ideal for city breaks, port wine tastings in Porto, and festive lights in Lisbon during December.
Perfect for: Budget travelers, and off-season explorers.
Tourist Flow: Low to moderate
Flights and Hotel Rates: Lower rates.
Return Airfare from India (Approx): ₹70,000–₹1,05,000*
Keep in Mind: Rain is more frequent pack layers and check forecasts before travel.
Interesting Facts About Portugal
Architectural Wonder – Portugal is famed for its azulejos (ceramic tiles), Manueline architecture, and colorful palaces like Pena Palace in Sintra.
Cultural Heritage – Portugal’s culture is shaped by Roman, Moorish, and maritime influences. Explore UNESCO sites like the Jerónimos Monastery
Scenic Serenity – Portugal offers serene escapes in the Douro Valley vineyards, the Azores’ volcanic landscapes, and the Algarve’s golden beaches.
Portuguese Cuisine – Known for its seafood, Portugal offers dishes like bacalhau (salted cod), grilled sardines, and the famous pastel de nata.
Warm Hospitality – The Portuguese are known for their friendliness and pride in tradition. Expect warm welcomes, local tips, and heartfelt conversations in cafés.
Natural Wonders – From Cabo da Roca (Europe’s westernmost point) to the volcanic Azores and Madeira islands, Portugal’s landscapes are rich in biodiversity.
Festivals & Traditions – Celebrate vibrant events like São João in Porto, Madeira Carnival, and traditional bullfighting (without killing the bull).
Adventure & Nature – Enjoy surfing giant waves in Nazaré, hiking in Serra da Estrela, or whale watching in the Azores.
Oldest Nation State – Portugal is one of Europe’s oldest nation-states, with borders defined in 1139.
Rich Maritime Legacy – Portugal’s history is deeply tied to the sea, with explorers like Vasco da Gama shaping global trade routes.
Essential Apps for Your Portugal Trip
Translation
Portuguese is the official language. While English is common in tourist areas, apps like Google Translate, iTranslate, and SayHi are useful for menus, signs, and conversations especially in rural villages. Be sure to download the European Portuguese pack for offline use.
Accommodation and Hotel Booking
Top apps include Booking.com, Airbnb, and Agoda. For reviews and local tips, TripAdvisor is helpful. Portugal also offers unique stays like vineyard estates, seaside cottages, and historic pousadas check Visit Portugal’s official site for curated options.
Navigation
Google Maps is reliable across Portugal. For offline use, try Maps.me or Waze—especially in hilly towns like Sintra or narrow alleys in Lisbon. Moovit and CP Comboios de Portugal are great for public transport and train routes.
Transport
Public transport is efficient. Use Moovit, Uber, and Bolt for buses, metros, and taxis. For intercity trains, CP Comboios de Portugal is essential. Apps like FlixBus and Rede Expressos help with long-distance bus travel.
Sightseeing and Events
Apps like GetYourGuide, Klook, and Viator offer tours for wine tastings, city walks, and coastal cruises. For local events like São João Festival or Lisbon’s Santo António, follow Visit Portugal on social media or check their website.
Food Delivery
In cities like Lisbon and Porto, food delivery is available via Uber Eats, Glovo, and Bolt Food. For restaurant discovery, TheFork and Google Maps help find top-rated spots for seafood, pastries, and local wines.
Key Takeaways
Portugal continues to be a dream destination for Indian travellers, thanks to its sun-kissed coastlines, historic cities, and unforgettable experiences like exploring Lisbon’s Alfama district or cruising along the Douro River.
But even short trips to Portugal can become stressful if issues like lost luggage or flight delays arise in an unfamiliar setting. That’s why it’s essential to insure your journey—no matter the destination. In fact, with 37% of flights experiencing delays globally in 2024, more Indian travellers are prioritising protection. Travelbizmonitor also reported an 18.95% surge in travel insurance sales in Q1 2025, supporting this growing trend.
And that’s where IndusInd Portugal Travel Insurance (formerly Reliance Travel Insurance) becomes your trusted travel companion. With our digital-first approach, you can download your travel insurance policy and save it to your phone using the IndusInd Self-i app, so help is always within reach.
With premiums starting at just ₹306*, you get reliable coverage that includes cashless medical expenses up to $500,000*, trip delay and flight cancellation benefits, lost passport assistance, and dedicated worldwide customer support.
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