Thailand travel insurance starting at just ₹306*
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Flight Cancellation Cover
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Baggage Loss Covered
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Passport Loss Covered
Travel Insurance for Thailand
Thailand is a fantastic year-round travel destination that's just a short 4-hour flight away. From Bangkok's lively streets to Chiang Mai's temples and Phuket's islands, the country's welcoming culture and direct flights from India have made it a popular destination. With so much to explore, having Thailand travel insurance for your adventures adds a layer of ease and assurance to your plans.
It ensures you’re covered for any trip emergencies that come your way. These can be common situations, such as losing your passport while visiting busy places like the Chatuchak Weekend Market or the Pratunam Market in Bangkok. If that happens, we’ll guide you through the next steps to get a new passport.
Another frequent issue is delayed checked-in baggage. Let's say you arrive at Suvarnabhumi Airport, but your luggage is delayed. In this case, you can file a claim and receive a payout to buy essentials like clothes and toiletries, so your trip stays comfortable, even if things don’t go as planned.
And that’s just the start. With IndusInd travel insurance (formerly Reliance travel insurance), you’re covered from the moment you board your flight to the time you return home. Claims are easy to file on the go via the IndusInd Insurance App, so whether it’s a lost passport or a baggage delay, help is always just a tap away.
Up to $500,000 Medical Coverage
High medical cover overseas
24/7 Customer Support Available
Get help anywhere in Thailand
AI-Powered Mobile App
Quick processes and 24/7 support
No Medical Check-ups Needed!
Just apply, pay and download!
Benefits of Buying Thailand Travel Insurance
Cashless Medical Coverage
Bangkok’s known to have some of the best street food! But if the food doesn't agree with you and you need to visit the hospital, your medical bills are covered. We offer cashless medical coverage of up to USD 500,000 (and USD 500 for emergency dental treatments). Meaning all you need to do is submit your policy at the front desk, and we take care of the rest! This coverage applies to all certified hospitals in Thailand.
24/7 Emergency Cash Support
A lost wallet after a fun night out in Thailand’s Chinatown or one of its famous night markets can quickly derail your travel plans. But worry not! We offer emergency cash up to USD 300 . This support is available 24/7, so you can call us anytime you need help. This benefit ensures you have enough on-hand cash for food, transport and accommodation so you can continue your exploration of Thailand.
Flight Delays & Connecting Flights
Airports like Suvarnabhumi and Phuket International can get busy during festivals like Songkran. So, if your flight gets delayed, we’ve got you covered. We cover flight delays over 12 hours up to USD 60 per day. This coverage can also come in handy if your next connecting flight from Thailand gets pushed unexpectedly.
Lost Baggage Support
Let’s say you arrive at Bangkok, but your luggage doesn’t, and the airport staff informs you that your luggage is delayed. In this situation, you will get up to USD 100 for checked-in baggage delays that exceed 12 hours. If your luggage is lost, you get up to USD 1500. This can help you buy essentials like clothes and toiletries.
Personal Liability
Traffic in cities like Bangkok, Chiang Mai and Hat Yai is known to be quite severe, especially during peak hours. So if you’re renting a car and accidentally scratch a parked scooter or hit a street vendor’s cart, our personal liability cover has you covered. We cover up to USD 200,000, so you don’t pay out of pocket.
Loss of Passport
Moving between Thailand’s famous islands or cities? – Switching between taxis, ferries, trains, and tuk-tuks often increases the risk of losing your passport along the way. That’s why we cover up to USD 300 to help you get a replacement passport. This includes reissue-related costs in Thailand.
Individual Travel Plan
Family Travel Plan
Why buy 4 separate plans when you can buy one plan to cover your family of 4! Our family travel insurance plan offers coverage up to $250,000, and this coverage is shared among all family members. This makes policy handling and claims processing a lot easier since you'll just be using one plan to cover your entire family during your trip.
Disclaimer: Please refer to the official policy wordings for detailed information
What is covered?
Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.
Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.
Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.
Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.
Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.
What is not Covered?
Medical Tourism, Undisclosed Pre-Existing Diseases & Maternity: We cover all medical emergency costs while you're overseas except for maternity costs, undeclared PEDs and planned medical treatments.
Negligence & Travelling Against Medical Advice: Your trip emergencies are always covered; however, we do not cover trips taken against a doctor's advice, or claims due to personal delays or negligence.
Legal Action: Liability-related costs are fully covered except for ones arising out of any legal violations while overseas.
Disclaimer: For the complete list of documents, please refer to your policy wordings. For further assistance, you can contact customer support.
Last-minute Thailand trip?
Call us now and get insured before you fly
Purchasing IndusInd Thailand Travel Insurance is a simple and quick process. You can easily buy the policy online in just a few clicks before your trip. Just follow these steps:
Enter Your Details
Enter your travel dates, DOB and choose Thailand as your destination.
Compare & Select
Check the plans and choose the one that best suits your needs.
Complete KYC
Enter your phone number and complete the online KYC process.
Pay & Get Policy
Pay online and get your Thailand travel insurance plan instantly via email.
Cashless
Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network garages.
Steps to file a cashless claim
For medical claims, let us know via our helpline or email using your policy number.
Check if the hospital accepts cashless claims & submit the claim form.
IndusInd Care (previously Reliance Care) will review the claim and your documents.
Upon approval, we place a Guarantee of Pay (GoP) to the hospital.
If the hospital does not agree to the GoP, you can always file a reimbursement claim.
Reimbursement
Get all-around protection for your car with us! We also settle claims cashlessly when you opt for repairs at any of our 11,000+ network
garages.
Steps to file a Reimbursement claim
Get in touch via our helpline or email for luggage delays, trip cancellations, etc.
Complete the claim form and gather all other necessary documents.
You might need to submit a passport copy, flight tickets, emails from the airline or FIR.
IndusInd Care (previously Reliance Care) will review the claim to decide its approval.
After approval, the compensation or benefit amount will be disbursed to you.
Disclaimer: For the complete list of documents, please refer to your policy wordings. For further assistance, you can contact customer support.
Types of Visas for Thailand
Thailand offers various types of visas depending on the purpose and duration of your stay. From tourist and business visas to education and retirement options, each visa serves a specific travel need:
Tourist Visa
Ideal for leisure travel, valid for 3–6 months & for stays relating to medical treatment up to 60 days. This visa is available for single and multi-entry purposes.
Non-Immigrant Visa
Suitable for business, education or family visits, valid for up to 12 months or 3 years for business. Extensions are available, but they're granted on a case-by-case basis.
Long-Term Resident Visa
For global professionals or retirees, it allows multiple entries over 10 years with 1-year stays. Remote workers with overseas income are tax-exempt under this visa.
SMART Visa
Designed for skilled professionals and investors, valid for 1–4 years with 1-year stays per visit. Applicants need to register and apply through the SMART Visa portal.
Destination Thailand Visa
For digital nomads, remote workers, and participants in activities such as Thai Boxing, seminars, and medical treatment. Valid for 5 years with multiple entries.
Airport Transit Visa
For layovers in Thailand, valid for 3 months with a 30-day stay. This visa isn't required for layovers less than 12 hours, and if you don't plan on leaving the transit area.
Embassy Contact Details: India and Thailand
| Thailand Embassy in India | Indian Embassy in Thailand |
|---|---|---|
Location | New Delhi, India
| Bangkok, Thailand |
Address | 56-N, Nyaya Marg, Chanakyapuri, New Delhi 110021 | 46, Prasarnmitr, Sukhumvit, Soi 23, Bangkok - 10110 |
Contact Number | +91 (11) 2419-7200, +91 (11) 2419-7156 | 02-2580300-6 (Consular); +66-618819218 (Emergencies) |
Email Address |
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Website | ||
Operating Days | Monday to Friday | Monday to Friday (except holidays) |
Operating Hours | 9:00 am - 5:00 pm | 9:00 am - 4:30 pm |
Flight & Baggage Delays Covered
Quick Cashless Claim via IndusInd Insurance App
24/7 Claims Settlement Support
Best Time to Visit Thailand
Planning your trip to Thailand begins with choosing the right season to make the most of your travel experience. Here is an overview of the best time to visit the Land of Smiles for everything from sightseeing to relaxation:
November to March
What to Expect: Cool, dry weather (25–30°C) with clear skies, perfect for outdoor fun.
Perfect for: First-time travellers, family trips, beach holidays and water sports.
Tourist Flow: Heavy
Flights and Hotel Rates: Highest during this period
Return Airfare from India (Approx): ₹18,000–₹30,000
Keep in Mind: Book flights and hotels early to avoid peak rates.
April to June
What to Expect: Highs of 35°C, summer showers and Songkran (water festival) in mid-April.
Perfect for: Budget travellers, festival lovers, spa breaks and temple visits.
Tourist Flow: Moderate
Flights and Hotel Rates: May spike briefly during this time
Return Airfare from India (Approx): ₹15,000–₹22,000
Keep in Mind: Stay hydrated and wear light clothing since it’s hot.
July to October
What to Expect: Rainy season brings lush views, fewer tourists and the lowest travel costs.
Perfect For: Budget travellers, offbeat explorers and travellers seeking indoor experiences.
Tourist Flow: Very low
Flights and Hotel Rates: Deeply discounted
Return Airfare from India (Approx): ₹12,000–₹18,000
Keep in Mind: Frequent rain, limited outdoor activities.
Interesting Facts About Thailand
Island Paradise – Thailand is also known as an island nation. The country is home to over 1400 islands.
Elephant Conservation – The elephant is Thailand’s national animal. Many sanctuaries focus on their protection.
Buddhist Nation – Around 95% of Thailand’s population follows Buddhism. There are over a thousand temples across the country.
World’s Largest Gold Buddha – Bangkok’s Wat Traimit temple has a massive 5.5-ton pure gold Buddha statue.
Spiciest Cuisine – Thai food is renowned for its bold flavours, dishes like Som Tam and Tom Yum rank among the world’s spiciest.
Red Bull Origin – The famous energy drink Red Bull was inspired by Thailand’s local beverage, "Krating Daeng".
Smallest Mammal - Thailand is home to the smallest mammal, the Bumblebee bat and the largest fish, the Whale Shark.
Floating Markets – Thailand’s famous floating markets, like Damnoen Saduak, offer a unique way to shop from boats.
Songkran Festival – Thailand celebrates its New Year in April. This festival is the world's biggest water fight, symbolising cleansing and renewal.
Cobra Whiskey - You can find a unique Cobra Whiskey cocktail in some bars in Thailand. This drink is made by steeping a real cobra in whiskey.
Essential Apps for Your Thailand Trip
Translation
English isn't commonly spoken in Thailand, so you'll be using translation apps a lot. Apps like Google Translate, Thai2English, Bulk Look Up, Language Translator By Mate (for iOS users only), are highly recommended.
Accommodation and Hotel Booking
Hotel booking apps like MakeMyTrip, Ixigo and Booking.com are popular options among travellers who frequently visit Thailand. You can also go for Airbnb if you want a more immersive trip experience.
Navigation
When it comes to navigation apps in Thailand, Google Maps works great for commutes within cities like Bangkok since it has the fastest updates. If you’re driving long distances, Waze is better as it also has alerts for speed cameras.
Sightseeing and Events
Many temples, parks, and museums offer free or discounted entry on select days. You can check Google Maps listings, websites like Klook, the Thailand tourism website or local travel blogs to find updated information.
Key Takeaways
Thailand continues to be a favourite among Indian travellers, thanks to its rich culture, affordable experiences and now, convenient e-visa access and even visa-free entry for up to 60 days.
But even quick trips to Thailand can cause a lot of stress if issues like lost luggage and flight delays occur in an unfamiliar place. That's why it’s important to insure your trip, no matter where you’re travelling to. In fact, with 37% of flights experiencing delays globally in 2024, more Indian travellers are now prioritising protection. Travelbizmonitor also noted an 18.95% surge in travel insurance sales in Q1 2025, to support this trend.
And that’s where IndusInd Thailand Travel Insurance (formerly Reliance Travel Insurance) steps in as your trusted companion. With our digital approach, you can download your travel insurance policy and save it onto your phone using the IndusInd Insurance App, so you can always contact us for any assistance.
With premiums starting at just ₹306, you get dependable coverage that includes cashless coverage of medical expenses up to $500,000, trip delay and flight cancellation benefits, lost passport assistance and dedicated worldwide customer support.
Whether you're travelling solo, with friends, or on a family vacation, this plan helps you focus on what matters — making memories, not managing mishaps.
Indusind General Insurance
Aapke Protection ka All-rounder
Thailand travel insurance plans starting at just ₹306*
Insure Your Trip to Thailand Today!
From Chiang Mai hikes to Krabi dives, you stay protected with IndusInd Thailand travel insurance. We ensure your trips remain care-free while we handle the what-ifs!
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