USA travel plans starting at just ₹401*
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Up to $500,000* Sum Insured
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Refund on Visa Rejection*
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Flight Cancellation Covered*
Travel Insurance for the USA
Travelling to America can offer unique experiences, like long drives across scenic routes and adventurous rides in world-famous theme parks. From exploring lively cities like New York and Las Vegas to visiting iconic landmarks like the Statue of Liberty, there’s something for everyone.
But on your way to ticking experiences off your bucket list, you may encounter unexpected risks, like a lost passport after a fun week of celebrating Mardi Gras. Or a flight delay at Los Angeles International Airport (LAX). This makes USA travel insurance indispensable during your trip, since it’ll help cover these costs.
For example, if you’re planning a family vacation to celebrate Christmas in Chicago, and your flight gets delayed due to snowstorms at the Chicago O’Hare International Airport, don’t worry – you’re still covered. Your IndusInd travel insurance plan ensures that your Christmas joy is still intact even if the weather disrupts your holiday plans.
We offer coverage of up to $500,000* to help you deal with expenses arising from flight cancellations, baggage or passport loss, emergency cash or medical care. Our USA travel insurance lets you enjoy your vacation even if you experience any bumps along the way.
Your trip to must-see travel spots in the USA, like Yellowstone National Park, will give you memories for a lifetime with unforgettable views. Our holiday insurance for the USA is designed to offer comprehensive coverage during your overseas journey.
Individual Travel Plan
IndusInd Travel Insurance for USA is designed to offer comprehensive coverage during your overseas journey. Our main features include cashless hospitalisation anywhere in the US and medical evacuation during emergencies.
Family Travel Plan
Our plan offers comprehensive protection for you and your loved ones, providing coverage up to $250,000*, shared among all family members. It is highly cost-effective, easy to manage and claim through our digital platforms.
Disclaimer: Please refer to the official policy documents for detailed information linked here
Disclaimer: Please refer to the official policy documents for detailed inclusions and exclusions.
Last-minute USA trip?
Call us now and get insured before you fly
With IndusInd travel insurance, securing your USA trip is quick and easy. You can easily buy our policy online through our website before you start your trip. Simply follow these 5 simple steps:
Filing a claim under your IndusInd USA travel insurance policy is easy! For medical claims, all you need to do is submit your policy details at the hospital reception to get cashless medical coverage. And for non-medical claims like flight delays, trip cancellations, lost checked-in luggage, etc., open your Self-i app and tap “InstaClaim”.
Here are the details and documents you will need to provide when filing a claim. These will need to be scanned and emailed to us at indusind@europ-assistance.in –
Disclaimer: For the complete list of documents, please refer to your policy documents. For further assistance, you can contact customer support. It takes around 30 working days* to settle your claim from the date of submitting the final claim document
Types of Visas for the USA
There are different types of US visas depending on the purpose of your visit to America. It offers various options for tourists, business travellers, students and those visiting their families. Here are the types of visas:
Tourist Visa
Ideal for tourism, family visits, medical treatment or attending short programs and events. This visa (B-2) is available for single and multiple-entry stays of up to 6 months. For more details: Tourism and Visit visa.
Employment Visa
There are multiple types of employment visas issued for working for a specified period. These include Visa H, L, O, P and Q. For more details: visit Employment visa.
Student Visa
Ideal for full-time academic courses, vocational training or international exchange programs. Visas F, M, or J are issued based on the program type and multiple entries.For more information, visit Study and Exchange.
Immigrant Visa
Issued to individuals planning to settle in the US under family or employment-based categories. These are long-term visas and allow permanent residency after approval. For more details: Visit Immigrate visas
Business Visa
Ideal for attending meetings, conferences or short-term business in the US. The B-1 visa is for single or multiple entry purposes for temporary visits. For more details, visit business visa.
Other Visas
Covers travel for official government work, international duties, or transit through the US. Includes Transit, A, G, and NATO visas—entry terms depend on the traveller's purpose. For more details, visit other visa categories
Embassy of the USA in India
Parameters | US Embassy in India | Indian Embassy in USA |
|---|---|---|
Location | New Delhi, India | Washington D.C. |
Address | Shantipath, Chanakyapuri, New Delhi (110021) | 2107 Massachusetts Avenue, NW, Washington, DC 20008 |
Contact Number | +91-11-2419-8000 | (202) 939-7000 |
Fax | +91-11-2419-0017 | - |
Website | ||
Operating Days | Monday to Friday | Monday to Friday |
Operating Hours | 8:30 AM to 5:00 PM | 9:30 AM to 6:00 PM EST |
Best Time to Visit the USA
Planning your trip to USA begins with choosing the right season to make the most of your travel experience. Here is an overview of the best time to visit USA for everything from sightseeing to relaxation:
Jun to Aug
What to Expect: During these months, the weather is warm to hot, with temperatures ranging from 18°C to 31°C, making it ideal for sightseeing.
Perfect for: Summer vacations, national parks, beaches, outdoor festivals
Tourist Flow: Heavy
Flights and Hotel Rates: High
Airfare from India (Approx): ₹70,000 to ₹80,000*
Keep in Mind: Attractions are crowded, and prices peak due to summer holidays.
Mar to May
What to Expect: This is the best time to visit America to experience pleasant to cold weather, with temperatures ranging from 2°C to 26°C.
Perfect for: City tours, scenic drives, spring blooms, fall foliage.
Tourist Flow: Moderate; Fewer crowds
Flights and Hotel Rates: Moderate
Airfare from India (Approx): ₹87,000 to ₹2,00,000*
Keep in Mind: National parks and cities are calmer and more budget-friendly.
Dec to Feb
What to Expect: This is the best time to go to America if you enjoy cold weather, with temperatures ranging from -5°C to 10°C in most regions.
Perfect for: Skiing, snow activities, Christmas markets.
Tourist Flow: Moderate to Low
Flights and Hotel Rates: May spike during Christmas–New Year's
Airfare from India (Approx): ₹80,000 to ₹1,30,000*
Keep in Mind: Winter storms can cause flight delays in New York City or Washington DC.
Interesting Facts About America
National Parks: The USA has 63 national parks, including the Grand Canyon and Yellowstone, with breathtaking natural views.
Amusement Parks Galore: America is home to the largest theme park - Orlando’s Walt Disney World, the original Disney Park - Disneyland, and Universal Studios.
Indian Restaurants: Many restaurants in the USA serve vegetarian and Jain-friendly Indian meal options.
Hosts Fan-Favourite Events: The USA hosts global events like the Super Bowl and Coachella, which are drawing more Indians to experience pop culture live.
Niagara Falls: Niagara Falls is one of the most visited sites in New York State by travellers all around the world for its iconic views.
Nightlife and Shows: Cities like New York are famous for their bright lights and 24/7 buzz. It also has 41 theatres on Broadway that feature the best stage shows.
Las Vegas Casinos: Las Vegas is home to over 150 casinos. It is therefore the entertainment capital of the world
Wonders of the World: The Grand Canyon, listed among the seven wonders of the world, is located in Arizona, United States
Unique Pizza Styles: You can try different styles of pizzas, which are unique to specific regions, such as New York Style, Chicago Deep-Dish and Detroit Pizza.
All Types of Climate Zones: The USA is the only country where you can experience all 5 types of climate zones - tropical, temperate, dry, continental and polar.
Essential Apps for Your USA Trip
Currency Exchange
Download XE Currency Converter to get live INR-USD conversion rates. Payment apps like Venmo and tip calculators like Tip N Sip are widely used for transactions. Sales tax also varies from state to state, so websites like Avalara, or apps like EasyTax (only Android) and Sales Tax Calculator - Tax Me (only iOS) can be useful.
Accommodation & Hotel Booking
Hotel booking platforms like Booking.com, HotelTonight, Airbnb and Expedia offer global support and reliable cancellation services. You can find and book hotels, motels or vacation homes with different filters to choose the best stay.
Navigation & Transport
Get accurate directions whether you are walking, driving or using public transport with apps like Google Maps or Waze. You can also use these apps to find an Indian restaurant nearby and the Uber app and Transit App to reach your location easily.
Sightseeing & Events
Apps like GetYourGuide, TripAdvisor or Travelocity allow you to know about upcoming events and book travel packages, tickets and tours. GetYouGuide offers offline access and flexible cancellation options.
Road Trip Planning
Planning a scenic road trip? Download Roadtrippers, GasBuddy, and AllTrails to find unique spots and the best scenic routes to reach your destination. GasBuddy helps you find the cheapest fuel prices and hiking activities with AllTrails.
Food Delivery
Order food from Indian, vegetarian, or local US restaurants and get it delivered to your hotel or Airbnb with the most famous app - DoorDash. You can also use Uber Eats and Grubhub, which offer great deals and deliveries from grocery and convenience stores.
Key Takeaways
The United States of America is still the dream destination for many Indian travellers. It attracts Indians for its iconic landmarks like the Statue of Liberty, scenic road trip routes like Route 66 and vibrant cities like Los Angeles, New York and New Orleans.
But even a well-planned US trip can be disrupted by missed flight connections due to bad weather or lost wallets while shopping in Miami. According to Travelperk, travel disruptions in 2025 in the US occur due to three primary reasons: weather-related disruptions (30%), cancellations (26%) and lost or delayed luggage (18%). With around 1.9 million Indians visiting the US in 2024 alone, the need for reliable travel insurance has only grown.
This is where IndusInd USA Travel Insurance (formerly known as Reliance USA Travel Insurance) ensures that your trip to the USA stays on track, as your trusted travel companion. With the IndusInd Self-i app, you can file claims instantly and on the go. Plus, since you can download and store your policy, you have immediate proof of insurance on your phone, no matter where you are in the US.
With premiums starting at just ₹401* and coverage of up to $500,000*, we ensure all your travel-related roadblocks are taken care of so your American adventure stays memorable.
USA travel plans starting at just ₹401*
Insure Your Trip to USA Today!
From Yosemite’s wild trails to New York’s buzzing streets, you stay protected with IndusInd USA travel insurance. We ensure your trips remain carefree.
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Disclaimer:
*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.
The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.
This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.
Product & Sum Insured: T&C Apply. Details mentioned here are for Reliance Travel Care Policy, UIN: RELTIOP08002V010708. Sum Insured: The mentioned Sum insured amount is applicable only under Reliance Travel Care Policy – Individual – Platinum Plan. Total loss of checked baggage: Maximum amount payable per checked-in baggage in case more than one bag has been checked in, is 50% (100% for only one checked-in baggage) of applicable sum insured and per item in baggage maximum 10%.
Premium - Asia & International: The premium mentioned is excluding taxes for a medical sum insured of $25,000 for an Individual of 20 years on an Asia trip of 4 days. This is applicable for Asia plan only.