Japan travel plans starting at just ₹306*
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Flight Cancellation Covered*
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Baggage Loss Covered*
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Passport Loss Covered*
Travel Insurance for Japan
From century-old temples to futuristic bullet trains, Japan offers new yet familiar experiences that deeply resonate with Indian travellers. Here, tradition coexists beautifully with innovation. Whether you’re exploring the peaceful shrines of Kyoto or striding through the neon-lit streets of Tokyo, Japan feels both excitingly different and comfortingly close to home.
With so much to see and do, having Japan Travel Insurance simply adds to the ease of your trip. It keeps little disruptions from getting in the way of your big experiences. During festivals like Tenjin Matsuri in Osaka, if you lose your passport in the rush, it can throw your plans off course. But with Japan Travel insurance, you get the support you need to manage the situation and get a replacement at the earliest. You also get round-the-clock support and financial assistance so you can resume your journey without major setbacks.
Flight delays are another common issue, especially during the typhoon season in Japan. With IndusInd travel insurance (formerly Reliance travel insurance), such disruptions are covered. So, even if your flights are rescheduled unexpectedly, you will not be left stranded in a new country. Plus, with quick claims through the IndusInd Self-i app and 24x7 assistance, you can adjust your travel plans with ease.
Why 5 Crore+ Travellers Trust Us?
Your Japan trip should have special experiences, not sudden setbacks. With IndusInd Japan Travel Insurance (formerly Reliance Japan Travel Insurance), whether it’s a lost passport or a delayed flight, you’re covered from takeoff to touchdown.
$500K Medical Cover*
Extensive Medical Protection
24/7 Reliable Support*
Help anytime in Japan
99.57% Claims Settled*
Quick, trusted payouts
No Pre-Medical Checks*
Instant policy issuance
Benefits of Buying Japan Travel Insurance
Emergency Health Cover
Exploring the bamboo groves of Arashiyama or climbing the Fushimi Inari shrine’s endless torii gates could end in muscle strain or dehydration on a hot day. In such cases, if you need a quick visit to the emergency room, your medical bill is covered up to USD 500,000* at any certified hospital across Japan.
Lost Passport Support
From Asakusa’s shrines to Shibuya’s crossings, exploring Tokyo’s districts means frequent train transfers. It’s easy to misplace your passport along the way, especially with shopping bags or transit cards in hand. We cover up to USD 300* for reissuance so you can get a replacement and avoid any travel delays.
Missed Connections & Delays
A sudden typhoon sweeping through Okinawa or heavy snowfall at Sapporo can delay your flight plans. If your flight delays last for more than 12 hours, we help cover the loss up to USD 60/day*. And if you miss a connecting flight, we cover up to USD 500* to help you get back on track.
Baggage Delays & Loss
Flying from Tokyo to Sapporo to catch a glimpse of Furano’s breathtaking lavender fields? You’re probably counting on your checked-in luggage for your hiking shoes and some sunscreen. If your bags are delayed for over 12 hours, you can claim up to USD 100* and up to USD 1500* if they are lost.
Personal Liability Cover
Whether it is renting a bicycle in Kyoto’s narrow lanes or driving through Hokkaido’s scenic routes, driving a vehicle comes with its risks. If you accidentally damage someone’s property or vehicle, you’re covered up to USD 200,000* in personal liability.
Emergency Financial Support
A lost wallet during a shopping trip in or an evening at Tokyo Dome can disrupt your plans. We provide up to USD 300* in emergency cash assistance to help you manage essentials like transport, food or accommodation until you’re back on track.
Key Features of IndusInd Japan Insurance
Individual Travel Plan
IndusInd Japan Travel Insurance is tailored to support solo travellers exploring Japan’s dynamic culture and vibrant cities. Be it the quiet experiences in Kyoto’s shrines or the exciting nightlife in Tokyo, our plan offers reliable coverage for all your travel plans. Here is a brief glimpse of our plan’s key features:
Parameters | Basic Coverage (in USD) | Maximum Coverage (in USD) |
|---|---|---|
Medical expenses | $1,00,000 | $5,00,000 |
Personal liabilities | $100000 | $2,00,000 |
Trip delays | $25/day (6 Days Max) | $60/day (6 Days Max) |
Total loss of baggage | $1000 | $1500 |
Loss of passport | $300 | $300 |
Delayed checked-in baggage | $100 | $100 |
Dental treatment | $500 | $500 |
Personal accident | $20,000 | $30,000 |
Home burglary insurance | ₹1,00,000 | ₹3,00,000 |
Compassionate visit | Return fare for a family member/doctor | Return fare for a family member/doctor |
Family Travel Plan
Exploring Japan with your family becomes easier when everyone is covered under one plan. Our family travel insurance offers up to USD 2,50,000* in coverage, ensuring your trip stays focused on fun, not unexpected expenses.
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|---|---|---|
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IndusInd Japan Insurance: Inclusions & Exclusions
What is covered?
Emergency Care: Covers sudden illness or injuries, including dental emergencies, while you’re in Japan.
Existing Conditions: If a pre-existing condition turns life-threatening during your trip, emergency treatment is included.
Accidental Damage: You’re protected if you accidentally injure someone or damage their property on your Japan trip.
Trip delays: Coverage includes delays due to illness, weather or job loss and baggage delayed over 12 hours.
Passport Loss: If your passport is lost or stolen in Japan, you’ll be reimbursed for the replacement process.
What is not covered?
Medical Tourism: Travel to Japan specifically for surgery, treatment or cosmetic procedures is not covered.
Undeclared Illnesses: Issues linked to medical conditions not disclosed before buying the policy will not be covered.
Pregnancy Complications: If you’re over 30 weeks pregnant, related medical costs like childbirth aren’t included.
Legal Trouble: Costs from legal issues, such as passports being seized or fines, are not covered by the policy.
Personal Negligence: Missed flights or delays caused by your own actions or missing documents are not covered.
Disclaimer: Please refer to the official policy documents for detailed inclusions and exclusions.
How to Buy IndusInd Japan Travel Insurance?
Our buying process is quick to complete, easy to follow and designed to get you covered in just a few minutes. Here’s how you can get IndusInd Japan Travel Insurance for your Japan trip with our simple five-step online process:
Step
Choose Purpose
Select why you're travelling, leisure, business or study.
Step
Set Coverage
Pick a coverage amount that suits your trip needs.
Step
Select Option
Enter your details and pick a plan, individual or family.
Step
Confirm Identity
Complete online KYC by uploading the required documents.
Step
Make Payment
Pay securely online and receive your policy instantly via email.
Need Help?
Schedule a callback
How to Claim IndusInd Japan Travel Insurance?
Medical Claim
Contact our support team via our helpline or email and share your policy number to report any health-related emergency.
Check whether the hospital offers cashless treatment under your plan and submit a completed claim form.
Our team will assess your documents and initiate the process.
If your claim is approved, a GoP will be issued directly to the hospital.
If GoP is not accepted, you can still file for reimbursement after your treatment is complete.
Non-Medical Claim
Report travel-related issues like delays, cancellations or baggage problems by calling our helpline or emailing us.
Complete the necessary claim forms and gather any supporting documents that apply to your situation.
Include your flight details, passport copy or FIR if needed.
Once submitted, our team will evaluate the claim and verify its eligibility.
Upon approval, your reimbursement will be processed and credited to your registered bank account.
Disclaimer: Please refer to the official policy documents for the detailed claims process.
Types of Visas for Japan
Indian travellers visiting Japan can choose from several visa types based on the purpose and duration of their stay.
Tourist Visa
Suitable for Indian travellers visiting Japan for tourism or family visits. Typically allows a stay of up to 90 days and is available for single or multiple entries.
Business Visa
For Indian nationals visiting Japan for short-term business activities such as meetings, conferences or signing contracts. Usually valid for stays up to 90 days.
Transit Visa
Required for Indian travellers transiting through Japan to a third country if they plan to leave the airport or have a long layover. It is valid for up to 15 days.
Student Visa
Needed for Indian students enrolled in Japanese universities or language schools. It is valid for the duration of the course and has the possibility of extension.
Work Visa
Issued to Indian nationals with a job offer from a Japanese employer. There are several categories based on job type, with validity depending on the employment contract.
Spouse/Dependent Visa
For Indian spouses and family members of Japanese citizens or residents. It allows for residence and, in some cases, work rights depending on the visa subcategory.
Embassy Contact Details: India and Japan
Parameters | Japan Embassy in India | Indian Embassy in Japan |
|---|---|---|
Country | India | Japan |
Location | Delhi | Tokyo |
Address | Plot No. 4&5, 50-G Shantipath, Chanakyapuri, New Delhi 110021 | Embassy of India, 2-2-11 Kudan-Minami, Chiyoda-ku, Tokyo 102-0074 |
Contact Number | +91-11-4610-4610/ 2687-6581 | +81-3-3262-2397 |
Email Address | jpembjic@nd.mofa.go.jp | cons.ottawa@mea.gov.in |
Website | ||
Operating Days | Monday to Friday | Monday to Friday |
Operating Hours | 09:00 - 13:00 / 14:00 - 17:30 | 09:00 - 17:30 |
Best Time to Visit Japan
Mar - May, Sep - Nov
What to Expect: Pleasant weather (3°C - 26°C); windy and cool (1°C - 30°C)
Perfect for: Hanami picnics and Takayama Spring Festival in spring; Fall festivals and Sumo Grand Tournament in autumn.
Tourist Flow: High
Flights and Hotel Rates: Highest during this period.
Return Airfare from India (Approx): ₹57,000–₹115,000*
Keep in Mind: Book accommodation in advance. Expect crowded spots, especially during Golden Week (spring).
June to August
What to Expect: Hot and Humid. Rainy weather. (12°C - 31°C).
Perfect for: Participating in local festivals like Obon, enjoying the Hiroshima Lantern Festival, and short treks around Mount Fuji.
Tourist Flow: Moderate
Flights and Hotel Rates: Can spike around the Obon festival.
Return Airfare from India (Approx): ₹39,000–₹49,000*
Keep in Mind: Pack light clothes and rain protection.
December to February
What to Expect: Cold, clear weather with snowfall in the north (-8°C - 19°C).
Perfect for: Attending the Sapporo Snow Festival, skiing at Yuzawa and enjoying Winter Illuminations.
Tourist Flow: Low
Flights and Hotel Rates: Generally low, can be high around Christmas/New Year’s.
Return Airfare from India (Approx): ₹37,000–₹41,000*
Keep in Mind: Pack heavy woollens, sturdy snow shoes, good sunglasses and sunscreen.
Interesting Facts About Japan
Island Nation - Japan is an archipelago of over 6,800 islands, with Honshu, Hokkaido, Kyushu and Shikoku being the main four islands of the nation.
Foodie Heaven - From sizzling Okonomiyaki to sweet Dango, Japan’s food scene goes far beyond sushi and ramen, offering bold flavours in every region.
Personal Hanko - Japan uses Hanko, which are personal seals, instead of signatures for official paperwork. Tourists can even take home custom ones as mementoes.
Friendly Deer in Nara - In Nara Park, over 1,000 sika deer roam freely and bow politely for deer crackers. Only in Japan will you find wildlife this well-mannered.
Gion Matsuri - This is Kyoto’s iconic summer festival, where you get to see colourful yamaboko floats, traditional music and a month-long celebration of heritage.
Bullet Trains - The Shinkansen zooms between cities in Japan at speeds up to 320 km/h, which is famous around the world for its punctuality, comfort and silence.
Sakura Season - Spring in Japan means cherry blossom festivals and lively hanami picnics, where people gather with their loved ones to celebrate the fleeting beauty of the sakura blossoms.
Art of Bowing - In Japan, a bow is more than a greeting. It is a quiet gesture of respect. The deeper the bow, the greater the honour and perfecting it is part of the Japanese daily life.
Vending Machine Wonderland - With over 3.5 million vending machines, Japan has everything from hot meals to umbrellas on demand. Convenience is just a button away.
Capsule Hotels - The birthplace of capsule hotels, Osaka, introduced this concept in 1979. These compact pods offer privacy, comfort and a uniquely futuristic stay.
Essential Apps for Your Japan Trip
Translation
While English is understood in tourist areas, many locals speak only Japanese. Apps like Google Translate, Papago or DeepL are handy for translating signs, menus and conversations on the go.
Accommodation
For stays across Japan, apps like Agoda, Rakuten Travel, Booking.com and Trip.com are great picks if you are looking for discounts on hotel bookings. For a more local experience, you can try Airbnb or STAY JAPAN. These platforms offer authentic lodging like farm stays and traditional homes.
Navigation
When travelling around Japan, Google Maps is great for train directions, walking routes, and even driving if you're renting a car. For real-time train platform info and timetables, Japan Travel and NAVITIME are must-haves. If you’re driving long distances, Waze is also useful for speed alerts and traffic updates.
Sightseeing and Events
Use apps like Klook.com or Viator.com for updates on festivals, guided tours and discounts. Many temples and museums also post info and ticketing on Google Maps or their websites.
Key Takeaways
From cherry blossoms in spring to snow-covered temples in winter, Japan offers an experience like no other. But before you make reservations for your sushi night, make sure your trip is as smooth as your itinerary. And while every journey is filled with excitement, it is always wise to have a little backup for the unexpected. That’s where IndusInd Japan Travel Insurance (formerly Reliance Japan Travel Insurance) steps in.
Our plans quietly protect you in the background so you can stay focused on what matters most and make lasting memories. If your flight gets delayed and you miss the first evening of your Tokyo adventure or a reserved temple tour in Kyoto, we’ve got you covered. Our plan provides support of up to USD 60* per day (for a maximum of 6 days) for trip delays, to help you manage those interruptions without missing out on the rest of your journey.
And if a medical emergency arises, whether it's a sudden fever after a hike in the Japanese Alps or a minor accident during a cycling tour through Kyoto, our coverage of up to USD 500,000* ensures you are not facing it alone. From hospital stays and emergency treatments to doctor visits, we’re here to ease both the stress and the expenses. Even in a country where language might feel like a barrier, our support team helps you navigate care with clarity and confidence. With the IndusInd Self-i app, assistance is always at your fingertips, whether you need to find a hospital, access emergency help or file a claim quickly and easily.
So whether you're chasing your first glimpse of Mount Fuji or revisiting your favourite ramen spot in Osaka, IndusInd Japan Travel Insurance ensures the journey stays uninterrupted, letting you focus on the moments that matter.
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Frequently Asked Questions
What documents should I carry while travelling to Japan?
- A passport with at least 6 months of validity and a valid Japanese visa.
- Return flight tickets to confirm your intended departure from Japan.
- Proof of accommodation, such as hotel reservations or a letter from a host if staying with friends or relatives.
- Proof of sufficient funds, like your recent bank statements.
- Your Japan Travel Insurance, both physical and digital copies.
Is travel insurance mandatory for Japan?
While travel insurance isn’t mandatory for visiting Japan, having Japan Travel Insurance from India is strongly recommended. Medical care in Japan is of a high standard, but it can be expensive for Indian tourists.
A short hospital visit can cost between JPY 80,000 – JPY 100,000*, which is approximately ₹44,000 – ₹55,000*. Without proper coverage, these costs can quickly impact your travel budget. Japan Travel Insurance helps you manage such unforeseen expenses and enjoy your trip without worries.
(*Approximate conversion at 1 JPY = ₹0.55. Rates may vary.)
Disclaimer: The given currency conversion rate was taken on 25/07/2025, at 05:58 pm IST and is subject to change. Please ensure you check the current INR to JPY conversion rates before proceeding.
What should I pack for my trip to Japan?
- Bring season-appropriate clothing, especially warm layers if you're travelling during winter.
- A compact umbrella or raincoat is useful, especially during the rainy season (June–July).
- Carry comfortable shoes for walking or sightseeing.
- Sunscreen is useful for both snowy mountain visits and sunny city strolls.
- Japan uses Type A and Type B power outlets (like North America); bring a universal travel adapter.
- A power bank is useful for long travel days.
- Bring basic medications, including painkillers, motion sickness pills, and allergy medication. (Please note: check Japan's rules on bringing medicines).
- For hiking or rural travel, carry body pain balm or insect repellent.
What are some safety tips to keep in mind when travelling to Japan?
- Follow local laws, etiquette and traffic rules, especially when using public transport.
- Keep your passport and travel insurance handy at all times.
- Dial 110 for police and 119 for ambulance or fire emergencies.
- Use apps like Safety Tips (by Japan Tourism Agency) for real-time alerts about earthquakes, typhoons, or other emergencies.
- Avoid walking alone in quiet or poorly lit areas at night, especially in unfamiliar places.
- Littering in public places can result in fines of up to JPY 30,000.
What affects my travel insurance premium?
- Longer trips lead to higher premiums as the risk period increases.
- Older travellers may pay more due to higher chances of medical claims.
- Choosing a higher sum insured may increase the premium but it gives you greater financial protection.
- Declaring pre-existing medical conditions can increase the cost but it ensures valid claims.
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