Japan travel plans starting at just ₹306*
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Flight Cancellation Covered*
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Baggage Loss Covered*
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Passport Loss Covered*
Travel Insurance for Japan
From century-old temples to futuristic bullet trains, Japan offers new yet familiar experiences that deeply resonate with Indian travellers. Here, tradition coexists beautifully with innovation. Whether you’re exploring the peaceful shrines of Kyoto or striding through the neon-lit streets of Tokyo, Japan feels both excitingly different and comfortingly close to home.
With so much to see and do, having Japan Travel Insurance simply adds to the ease of your trip. It keeps little disruptions from getting in the way of your big experiences. During festivals like Tenjin Matsuri in Osaka, if you lose your passport in the rush, it can throw your plans off course. But with Japan Travel insurance, you get the support you need to manage the situation and get a replacement at the earliest. You also get round-the-clock support and financial assistance so you can resume your journey without major setbacks.
Flight delays are another common issue, especially during the typhoon season in Japan. With IndusInd travel insurance (formerly Reliance travel insurance), such disruptions are covered. So, even if your flights are rescheduled unexpectedly, you will not be left stranded in a new country. Plus, with quick claims through the IndusInd Self-i app and 24x7 assistance, you can adjust your travel plans with ease.
Your Japan trip should have special experiences, not sudden setbacks. With IndusInd Japan Travel Insurance (formerly Reliance Japan Travel Insurance), whether it’s a lost passport or a delayed flight, you’re covered from takeoff to touchdown.
$500,000 Coverage*
High Medical Coverage
24/7 Customer Support*
Get help anywhere in Japan
99.57% Claims Settled*
Speedy claim processes
No Medical Check-ups*
Just apply, pay and download!
Benefits of Buying Japan Travel Insurance
Emergency Health Cover
Exploring the bamboo groves of Arashiyama or climbing the Fushimi Inari shrine’s endless torii gates could end in muscle strain or dehydration on a hot day. In such cases, if you need a quick visit to the emergency room, your medical bill is covered up to USD 500,000* at any certified hospital across Japan.
Lost Passport Support
From Asakusa’s shrines to Shibuya’s crossings, exploring Tokyo’s districts means frequent train transfers. It’s easy to misplace your passport along the way, especially with shopping bags or transit cards in hand. We cover up to USD 300* for reissuance so you can get a replacement and avoid any travel delays.
Missed Connections & Delays
A sudden typhoon sweeping through Okinawa or heavy snowfall at Sapporo can delay your flight plans. If your flight delays last for more than 12 hours, we help cover the loss up to USD 60/day*. And if you miss a connecting flight, we cover up to USD 500* to help you get back on track.
Baggage Delays & Loss
Flying from Tokyo to Sapporo to catch a glimpse of Furano’s breathtaking lavender fields? You’re probably counting on your checked-in luggage for your hiking shoes and some sunscreen. If your bags are delayed for over 12 hours, you can claim up to USD 100* and up to USD 1500* if they are lost.
Personal Liability Cover
Whether it is renting a bicycle in Kyoto’s narrow lanes or driving through Hokkaido’s scenic routes, driving a vehicle comes with its risks. If you accidentally damage someone’s property or vehicle, you’re covered up to USD 200,000* in personal liability.
Emergency Financial Support
A lost wallet during a shopping trip in or an evening at Tokyo Dome can disrupt your plans. We provide up to USD 300* in emergency cash assistance to help you manage essentials like transport, food or accommodation until you’re back on track.
Individual Travel Plan
IndusInd Japan Travel Insurance is tailored to support solo travellers exploring Japan’s dynamic culture and vibrant cities. Be it the quiet experiences in Kyoto’s shrines or the exciting nightlife in Tokyo, our plan offers reliable coverage for all your travel plans. Here is a brief glimpse of our plan’s key features:
Family Travel Plan
Exploring Japan with your family becomes easier when everyone is covered under one plan. Our family travel insurance offers up to USD 2,50,000* in coverage, ensuring your trip stays focused on fun, not unexpected expenses.
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What is covered?
Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.
Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.
Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.
Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.
Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.
What is not Covered?
Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.
Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.
Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.
Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.
Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.
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Anyone who is above 18 years of age, have completed education up to at least 10th Standard and has a valid Aadhaar card & PAN card. For instance, below are few categories who can be benefited the most.
Enter Your Details
Enter your travel dates, DOB and choose Japan as your destination.
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Medical Claim
Medical Claim
Medical Claim
For medical claims, let us know via our helpline or email using your policy number.
Check if the hospital accepts cashless claims & submit the claim form.
IndusInd Care (previously Reliance Care) will review the claim and your documents.
Upon approval, we place a Guarantee of Pay (GoP) to the hospital.
If the hospital does not agree to the GoP, you can always file a reimbursement claim.
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Specially for you
Types of Visas for Japan
Indian travellers visiting Japan can choose from several visa types based on the purpose and duration of their stay.
Tourist Visa
Suitable for Indian travellers visiting Japan for tourism or family visits. Typically allows a stay of up to 90 days and is available for single or multiple entries.
Business Visa
For Indian nationals visiting Japan for short-term business activities such as meetings, conferences or signing contracts. Usually valid for stays up to 90 days.
Transit Visa
Required for Indian travellers transiting through Japan to a third country if they plan to leave the airport or have a long layover. It is valid for up to 15 days.
Student Visa
Needed for Indian students enrolled in Japanese universities or language schools. It is valid for the duration of the course and has the possibility of extension.
Work Visa
Issued to Indian nationals with a job offer from a Japanese employer. There are several categories based on job type, with validity depending on the employment contract.
Spouse/Dependent Visa
For Indian spouses and family members of Japanese citizens or residents. It allows for residence and, in some cases, work rights depending on the visa subcategory.
Embassy Contact Details: India and Japan
Parameters | Japan Embassy in India | Indian Embassy in Japan |
|---|---|---|
Country | India | Japan |
Location | Premium starting at | Premium starting at |
Address | Plot No. 4&5, 50-G Shantipath, Chanakyapuri, New Delhi 110021 | Embassy of India, 2-2-11 Kudan-Minami, Chiyoda-ku, Tokyo 102-0074 |
Contact Number | +91-11-4610-4610/ 2687-6581 | +81-3-3262-2397 |
Email Address | jpembjic@nd.mofa.go.jp | cons.ottawa@mea.gov.in |
Website | ||
Operating Days | Monday to Friday | Monday to Friday |
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Govt Supported
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Best Time to Visit Japan
Smart is when your insurance company knows you as well as you know yourself. This helps in creating products individually suited for the kind of person you are. So if you’re leading a healthy life, your premium will not be as much as someone who’s not.
Mar - May, Sep - Nov
What to Expect: Pleasant weather (3°C - 26°C); windy and cool (1°C - 30°C)
Perfect for: Hanami picnics and Takayama Spring Festival in spring; Fall festivals and Sumo Grand Tournament in autumn.
Tourist Flow: High
Flights and Hotel Rates: Highest during this period.
Return Airfare from India (Approx): ₹57,000–₹115,000*
Keep in Mind: Book accommodation in advance. Expect crowded spots, especially during Golden Week (spring).
June to August
What to Expect: Hot and Humid. Rainy weather. (12°C - 31°C).
Perfect for: Participating in local festivals like Obon, enjoying the Hiroshima Lantern Festival, and short treks around Mount Fuji.
Tourist Flow: Moderate
Flights and Hotel Rates: Can spike around the Obon festival.
Return Airfare from India (Approx): ₹39,000–₹49,000*
Keep in Mind: Pack light clothes and rain protection.
December to February
What to Expect: Cold, clear weather with snowfall in the north (-8°C - 19°C).
Perfect for: Attending the Sapporo Snow Festival, skiing at Yuzawa and enjoying Winter Illuminations.
Tourist Flow: Low
Flights and Hotel Rates: Generally low, can be high around Christmas/New Year’s.
Return Airfare from India (Approx): ₹37,000–₹41,000*
Keep in Mind: Pack heavy woollens, sturdy snow shoes, good sunglasses and sunscreen.
Life at RGI
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Interesting Facts About Japan
Island Nation - Japan is an archipelago of over 6,800 islands, with Honshu, Hokkaido, Kyushu and Shikoku being the main four islands of the nation.
Foodie Heaven - From sizzling Okonomiyaki to sweet Dango, Japan’s food scene goes far beyond sushi and ramen, offering bold flavours in every region.
Personal Hanko - Japan uses Hanko, which are personal seals, instead of signatures for official paperwork. Tourists can even take home custom ones as mementoes.
Friendly Deer in Nara - In Nara Park, over 1,000 sika deer roam freely and bow politely for deer crackers. Only in Japan will you find wildlife this well-mannered.
Gion Matsuri - This is Kyoto’s iconic summer festival, where you get to see colourful yamaboko floats, traditional music and a month-long celebration of heritage.
Bullet Trains - The Shinkansen zooms between cities in Japan at speeds up to 320 km/h, which is famous around the world for its punctuality, comfort and silence.
Sakura Season - Spring in Japan means cherry blossom festivals and lively hanami picnics, where people gather with their loved ones to celebrate the fleeting beauty of the sakura blossoms.
Art of Bowing - In Japan, a bow is more than a greeting. It is a quiet gesture of respect. The deeper the bow, the greater the honour and perfecting it is part of the Japanese daily life.
Vending Machine Wonderland - With over 3.5 million vending machines, Japan has everything from hot meals to umbrellas on demand. Convenience is just a button away.
Capsule Hotels - The birthplace of capsule hotels, Osaka, introduced this concept in 1979. These compact pods offer privacy, comfort and a uniquely futuristic stay.
disclaimer
Essential Apps for Your Japan Trip
Creating assets takes years of hard work, but one theft can leave you crippled financially. The Reliance Burglary and Housebreaking Insurance Policy keeps your property safe and gives you the peace of mind that you deserve.
Translation
While English is understood in tourist areas, many locals speak only Japanese. Apps like Google Translate, Papago or DeepL are handy for translating signs, menus and conversations on the go.
Accommodation
For stays across Japan, apps like Agoda, Rakuten Travel, Booking.com and Trip.com are great picks if you are looking for discounts on hotel bookings. For a more local experience, you can try Airbnb or STAY JAPAN. These platforms offer authentic lodging like farm stays and traditional homes.
Navigation
When travelling around Japan, Google Maps is great for train directions, walking routes, and even driving if you're renting a car. For real-time train platform info and timetables, Japan Travel and NAVITIME are must-haves. If you’re driving long distances, Waze is also useful for speed alerts and traffic updates.
Transport
Use Japan Transit Planner or Hyperdia for cross-country rail routes. In cities, Suica or PASMO are used for easy public transport payments. For taxis and ride-sharing, try Uber, DiDi or Go Taxi.
Food Delivery
Apps like Yelp, Uber Eats and Wolt are popular for food delivery in Japan. In Tokyo and Osaka, options are wide, while smaller towns may have limited delivery options. However, convenience stores like 7-Eleven and FamilyMart are usually conveniently located right around the corner.
Sightseeing and Events
Use apps like Klook.com or Viator.com for updates on festivals, guided tours and discounts. Many temples and museums also post info and ticketing on Google Maps or their websites.
Key Takeaways
From cherry blossoms in spring to snow-covered temples in winter, Japan offers an experience like no other. But before you make reservations for your sushi night, make sure your trip is as smooth as your itinerary. And while every journey is filled with excitement, it is always wise to have a little backup for the unexpected. That’s where IndusInd Japan Travel Insurance (formerly Reliance Japan Travel Insurance) steps in.
Our plans quietly protect you in the background so you can stay focused on what matters most and make lasting memories. If your flight gets delayed and you miss the first evening of your Tokyo adventure or a reserved temple tour in Kyoto, we’ve got you covered. Our plan provides support of up to USD 60* per day (for a maximum of 6 days) for trip delays, to help you manage those interruptions without missing out on the rest of your journey.
And if a medical emergency arises, whether it's a sudden fever after a hike in the Japanese Alps or a minor accident during a cycling tour through Kyoto, our coverage of up to USD 500,000* ensures you are not facing it alone. From hospital stays and emergency treatments to doctor visits, we’re here to ease both the stress and the expenses. Even in a country where language might feel like a barrier, our support team helps you navigate care with clarity and confidence. With the IndusInd Self-i app, assistance is always at your fingertips, whether you need to find a hospital, access emergency help or file a claim quickly and easily.
So whether you're chasing your first glimpse of Mount Fuji or revisiting your favourite ramen spot in Osaka, IndusInd Japan Travel Insurance ensures the journey stays uninterrupted, letting you focus on the moments that matter.
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