Thailand travel insurance starting at just ₹306*
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Flight Cancellation Covered*
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Baggage Loss Covered*
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Passport Loss Covered*
Travel Insurance for Thailand
Thailand is a fantastic year-round travel destination that's just a short 4-hour flight away. From Bangkok's lively streets to Chiang Mai's temples and Phuket's islands, the country's welcoming culture and direct flights from India have made it a popular destination. With so much to explore, having Thailand travel insurance for your adventures adds a layer of ease and assurance to your plans.
It ensures you’re covered for any trip emergencies that come your way. These can be common situations, such as losing your passport while visiting busy places like the Chatuchak Weekend Market or the Pratunam Market in Bangkok. If that happens, we’ll guide you through the next steps to get a new passport.
Another frequent issue is delayed checked-in baggage. Let's say you arrive at Suvarnabhumi Airport, but your luggage is delayed. In this case, you can file a claim and receive a payout to buy essentials like clothes and toiletries, so your trip stays comfortable, even if things don’t go as planned.
And that’s just the start. With IndusInd travel insurance (formerly Reliance travel insurance), you’re covered from the moment you board your flight to the time you return home. Claims are easy to file on the go via the Self-i app, so whether it’s a lost passport or a baggage delay, help is always just a tap away.
Why 5 Crore+ Policyholders Choose Us?
Exploring Thailand should be all about unforgettable moments, not unexpected expenses. IndusInd Thailand Travel Insurance (formerly Reliance Thailand Travel Insurance) provides affordable and dependable coverage designed to protect your journey every step of the way.
$500,000 Coverage*
High Medical Coverage
24/7 Customer Support*
Get help anywhere in Thailand
Cover for Flight Cancellations*
Speedy claim processes
No Medical Check-ups*
Just apply, pay and download!
Benefits of Buying Thailand Travel Insurance
Cashless Medical Coverage
Bangkok’s known to have some of the best street food! But if the food doesn't agree with you and you need to visit the hospital, your medical bills are covered. We offer cashless medical coverage of up to USD 500,000* (and USD 500* for emergency dental treatments). Meaning all you need to do is submit your policy at the front desk, and we take care of the rest! This coverage applies to all certified hospitals in Thailand.
24/7 Emergency Cash Support
A lost wallet after a fun night out in Thailand’s Chinatown or one of its famous night markets can quickly derail your travel plans. But worry not! We offer emergency cash up to USD 300 . This support is available 24/7, so you can call us anytime you need help. This benefit ensures you have enough on-hand cash for food, transport and accommodation so you can continue your exploration of Thailand.
Flight Delays & Connecting Flights
Airports like Suvarnabhumi and Phuket International can get busy during festivals like Songkran. So, if your flight gets delayed, we’ve got you covered. We cover flight delays over 12 hours up to USD 60 per day*. This coverage can also come in handy if your next connecting flight from Thailand gets pushed unexpectedly.
Lost Baggage Support
Let’s say you arrive at Bangkok, but your luggage doesn’t, and the airport staff informs you that your luggage is delayed. In this situation, you will get up to USD 100* for checked-in baggage delays that exceed 12 hours. If your luggage is lost, you get up to USD 1500*. This can help you buy essentials like clothes and toiletries.
Personal Liability
Traffic in cities like Bangkok, Chiang Mai and Hat Yai is known to be quite severe, especially during peak hours. So if you’re renting a car and accidentally scratch a parked scooter or hit a street vendor’s cart, our personal liability cover has you covered. We cover up to USD 200,000*, so you don’t pay out of pocket.
Loss of Passport
Moving between Thailand’s famous islands or cities? – Switching between taxis, ferries, trains, and tuk-tuks often increases the risk of losing your passport along the way. That’s why we cover up to USD 300* to help you get a replacement passport. This includes reissue-related costs in Thailand.
Key Features of IndusInd Thailand Insurance
Individual Travel Plan
IndusInd Thailand Travel Insurance provides all-around protection for your trip against a range of disruptions. Our individual travel plan offers comprehensive protection for one traveller, so it's a great addition to any solo trip to Thailand. Here are the key features and coverage limits of this plan that make it a standout choice.
Features | Popular Coverage (in USD) | Maximum Coverage (in USD) |
|---|---|---|
Medical expenses | $100,000 | $500,000 |
Personal liability | $100,000 | $200,000 |
Personal accident | $20,000 | $30,000 |
Total loss of baggage | $1,000 | $1,500 |
Loss of passport | $300 | $300 |
Delayed checked-in baggage | $100 | $100 |
Trip delays | $25/day (Max of 6 Days) | $60/day (Max of 6 Days) |
Dental treatment | $500 | $500 |
Home burglary insurance | ₹1,00,000 | ₹3,00,000 |
Compassionate visit | Return fare for a family member/doctor | Return fare for a family member/doctor |
Family Travel Plan
Why buy 4 separate plans when you can buy one plan to cover your family of 4! Our family travel insurance plan offers coverage up to $250,000*, and this coverage is shared among all family members. This makes policy handling and claims processing a lot easier since you'll just be using one plan to cover your entire family during your trip.
Features | Popular Coverage (in USD) | Maximum Coverage (in USD) |
|---|---|---|
| Premium starting at | Premium starting at | Premium starting at |
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Disclaimer: Please refer to the official policy documents for detailed information linked here
IndusInd Thailand Insurance: Inclusions & Exclusions
What is covered?
Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip. We offer cashless medical claims, meaning we directly pay the hospital.
Pre-existing Diseases: If a pre-existing condition becomes life-threatening while you are on the trip, emergency treatment costs will be covered.
Third-Party Liability: If you accidentally injure someone or damage their property during your trip, we’ll cover the resulting medical or repair expenses.
Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather or job loss. Baggage delays exceeding 12 hours are also covered.
Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.
What is not covered?
Medical Tourism, Undisclosed Pre-Existing Diseases & Maternity: We cover all medical emergency costs while you're in Thailand except for maternity costs, undeclared PEDs and planned medical treatments.
Negligence & Travelling Against Medical Advice: Your Thailand trip emergencies are always covered; however, we do not cover trips taken against a doctor's advice, or claims due to personal delays or negligence.
Legal Action: Liability-related costs are fully covered except for ones arising out of any legal violations while overseas.
Disclaimer: Please refer to the official policy documents for detailed inclusions and exclusions.
Last-minute Thailand trip?
Call us now and get insured before you fly
How to Buy IndusInd Thailand Travel Insurance?
Purchasing IndusInd Thailand Travel Insurance is a simple and quick process. You can easily buy the policy online in just a few clicks before your trip. Just follow these steps:
Enter Your Details
Enter your travel dates, DOB and choose Thailand as your destination.
Complete KYC
Enter your phone number and complete the online KYC process.
Pay & Get Policy
Pay online and get your Thailand travel insurance plan instantly via email.
How to Claim IndusInd Thailand Travel Insurance
Filing a claim under your IndusInd Thailand travel insurance policy is easy! For medical claims, all you need to do is submit your policy details at the hospital reception to get cashless medical coverage. And for non-medical claims like flight delays, trip cancellations, lost checked-in luggage, etc., open your Self-i app and tap “InstaClaim”.
Here are the details and documents you will need to provide when filing a claim. These will need to be scanned and emailed to us at indusind@europ-assistance.in –
General Documents
Travel Documents & Claim Form: Your original ticket, boarding pass or a copy of your passport indicating the travel dates. Duly filled and signed claims form.
For Medical Claims: Medical bills, test reports, discharge summary, etc. They need to show your name and treatment date, the type of illness and details of the items used for medical treatment.
For Theft & Emergency Cash: A Police Report obtained within 24 hours of the incident. For theft, the report needs to be obtained within 24 hours of you knowing when the item has gone missing.
Passport Loss: Original bills/receipts of costs for a new/fresh passport.
Additional Documents
Total Loss of Checked-In Baggage: A Property Irregularity Report or other report issued by the airline. You also need to submit proof of ownership of lost items worth more than US$100.
Delay of Checked-In Baggage: Original bills of emergency items purchased, and the Property Irregularity Report from the airline stating the date and time of arrival of the delayed baggage.
Flight Delays & Missed Connections:
Confirmation from the airline, with the scheduled arrival time and the actual arrival time. Reason for the flight delay needs to be mentioned and all original bills for costs.
For Third Party Liability: A police report and proof of judicial decision.
Disclaimer: For the complete list of documents, please refer to your policy documents. For further assistance, you can contact customer support. It takes around 30 working days* to settle your claim from the date of submitting the final claim document
Types of Visas for Thailand
Thailand offers various types of visas depending on the purpose and duration of your stay. From tourist and business visas to education and retirement options, each visa serves a specific travel need:
Tourist Visa
Ideal for leisure travel, valid for 3–6 months & for stays relating to medical treatment up to 60 days. This visa is available for single and multi-entry purposes.
Non-Immigrant Visa
Suitable for business, education or family visits, valid for up to 12 months or 3 years for business. Extensions are available, but they're granted on a case-by-case basis.
Long-Term Resident Visa
For global professionals or retirees, it allows multiple entries over 10 years with 1-year stays. Remote workers with overseas income are tax-exempt under this visa.
SMART Visa
Designed for skilled professionals and investors, valid for 1–4 years with 1-year stays per visit. Applicants need to register and apply through the SMART Visa portal.
Destination Thailand Visa
For digital nomads, remote workers, and participants in activities such as Thai Boxing, seminars, and medical treatment. Valid for 5 years with multiple entries.
Airport Transit Visa
For layovers in Thailand, valid for 3 months with a 30-day stay. This visa isn't required for layovers less than 12 hours, and if you don't plan on leaving the transit area.
Embassy Contact Details: India and Thailand
Parameters | Thailand Embassy in India | Indian Embassy in Thailand |
|---|---|---|
Location | New Delhi, India | Bangkok, Thailand |
Address | 56-N, Nyaya Marg, Chanakyapuri, New Delhi 110021 | 46, Prasarnmitr, Sukhumvit, Soi 23, Bangkok - 10110 |
Contact Number | +91 (11) 2419-7200, | 02-2580300-6 (Consular); +66-618819218 (Emergencies) |
Email Address | com.bangkok@mea.gov.in | |
Website | ||
Operating Days | Monday to Friday | Monday to Friday (except holidays) |
Operating Hours | 9:00 am - 5:00 pm | 9:00 am - 4:30 pm |
Flight & Baggage Delays Covered
Quick Cashless Claim via Self-i app
24/7 Customer Support*
Best Time to Visit Thailand
Planning your trip to Thailand begins with choosing the right season to make the most of your travel experience. Here is an overview of the best time to visit the Land of Smiles for everything from sightseeing to relaxation:
November to March
What to Expect: Cool, dry weather (25–30°C) with clear skies, perfect for outdoor fun.
Perfect for: First-time travellers, family trips, beach holidays and water sports.
Tourist Flow: Heavy
Flights and Hotel Rates: Highest during this period
Return Airfare from India (Approx): ₹18,000–₹30,000*
Keep in Mind: Book flights and hotels early to avoid peak rates.
April to June
What to Expect: Highs of 35°C, summer showers and Songkran (water festival) in mid-April.
Perfect for: Budget travellers, festival lovers, spa breaks and temple visits.
Tourist Flow: Moderate
Flights and Hotel Rates: May spike briefly during this time
Return Airfare from India (Approx): ₹15,000–₹22,000*
Keep in Mind: Stay hydrated and wear light clothing since it’s hot.
July to October
What to Expect: Rainy season brings lush views, fewer tourists and the lowest travel costs.
Perfect For: Budget travellers, offbeat explorers and travellers seeking indoor experiences.
Tourist Flow: Very low
Flights and Hotel Rates: Deeply discounted
Return Airfare from India (Approx): ₹12,000–₹18,000*
Keep in Mind: Frequent rain, limited outdoor activities.
Interesting Facts About Thailand
Island Paradise – Thailand is also known as an island nation. The country is home to over 1400 islands.
Elephant Conservation – The elephant is Thailand’s national animal. Many sanctuaries focus on their protection.
Buddhist Nation – Around 95% of Thailand’s population follows Buddhism. There are over a thousand temples across the country.
World’s Largest Gold Buddha – Bangkok’s Wat Traimit temple has a massive 5.5-ton pure gold Buddha statue.
Spiciest Cuisine – Thai food is renowned for its bold flavours. Dishes like Som Tam and Tom Yum rank among the world’s spiciest.
Red Bull Origin – The famous energy drink Red Bull was inspired by Thailand’s local beverage, "Krating Daeng".
Smallest Mammal - Thailand is home to the smallest mammal, the Bumblebee bat and the largest fish, the Whale Shark.
Floating Markets – Thailand’s famous floating markets, like Damnoen Saduak, offer a unique way to shop from boats.
Songkran Festival – Thailand celebrates its New Year in April. This festival is the world's biggest water fight, symbolising cleansing and renewal.
Cobra Whiskey - You can find a unique Cobra Whiskey cocktail in some bars in Thailand. This drink is made by steeping a real cobra in whiskey.
Essential Apps for Your Thailand Trip
Translation
English isn't commonly spoken in Thailand, so you'll be using translation apps a lot. Apps like Google Translate, Thai2English, Bulk Look Up, Language Translator By Mate (for iOS users only), are highly recommended.
Accommodation and Hotel Booking
Hotel booking apps like MakeMyTrip, Ixigo and Airbnb if you want a more immersive trip experience.
Navigation
When it comes to navigation apps in Thailand, Google Maps works great for commutes within cities like Bangkok since it has the fastest updates. If you’re driving long distances, Waze is better as it also has alerts for speed cameras.
Sightseeing and Events
Many temples, parks, and museums offer free or discounted entry on select days. You can check Google Maps listings, websites like Klook, the Thailand tourism website or local travel blogs to find updated information.
Key Takeaways
Thailand continues to be a favourite among Indian travellers, thanks to its rich culture, affordable experiences and now, convenient e-visa access and even visa-free entry for up to 60 days.
But even quick trips to Thailand can cause a lot of stress if issues like lost luggage and flight delays occur in an unfamiliar place. That's why it’s important to insure your trip, no matter where you’re travelling to. In fact, with 37% of flights experiencing delays globally in 2024, more Indian travellers are now prioritising protection. Travelbizmonitor also noted an 18.95% surge in travel insurance sales in Q1 2025, to support this trend.
And that’s where IndusInd Thailand Travel Insurance (formerly Reliance Travel Insurance) steps in as your trusted companion. With our digital approach, you can download your travel insurance policy and save it onto your phone using the Self-i app, so you can always contact us for any assistance.
With premiums starting at just ₹306*, you get dependable coverage that includes cashless coverage of medical expenses up to $500,000*, trip delay and flight cancellation benefits, lost passport assistance and dedicated worldwide customer support.
Whether you're travelling solo, with friends, or on a family vacation, this plan helps you focus on what matters — making memories, not managing mishaps.
Reliance General Insurance
Aapke Protection ka All-rounder
Thailand travel insurance plans starting at just ₹306*
Insure Your Trip to Thailand Today!
From Chiang Mai hikes to Krabi dives, you stay protected with IndusInd Thailand travel insurance. We ensure your trips remain care-free while we handle the what-ifs!
Relevant Links for Travel Insurance
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FAQ On Thailand Travel Insurance
Is Thailand travel insurance mandatory?
Travel insurance isn’t mandatory for Thailand, but immigration officials highly recommend getting one. This is because the currency conversion rate between the Rupee and Thai Baht (฿1 → ₹2.65; approx) can result in you having to spend more in case of a trip emergency, like a flight cancellation, where you’d need a refund on tickets.
Disclaimer: The given currency conversion rate was taken on 16/07/2025, at 4:00 pm IST and is subject to change. Please ensure you check the current Rupee to Thai Baht conversion rates here before proceeding.
What are the new entry rules for Thailand?
From 1 May 2025, all foreign nationals entering Thailand (by air, land or sea) must have a digital arrival card. Therefore, you must apply for and obtain a digital arrival card 3 days before you arrive in Thailand.
You can apply for your digital arrival card on the official Thailand TDAC portal. You'll need your passport details and your trip details, like your accommodation information. You may also need to add your health status if you're travelling to Thailand from select countries or if your flight is listed by the Ministry of Public Health. You can check the list of countries that require this information on the Thai MOFA website. So, you will only need to present your health status if you're transiting from one of the countries on that list.
How much does travel insurance for Thailand cost?
Our Thailand travel insurance plans start from ₹306*. Your total policy price is determined by taking into account factors like how much coverage you need, the duration of your trip and how many people you’re travelling with. You can use our premium calculator to quickly check how much your Thailand travel insurance plan will cost for your upcoming trip.
Several elements determine how much you'll pay for your travel insurance policy. Understanding these can help you choose the right coverage without compromising your budget:
Destination: Countries with high healthcare costs, like Thailand, tend to have higher premiums.
- Age of Traveller: Senior Citizens (over 61 years) are considered higher risk, which usually increases premium amounts.
- Trip Duration: Longer trips mean longer coverage periods, which can raise the cost of your policy.
- Type of Plan: Comprehensive plans or those with higher sum insured limits result in higher premiums.
- Number of Travellers: Family or group policies have different pricing compared to individual plans.
What are some key tips to remember when travelling to Thailand?
Keep these simple tips in mind to make your journey smoother, safer and more enjoyable from start to finish:
Respect temple etiquette, dress modestly and remove shoes when required.
Use local currency for small purchases and always carry change.
Keep digital and physical copies of important documents (passport, visa, Thailand travel insurance).
You can either enable international roaming on your SIM or buy a Thai tourist SIM at the airport or a convenience store. Getting them from providers like AIS, TrueMove H, DTAC and Nomad eSIM is a cheaper way to stay connected throughout your trip.
What essentials should one pack for travelling to Thailand?
As a general rule, take twice as much cash and half as much clothing, since you can always use the laundromats nearby or take advantage of your hotel's laundry services if they offer them. Ideally, you want to avoid overpacking, but here are some essentials to keep on hand during your trip:
Thailand uses Type A and C power sockets, so pack a universal adapter.
- Bring a first-aid kit and any required prescription medicine.
Pack swimwear and beach gear if visiting islands like Phuket, Koh Phi Phi, Koh Tao and Koh Chang.
- Carry light clothing, sunscreen, mosquito repellent and reusable water bottles.
What safety precautions should one follow when travelling to Thailand?
Staying alert and following these basic safety guidelines can make your visit to Thailand safer and more enjoyable:
- Store your passport, Thailand travel insurance and other travel documents safely.
- Save local emergency numbers:
- Police: 191
- Ambulance: 1669
- Tourist Police: 1155
- Tourism Helpline: 1672
- Follow traffic rules, especially when renting cars, scooters or bikes.
- Know local laws and customs to avoid fines or legal trouble.
What are some ways to save money when travelling to Thailand?
These budget-friendly tips will help you explore Thailand affordably without missing out on key experiences:
- Use public transport like buses, metros, tuk-tuks or apps like Grab and Bolt instead of private taxis.
Choose budget-friendly apps like MakeMyTrip or Booking.com, as they often offer cheaper price listings.
- Travel during the off-season (April to October) for lower airfares and hotel rates.
- Set Google Alerts for flight and hotel deals, or check platforms like Klook for discounts.
- Look for free or discounted entry to temples, parks and museums (check their official websites) since they do offer those on select days
Disclaimer:
*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.
The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.
This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.
Product & Sum Insured: T&C Apply. Details mentioned here are for Reliance Travel Care Policy, UIN: RELTIOP08002V010708. Sum Insured: The mentioned Sum insured amount is applicable only under Reliance Travel Care Policy – Individual – Platinum Plan. Total loss of checked baggage: Maximum amount payable per checked-in baggage in case more than one bag has been checked in, is 50% (100% for only one checked-in baggage) of applicable sum insured and per item in baggage maximum 10%.
Premium - Asia & International: The premium mentioned is excluding taxes for a medical sum insured of $25,000 for an Individual of 20 years on an Asia trip of 4 days. This is applicable for Asia plan only.
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