Czech Republic Travel Insurance Starting at Just ₹306*
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Flight Cancellation Covered
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Baggage Loss Covered
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Passport Loss Covered
Travel Insurance for Czech Republic
The Czech Republic is steadily gaining popularity among Indian travellers, thanks to its dramatic landscapes, rich cultural heritage, and warm hospitality. From the fairytale charm of Prague’s castles to the serene beauty of Bohemian forests, the Czech Republic offers a diverse mix of history, architecture, nature, and culture, making it a top choice for Central European exploration.
But even short trips to the Czech Republic can become stressful if unexpected issues like lost baggage, flight delays, or medical emergencies arise. That’s why it’s essential to insure your journey, no matter the destination. With increasing travel disruptions globally, more Indian travelers are prioritizing protection—a trend supported by rising travel insurance adoption.
That’s where IndusInd Czech Republic Travel Insurance (formerly Reliance Travel Insurance) becomes your reliable travel partner. With a digital-first approach, you can download your policy and store it on your phone using the IndusInd Self-i app, ensuring help is always within reach—even while navigating Prague’s trams, hiking in Český Krumlov, or exploring the spa towns of Karlovy Vary.
Exploring Czech Republic should be all about unforgettable moments not unexpected expenses. IndusInd Czech Republic Travel Insurance (formerly Reliance Travel Insurance) offers affordable and dependable coverage designed to protect your journey every step of the way.
$500,000 Coverage*
High Medical Coverage
24/7 Customer Support*
Get help anywhere in Czech Republic
99.57% Claims Settled*
Speedy claim processes
No Medical Check-ups*
Just apply, pay and download!
Benefits of Buying Czech Republic Travel Insurance
Cashless Medical Coverage
Whether you're hiking through Bohemian Switzerland or exploring the cobbled streets of Český Krumlov, unexpected health issues can arise. With IndusInd Czech Republic Travel Insurance, you get cashless medical coverage up to USD 500,000* and USD 500* for emergency dental care. Simply present your policy at any certified hospital in the Czech Republic, and we’ll handle the rest—no upfront payments needed.
24/7 Emergency Cash Support
Lost your wallet while shopping in Prague’s local markets or attending cultural events in Brno? Don’t worry—we offer emergency cash support up to USD 300*. This benefit is available 24/7, ensuring you always have funds for food, transport, and accommodation. Whether it’s day or night, help is just a call away.
Flight Delays & Connecting Flights
Flight delays at Václav Havel Airport (Prague) or regional hubs like Ostrava or Pardubice can happen, especially during peak travel seasons. If your flight is delayed over 12 hours, you’ll receive up to USD 60 per day* to cover meals and essentials. This benefit also applies to missed connecting flights, helping you manage disruptions with ease.
Lost Baggage Support
If your checked-in baggage is delayed for more than 12 hours, you’ll receive up to USD 100* to buy essentials like clothes and toiletries. In case your luggage is lost, we offer up to USD 1,500* to help you replace your belongings—ensuring your comfort and convenience even when things don’t go as planned.
Personal Liability
Driving in the Czech Republic or renting a vehicle for your trip? If you accidentally damage property—like a parked car or a vendor’s stall—our personal liability coverage of up to USD 200,000* protects you from out-of-pocket expenses. Whether it’s a minor scratch or a bigger mishap, you’re financially covered.
Loss of Passport
Travelling between cities like Prague, Brno, or Karlovy Vary? If your passport gets lost, we cover up to USD 300* for reissue-related costs. This includes assistance with documentation and embassy coordination, so you can get a replacement quickly and continue your journey without delays.
Individual Travel Plan
IndusInd Czech Republic Travel Insurance provides all-around protection for your trip against a range of disruptions. Our individual travel plan offers comprehensive coverage for one traveller, making it a smart addition to any solo journey across the Czech Republic—whether you're exploring the historic streets of Prague, hiking through the scenic trails of Bohemian Switzerland, or shopping in the artisan markets of Český Krumlov. Here are the key features and coverage limits of this plan that make it a standout choice for travellers heading to the Czech Republic:
Family Travel Plan
Why buy 4 separate plans when you can buy one plan to cover your family of 4! Our family travel insurance plan offers coverage up to $250,000*, and this coverage is shared among all family members. This makes policy handling and claims processing a lot easier since you'll just be using one plan to cover your entire family during your trip.
Disclaimer: Please refer to the official policy documents for detailed information linked here
What is covered?
Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.
Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.
Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.
Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.
Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.
What is not Covered?
Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.
Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.
Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.
Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.
Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.
Disclaimer: Please refer to the official policy documents for detailed inclusions and exclusions.
Secure your Czech Republic Trip
Call us now for travel coverage
Anyone who is above 18 years of age, have completed education up to at least 10th Standard and has a valid Aadhaar card & PAN card. For instance, below are few categories who can be benefited the most.
Enter Your Details
Enter your travel dates, DOB and choose Czech Republic as your destination.
Complete KYC
Enter your phone number and complete the online KYC process.
Pay & Get Policy
Pay online and get your Czech Republic travel insurance plan instantly via email.
Medical Claim
Medical Claim
Medical Claim
For medical claims, let us know via our helpline or email using your policy number.
Check if the hospital accepts cashless claims & submit the claim form.
IndusInd Care (previously Reliance Care) will review the claim and your documents.
Upon approval, we place a Guarantee of Pay (GoP) to the hospital.
If the hospital does not agree to the GoP, you can always file a reimbursement claim.
Disclaimer: Please refer to the policy documents for complete claims related process
Types of Visas for Czech Republic
Tourist Visa
For leisure travel, sightseeing, or visiting friends and family. Typically valid for up to 90 days within a 180-day period. Must be obtained through the Czech Embassy or Consulate. Requires hotel booking confirmation, travel insurance (minimum €30,000 coverage), return ticket, and proof of financial means. Extensions are rare and granted only in exceptional cases.
Business Visa
For attending meetings, trade fairs, or professional engagements. Initially valid for up to 90 days. Requires an invitation letter from a Czech company and supporting documents. Must be applied for through the Czech Consulate or VFS Global.
Student Visa
Adding a child to the family is a joyous occasion for parents. It is also an important milestone for every couple as they get an added responsibility for the child. While pregnancy and childbirth are wonderful experiences, they can prove expensive too.
Work Visa
For foreign nationals employed by Czech companies or working as freelancers or volunteers. Requires a work permit, employment contract, and employer credentials. Initially valid for the duration of the employment contract and extendable up to 12 months or more. Must be supported by a residence permit application.
Embassy Contact Details: India and Czech Republic
24x7 Global Assistance
Emergency Medical Evacuation
Loss of Passport Cover
Best Time to Visit Czech Republic
Planning your trip to the Czech Republic begins with choosing the right season to make the most of your experience. Here is an overview of the best time to visit for everything from castle tours to wine festivals:
May to Jun
What to Expect: Mild and pleasant weather (18–25°C), blooming landscapes, longer daylight hours. Great for sightseeing in Prague, hiking in Bohemian Switzerland.
Perfect for: First-time visitors, nature lovers, and cultural explorers.
Tourist Flow: Moderate
Flights and Hotel Rates: Mid-range pricing with good availability
Return Airfare from India (Approx): ₹70,000–₹110,000*
Keep in Mind: Pack layers and a light rain jacket; book popular attractions in advance.
Jul to Aug
What to Expect: Warm summer weather (25–35°C), vibrant festivals, and bustling tourist spots. Ideal for river cruises, music festivals like Colours of Ostrava, and spa town visits.
Perfect for: Festival-goers, sun-seekers, and families.
Tourist Flow: High
Flights and Hotel Rates: Peak pricing due to high demand
Return Airfare from India (Approx): ₹75,000–₹120,000*
Keep in Mind: Expect crowds in Prague and Český Krumlov; book early for better deals.
Sep to Nov
What to Expect: Crisp autumn weather (10–22°C), stunning fall foliage, and wine harvest festivals in South Moravia. Great for photography and offbeat exploration.
Perfect for: Wine lovers, photographers, and budget travelers.
Tourist Flow: Moderate
Flights and Hotel Rates: Competitive pricing with seasonal discounts
Return Airfare from India (Approx): ₹65,000–₹100,000*
Keep in Mind: Pack warm layers and waterproof shoes; some attractions may close by late October.
Dec to Feb
What to Expect: Cold winter weather (0–5°C), magical Christmas markets, and snow-covered castles. Ideal for skiing in Krkonoše Mountains and cozy café hopping in Prague.
Perfect for: Winter lovers, cultural travelers, and budget-conscious visitors.
Tourist Flow: Low to moderate (except Christmas/New Year)
Flights and Hotel Rates: Low pricing in Jan–Feb; higher during holidays
Return Airfare from India (Approx): ₹60,000–₹95,000*
Keep in Mind: Dress warmly; check seasonal closures for countryside attractions.
Interesting Facts About Czech Republic
Bohemian Beauty – The Czech Republic is home to the historic region of Bohemia, known for its rolling hills, medieval towns, and fairy-tale castles.
UNESCO Treasures – The country boasts several UNESCO World Heritage Sites, including Český Krumlov, Kutná Hora, and Lednice-Valtice Cultural Landscape.
Land of Castles – With over 2,000 castles and chateaux, the Czech Republic has one of the highest densities of castles in the world, including the iconic Karlštejn Castle and Prague Castle.
Resilient Nation – The Czech Republic has a rich history of overcoming political transitions—from the Austro-Hungarian Empire to communism—emerging as a modern, stable democracy.
Beer Capital – Czechs consume more beer per capita than any other country. The city of Plzeň is the birthplace of Pilsner, one of the world’s most popular beer styles.
Glass & Innovation – The Czech Republic is renowned for its Bohemian crystal glassware and has a strong tradition in engineering, design, and innovation.
Czech Cuisine – Czech food blends Central European flavors. Must-try dishes include svíčková (marinated beef with creamy sauce), goulash, and trdelník (sweet pastry).
Festive Culture – Events like Prague Spring Festival, Karlovy Vary Film Festival, and Masopust (Czech Carnival) are celebrated with music, art, and traditional food.
Democratic Republic – The Czech Republic is a democratic nation and a member of the European Union, NATO, and the Schengen Area.
Unique Traditions – Czechs celebrate Name Days, and during Easter, boys gently whip girls with decorated willow branches for health and fertility—a playful folk custom.
Essential Apps for Your Czech Republic Trip
Translation
Czech is the official language in the Czech Republic. While English is commonly spoken in tourist areas, rural regions and local markets may require translation help. Apps like Google Translate, iTranslate, and SayHi are essential for navigating menus, signs, and conversations. Be sure to download the Czech offline pack for use in countryside towns or hiking trails.
Accommodation and Hotel Booking
Popular hotel booking apps include Booking.com, Airbnb, and Hostelworld. TripAdvisor is helpful for reviews and local insights. Many Czech accommodations offer better rates for direct bookings, so it’s worth comparing across platforms.
Navigation
Google Maps works well in cities like Prague, Brno, and Český Krumlov. For offline use, Maps.me is highly recommended, especially for hiking in Bohemian Switzerland or exploring castles. Waze is useful for road trips, offering real-time traffic updates.
Transport
The Czech Republic has a reliable public transport system. Use IDOS for train and bus schedules, DPP Info for Prague’s metro and trams, and Moovit for city-wide transit planning. For ride-hailing, Bolt and Uber are widely used. For intercity travel, apps like RegioJet, FlixBus, and Leo Express are ideal.
Sightseeing and Events
Use GetYourGuide, Viator, and Culture Trip to discover attractions, museums, and events. These apps offer guided tours and local experiences. For immersive views, CzechTourism’s official app provides virtual tours and travel inspiration.
Food Delivery
Food delivery apps like Wolt and Dáme Jídlo are popular in Prague and other urban areas. They offer a mix of local and international cuisine, and most support English interfaces for easy ordering.
Key Takeaways
The Czech Republic is steadily gaining popularity among Indian travellers, thanks to its breathtaking landscapes from the castles of Bohemia to the spa towns of Moravia rich cultural heritage, and warm hospitality. With simplified visa processes and a growing tourism infrastructure, it’s becoming a top choice for history tours, wine trails, and offbeat Central European adventures.
But even short trips to the Czech Republic can become stressful if unexpected issues like lost baggage, flight delays, or medical emergencies arise. That’s why it’s essential to insure your journey, no matter the destination. With increasing travel disruptions globally, more Indian travelers are prioritizing protection a trend supported by rising travel insurance adoption.
That’s where IndusInd Czech Republic Travel Insurance (formerly Reliance Travel Insurance) becomes your reliable travel partner. With a digital-first approach, you can download your policy and store it on your phone using the IndusInd Self-i app, ensuring help is always within reach—even while strolling through Prague’s historic quarters, hiking in Bohemian Switzerland, or relaxing in the spa town of Karlovy Vary.
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Disclaimer:
*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.
The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.
This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.
Product & Sum Insured: T&C Apply. Details mentioned here are for Reliance Travel Care Policy, UIN: RELTIOP08002V010708. Sum Insured: The mentioned Sum insured amount is applicable only under Reliance Travel Care Policy – Individual – Platinum Plan. Total loss of checked baggage: Maximum amount payable per checked-in baggage in case more than one bag has been checked in, is 50% (100% for only one checked-in baggage) of applicable sum insured and per item in baggage maximum 10%.
Premium - Asia & International: The premium mentioned is excluding taxes for a medical sum insured of $25,000 for an Individual of 20 years on an Asia trip of 4 days. This is applicable for Asia plan only.
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