Fiji Travel Insurance Starting at Just ₹306*
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Flight Cancellation Covered
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Baggage Loss Covered
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Passport Loss Covered
Travel Insurance for Fiji
Fiji is steadily gaining popularity among Indian travellers, thanks to its stunning tropical beauty, vibrant culture, and diverse experiences from pristine white-sand beaches and turquoise lagoons to lush rainforests and traditional Fijian villages. With its warm hospitality, world-class resorts, and adventure activities like diving in the Great Astrolabe Reef or island-hopping across the Mamanucas and Yasawas, Fiji is becoming a top choice for honeymooners, nature lovers, and cultural explorers. Simplified visa processes and a growing tourism infrastructure make it even more appealing for Indian tourists.
But even short trips to Fiji can become stressful if unexpected issues like lost baggage, flight delays, or medical emergencies arise. That’s why it’s essential to insure your journey, no matter the destination. With increasing travel disruptions globally, more Indian travelers are prioritizing protection a trend supported by rising travel insurance adoption.
That’s where IndusInd Fiji Travel Insurance (formerly Reliance Travel Insurance) becomes your reliable travel partner. With a digital-first approach, you can download your policy and store it on your phone using the IndusInd Self-i app, ensuring help is always within reach even while relaxing on the beaches of Nadi, snorkeling in the Yasawa Islands, or exploring the cultural heart of Suva.
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Exploring Fiji should be all about unforgettable moments not unexpected expenses. IndusInd Fiji Travel Insurance (formerly Reliance Travel Insurance) offers affordable and dependable coverage designed to protect your journey every step of the way.
$500,000 Coverage*
High Medical Coverage
24/7 Customer Support*
Get help anywhere in Fiji
99.57% Claims Settled*
Speedy claim processes
No Medical Check-ups*
Just apply, pay and download!
Benefits of Buying Fiji Travel Insurance
Cashless Medical Coverage
Whether you're hiking through Fiji’s lush rainforests or relaxing on the beaches of Nadi, unexpected health issues can arise. With IndusInd Fiji Travel Insurance, you get cashless medical coverage up to USD 500,000* and USD 500* for emergency dental care.
Doctors - Professional Indemnity Insurance
Lost your wallet while shopping in Suva’s local markets or attending cultural events in Denarau? Don’t worry—we offer emergency cash support up to USD 300*. This benefit is available 24/7, ensuring you always have funds for food, transport, and accommodation.
Flight Delays & Connecting Flights
Flight delays at Nadi International Airport (NAN) or regional hubs like Suva or Labasa can happen, especially during peak travel seasons. If your flight is delayed over 12 hours, you’ll receive up to USD 60 per day* to cover meals and essentials. This benefit also applies to missed connecting flights, helping you manage disruptions with ease.
Lost Baggage Support
If your checked-in baggage is delayed for more than 12 hours, you’ll receive up to USD 100* to buy essentials like clothes and toiletries. In case your luggage is lost, we offer up to USD 1,500* to help you replace your belongings—ensuring your comfort and convenience even when things don’t go as planned.
Personal Liability
Driving in Fiji or renting a vehicle for your trip? If you accidentally damage property—like a parked car or a vendor’s stall—our personal liability coverage of up to USD 200,000* protects you from out-of-pocket expenses. Whether it’s a minor scratch or a bigger mishap, you’re financially covered.
Loss of Passport
Travelling between islands like Viti Levu, Vanua Levu, or Taveuni? If your passport gets lost, we cover up to USD 300* for reissue-related costs. This includes assistance with documentation and embassy coordination, so you can get a replacement quickly and continue your journey without delays.
Individual Travel Plan
IndusInd Fiji Travel Insurance provides all-around protection for your trip against a range of disruptions. Our individual travel plan offers comprehensive coverage for one traveller, making it a smart addition to any solo journey across Fiji—whether you're relaxing on the beaches of Nadi, exploring the lush rainforests of Taveuni, or shopping in the vibrant markets of Suva.
Here are the key features and coverage limits of this plan that make it a standout choice for travellers heading to Fiji:
Family Travel Plan
Why buy 4 separate plans when you can buy one plan to cover your family of 4! Our family travel insurance plan offers coverage up to $250,000*, and this coverage is shared among all family members. This makes policy handling and claims processing a lot easier since you'll just be using one plan to cover your entire family during your trip.
Disclaimer: Please refer to the official policy documents for detailed information linked here
What is covered?
Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.
Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.
Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.
Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.
Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.
What is not Covered?
Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.
Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.
Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.
Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.
Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.
Disclaimer: Please refer to the official policy documents for detailed inclusions and exclusions.
Forgot insurance for Fiji?
Call us before you board and travel worry-free
Purchasing IndusInd Fiji Travel Insurance is a simple and quick process. You can easily buy the policy online in just a few clicks before your trip. Just follow these steps:
Enter Your Details
Enter your travel dates, DOB and choose Fiji as your destination.
Complete KYC
Enter your phone number and complete the online KYC process.
Pay & Get Policy
Pay online and get your Fiji travel insurance plan instantly via email.
Medical Claim
Medical Claim
Medical Claim
For medical claims, let us know via our helpline or email using your policy number.
Check if the hospital accepts cashless claims & submit the claim form.
IndusInd Care (previously Reliance Care) will review the claim and your documents.
Upon approval, we place a Guarantee of Pay (GoP) to the hospital.
If the hospital does not agree to the GoP, you can always file a reimbursement claim.
Disclaimer: Please refer to the policy documents for complete claims related process
Types of Visas for Fiji
Tourist Visa
For leisure travel, sightseeing, or visiting friends and family. Indian citizens require a tourist visa to enter Fiji. The visa is typically valid for up to 4 months. Applicants must submit a valid passport (minimum 6 months validity), completed visa application form, travel insurance, proof of accommodation, and onward/return flight tickets. Extensions may be granted under special circumstances through the Fiji Immigration Department.
Business Visa
For attending meetings, trade fairs, or professional engagements. Typically, valid for up to 4 months. Requires a cover letter from the applicant’s company, an invitation letter from the Fijian partner, proof of business registration, financial statements, and travel itinerary. Must be applied for through the Fiji High Commission or Consulate. Employment is not permitted under this visa.
Student Visa
For academic studies at recognized institutions in Fiji. Requires an admission letter from a registered school or university, proof of financial support, valid passport, medical certificate, and police clearance. Issued for the duration of the academic program and extendable depending on the course. Also includes eligibility for a temporary residence permit.
Work Visa
For foreign nationals employed by Fijian companies or working as volunteers. Requires a work permit, employment contract, and employer credentials. Initially valid for the duration of the employment contract and extendable up to 3 years. Must be supported by a residence permit application through the Fiji Immigration Department.
Embassy Contact Details: India and Fiji
24x7 Global Assistance
Trip Cancellation Protection
Baggage Delay Compensation
Best Time to Visit Fiji
Planning your trip to Fiji begins with choosing the right season to make the most of your experience. Here’s an overview of the best time to visit for everything from beach relaxation to island adventures:
May to October
What to Expect: Pleasant, dry weather with temperatures around 22–28°C, ideal for beach holidays, snorkeling, and island-hopping.
Perfect for: Honeymooners, families, and adventure seekers.
Tourist Flow: High
Flights and Hotel Rates: Peak pricing due to high demand
Return Airfare from India (Approx): ₹70,000–₹1,10,000*
Keep in Mind: Book early for popular resorts and activities like diving in the Great Astrolabe Reef.
November to April
What to Expect: Warm, humid weather (26–32°C) with occasional tropical showers. Great for lush landscapes and fewer crowds.
Perfect for: Budget travelers, nature lovers, and cultural explorers.
Tourist Flow: Moderate to Low
Flights and Hotel Rates: Lower pricing with attractive deals
Return Airfare from India (Approx): ₹65,000–₹95,000*
Keep in Mind: Cyclone season peaks between January and March; check weather updates before planning.
Festival Periods
What to Expect: Experience vibrant cultural celebrations like Diwali, Hibiscus Festival, and Fijian traditional events.
Perfect for: Cultural enthusiasts and those seeking authentic local experiences.
Tourist Flow: Moderate
Flights and Hotel Rates: Competitive pricing
Return Airfare from India (Approx): ₹68,000–₹1,00,000*
Keep in Mind: Plan for accommodation during major festivals as local demand can rise.
Interesting Facts About Fiji
Island Paradise – Fiji is an archipelago of over 330 islands in the South Pacific, famous for its white-sand beaches, turquoise waters, and lush tropical landscapes.
Coral Reefs & Marine Life – Home to the Great Astrolabe Reef, Fiji is a world-class destination for diving and snorkeling, offering vibrant coral gardens and diverse marine species.
Cultural Heritage – Fijian culture blends indigenous traditions with Indian, Chinese, and European influences. Visitors can experience traditional ceremonies like the kava ritual and meke dance.
Warm Hospitality – Known as the “Friendliest Place on Earth,” Fiji is celebrated for its welcoming locals and the iconic greeting “Bula,” which means life and happiness.
Adventure Activities – Beyond beaches, Fiji offers river rafting, hiking in lush rainforests, and exploring waterfalls on islands like Viti Levu and Taveuni.
Fijian Cuisine – Enjoy dishes like kokoda (Fijian ceviche), lovo (earth oven feast), and tropical fruits like papaya and pineapple, along with Indian-inspired curries.
Independent Republic – Fiji is a sovereign island nation and a member of the United Nations, Pacific Islands Forum, and Commonwealth, playing a key role in Pacific regional affairs.
UNESCO Recognition – Fiji’s Levuka Historical Port Town is a UNESCO World Heritage Site, showcasing colonial architecture and maritime history.
Eco-Tourism & Sustainability – Fiji promotes sustainable tourism through marine conservation projects and eco-resorts, protecting its reefs and rainforests.
Festivals & Traditions – Celebrate vibrant events like Diwali, Hibiscus Festival, and Bula Festival, reflecting Fiji’s multicultural heritage and island spirit.
Essential Apps for Your Fiji Trip
Translation
English and Fijian are widely spoken in Fiji, but in remote villages, Fijian or Hindi may be more common. Translation apps like Google Translate, iTranslate, and SayHi can help with basic phrases. Download the offline English-Fijian pack for use in rural areas or outer islands.
Accommodation and Hotel Booking
Popular hotel booking apps include Booking.com, Airbnb, and Expedia. TripAdvisor is useful for reviews and local insights. Many island resorts and eco-lodges offer direct booking options, so compare across platforms for the best deals.
Navigation
Google Maps works well in main towns like Nadi and Suva, but coverage can be limited on smaller islands. Maps.me is highly recommended for offline navigation, especially for hiking trails and remote beaches. Waze is useful for driving on Viti Levu.
Transport
Fiji has local buses, ferries, and taxis. Use Fiji Taxi or Uber (limited availability) in urban areas. For inter-island travel, apps like Awesome Adventures Fiji and South Sea Cruises are helpful. For car rentals, use Rentalcars.com or Discover Cars.
Sightseeing and Events
Use GetYourGuide, Viator, and Klook to book tours for activities like island-hopping, snorkeling, and cultural village visits. For local events and festivals, follow Tourism Fiji on social media or check their official website.
Food Delivery
Food delivery apps like Talabat and Uber Eats are not widely available in Fiji. In major towns like Suva and Nadi, some restaurants offer delivery via phone or WhatsApp. Use Google Maps and TripAdvisor to find nearby eateries with reviews and contact info.
Key Takeaways
Fiji is steadily gaining popularity among Indian travellers, thanks to its incredible natural beauty, vibrant culture, and diverse experiences—from pristine white-sand beaches and turquoise lagoons to lush rainforests and traditional Fijian villages. With its warm hospitality, world-class resorts, and adventure activities like diving in the Great Astrolabe Reef or island-hopping across the Mamanuca and Yasawa islands, Fiji is becoming a top choice for honeymooners, nature lovers, and cultural explorers. Simplified visa processes and a growing tourism infrastructure make it even more appealing for Indian tourists.
But even short trips to Fiji can become stressful if unexpected issues like lost baggage, flight delays, or medical emergencies arise. That’s why it’s essential to insure your journey, no matter the destination. With increasing travel disruptions globally, more Indian travelers are prioritizing protection—a trend supported by rising travel insurance adoption.
That’s where IndusInd Fiji Travel Insurance (formerly Reliance Travel Insurance) becomes your reliable travel partner. With a digital-first approach, you can download your policy and store it on your phone using the IndusInd Self-i app, ensuring help is always within reach—even while relaxing on the beaches of Nadi, snorkeling in the Yasawa Islands, or exploring the cultural heart of Suva.
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Disclaimer:
*T&C Apply. For more details on risk factors, terms conditions, brochure, and exclusions, please read the policy wording and CIS carefully before concluding a sale.
The total no. of customers insured data is for FY24 and has been picked up from the number of lives insured for Health, Personal Accident, Overseas Travel, Domestic Travel, Workmen Compensation and Crop Insurance, Weather LOB & Fire LOB provided by IRDAI count that is master policy count. Other than these LOBs, we have also provided data for the number of certificates issued.
This is the overall claim settlement ratio for FY 2023-24 without claim outstanding at the start of the financial year as per public disclosure of Reliance General Insurance Co. Ltd.
Product & Sum Insured: T&C Apply. Details mentioned here are for Reliance Travel Care Policy, UIN: RELTIOP08002V010708. Sum Insured: The mentioned Sum insured amount is applicable only under Reliance Travel Care Policy – Individual – Platinum Plan. Total loss of checked baggage: Maximum amount payable per checked-in baggage in case more than one bag has been checked in, is 50% (100% for only one checked-in baggage) of applicable sum insured and per item in baggage maximum 10%.
Premium - Asia & International: The premium mentioned is excluding taxes for a medical sum insured of $25,000 for an Individual of 20 years on an Asia trip of 4 days. This is applicable for Asia plan only.
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