Iceland Travel Insurance Starting at Just ₹ 306*
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Flight Cancellation Covered
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Baggage Loss Covered
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Passport Loss Covered
Travel Insurance for Iceland
Iceland is a fantastic year-round travel destination that’s just a short flight away. From Reykjavik’s vibrant culture to the breathtaking Gullfoss Waterfall and the stunning landscapes of the Golden Circle, the country’s warm hospitality and direct flights from India have made it a popular destination. With so much to explore, having Iceland travel insurance for your adventures adds a layer of ease and assurance to your plans.
It ensures you’re covered for any trip emergencies that come your way. These can be common situations, such as losing your passport while visiting busy spots like Laugavegur Street or the Hallgrímskirkja Church in Reykjavik. If that happens, we’ll guide you through the next steps to get a new passport.
Another frequent issue is delayed checked-in baggage. Let’s say you arrive at Keflavík International Airport, but your luggage is delayed. In this case, you can file a claim and receive a payout to buy essentials like clothes and toiletries, so your trip stays comfortable, even if things don’t go as planned.
And that’s just the start. With IndusInd travel insurance (formerly Reliance travel insurance), you’re covered from the moment you board your flight to the time you return home. It’s easy to file on the go via the IndusInd Self-i app, so whether it’s a lost passport or a baggage delay, help is always just a tap away.
Exploring Iceland should be all about unforgettable moments not unexpected expenses. IndusInd Iceland Travel Insurance (formerly Reliance Travel Insurance) offers affordable and dependable coverage designed to protect your journey every step of the way.
$500,000 Coverage*
High Medical Coverage
24/7 Customer Support*
Get help anywhere in Iceland
99.57% Claims Settled*
Speedy claim processes
No Medical Check-ups*
Just apply, pay and download!
Benefits of Buying Iceland Travel Insurance
Cashless Medical Coverage
Iceland’s known for its fresh seafood and unique Nordic dishes! But if the food doesn’t agree with you and you need to visit the hospital, your medical bills are covered. We offer cashless medical coverage of up to USD 500,000* (and USD 500* for emergency dental treatments). Meaning all you need to do is submit your policy at the front desk, and we take care of the rest!
24/7 Emergency Cash Support
A lost wallet after a fun night out in Reykjavik or one of its lively markets can quickly derail your travel plans. But worry not! We offer emergency cash up to USD 300. This support is available 24/7, so you can call us immediately when this happens. This benefit ensures you always have enough on-hand cash for food, transport, and accommodation.
Flight Delays & Connecting Flights
Airports like Keflavík International can get busy during peak travel times. So, if your flight gets delayed, we’ve got you covered. We cover flight delays over 12 hours up to USD 60 per day. This coverage can also come in handy if your next connecting flight from Iceland gets pushed unexpectedly.
Lost Baggage Support
Let’s say you arrive in Reykjavik, but your luggage doesn’t, and the airport staff informs you that your luggage is delayed. In this situation, you will receive up to USD 100 for checked-in baggage delays that exceed 12 hours. If your luggage is lost, we pay up to USD 1500. This can help you buy essentials like clothes and toiletries.
Personal Liability
Driving in Iceland, especially on scenic routes like the Ring Road, can be challenging. So if you’re renting a car and accidentally scratch a parked vehicle or hit a roadside barrier, our personal liability has you covered. We cover up to USD 200,000*, so you don’t pay out of pocket.
Loss of Passport
Exploring Iceland’s famous waterfalls or hopping between towns? Switching locations increases the risk of losing your passport along the way. That’s why we cover up to USD 300 to help you get a replacement passport. This includes reissue-related costs in Iceland.
Individual Travel Plan
IndusInd Iceland Travel Insurance provides all-around protection for your trip against a range of disruptions. Our individual travel plan offers comprehensive coverage for one traveller, making it a smart addition to any solo journey across Iceland—whether you're watching geysers erupt in Haukadalur, hiking the volcanic trails near Landmannalaugar, or enjoying a scenic drive through the fjords of the Eastfjords.
Here are the key features and coverage limits of this plan that make it a standout choice for travellers heading to Iceland:
Family Travel Plan
Why buy 4 separate plans when you can buy one plan to cover your family of 4! Our family travel insurance plan offers coverage up to $250,000*, and this coverage is shared among all family members. This makes policy handling and claims processing a lot easier since you'll just be using one plan to cover your entire family during your trip.
What is covered?
Emergency Care: Covers medical and dental treatment resulting directly from accidental injuries sustained during your trip.
Pre-existing Diseases: If a pre-existing condition becomes life-threatening while travelling, emergency treatment costs will be covered.
Third-Party Liability: If you accidentally injure someone or damage their property, we’ll cover the resulting medical or repair expenses.
Travel and Baggage Delay: Covers delays due to medical emergencies, bad weather, job loss or security issues. Baggage delays exceeding 12 hours are also covered.
Lost Passport: If your passport is lost or stolen during your trip, the plan helps cover the cost of getting you a replacement.
What is not Covered?
Planned Treatment: Travelling to any Asian country solely for medical treatment, surgery or cosmetic procedures is not covered under the policy.
Undeclared Pre-existing Diseases: Medical emergencies related to pre-existing illnesses that were not disclosed before purchasing the plan will not be covered.
Pregnancy-Related Exclusion: If you are over 30 weeks pregnant, any expenses related to childbirth or associated complications during the trip are excluded.
Legal Violations: Costs arising from legal issues, including situations that result in your passport being seized by authorities, are not covered.
Negligence: Claims won’t be accepted for missed flights caused by personal delays or failure to carry necessary travel documents.
Need Help?
Schedule a callback
Anyone who is above 18 years of age, have completed education up to at least 10th Standard and has a valid Aadhaar card & PAN card. For instance, below are few categories who can be benefited the most.
Enter Your Details
Enter your travel dates, DOB and choose Iceland as your destination.
Complete KYC
Enter your phone number and complete the online KYC process.
Pay & Get Policy
Pay online and get your Iceland travel insurance plan instantly via email.
Medical Claim
Medical Claim
Medical Claim
For medical claims, let us know via our helpline or email using your policy number.
Check if the hospital accepts cashless claims & submit the claim form.
IndusInd Care (previously Reliance Care) will review the claim and your documents.
Upon approval, we place a Guarantee of Pay (GoP) to the hospital.
If the hospital does not agree to the GoP, you can always file a reimbursement claim.
Types of Visas for Iceland
Greenland offers various types of visas depending on the purpose and duration of your stay. From tourist and business visas to education and retirement options, each visa serves a specific travel need.
Tourist Visa
For leisure travel or exploring Iceland. Indian citizens require a Schengen tourist visa, issued via VFS Global (partner of the Danish Embassy). Valid for up to 90 days. Applicants must submit a valid passport (minimum 3 months beyond stay), visa form, travel insurance, proof of accommodation, and return flight tickets. Extensions are rare and subject to Schengen rules.
Business Visa
For attending meetings, conferences, or trade events in Iceland. Valid for up to 90 days. Requires a company cover letter, invitation from an Icelandic partner, business registration proof, financial documents, and travel itinerary. Applications are processed via VFS Global. Employment is not permitted under this visa.
Student Visa
For academic studies at recognized institutions in Iceland. Requires an admission letter, financial proof, valid passport, travel insurance, and proof of accommodation. Initially issued for 90 days and extendable based on the study program. Eligible for a residence permit through Icelandic immigration authorities.
Work Visa
For employment or volunteering in Iceland. Requires a work permit, employment contract, and employer credentials. Valid for the contract period and extendable. Must be supported by a residence permit application. Approval must be obtained before arrival in Iceland.
Transit Visa
For travelers transiting through Iceland en route to another destination. Valid for up to 7 days and non-extendable. Requires passport, visa form, onward ticket, and destination visa (if applicable). Entry into Iceland is permitted only for transit purposes.
Family Visa
For joining family members residing in Iceland. Eligible applicants include spouses, children under 18, and legal guardians. Requires passport, application form, relationship proof, sponsor’s ID and income documents. Issued for long-term stay with residence permit eligibility.
Embassy Contact Details: India and Iceland
Parameters | Embassy of Iceland in India | Indian Embassy in Iceland |
|---|---|---|
Location | New Delhi, India | Reykjavik, Iceland |
Address | 33B Dr. S Radhakrishnan Marg, Chanakyapuri, New Delhi - 110021 | Túngata 7, 101 Reykjavik, Iceland |
Contact Number | +91 11 4353 0300 | +354 534 9955 |
Email Address | newdelhi@mfa.is; emb.newdelhi@mfa.is | hoc.reykjavik@mea.gov.in; cons.reykjavik@mea.gov.in |
Website | ||
Operating Days | Monday to Friday | Monday to Friday |
Operating Hours | Mon–Thu: 9:00 am – 4:30 pm, Fri: 9:00 am – 4:00 pm | Mon–Fri: 8:30 am – 5:00 pm |
Govt Supported
Govt Supported
Govt Supported
Best Time to Visit Iceland
Planning your trip to Iceland begins with choosing the right season to make the most of your experience. Here’s an overview of the best time to visit for everything from glacier hikes to cultural festivals.
Jun to Aug
What to Expect: Mild summer weather with temperatures around 10–15°C.
Perfect for: Adventure seekers, nature lovers, and road trippers.
Tourist Flow: High
Flights and Hotel Rates: Peak pricing due to summer demand
Return Airfare from India (Approx): ₹85,000–₹1,30,000*
Keep in Mind: Book early for popular tours and stays, especially along the Ring Road and Golden Circle.
Sep to Nov
What to Expect: Cooler temperatures and fewer crowds. Great for Northern Lights viewing.
Perfect for: Culture lovers, budget travelers, and photographers.
Tourist Flow: Moderate
Flights and Hotel Rates: Competitive pricing
Return Airfare from India (Approx): ₹75,000–₹1,10,000*
Keep in Mind: Weather can be unpredictable; pack layers and check road conditions regularly.
Dec to Mar
What to Expect: Temperatures around -1 to 4°C. Ideal for ice cave tours, and winter festivals.
Perfect for: Wildlife enthusiasts and off-season travelers.
Tourist Flow: Low to moderate
Flights and Hotel Rates: Lower rates except during Christmas and New Year.
Return Airfare from India (Approx): ₹70,000–₹1,05,000*
Keep in Mind: Book early for holiday travel and winter excursions; daylight hours are limited.
Interesting Facts About Iceland
Tundra Beauty – Iceland is famous for its dramatic landscapes, including glaciers, volcanoes, geysers, and black sand beaches.
Cultural Richness – Icelandic culture blends Norse heritage with modern Scandinavian influences. From sagas and folklore to music.
Remote Serenity – Iceland has vast open spaces regions like the Highlands and Westfjords offer untouched wilderness.
Icelandic Cuisine – Known for lamb, seafood, skyr, and rye bread, Iceland’s dishes like fermented shark and stews.
Warm Welcome – Icelanders are known for their hospitality and helpful nature. Travelers often find locals eager to share stories and offer guidance.
Natural Marvels – Iceland is home to the Blue Lagoon, Vatnajökull Glacier, and the Northern Lights. Its geothermal activity and rugged terrain make it one of the most geologically fascinating places on Earth.
Festivals & Traditions – Celebrate events like Þorrablót, Reykjavik Arts Festival, and Iceland Airwaves, which showcase Iceland’s music, art through vibrant performances and gatherings.
Adventure & Nature – From glacier hiking and whale watching to lava cave tours and puffin spotting, Iceland offers thrilling experiences for adventurers and wildlife enthusiasts.
Modern & Historic Blend – Reykjavik, the capital, combines colorful houses and Viking history with modern design and tech-savvy culture. Visitors enjoy museums, cafes, and scenic harbor views.
Eco-Friendly Focus – Iceland leads in renewable energy, with nearly all electricity from geothermal and hydropower. Its commitment to sustainability makes it a global model for green living.
Essential Apps for Your Iceland Trip
Translation
Icelandic is the official language, but most locals speak fluent English. Still, apps like Google Translate and SayHi can help with Icelandic phrases, especially in rural areas. Download offline language packs for convenience during road trips or hikes.
Accommodation and Hotel Booking
Top hotel booking apps include Booking.com, Airbnb, and Expedia. For reviews and local insights, TripAdvisor is highly recommended. Iceland also has unique stays like farmhouses and guesthouses—check Visit Iceland’s official site for curated options.
Navigation
Google Maps works well across Iceland, including Reykjavik and major towns. For offline use, Maps.me is ideal—especially for navigating the Ring Road, hiking trails, and remote regions like the Westfjords.
Transport
Public transport is limited outside Reykjavik. Use taxi apps like Hreyfill or arrange rides through hotels. For car rentals, try Rentalcars.com or Blue Car Rental. Domestic flights to remote areas can be booked via Air Iceland Connect or Norlandair.
Sightseeing and Events
Apps like GetYourGuide, Viator, and Klook offer tours for glacier hikes, Northern Lights, and geothermal spas. For local events and festivals, follow Visit Iceland on social media or check their official website.
Food Delivery
Food delivery is mostly available in Reykjavik. Apps like AHA.is or local restaurant delivery services are useful. For dining options, Google Maps and TripAdvisor help find top-rated restaurants and reviews across Iceland.
Key Takeaways
Iceland continues to be a dream destination for Indian travellers, thanks to its surreal landscapes, geothermal wonders, and unforgettable experiences like the Northern Lights and glacier hikes.
But even quick trips to Iceland can cause a lot of stress if issues like lost luggage and flight delays occur in an unfamiliar place. That’s why it’s important to insure your trip, no matter where you’re travelling to. In fact, with 37% of flights experiencing delays globally in 2024, more Indian travellers are now prioritising protection. Travelbizmonitor also noted an 18.95% surge in travel insurance sales in Q1 2025, to support this trend.
And that’s where IndusInd Iceland Travel Insurance (formerly Reliance Travel Insurance) steps in as your trusted companion. With our digital approach, you can download your travel insurance policy and save it onto your phone using the IndusInd Self-i app, so you can always contact us for any assistance.
With premiums starting at just ₹306*, you get dependable coverage that includes cashless coverage of medical expenses up to $500,000*, trip delay and flight cancellation benefits, lost passport assistance and dedicated worldwide customer support.
Whether you’re travelling solo, with friends, or on a family vacation, this plan helps you focus on what matters — making memories, not managing mishaps.
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